74578 Zircon Cir E · Palm Desert, CA 92260

$259,900

2 bd · 2.0 ba · 1,542 sqft · Manufactured public records · 222 Days on market

Built 1983 4,792 sqft lot $169/sqft · 9% below area Est $284k · 9% under $440/mo HOA · 11% of rent

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +11.4/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Schools +3.8/10.0
• Rent growth +2.9/5.0
• Livability +2.6/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Nice price reduction to help with future upgrades!55+Active Living at its best! Gated 18 hole-golf community with a newly remodeled clubhouse, 3 pools, pickleball & many great neighbors to enhance your new adventure. This 2Br, 1500+sq. ft home enjoys a great mountain view from the covered patio. Lots of light thru the dual pane vinyl windows, and you will enjoy the vaulted ceilings & open floor plan. The kitchen has been updated with quartz island, pedestal lights & stainless appliances. The large open living room has a nook area for media center or shelving. The primary bedroom has a large en-suite bath, dual sinks, separate tub & bath. A special feature is this bedrooms own door out to the side patio where you can enjoy morning coffee & even a play area for your canine pal. The primary Br. has a large walk-in closet & the secondary Br. is adjacent to the guest bath with its own soaking tub with shower. The large laundry area has a built in desk for your home office & easy access to the carport. The carport is extra long with a storage shed & private area for an easily enclosed patio with 2 entries to the house. Many nice features such as the tile backsplash in the kitchen, paneled doors, ceiling fans, laminate flooring & high ceilings. There are still some updates that you will want to do to make this your perfect Desert 2nd home or full-time Oasis. The low HOA fee of $440 includes free golf to owners on the beautifully maintained Par 3 Accredited course with many lovely trees & lakes. There are 3 pools, pickleball, bocce ball, Pub, fitness room & great newly remodeled clubhouse. You also OWN your land in Portola which preserves your future equity. Permanent Foundation for ease of financing. Best Palm Desert location near El Paseo & all of its great shops & restaurants as well as the McCallum Theatre & Palm Desert Civic Center Park with its lovely walking trails & Aquatic Center. Come see why so many are choosing Portola Country Club for their exciting new life adventure.

Key facts

• Quartz island
• Stainless appliances
• Great mountain view

Tags

• GATED GOLF COMMUNITY
• GREAT MOUNTAIN VIEW
• COVERED PATIO
• UPDATED KITCHEN
• QUARTZ ISLAND
• STAINLESS APPLIANCES

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $260k.

Deal economics

• At list price, monthly cash flow is $1k ($12k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($4k rent vs $260k).
• Recommended offer: $229k (12.0% below list) — sets the bar for market timing.
• Cap rate 11.1% vs local median 3.4% in Palm Desert — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 51/100 on livability (#1,050 in CA) — a working-class tenant base; expect higher turnover. Strengths: employment B+, housing B; Watch: crime D, amenities F, commute F.
• Desert Sands Unified (suburban): math 31% / reading 56% proficiency, ranked #199 of 517 in CA (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: James Earl Carter Elementary (516 students, 53% FRL); Colonel Mitchell Paige Middle (math 10% / reading 10%, grade F, #474 of 498 statewide, top 99%, 436 students, 74% FRL); Palm Desert High (math 42% / reading 67%, grade C-, #256 of 1,170 statewide, top 24%, 2,050 students, 57% FRL).
• Market conditions: Rents rising (+1.6%/yr); 551 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 65% of comp listings sitting > 30 days — soft ceiling on asking rent; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
• At $4,055/mo this rent would consume 69% of the median local household income ($70k/yr) (locally 1734% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 1.6% rent growth), your $73k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• It's been on market 222 days — a 12% lower offer ($229k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 17y ago; this cycle's ask has dropped $50k (16%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $190k; 37% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $228,712 (12.0% below list)

Questions for the listing agent

1. It's been on market 222 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.56% ✓
• Cap rate: 11.07%
• Cash-on-cash: 17.07%
• DSCR: 1.76
• GRM: 5.3

CMA / ARV

• ARV (median comp): $284,500
• List price: $259,900
• Delta: -8.65%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
74578 Zircon Cir E	0.00mi	2/2.0	1,542 (0%)	0mo	$250,000	$162	100
74592 Nevada Cir E	0.14mi	2/2.0	1,590 (+3%)	2mo	$317,000	$199	86
74411 Gary Ave. Ave	0.17mi	2/2.0	1,584 (+3%)	5mo	$397,000	$251	84
42090 Diadomite Way	0.19mi	2/2.0	1,520 (-1%)	7mo	$240,000	$158	82
74596 Azurite Cir E	0.04mi	2/2.0	1,440 (-7%)	6mo	$201,600	$140	82
74529 Azurite Cir	0.11mi	2/2.0	1,740 (+13%)	1mo	$427,500	$246	73
42651 Vanadium Pl	0.28mi	2/2.0	1,440 (-7%)	4mo	$290,000	$201	72
42605 Vanadium	0.28mi	2/2.0	1,416 (-8%)	2mo	$235,000	$166	72
74647 Azurite Cir E	0.09mi	3/2.0 (+1)	1,700 (+10%)	4mo	$260,000	$153	70
74072 Mercury Circle Cir W	0.31mi	2/2.0	1,440 (-7%)	5mo	$222,000	$154	70
74584 Nevada Cir E	0.13mi	2/2.0	1,734 (+12%)	6mo	$257,500	$149	68
42585 Granite Pl	0.16mi	2/2.0	1,760 (+14%)	6mo	$175,000	$99	64

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.6% rent growth · sell at horizon

5-year hold

• IRR: 6.6%
• Equity multiple: 1.25×
• Total profit: $18,462
• Equity at exit: $38,752

10-year hold

• IRR: 14.6%
• Equity multiple: 2.09×
• Total profit: $79,663
• Equity at exit: $22,471

Cash invested: $72,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 92260

• Rents YoY: 1.6%
• Active inventory: 551
• Price-to-rent: 5.3×

Monthly cashflow live

• Estimated rent: $4,055 high
• Mortgage (P&I): −$1,363
• Tax from tax record: −$257 /mo · $3,087/yr
• Insurance: −$108
• HOA: −$440
• Vacancy / Maint / Mgmt: −$852
• Net cashflow: $1,035

Break-even live

Break-even rent $2,745

Max offer price $259,900

Occupancy floor 69%

Sensitivity live

Price	-10% $1,182	-5% $1,109	+0% $1,035	+5% $961	+10% $888
Rent	-10% $715	-5% $875	+0% $1,035	+5% $1,195	+10% $1,355
Rate	-1.0pp $1,166	-0.5pp $1,101	base $1,035	+0.5pp $968	+1.0pp $899

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $64,975
• Closing costs: $7,797
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
74350 Magnesia Falls Dr Unit 1 Palm Desert, CA	3.0	2.0	1200	$2,595	$2.16	12d	1	0.29mi
74036 Mercury Cir W Palm Desert, CA	2.0	2.0	1440	$2,800	$1.94	45d	1	0.32mi
74401 Hovley Lane East Palm Desert, CA	1.0–3.0	1.0–2.0	1042	$2,656	$2.55	0d	22	0.34mi
255 Via Rengo Palm Desert, CA	2.0	2.0	1122	$2,600	$2.32	6d	1	0.42mi
255 Via Rengo Palm Desert, CA	2.0	2.0	1122	$2,700	$2.41	45d	1	0.42mi
42575 Cook St Palm Desert, CA	2.0	2.0	1050	$1,950	$1.86	26d	1	0.53mi
82 Presidio Pl Palm Desert, CA	3.0	2.0	1851	$5,500	$2.97	45d	1	0.56mi
84 Presidio Pl Palm Desert, CA	3.0	2.0	1921	$6,500	$3.38	45d	1	0.57mi
92 Presidio Pl Palm Desert, CA	3.0	2.0	1821	$5,500	$3.02	45d	1	0.59mi
34934 Phyllis Jackson Ln Palm Desert, CA	3.0	2.5	1600	$3,400	$2.12	20d	1	0.64mi
34946 Phyllis Jackson Ln Palm Desert, CA	3.0	2.5	1600	$3,400	$2.12	20d	1	0.64mi
34931 Phyllis Jackson Ln Palm Desert, CA	3.0	2.5	1600	$3,375	$2.11	20d	1	0.64mi
34921 Phyllis Jackson Ln Palm Desert, CA	3.0	2.5	1600	$3,375	$2.11	20d	1	0.64mi
168 Camino Arroyo S Palm Desert, CA	3.0	3.0	2051	$5,000	$2.44	45d	1	0.67mi
181 Camino Arroyo S Palm Desert, CA	3.0	2.0	1821	$6,300	$3.46	45d	1	0.70mi
289 Castellana N Palm Desert, CA	2.0	2.0	1457	$3,000	$2.06	26d	1	0.75mi
38 Conejo Cir Palm Desert, CA	3.0	3.0	2056	$6,500	$3.16	45d	1	0.77mi
39 Camino Arroyo Pl Palm Desert, CA	2.0	2.0	1533	$6,000	$3.91	45d	1	0.78mi
432 S Sierra Madre Palm Desert, CA	2.0	2.0	1584	$5,300	$3.35	45d	1	0.81mi
430 S Sierra Madre Palm Desert, CA	2.0	2.0	1303	$5,500	$4.22	45d	1	0.82mi
206 Lakecrest Ln Palm Desert, CA	2.0	2.0	1138	$2,300	$2.02	13d	1	0.88mi
259 Calle del Verano Palm Desert, CA	2.0	2.0	1303	$5,200	$3.99	45d	1	0.90mi
257 Calle del Verano Palm Desert, CA	2.0	2.0	1303	$5,300	$4.07	45d	1	0.90mi
72560 1/2 Santa Fe Trl Palm Desert, CA	2.0	1.0–2.0	840	$3,517	$4.19	0d	26	0.90mi
85 Conejo Cir Palm Desert, CA	3.0	3.0	2119	$6,000	$2.83	45d	1	0.90mi
352 S Sierra Madre Palm Desert, CA	2.0	2.0	1584	$5,800	$3.66	45d	1	0.92mi
82 Conejo Cir Palm Desert, CA	3.0	2.0	1759	$6,500	$3.70	45d	1	0.92mi
280 Castellana S Palm Desert, CA	2.0	2.0	1303	$6,000	$4.60	45d	1	0.93mi
44299 Capri Ct Palm Desert, CA	3.0	2.0	1543	$3,200	$2.07	45d	1	0.95mi
73760 Rancho Rd Unit 2 Palm Desert, CA	2.0	1.0	1150	$1,595	$1.39	14d	1	0.95mi
365 San Remo St Palm Desert, CA	2.0	2.0	1303	$5,500	$4.22	45d	1	0.96mi
153 Camino Arroyo N Palm Desert, CA	3.0	2.0	1980	$7,300	$3.69	22d	1	0.96mi
363 San Remo St Palm Desert, CA	2.0	2.0	1656	$7,500	$4.53	45d	1	0.96mi
150 Willow Lake Dr Palm Desert, CA	2.0	2.0	1138	$2,500	$2.20	45d	1	0.98mi
75250 Vista Huerto Palm Desert, CA	3.0	2.0	1184	$5,500	$4.65	26d	1	0.98mi
44451 Kings Canyon Ln Palm Desert, CA	3.0	2.5	2181	$10,600	$4.86	45d	1	0.98mi
166 Wimbledon Ct Palm Desert, CA	2.0	2.0	1250	$3,200	$2.56	45d	1	0.98mi
191 Winterhaven Cir Palm Desert, CA	2.0	1.5	1250	$2,800	$2.24	45d	1	0.99mi
359 Villena Way Palm Desert, CA	2.0	2.0	2208	$9,500	$4.30	45d	1	0.99mi
25 Maximo Way Palm Desert, CA	3.0	3.0	2056	$7,800	$3.79	45d	1	1.00mi

HOA detail

• Monthly dues: $440 · $5,280/yr
• Likely covers: poolsecurity

Listing history 42 events

1. 2026-06-15
   status $259,900 Pending 222 DOM
2. 2026-06-15
   days on market $259,900 Active Under Contract 222 DOM
3. 2026-06-13
   days on market $259,900 Active Under Contract 220 DOM
4. 2026-06-09
   days on market $259,900 Active Under Contract 216 DOM
5. 2026-06-08
   days on market $259,900 Active Under Contract 215 DOM
6. 2026-06-07
   days on market $259,900 Active Under Contract 214 DOM
7. 2026-06-04
   days on market $259,900 Active Under Contract 211 DOM
8. 2026-06-03
   days on market $259,900 Active Under Contract 210 DOM
9. 2026-06-02
   days on market $259,900 Active Under Contract 209 DOM
10. 2026-06-01
    days on market $259,900 Active Under Contract 208 DOM
11. 2026-05-31
    days on market $259,900 Active Under Contract 207 DOM
12. 2026-04-08
    price $259,900 2098-char remark

    Show marketing remark (2098 chars)

    Nice price reduction to help with future upgrades!55+Active Living at its best! Gated 18 hole-golf community with a newly remodeled clubhouse, 3 pools, pickleball & many great neighbors to enhance your new adventure. This 2Br, 1500+sq. ft home enjoys a great mountain view from the covered patio. Lots of light thru the dual pane vinyl windows, and you will enjoy the vaulted ceilings & open floor plan. The kitchen has been updated with quartz island, pedestal lights & stainless appliances. The large open living room has a nook area for media center or shelving. The primary bedroom has a large en-suite bath, dual sinks, separate tub & bath. A special feature is this bedrooms own door out to the side patio where you can enjoy morning coffee & even a play area for your canine pal. The primary Br. has a large walk-in closet & the secondary Br. is adjacent to the guest bath with its own soaking tub with shower. The large laundry area has a built in desk for your home office & easy access to the carport. The carport is extra long with a storage shed & private area for an easily enclosed patio with 2 entries to the house. Many nice features such as the tile backsplash in the kitchen, paneled doors, ceiling fans, laminate flooring & high ceilings. There are still some updates that you will want to do to make this your perfect Desert 2nd home or full-time Oasis. The low HOA fee of $440 includes free golf to owners on the beautifully maintained Par 3 Accredited course with many lovely trees & lakes. There are 3 pools, pickleball, bocce ball, Pub, fitness room & great newly remodeled clubhouse. You also OWN your land in Portola which preserves your future equity. Permanent Foundation for ease of financing. Best Palm Desert location near El Paseo & all of its great shops & restaurants as well as the McCallum Theatre & Palm Desert Civic Center Park with its lovely walking trails & Aquatic Center. Come see why so many are choosing Portola Country Club for their exciting new life adventure.

13. 2026-03-18
    price $269,000 2098-char remark

    Show marketing remark (2098 chars)

    Nice price reduction to help with future upgrades!55+Active Living at its best! Gated 18 hole-golf community with a newly remodeled clubhouse, 3 pools, pickleball & many great neighbors to enhance your new adventure. This 2Br, 1500+sq. ft home enjoys a great mountain view from the covered patio. Lots of light thru the dual pane vinyl windows, and you will enjoy the vaulted ceilings & open floor plan. The kitchen has been updated with quartz island, pedestal lights & stainless appliances. The large open living room has a nook area for media center or shelving. The primary bedroom has a large en-suite bath, dual sinks, separate tub & bath. A special feature is this bedrooms own door out to the side patio where you can enjoy morning coffee & even a play area for your canine pal. The primary Br. has a large walk-in closet & the secondary Br. is adjacent to the guest bath with its own soaking tub with shower. The large laundry area has a built in desk for your home office & easy access to the carport. The carport is extra long with a storage shed & private area for an easily enclosed patio with 2 entries to the house. Many nice features such as the tile backsplash in the kitchen, paneled doors, ceiling fans, laminate flooring & high ceilings. There are still some updates that you will want to do to make this your perfect Desert 2nd home or full-time Oasis. The low HOA fee of $440 includes free golf to owners on the beautifully maintained Par 3 Accredited course with many lovely trees & lakes. There are 3 pools, pickleball, bocce ball, Pub, fitness room & great newly remodeled clubhouse. You also OWN your land in Portola which preserves your future equity. Permanent Foundation for ease of financing. Best Palm Desert location near El Paseo & all of its great shops & restaurants as well as the McCallum Theatre & Palm Desert Civic Center Park with its lovely walking trails & Aquatic Center. Come see why so many are choosing Portola Country Club for their exciting new life adventure.

14. 2026-02-05
    price $279,000 2098-char remark

    Show marketing remark (2098 chars)

    Nice price reduction to help with future upgrades!55+Active Living at its best! Gated 18 hole-golf community with a newly remodeled clubhouse, 3 pools, pickleball & many great neighbors to enhance your new adventure. This 2Br, 1500+sq. ft home enjoys a great mountain view from the covered patio. Lots of light thru the dual pane vinyl windows, and you will enjoy the vaulted ceilings & open floor plan. The kitchen has been updated with quartz island, pedestal lights & stainless appliances. The large open living room has a nook area for media center or shelving. The primary bedroom has a large en-suite bath, dual sinks, separate tub & bath. A special feature is this bedrooms own door out to the side patio where you can enjoy morning coffee & even a play area for your canine pal. The primary Br. has a large walk-in closet & the secondary Br. is adjacent to the guest bath with its own soaking tub with shower. The large laundry area has a built in desk for your home office & easy access to the carport. The carport is extra long with a storage shed & private area for an easily enclosed patio with 2 entries to the house. Many nice features such as the tile backsplash in the kitchen, paneled doors, ceiling fans, laminate flooring & high ceilings. There are still some updates that you will want to do to make this your perfect Desert 2nd home or full-time Oasis. The low HOA fee of $440 includes free golf to owners on the beautifully maintained Par 3 Accredited course with many lovely trees & lakes. There are 3 pools, pickleball, bocce ball, Pub, fitness room & great newly remodeled clubhouse. You also OWN your land in Portola which preserves your future equity. Permanent Foundation for ease of financing. Best Palm Desert location near El Paseo & all of its great shops & restaurants as well as the McCallum Theatre & Palm Desert Civic Center Park with its lovely walking trails & Aquatic Center. Come see why so many are choosing Portola Country Club for their exciting new life adventure.

15. 2025-12-09
    price $285,000 2098-char remark

    Show marketing remark (2098 chars)

    Nice price reduction to help with future upgrades!55+Active Living at its best! Gated 18 hole-golf community with a newly remodeled clubhouse, 3 pools, pickleball & many great neighbors to enhance your new adventure. This 2Br, 1500+sq. ft home enjoys a great mountain view from the covered patio. Lots of light thru the dual pane vinyl windows, and you will enjoy the vaulted ceilings & open floor plan. The kitchen has been updated with quartz island, pedestal lights & stainless appliances. The large open living room has a nook area for media center or shelving. The primary bedroom has a large en-suite bath, dual sinks, separate tub & bath. A special feature is this bedrooms own door out to the side patio where you can enjoy morning coffee & even a play area for your canine pal. The primary Br. has a large walk-in closet & the secondary Br. is adjacent to the guest bath with its own soaking tub with shower. The large laundry area has a built in desk for your home office & easy access to the carport. The carport is extra long with a storage shed & private area for an easily enclosed patio with 2 entries to the house. Many nice features such as the tile backsplash in the kitchen, paneled doors, ceiling fans, laminate flooring & high ceilings. There are still some updates that you will want to do to make this your perfect Desert 2nd home or full-time Oasis. The low HOA fee of $440 includes free golf to owners on the beautifully maintained Par 3 Accredited course with many lovely trees & lakes. There are 3 pools, pickleball, bocce ball, Pub, fitness room & great newly remodeled clubhouse. You also OWN your land in Portola which preserves your future equity. Permanent Foundation for ease of financing. Best Palm Desert location near El Paseo & all of its great shops & restaurants as well as the McCallum Theatre & Palm Desert Civic Center Park with its lovely walking trails & Aquatic Center. Come see why so many are choosing Portola Country Club for their exciting new life adventure.

16. 2025-10-28
    listed $310,000 Active 2098-char remark

    Show marketing remark (2098 chars)

    Nice price reduction to help with future upgrades!55+Active Living at its best! Gated 18 hole-golf community with a newly remodeled clubhouse, 3 pools, pickleball & many great neighbors to enhance your new adventure. This 2Br, 1500+sq. ft home enjoys a great mountain view from the covered patio. Lots of light thru the dual pane vinyl windows, and you will enjoy the vaulted ceilings & open floor plan. The kitchen has been updated with quartz island, pedestal lights & stainless appliances. The large open living room has a nook area for media center or shelving. The primary bedroom has a large en-suite bath, dual sinks, separate tub & bath. A special feature is this bedrooms own door out to the side patio where you can enjoy morning coffee & even a play area for your canine pal. The primary Br. has a large walk-in closet & the secondary Br. is adjacent to the guest bath with its own soaking tub with shower. The large laundry area has a built in desk for your home office & easy access to the carport. The carport is extra long with a storage shed & private area for an easily enclosed patio with 2 entries to the house. Many nice features such as the tile backsplash in the kitchen, paneled doors, ceiling fans, laminate flooring & high ceilings. There are still some updates that you will want to do to make this your perfect Desert 2nd home or full-time Oasis. The low HOA fee of $440 includes free golf to owners on the beautifully maintained Par 3 Accredited course with many lovely trees & lakes. There are 3 pools, pickleball, bocce ball, Pub, fitness room & great newly remodeled clubhouse. You also OWN your land in Portola which preserves your future equity. Permanent Foundation for ease of financing. Best Palm Desert location near El Paseo & all of its great shops & restaurants as well as the McCallum Theatre & Palm Desert Civic Center Park with its lovely walking trails & Aquatic Center. Come see why so many are choosing Portola Country Club for their exciting new life adventure.

17. 2025-10-15
    listed $349,900 Active
18. 2025-09-23
    historical
19. 2016-12-29
    soldstatus $189,500 Closed
20. 2016-12-29
    soldstatus $189,500 Sold
21. 2016-12-23
    soldstatus $189,500
22. 2016-11-18
    status Pending
23. 2016-10-23
    listed $198,500 Active
24. 2012-04-19
    soldstatus $123,500 Closed
25. 2012-04-19
    soldstatus $123,500 Closed
26. 2012-04-18
    soldstatus $123,500
27. 2012-03-17
    status Pending
28. 2011-06-10
    listed $135,900 Active
29. 2011-05-24
    historical
30. 2011-03-28
    price
31. 2010-12-28
    price
32. 2010-12-12
    price
33. 2010-11-30
    historical
34. 2010-11-30
    listed Active
35. 2010-11-27
    listed $150,000 Active
36. 2009-11-30
    historical
37. 2009-11-30
    soldstatus $120,000 Closed
38. 2009-11-30
    soldstatus $120,000 Closed
39. 2009-11-30
    soldstatus $120,000
40. 2009-11-06
    historical Contingent
41. 2009-11-04
    listed $124,900 Active
42. 1989-05-02
    soldstatus $93,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

• Current annual tax: $3,087 · $257/mo
• Projected year-2 tax: $3,087 · $257/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥114°F today · 19 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $48,661
• − Mortgage interest: −$14,558
• − Property taxes: −$3,087
• − Insurance: −$1,300
• − Repairs & maintenance: −$3,893
• − Management: −$3,893
• − HOA: −$5,280
• − Depreciation: −$7,561
• Taxable income: $9,090
• Est. tax owed @ 24.0%: −$2,181
• After-tax cash flow: $10,239/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Desert Sands Unified
• NCES district ID: 0611110
• Math proficiency: 31% ▼ -4.00%
• Reading proficiency: 56% ▲ 7.00%
• Median HH income: $54,957
• Composite: 37.77/100
• National rank: #4346
• State rank: #199 of 517 in CA

Livability — Palm Desert

• Score: 51/100
• State rank: #1050
• US rank: #25164

Category grades

Amenities F Commute F Cost of living F Crime D Employment B+ Housing B Health & safety B- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Palm Desert, CA
• County: Riverside County · 2,287,001 people
• City population: 58,615
• Metro: Riverside-San Bernardino-Ontario, CA
• Population (ZIP): 30,523
• Household income: $70,091
• Rent vs Own: 36.2% rent · 63.8% own
• Severe rent burden: 1734.0

Population outlook (Riverside County) Hauer SSP2

• Today (2025): 2,664,475 people
• By 2030: 2,802,692 · +5.2%
• By 2040: 3,050,904 · +14.5%
• By 2050: 3,256,783 · +22.2%
• By 2075: 3,655,058 · +37.2%
• By 2100: 3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (61%)
• Race & ethnicity: White 61% Hispanic / Latino 31% Two or more races 20% Asian 4% Black 2%
• Hispanic origin (detail): Mexican 25%
• Common ancestry: Italian 4% Lithuanian 3% Slovak 2%
• Foreign-born: 18% · Canada, South Korea, Vietnam
• Languages at home: 73% English-only · Spanish 22% French/Haitian/Cajun 1% Other Indo-European 1%

Political lean MEDSL · Riverside

• 2024 margin: Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
• 2008→2024 swing: -3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
• All cycles: 2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -364.94%
• Current HPI: 294.9425
• Rent YoY: ▲ 1.60%
• Metro: Riverside-San Bernardino-Ontario, CA
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

+179.5% since first listed

31 events — show timeline

• 2026-04-08 Price Changed $259,900 GPSMLS
• 2026-03-18 Price Changed $269,000 GPSMLS
• 2026-02-05 Price Changed $279,000 GPSMLS
• 2025-12-09 Price Changed $285,000 GPSMLS
• 2025-10-28 Listed $310,000 GPSMLS
• 2025-10-15 Listed $349,900 GPSMLS
• 2025-09-23 Coming Soon — GPSMLS
• 2016-12-29 Sold (MLS) $189,500 GPSMLS
• 2016-12-29 Sold (MLS) $189,500 GPSMLS
• 2016-12-23 Sold (Public Records) $189,500 Public Records
• 2016-11-18 Pending — GPSMLS
• 2016-10-23 Listed $198,500 GPSMLS
• 2012-04-19 Sold (MLS) $123,500 GPSMLS
• 2012-04-19 Sold (MLS) $123,500 GPSMLS
• 2012-04-18 Sold (Public Records) $123,500 Public Records
• 2012-03-17 Pending — GPSMLS
• 2011-06-10 Listed $135,900 GPSMLS
• 2011-05-24 Delisted — PALM
• 2011-03-28 Price Changed — PALM
• 2010-12-28 Price Changed — PALM
• 2010-12-12 Price Changed — PALM
• 2010-11-30 Listing Removed — GPSMLS
• 2010-11-30 Listed — PALM
• 2010-11-27 Listed $150,000 GPSMLS
• 2009-11-30 Listing Removed — GPSMLS
• 2009-11-30 Sold (Public Records) $120,000 Public Records
• 2009-11-30 Sold (MLS) $120,000 GPSMLS
• 2009-11-30 Sold (MLS) $120,000 GPSMLS
• 2009-11-06 Contingent — GPSMLS
• 2009-11-04 Listed $124,900 GPSMLS
• 1989-05-02 Sold (Public Records) $93,000 Public Records

Property tax history

+3.5%/yr

Latest (2025): $3,087 · +2.8% YoY. Source: county tax records.