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3193 Timberwild
C- Composite 53.92
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.9/30.0
  • ARV discount +8.0/15.0
  • DSCR +7.0/10.0
  • 1% rule +5.1/10.0
  • Condition / age +4.0/5.0
  • Livability +2.8/5.0
  • Schools +2.6/10.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$149,000

3193 Timberwild · West Tawakoni, TX 75169
3 bd · 2.0 ba · 924 sqft · Manufactured public records · 63 Days on market
Built 2024 Good condition 0.32 ac lot $161/sqft · at area comps Est $151k · at est. $8/mo HOA · 1% of rent ↓ 4% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

2024 Singlewide manufactured home. Come see this 3 bed 2 bath home on a third of an acre. This home is located in a quiet lakeside community with a private park and boat launch. Access to beautiful Lake Tawakoni is at your disposal. The home has never been lived in and awaits your creativity to make it your own. Brinwood Shores is one of the best well-kept subdivisions on Lake Tawakoni. Super low HOA and quiet neighbors make it a great place for all residents. Mature trees create a bird sanctuary for so many birds that fill the air with sounds of nature. Information provided in this listing to be verified by buyer and buyer's agent. No written or expressed guarantees made herein.

Key facts

  • Boat launch
  • Lakeside community
  • Private park

Tags

LAKESIDE COMMUNITYPRIVATE PARKBOAT LAUNCHACCESS TO LAKE TAWAKONIWELL-KEPT SUBDIVISIONSMATURE TREES

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $149k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $235 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $149k).
  • Recommended offer: $140k (6.0% below list) — sets the bar for market timing.
  • Cap rate 8.2% vs local median 4.6% in West Tawakoni — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 56/100 on livability (#1,337 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+, crime A-; Watch: schools F, amenities F, commute F.
  • Quinlan ISD (rural): math 27% / reading 34% proficiency, ranked #610 of 826 in TX (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 284 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,289 units permitted in Hunt County in 2024 (527 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Hunt County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 63 days — a 6% lower offer ($140k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $140,060 (6.0% below list)

Questions for the listing agent

  1. It's been on market 63 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.01%
Cap rate
8.18%
Cash-on-cash
6.75%
DSCR
1.30
GRM
8.3

CMA / ARV

ARV (median comp)
$150,772
List price
$149,000
Delta
-1.18%
Verdict
FAIR
Comps
10 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3136 Post Oak Trl 0.07mi 3/2.0 924 (0%) 19mo $115,000 $124 81
3183 Timberwild 0.05mi 3/2.0 896 (-3%) 21mo $150,000 $167 75

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-6.0%
Equity multiple
0.78×
Total profit
$-9,226
Equity at exit
$22,216
10-year hold
IRR
3.7%
Equity multiple
1.27×
Total profit
$11,103
Equity at exit
$12,883

Cash invested: $41,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75169

Home prices YoY
-15.4%
Active inventory
284
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$1,500 medium interval (Pro) →
Mortgage (P&I)
$781
Tax from tax record
$99 /mo · $1,187/yr
Insurance
$62
HOA
$8
Vacancy / Maint / Mgmt
$315
Net cashflow
$235

Break-even live

Break-even rent $1,203
Max offer price $149,000
Occupancy floor 79%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,250
Closing costs
$4,470
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
10481 Private Road 3709 #11 Wills Point, TX 2.0 2.0 930 $1,500 $1.61 1d 1 0.79mi

HOA detail

Monthly dues
$8 · $96/yr

Listing history 15 events

  1. 2026-06-18
    days on market $149,000 Active 63 DOM
  2. 2026-06-17
    days on market $149,000 Active 62 DOM
  3. 2026-06-16
    days on market $149,000 Active 61 DOM
  4. 2026-06-15
    days on market $149,000 Active 60 DOM
  5. 2026-06-13
    days on market $149,000 Active 58 DOM
  6. 2026-06-09
    days on market $149,000 Active 54 DOM
  7. 2026-06-08
    days on market $149,000 Active 53 DOM
  8. 2026-06-07
    days on market $149,000 Active 52 DOM
  9. 2026-06-04
    days on market $149,000 Active 49 DOM
  10. 2026-06-03
    days on market $149,000 Active 48 DOM
  11. 2026-06-02
    days on market $149,000 Active 47 DOM
  12. 2026-06-01
    days on market $149,000 Active 46 DOM
  13. 2026-05-31
    days on market $149,000 Active 45 DOM
  14. 2026-04-29
    price $149,000 691-char remark
    Show marketing remark (691 chars)

    2024 Singlewide manufactured home. Come see this 3 bed 2 bath home on a third of an acre. This home is located in a quiet lakeside community with a private park and boat launch. Access to beautiful Lake Tawakoni is at your disposal. The home has never been lived in and awaits your creativity to make it your own. Brinwood Shores is one of the best well-kept subdivisions on Lake Tawakoni. Super low HOA and quiet neighbors make it a great place for all residents. Mature trees create a bird sanctuary for so many birds that fill the air with sounds of nature. Information provided in this listing to be verified by buyer and buyer's agent. No written or expressed guarantees made herein.

  15. 2026-04-16
    listed $155,000 Active 691-char remark
    Show marketing remark (691 chars)

    2024 Singlewide manufactured home. Come see this 3 bed 2 bath home on a third of an acre. This home is located in a quiet lakeside community with a private park and boat launch. Access to beautiful Lake Tawakoni is at your disposal. The home has never been lived in and awaits your creativity to make it your own. Brinwood Shores is one of the best well-kept subdivisions on Lake Tawakoni. Super low HOA and quiet neighbors make it a great place for all residents. Mature trees create a bird sanctuary for so many birds that fill the air with sounds of nature. Information provided in this listing to be verified by buyer and buyer's agent. No written or expressed guarantees made herein.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,187 · $99/mo
Projected year-2 tax
$2,727 · $227/mo
Expected delta
+$1,540/yr (+$128/mo · 129.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥111°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,000
− Mortgage interest
−$8,346
− Property taxes
−$1,187
− Insurance
−$745
− Repairs & maintenance
−$1,440
− Management
−$1,440
− HOA
−$96
− Depreciation
−$4,335
Taxable income
$411
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$99
After-tax cash flow
$2,717/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This 2024 singlewide manufactured home is in excellent condition with modern finishes and a quiet lakeside location. It is move-in ready and offers a great opportunity for investment.

Value-add opportunities

  • Both Painting the exterior siding — Enhances curb appeal and can increase both resale and rental value.
  • Both Landscaping improvements — Enhances curb appeal and can increase both resale and rental value.
  • Both Adding a front porch or patio — Can increase both resale and rental value by providing outdoor living space and enhancing curb appeal.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior siding — Enhances curb appeal and can increase both resale and rental value.
  • Both Landscaping improvements — Enhances curb appeal and can increase both resale and rental value.
  • Both Adding a front porch or patio — Can increase both resale and rental value by providing outdoor living space and enhancing curb appeal.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Quinlan ISD
NCES district ID
4836240
Math proficiency
27% ▼ -10.00%
Reading proficiency
34% ▼ -2.00%
Median HH income
$45,461
Composite
26.16/100
National rank
#7271
State rank
#610 of 826 in TX

Livability — West Tawakoni

Score
56/100
State rank
#1337
US rank
#23022

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment F Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
15,744

Population outlook (Hunt County) Hauer SSP2

Today (2025)
97,090 people
By 2030
100,452 · +3.5%
By 2040
106,544 · +9.7%
By 2050
111,218 · +14.6%
By 2075
121,695 · +25.3%
By 2100
123,683 · +27.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (78%)
Race & ethnicity
White 78% Hispanic / Latino 15% Two or more races 7% Black 4%
Hispanic origin (detail)
Mexican 15%
Common ancestry
Slovak 2% Italian 1% Lithuanian 1%
Foreign-born
4% · Canada
Languages at home
92% English-only · Spanish 8%

Political lean MEDSL · Hunt

2024 margin
Solid R (+55.5) · D 21.9% · R 77.4%
2008→2024 swing
-14.9pp toward R · 2008: -40.6pp · 2024: -55.5pp
All cycles
2024: R+55.5 2020: R+52.5 2016: R+56.3 2012: R+51.2 2008: R+40.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -45.68%
Current HPI
250.2271
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-3.9% since first listed
2 events — show timeline
  • 2026-04-29 Price Changed $149,000 NTREIS
  • 2026-04-16 Listed $155,000 NTREIS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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