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110 Daisy St
D Composite 40.07
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.9/30.0
  • DSCR +4.9/10.0
  • Livability +4.2/5.0
  • Schools +3.4/10.0
  • 1% rule +3.2/10.0
  • Rent growth +3.2/5.0
  • ARV discount +2.7/15.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$175,000

110 Daisy St · Thibodaux, LA 70301
3 bd · 2.0 ba · 1,368 sqft · SingleFamily public records · 9 Days on market
Built 1977 5,445 sqft lot $128/sqft · 9% above area Est $158k · 11% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Cutest country cottage you'll lay eyes on! This charming brick home has been lovingly maintained and is move-in ready. Kitchen features a gas stove, washer and dryer which is gas. Refrigerator will also remain. Home has been kept in excellent condition. Ac system inside and out as well as all ductwork only a year old. Whether you are a fist time buyer of just looking for something truly special this adorable home carries a special price tag of $175,000. Excellent for college students as well.

Key facts

  • Ductwork
  • Washer and dryer
  • Ac system

Tags

GAS STOVEWASHER AND DRYERREFRIGERATORAC SYSTEMDUCTWORK

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $175k.

Deal economics

  • At list price, monthly cash flow is $83 ($996/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $144k (17.9% below list).
  • Recommended offer: $144k (17.9% below list) — sets the bar for 1% rule.
  • Cap rate 6.9% vs local median 3.8% in Thibodaux — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 84/100 on livability (#2 in LA, #723 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, health & safety A+; Watch: crime C-, employment F.
  • Lafourche Parish (other): math 31% / reading 49% proficiency, ranked #22 of 98 in LA (top 22%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+2.9%/yr); 513 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 319 units permitted in Lafourche Parish in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

  • Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
  • 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $143,710 (17.9% below list)

Questions for the listing agent

  1. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
6.86%
Cash-on-cash
2.03%
DSCR
1.09
GRM
10.1

CMA / ARV

ARV (median comp)
$158,118
List price
$175,000
Delta
10.68%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
110 Daisy St 0.00mi 3/2.0 1,346 (-2%) 0mo $175,000 $130 97
107 Vernon St 0.23mi 3/2.0 1,376 (+1%) 2mo $195,000 $142 86
217 North 10th St 0.12mi 4/2.0 (+1) 1,383 (+1%) 5mo $45,000 $33 83
1015 Lafourche Dr 0.20mi 3/1.0 1,300 (-5%) 1mo $162,500 $125 78
209 Azalea St 0.07mi 3/2.0 1,500 (+10%) 5mo $145,000 $97 76
307 N 13th St 0.21mi 3/2.0 1,284 (-6%) 12mo $189,900 $148 70
1205 Lafourche Dr 0.27mi 3/2.0 1,482 (+8%) 10mo $170,000 $115 66
209 N 13th St 0.25mi 2/1.0 (-1) 1,315 (-4%) 18mo $139,500 $106 58
114 Elm St 0.32mi 3/2.0 1,568 (+15%) 12mo $218,000 $139 51
755 Bayou Rd 0.38mi 2/2.0 (-1) 1,566 (+14%) 7mo $199,500 $127 48
116 Birch St 0.70mi 3/2.0 1,291 (-6%) 22mo $129,000 $100 40
201 Washington Ave 0.75mi 2/2.0 (-1) 1,215 (-11%) 15mo $160,000 $132 29

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.9% rent growth · sell at horizon

5-year hold
IRR
-13.2%
Equity multiple
0.52×
Total profit
$-23,289
Equity at exit
$26,093
10-year hold
IRR
-4.5%
Equity multiple
0.71×
Total profit
$-14,366
Equity at exit
$15,131

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70301

Rents YoY
2.9%
Active inventory
513
Price-to-rent
10.1×

Monthly cashflow live

Estimated rent
$1,437 medium interval (Pro) →
Mortgage (P&I)
$918
Tax from tax record
$62 /mo · $740/yr
Insurance
$73
HOA
$0
Vacancy / Maint / Mgmt
$302
Net cashflow
$83

Break-even live

Break-even rent $1,332
Max offer price $175,000
Occupancy floor 89%

Sensitivity live

Price -10% $182 -5% $133 +0% $83 +5% $33 +10% $-16
Rent -10% $-31 -5% $26 +0% $83 +5% $140 +10% $197
Rate -1.0pp $171 -0.5pp $128 base $83 +0.5pp $38 +1.0pp $-8

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$43,750
Closing costs
$5,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
304 Bradford St Thibodaux, LA 3.0 1.0 1400 $1,150 $0.82 44d 1 0.85mi
1318 Ledet St Unit 2 Bed/15 Bath Thibodaux, LA 2.0 1.5 925 $1,290 $1.39 44d 1 1.44mi
1200 Louise St Thibodaux, LA 2.0–3.0 1.0 939 $1,325 $1.41 44d 6 1.49mi

Listing history 8 events

  1. 2026-05-03
    status Pending 497-char remark
    Show marketing remark (499 chars)

    Cutest country cottage you'll lay eyes on! This charming brick home has been lovingly maintained and is move-in ready. Kitchen features a gas stove, washer and dryer which is gas. Refrigerator will also remain. Home has been kept in excellent condition. Ac system inside and out as well as all ductwork only a year old. Whether you are a fist time buyer of just looking for something truly special this adorable home carries a special price tag of $175,000. Excellent for college students as well.

  2. 2026-05-03
    status Pending 499-char remark
    Show marketing remark (499 chars)

    Cutest country cottage you'll lay eyes on! This charming brick home has been lovingly maintained and is move-in ready. Kitchen features a gas stove, washer and dryer which is gas. Refrigerator will also remain. Home has been kept in excellent condition. Ac system inside and out as well as all ductwork only a year old. Whether you are a fist time buyer of just looking for something truly special this adorable home carries a special price tag of $175,000. Excellent for college students as well.

  3. 2026-05-01
    status Active 497-char remark
    Show marketing remark (499 chars)

    Cutest country cottage you'll lay eyes on! This charming brick home has been lovingly maintained and is move-in ready. Kitchen features a gas stove, washer and dryer which is gas. Refrigerator will also remain. Home has been kept in excellent condition. Ac system inside and out as well as all ductwork only a year old. Whether you are a fist time buyer of just looking for something truly special this adorable home carries a special price tag of $175,000. Excellent for college students as well.

  4. 2026-05-01
    status Active 499-char remark
    Show marketing remark (499 chars)

    Cutest country cottage you'll lay eyes on! This charming brick home has been lovingly maintained and is move-in ready. Kitchen features a gas stove, washer and dryer which is gas. Refrigerator will also remain. Home has been kept in excellent condition. Ac system inside and out as well as all ductwork only a year old. Whether you are a fist time buyer of just looking for something truly special this adorable home carries a special price tag of $175,000. Excellent for college students as well.

  5. 2026-04-19
    status Pending 497-char remark
    Show marketing remark (499 chars)

    Cutest country cottage you'll lay eyes on! This charming brick home has been lovingly maintained and is move-in ready. Kitchen features a gas stove, washer and dryer which is gas. Refrigerator will also remain. Home has been kept in excellent condition. Ac system inside and out as well as all ductwork only a year old. Whether you are a fist time buyer of just looking for something truly special this adorable home carries a special price tag of $175,000. Excellent for college students as well.

  6. 2026-04-19
    status Pending 499-char remark
    Show marketing remark (499 chars)

    Cutest country cottage you'll lay eyes on! This charming brick home has been lovingly maintained and is move-in ready. Kitchen features a gas stove, washer and dryer which is gas. Refrigerator will also remain. Home has been kept in excellent condition. Ac system inside and out as well as all ductwork only a year old. Whether you are a fist time buyer of just looking for something truly special this adorable home carries a special price tag of $175,000. Excellent for college students as well.

  7. 2026-04-13
    listed $175,000 Active 497-char remark
    Show marketing remark (499 chars)

    Cutest country cottage you'll lay eyes on! This charming brick home has been lovingly maintained and is move-in ready. Kitchen features a gas stove, washer and dryer which is gas. Refrigerator will also remain. Home has been kept in excellent condition. Ac system inside and out as well as all ductwork only a year old. Whether you are a fist time buyer of just looking for something truly special this adorable home carries a special price tag of $175,000. Excellent for college students as well.

  8. 2026-04-13
    listed $175,000 Active 499-char remark
    Show marketing remark (499 chars)

    Cutest country cottage you'll lay eyes on! This charming brick home has been lovingly maintained and is move-in ready. Kitchen features a gas stove, washer and dryer which is gas. Refrigerator will also remain. Home has been kept in excellent condition. Ac system inside and out as well as all ductwork only a year old. Whether you are a fist time buyer of just looking for something truly special this adorable home carries a special price tag of $175,000. Excellent for college students as well.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$740 · $62/mo
Projected year-2 tax
$962 · $80/mo
Expected delta
+$223/yr (+$19/mo · 30.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X · 69% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,245
− Mortgage interest
−$9,803
− Property taxes
−$740
− Insurance
−$875
− Repairs & maintenance
−$1,380
− Management
−$1,380
− Depreciation
−$5,091
Taxable loss
−$2,022
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$485
After-tax cash flow
$1,482/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lafourche Parish
NCES district ID
2200900
Math proficiency
31% ▼ -43.00%
Reading proficiency
49% ▼ -32.00%
Median HH income
$49,703
Composite
34.4/100
National rank
#5205
State rank
#22 of 98 in LA

Livability — Thibodaux

Score
84/100
State rank
#2
US rank
#723

Category grades

Amenities C+ Commute A+ Cost of living A+ Crime C- Employment F Housing A- Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Thibodaux, LA
County
Lafourche Parish · 50,095 people
City population
50,095
Metro
Houma-Thibodaux, LA
Population (ZIP)
50,095
Household income
$58,394
Rent vs Own
25.4% rent · 74.6% own
Severe rent burden
1513.0

Population outlook (Lafourche County) Hauer SSP2

Today (2025)
102,122 people
By 2030
103,361 · +1.2%
By 2040
104,401 · +2.2%
By 2050
102,795 · +0.7%
By 2075
95,599 · -6.4%
By 2100
82,303 · -19.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (71%)
Race & ethnicity
White 71% Black 20% Hispanic / Latino 5% Two or more races 5% Native American 1%
Hispanic origin (detail)
Mexican 3%
Common ancestry
Lithuanian 18% Italian 1% Slovak 1%
Foreign-born
2% · Canada
Languages at home
95% English-only · French/Haitian/Cajun 2% Spanish 2%

Political lean MEDSL · Lafourche

2024 margin
Solid R (+62.1) · D 18.4% · R 80.4% · Other 1.2%
2008→2024 swing
-16.1pp toward R · 2008: -46.0pp · 2024: -62.1pp
All cycles
2024: R+62.1 2020: R+60.3 2016: R+56.5 2012: R+48.5 2008: R+46.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -98.35%
Current HPI
124.5559
Rent YoY
▲ 2.90%
Metro
Houma-Thibodaux, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
8 events — show timeline
  • 2026-05-03 Pending AcadianaMLS
  • 2026-05-03 Pending GBRMLS
  • 2026-05-01 Relisted AcadianaMLS
  • 2026-05-01 Relisted GBRMLS
  • 2026-04-19 Pending AcadianaMLS
  • 2026-04-19 Pending GBRMLS
  • 2026-04-13 Listed $175,000 GBRMLS
  • 2026-04-13 Listed $175,000 AcadianaMLS

Property tax history

+0.6%/yr

Latest (2024): $740 · -0.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…