1541 26th Ave N · Hueytown, AL 35023

$82,700

2 bd · 1.0 ba · 768 sqft · SingleFamily public records · 260 Days on market

Built 1947 Fair condition 0.26 ac lot $108/sqft · 29% below area Est $117k · 29% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +8.4/10.0
• Appreciation +4.7/10.0
• Rent growth +2.9/5.0
• Livability +2.9/5.0
• Condition / age +2.2/5.0
• Schools +1.7/10.0

Listing remarks MLS

$5000.00 PRICE IMPROVEMENT!! WONDERFUL OPPORTUNITY FOR A FIRST TIME HOMEBUYER GETTING STARTED OR INVESTMENT!!! UPDATED BATHROOM!! 3 LARGE BEDROOMS!! UPDATED BATHROOM!! BEAUTIFUL NEW YELLAWOOD DECK OVERLOOKING LARGE FENED YARD IN THE HEART OF HUEYTOWN, CONVENIENT TO INTERSTATES, SHOPPING, GREAT VALUE IS WAITING FOR YOU!! BUYER'S AGENT TO VERIFY ANY INFORMATION OF ANY IMPORTANCE TO BUYERS. No representation is made as to the accuracy of any information contained herein by Sebro Realty nor it's agents.

Key facts

• 0.26 acre lot
• Built 1947
• Listed 259 days

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $83k. Condition is rated fair.

Deal economics

• At list price, monthly cash flow is $366 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $83k).
• Recommended offer: $73k (12.0% below list) — sets the bar for market timing.
• Cap rate 11.6% vs local median 5.9% in Hueytown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 57/100 on livability (#378 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, amenities F.
• Jefferson County (suburban): math 9% / reading 32% proficiency, ranked #104 of 129 in AL (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Hueytown Primary School (653 students, 64% FRL); Hueytown Middle School (math 0% / reading 30%, grade F, #206 of 257 statewide, top 80%, 789 students, 62% FRL); Hueytown High School (math 7% / reading 20%, grade F, #235 of 305 statewide, top 77%, 1,210 students, 79% FRL) — zoned schools average 68% FRL vs 49% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising (+1.6%/yr); 323 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals lingering (median 74d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 77% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).

Forward outlook

• In year one you build about $76 of equity ($572 loan paydown + $-496 appreciation (-0.6% local appreciation)).
• Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-0.6% appreciation + 1.6% rent growth), your $23k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

• It's been on market 260 days — a 12% lower offer ($73k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $7k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $23k; list at $83k implies a 261% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1947 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 44% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $72,776 (12.0% below list)

Questions for the listing agent

1. It's been on market 260 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
3. Built in 1947 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.34% ✓
• Cap rate: 11.61%
• Cash-on-cash: 18.97%
• DSCR: 1.84
• GRM: 6.2

CMA / ARV

• ARV (median comp): $117,025
• List price: $82,700
• Delta: -29.33%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 7 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1544 26th Ave N	0.03mi	2/1.0	720 (-6%)	1mo	$94,000	$131	87
1817 1/2 29th Ave	0.40mi	2/1.0	756 (-2%)	3mo	$60,000	$79	76
2006 27th Ave	0.46mi	3/1.0 (+1)	786 (+2%)	4mo	$40,000	$51	67
2925 20th St N	0.66mi	2/1.0	770 (+0%)	10mo	$95,000	$123	60
2000 18th Way	0.66mi	2/1.0	810 (+6%)	16mo	$16,119	$20	47
2614 15th St N	0.19mi	3/1.0 (+1)	864 (+12%)	23mo	$129,900	$150	46
2017 Mississippi Ave	0.65mi	3/1.0 (+1)	872 (+14%)	17mo	$86,000	$99	28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.6% appreciation · 1.6% rent growth · sell at horizon

5-year hold

• IRR: 16.0%
• Equity multiple: 1.74×
• Total profit: $17,034
• Equity at exit: $21,562

10-year hold

• IRR: 20.3%
• Equity multiple: 3.03×
• Total profit: $46,949
• Equity at exit: $24,035

Cash invested: $23,156 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

Balanced market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 6 active · 7 under contract
• Months of supply: 5.1 mo (19%/mo absorbed)
• Median asking: $80,000 ($91/sqft)
• Median days on market: 75 d
• This list price: 50% of active listings are priced below it
• ARV vs active asking: +67.8% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 35023

• Home prices YoY: -0.1%
• Rents YoY: 1.6%
• Active inventory: 323
• Price-to-rent: 6.2×

Monthly cashflow live

• Estimated rent: $1,107 high
• Mortgage (P&I): −$434
• Tax from tax record: −$40 /mo · $482/yr
• Insurance: −$34
• HOA: −$0
• Vacancy / Maint / Mgmt: −$232
• Net cashflow: $366

Break-even live

Break-even rent $643

Max offer price $82,700

Occupancy floor 62%

Sensitivity live

Price	-10% $413	-5% $390	+0% $366	+5% $343	+10% $319
Rent	-10% $279	-5% $322	+0% $366	+5% $410	+10% $454
Rate	-1.0pp $408	-0.5pp $387	base $366	+0.5pp $345	+1.0pp $323

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $20,675
• Closing costs: $2,481
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 13 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1612 26th Ave N Bessemer, AL	2.0	1.0	1050	$1,245	$1.19	86d	1	0.06mi
1623 26th Ave N Bessemer, AL	2.0	1.0	1004	$1,025	$1.02	63d	1	0.06mi
1623 26th Ave N Bessemer, AL	2.0	1.0	1004	$1,095	$1.09	107d	1	0.06mi
1714 25th Ave N Hueytown, AL	2.0	1.0	864	$900	$1.04	6d	1	0.13mi
2234 19th St N Bessemer, AL	2.0	1.0	1106	$975	$0.88	139d	1	0.45mi
1314 22nd Ave N Bessemer, AL	3.0	1.0	1038	$1,000	$0.96	139d	1	0.61mi
2024 28th Ave N Bessemer, AL	2.0	1.0	952	$1,050	$1.10	6d	1	0.63mi
418 Murphys Ln Bessemer, AL	3.0	2.0	1125	$1,200	$1.07	63d	1	0.70mi
2423 Circle Dr Bessemer, AL	2.0	1.0	732	$1,050	$1.43	139d	1	0.83mi
1908 Long 12th St Bessemer, AL	3.0	2.0	1120	$1,225	$1.09	74d	1	0.89mi
2822 Brooklane Dr Bessemer, AL	2.0	1.0	975	$1,000	$1.03	139d	1	1.12mi
1211 13th St N Bessemer, AL	3.0	2.0	1091	$1,200	$1.10	0d	1	1.37mi
106 Walker Ave Bessemer, AL	1.0	1.0	576	$725	$1.26	71d	1	1.47mi

Listing history 50 events

1. 2026-09-24
   days on market $82,700 Active 260 DOM
2. 2026-09-23
   days on market $82,700 Active 259 DOM
3. 2026-09-22
   days on market $82,700 Active 258 DOM
4. 2026-09-21
   days on market $82,700 Active 257 DOM
5. 2026-09-20
   days on market $82,700 Active 256 DOM
6. 2026-09-19
   days on market $82,700 Active 255 DOM
7. 2026-09-18
   days on market $82,700 Active 254 DOM
8. 2026-09-17
   days on market $82,700 Active 253 DOM
9. 2026-09-16
   days on market $82,700 Active 252 DOM
10. 2026-09-15
    days on market $82,700 Active 251 DOM
11. 2026-09-14
    days on market $82,700 Active 250 DOM
12. 2026-09-13
    days on market $82,700 Active 249 DOM
13. 2026-09-12
    days on market $82,700 Active 248 DOM
14. 2026-09-11
    days on market $82,700 Active 247 DOM
15. 2026-09-05
    days on market $82,700 Active 241 DOM
16. 2026-09-04
    days on market $82,700 Active 240 DOM
17. 2026-09-03
    days on market $82,700 Active 239 DOM
18. 2026-08-31
    days on market $82,700 Active 236 DOM
19. 2026-08-30
    days on market $82,700 Active 235 DOM
20. 2026-08-28
    days on market $82,700 Active 233 DOM
21. 2026-08-27
    days on market $82,700 Active 232 DOM
22. 2026-08-26
    days on market $82,700 Active 231 DOM
23. 2026-08-25
    days on market $82,700 Active 230 DOM
24. 2026-08-24
    days on market $82,700 Active 229 DOM
25. 2026-08-23
    days on market $82,700 Active 228 DOM
26. 2026-08-22
    days on market $82,700 Active 227 DOM
27. 2026-08-21
    days on market $82,700 Active 226 DOM
28. 2026-08-20
    days on market $82,700 Active 225 DOM
29. 2026-08-19
    days on market $82,700 Active 224 DOM
30. 2026-08-18
    days on market $82,700 Active 223 DOM
31. 2026-08-17
    days on market $82,700 Active 222 DOM
32. 2026-08-16
    days on market $82,700 Active 221 DOM
33. 2026-08-15
    days on market $82,700 Active 220 DOM
34. 2026-08-14
    days on market $82,700 Active 219 DOM
35. 2026-08-13
    days on market $82,700 Active 218 DOM
36. 2026-08-12
    days on market $82,700 Active 217 DOM
37. 2026-08-11
    days on market $82,700 Active 216 DOM
38. 2026-08-10
    days on market $82,700 Active 215 DOM
39. 2026-08-09
    days on market $82,700 Active 214 DOM
40. 2026-08-08
    days on market $82,700 Active 213 DOM
41. 2026-08-07
    days on market $82,700 Active 212 DOM
42. 2026-08-06
    days on market $82,700 Active 211 DOM
43. 2026-08-05
    days on market $82,700 Active 210 DOM
44. 2026-08-04
    days on market $82,700 Active 209 DOM
45. 2026-08-03
    days on market $82,700 Active 208 DOM
46. 2026-07-31
    days on market $82,700 Active 206 DOM
47. 2026-07-30
    days on market $82,700 Active 204 DOM
48. 2026-07-28
    days on market $82,700 Active 203 DOM
49. 2026-07-26
    days on market $82,700 Active 201 DOM
50. 2026-07-24
    days on market $82,700 Active 199 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $482 · $40/mo
• Projected year-2 tax: $482 · $40/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥109°F today · 19 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 44% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,282
• − Mortgage interest: −$4,632
• − Property taxes: −$482
• − Insurance: −$414
• − Repairs & maintenance: −$1,063
• − Management: −$1,063
• − Depreciation: −$2,406
• Taxable income: $3,223
• Est. tax owed @ 24.0%: −$774
• After-tax cash flow: $3,620/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 2 photos

Fair 45/100 Moderate rehab Est. rehab $19,200–$34,560 screening

This home requires moderate repairs and maintenance, including roof replacement and exterior painting, to improve its condition and value.

Repairs flagged

• Major roof — Signs of significant wear
• Major exterior siding — Weathered and peeling
• Major landscaping — Overgrown and unkempt

Value-add opportunities

• Both landscaping and fencing — Enhances curb appeal and property value ↑
• Both paint exterior and roof — Improves home's appearance and value ↑
• Both repair and replace windows — Enhances energy efficiency and value ↑

ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 17/100

Zoned Schools

Elementary Hueytown Intermediate School F AL #431/627 Nat'l #31,702/41,679 Middle Hueytown Middle School F AL #206/257 Nat'l #12,632/14,009 High Hueytown High School F AL #235/305 Nat'l #15,655/17,239

Schools (NCES district)

• District: Jefferson County
• NCES district ID: 0101920
• Math proficiency: 9% ▼ -24.00%
• Reading proficiency: 32% ▼ -5.00%
• Median HH income: $51,712
• Composite: 18.4/100
• National rank: #8937
• State rank: #104 of 129 in AL

D Composite livability gradescore 57/100

Livability — Hueytown

• Score: 57/100
• State rank: #378
• US rank: #21611

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Hueytown, AL
• County: Jefferson County · 669,185 people
• Metro: Birmingham-Hoover, AL
• Population (ZIP): 25,533
• Household income: $69,863
• Rent vs Own: 15.1% rent · 84.9% own
• Severe rent burden: 14% of renters

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Population outlook (Jefferson County) Hauer SSP2

• Today (2025): 669,185 people
• By 2030: 669,694 · +0.1%
• By 2040: 661,388 · -1.2%
• By 2050: 643,086 · -3.9%
• By 2075: 577,267 · -13.7%
• By 2100: 474,758 · -29.1%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: White 58% Black 30% Hispanic / Latino 7% Two or more races 3%
• Hispanic origin (detail): Mexican 5%
• Common ancestry: Slovak 1% Lithuanian 1% Serbian 1%
• Foreign-born: 4% · Canada
• Languages at home: 93% English-only · Spanish 7%

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Political lean MEDSL · Jefferson

• 2024 margin: D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
• 2008→2024 swing: +5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
• All cycles: 2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -0.60%
• Current HPI: 389.38
• Rent YoY: ▲ 1.60%
• Metro: Birmingham-Hoover, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

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Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+269.9% since first listed

5 events — show timeline

• 2026-04-01 Relisted — Greater Alabama MLS
• 2026-04-01 Delisted — Greater Alabama MLS
• 2026-03-11 Price Changed $84,700 Greater Alabama MLS
• 2026-01-06 Listed $89,700 Greater Alabama MLS
• 1979-04-01 Sold (Public Records) $22,900 Public Records

Property tax history

+4.9%/yr

Latest (2025): $482 · +1.8% YoY. Source: county tax records.