3811 Glenn Rd · Columbus, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 69.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 5 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +20.8/30.0
- ARV discount +11.2/15.0
- DSCR +6.6/10.0
- 1% rule +5.5/10.0
- Rent growth +3.2/5.0
- Livability +3.2/5.0
- Condition / age +2.5/5.0
- Schools +2.2/10.0
- Appreciation +0.0/10.0
$155,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Great 3 bedroom 2 bath home in established quiet neighborhood. . abundance of mature trees on the lot. Fenced yard. Tankless Hot Water System installed in 2025. Hardwood floors. Roof installed in 2023. A/C Heating Package replaced in 2014. New stove 2025. Refrigerator 2022. Large lot with lots of potential. Same owner for over 60 years.
Key facts
- 0.41 acre lot
- Built 1953
- Listed 101 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath single-family listed at $155k.
Deal economics
- At list price, monthly cash flow is $212 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $155k).
- Recommended offer: $141k (9.0% below list) — sets the bar for market timing.
- Cap rate 7.9% vs local median 4.7% in Columbus — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 64/100 on livability (#254 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety B; Watch: amenities D+, schools F, crime F.
- Muscogee County (urban): math 21% / reading 30% proficiency, ranked #120 of 174 in GA (top 69%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+2.8%/yr); 148 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; 291 units permitted in Muscogee County in 2024 (30 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Muscogee County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 101 days — a 9% lower offer ($141k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: built in 1953 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 69% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 101 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Built in 1953 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.05% ✓
- Cap rate
- 7.94%
- Cash-on-cash
- 5.87%
- DSCR
- 1.26
- GRM
- 7.9
CMA / ARV
- ARV (median comp)
- $168,752
- List price
- $155,000
- Delta
- -8.15%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3630 Vernon Dr | 0.18mi | 3/2.0 | 1,449 (+1%) | 2mo | $177,000 | $122 | 85 |
| 4908 Hall Ave | 0.20mi | 3/1.0 | 1,394 (-2%) | 12mo | $140,000 | $100 | 75 |
| 3872 E Britt David Rd | 0.10mi | 3/2.0 | 1,604 (+12%) | 7mo | $175,000 | $109 | 67 |
| 5421 Wayne Dr | 0.60mi | 3/1.0 | 1,422 (-0%) | 12mo | $93,730 | $66 | 59 |
| 4709 Rowland Ave | 0.54mi | 3/2.0 | 1,512 (+6%) | 7mo | $90,000 | $60 | 57 |
| 5517 Rodgers Dr | 0.45mi | 3/2.0 | 1,300 (-9%) | 7mo | $120,000 | $92 | 56 |
| 3920 Reese Rd | 0.53mi | 2/2.0 (-1) | 1,330 (-7%) | 2mo | $170,000 | $128 | 55 |
| 4220 King Arthur Pl | 0.73mi | 3/2.0 | 1,512 (+6%) | 1mo | $219,900 | $145 | 54 |
| 4425 Anglin Rd | 0.55mi | 3/2.0 | 1,550 (+8%) | 8mo | $196,000 | $126 | 52 |
| 4118 Terrace Pointe Dr | 0.71mi | 3/2.0 | 1,604 (+12%) | 10mo | $225,000 | $140 | 36 |
| 4202 King Arthur Pl | 0.70mi | 3/2.0 | 1,598 (+12%) | 13mo | $183,000 | $115 | 35 |
| 4208 King Arthur Pl | 0.71mi | 3/2.0 | 1,620 (+13%) | 13mo | $220,000 | $136 | 32 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.78% rent growth · sell at horizon
- IRR
- -7.5%
- Equity multiple
- 0.73×
- Total profit
- $-11,920
- Equity at exit
- $23,111
- IRR
- 1.9%
- Equity multiple
- 1.13×
- Total profit
- $5,677
- Equity at exit
- $13,402
Cash invested: $43,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31909
- Rents YoY
- 2.8%
- Active inventory
- 148
- Price-to-rent
- 7.9×
Monthly cashflow live
- Estimated rent
- $1,625 high interval (Pro) →
- Mortgage (P&I)
- −$813
- Tax est. 1.5%
- −$194 /mo · $2,325/yr
- Insurance
- −$65
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$341
- Net cashflow
- $212
Break-even live
Sensitivity live
| Price | -10% $320 | -5% $266 | +0% $212 | +5% $159 | +10% $105 |
|---|---|---|---|---|---|
| Rent | -10% $84 | -5% $148 | +0% $212 | +5% $277 | +10% $341 |
| Rate | -1.0pp $291 | -0.5pp $252 | base $212 | +0.5pp $172 | +1.0pp $131 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $38,750
- Closing costs
- $4,650
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 22 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5415 Eugenia Ave Columbus, GA | 3.0 | 1.0 | 964 | $1,200 | $1.24 | 44d | 1 | 0.29mi |
| 3828 Reese Rd Columbus, GA | 3.0 | 2.0 | 1107 | $2,450 | $2.21 | 44d | 1 | 0.51mi |
| 4419 Anglin Rd Columbus, GA | 3.0 | 2.0 | 1039 | $1,650 | $1.59 | 14d | 1 | 0.54mi |
| 6009 N Pointe Dr Columbus, GA | 4.0 | 2.0 | 1733 | $1,650 | $0.95 | 44d | 1 | 0.56mi |
| 4100 King Arthur Pl Columbus, GA | 3.0 | 2.0 | 1701 | $1,650 | $0.97 | 14d | 1 | 0.63mi |
| 4221 Bonnie Dr Columbus, GA | 3.0 | 2.0 | 1700 | $1,750 | $1.03 | 21d | 1 | 0.64mi |
| 3828 Anglin Ct Columbus, GA | 3.0 | 2.0 | 1477 | $1,700 | $1.15 | 21d | 1 | 0.65mi |
| 4343 Warm Springs Rd Columbus, GA | 2.0–3.0 | 2.0 | 1242 | $1,535 | $1.24 | 14d | 10 | 0.66mi |
| 5577 Terrace Pointe Ct Columbus, GA | 3.0 | 2.0 | 1667 | $1,850 | $1.11 | 21d | 1 | 0.72mi |
| 3625 Arkansas Dr Columbus, GA | 2.0 | 2.0 | 1050 | $1,150 | $1.10 | 21d | 1 | 0.91mi |
| 3625 Arkansas Dr Unit A2 Columbus, GA | 2.0 | 2.0 | 1000 | $1,295 | $1.29 | 44d | 1 | 0.91mi |
| 4845 Burt Mar Dr Unit G1 Columbus, GA | 2.0 | 2.0 | 1060 | $805 | $0.76 | 44d | 1 | 1.01mi |
| 3853 Rockdale Dr Columbus, GA | 4.0 | 2.0 | 1648 | $1,650 | $1.00 | 44d | 1 | 1.13mi |
| 5941 Reed Ave Columbus, GA | 3.0 | 2.0 | 1280 | $1,550 | $1.21 | 44d | 1 | 1.14mi |
| 3930 Fairview Dr Columbus, GA | 2.0 | 1.0 | 1104 | $1,350 | $1.22 | 44d | 1 | 1.19mi |
| 4120 Canady St Columbus, GA | 3.0 | 2.0 | 1854 | $1,725 | $0.93 | 44d | 1 | 1.27mi |
| 3931 Dexter Dr Columbus, GA | 2.0 | 1.0 | 1156 | $850 | $0.74 | 21d | 1 | 1.36mi |
| 2840 Warm Springs Rd Columbus, GA | 1.0–2.0 | 1.0–2.0 | 1196 | $1,500 | $1.25 | 14d | 8 | 1.37mi |
| 3140 Bonanza Dr Columbus, GA | 3.0 | 1.0 | 1058 | $1,550 | $1.47 | 44d | 1 | 1.39mi |
| 3111 Avon Dr Columbus, GA | 2.0 | 1.5 | 1116 | $1,100 | $0.99 | 14d | 1 | 1.45mi |
| 5710 August Ave Columbus, GA | 3.0 | 2.0 | 1545 | $1,700 | $1.10 | 21d | 1 | 1.46mi |
| 3110 College Ave Columbus, GA | 4.0 | 1.5 | 1604 | $1,875 | $1.17 | 21d | 1 | 1.50mi |
Listing history 18 events
-
2026-06-18days on market $155,000 Active 101 DOM
-
2026-06-17days on market $155,000 Active 100 DOM
-
2026-06-16days on market $155,000 Active 99 DOM
-
2026-06-15days on market $155,000 Active 98 DOM
-
2026-06-14days on market $155,000 Active 96 DOM
-
2026-06-13days on market $155,000 Active 95 DOM
-
2026-06-10days on market $155,000 Active 93 DOM
-
2026-06-09days on market $155,000 Active 92 DOM
-
2026-06-08days on market $155,000 Active 91 DOM
-
2026-06-07days on market $155,000 Active 90 DOM
-
2026-06-05remarks 374-char remark
-
2026-06-05days on market $155,000 Active 87 DOM
-
2026-06-03days on market $155,000 Active 86 DOM
-
2026-06-02days on market $155,000 Active 85 DOM
-
2026-06-01days on market $155,000 Active 84 DOM
-
2026-05-31days on market $155,000 Active 83 DOM
-
2026-05-30days on market $155,000 Active 82 DOM
-
2026-03-09$155,000 Active 339-char remark
Show marketing remark (339 chars)
Great 3 bedroom 2 bath home in established quiet neighborhood. . abundance of mature trees on the lot. Fenced yard. Tankless Hot Water System installed in 2025. Hardwood floors. Roof installed in 2023. A/C Heating Package replaced in 2014. New stove 2025. Refrigerator 2022. Large lot with lots of potential. Same owner for over 60 years.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥107°F today · 17 d/yr by 30 yrs out
- Wind 6/10 Major 69% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,498
- − Mortgage interest
- −$8,682
- − Property taxes
- −$2,325
- − Insurance
- −$775
- − Repairs & maintenance
- −$1,560
- − Management
- −$1,560
- − Depreciation
- −$4,509
- Taxable income
- $87
- Est. tax owed @ 24.0%
- −$21
- After-tax cash flow
- $2,529/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Muscogee County
- NCES district ID
- 1303870
- Math proficiency
- 21% ▼ -11.00%
- Reading proficiency
- 30% ▼ -7.00%
- Median HH income
- $41,176
- Composite
- 21.6/100
- National rank
- #8297
- State rank
- #120 of 174 in GA
Livability — Columbus
- Score
- 64/100
- State rank
- #254
- US rank
- #14102
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Columbus, GA
- County
- Muscogee County · 180,764 people
- City population
- 180,764
- Metro
- Columbus, GA-AL
- Population (ZIP)
- 39,364
- Household income
- $69,166
- Rent vs Own
- Severe rent burden
- 1819.0
Population outlook (Muscogee County) Hauer SSP2
- Today (2025)
- 216,729 people
- By 2030
- 224,504 · +3.6%
- By 2040
- 238,318 · +10.0%
- By 2050
- 249,027 · +14.9%
- By 2075
- 264,862 · +22.2%
- By 2100
- 254,786 · +17.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- White 53% Black 24% Hispanic / Latino 12% Two or more races 9% Asian 4%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 4% Dominican 1%
- Common ancestry
- Italian 3% Serbian 2% Lithuanian 2%
- Foreign-born
- 8% · Canada, Vietnam, Jamaica
- Languages at home
- 89% English-only · Spanish 7% Other Indo-European 2% Other Asian/Pacific 1%
Political lean MEDSL · Muscogee
- 2024 margin
- Strong D (+23.4) · D 61.4% · R 38.0%
- 2008→2024 swing
- +3.7pp toward D · 2008: 19.7pp · 2024: 23.4pp
- All cycles
- 2024: D+23.4 2020: D+24.0 2016: D+18.6 2012: D+21.3 2008: D+19.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -146.90%
- Current HPI
- 203.1499
- Rent YoY
- ▲ 2.78%
- Metro
- Columbus, GA-AL
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
|
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
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| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
1 event — show timeline
- 2026-03-09 Listed $155,000 ForSaleByOwner.com
Property tax history
+1.1%/yrLatest (2025): $11 · +10.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…