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7523 Circle 1
C- Composite 54.01
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.0/30.0
  • ARV discount +7.5/15.0
  • DSCR +7.0/10.0
  • 1% rule +5.8/10.0
  • Livability +3.4/5.0
  • Schools +3.3/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$149,000

7523 Circle 1 · Mauriceville, TX 77632
4 bd · 2.0 ba · 1,260 sqft · SingleFamily public records · 23 Days on market
Built 1987 0.38 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Buy the house! Cute as a button! Walk right into this bright and airy home with a split bedroom plan. Great starter home or investment property that includes a nice sized fenced yard, detached garage (with man cave conversion on one side). This is also a possible owner finance with 20% down.

Key facts

  • Utility room
  • Extra storage
  • Split floorplan

Tags

SPLIT FLOORPLANLARGE BACK YARDCOVERED BACK PORCHUTILITY ROOMEXTRA STORAGEGRANITE COUNTERTOPS

Property features AI

Exterior

  • Parking: 2-car garage
  • Utilities: Public water; Public sewer
  • Home design: Single Family Residence; Residential property; Located in Greenwood Acres subdivision
  • Construction: Frame construction; Composition roof
  • Exterior features: Chain link fencing

Interior

  • Kitchen: Dishwasher; Refrigerator
  • Bedrooms: 3 bedrooms
  • Flooring: Vinyl flooring
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Electric heating; Central air; Ceiling fan(s); Window unit(s)
  • Interior features: Dishwasher; Refrigerator

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $149k.

Deal economics

  • At list price, monthly cash flow is $236 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $149k).
  • Recommended offer: $147k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 67/100 on livability (#575 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools F, amenities F, commute F.
  • Little Cypress-Mauriceville CISD (rural): math 35% / reading 40% proficiency, ranked #435 of 826 in TX (top 53%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 294 active listings in the ZIP; 235 units permitted in Orange County in 2024 (50 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Orange County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 23 days — a 2% lower offer ($147k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $146,765 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.08%
Cap rate
8.19%
Cash-on-cash
6.79%
DSCR
1.30
GRM
7.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-5.9%
Equity multiple
0.78×
Total profit
$-9,078
Equity at exit
$22,216
10-year hold
IRR
3.8%
Equity multiple
1.28×
Total profit
$11,582
Equity at exit
$12,883

Cash invested: $41,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77632

Home prices YoY
-31.6%
Active inventory
294
Price-to-rent
7.7×

Monthly cashflow live

Estimated rent
$1,616 medium interval (Pro) →
Mortgage (P&I)
$781
Tax from tax record
$197 /mo · $2,362/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$339
Net cashflow
$236

Break-even live

Break-even rent $1,317
Max offer price $149,000
Occupancy floor 80%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,250
Closing costs
$4,470
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 19 events

  1. 2026-06-18
    days on market $149,000 Active 23 DOM
  2. 2026-06-17
    days on market $149,000 Active 22 DOM
  3. 2026-06-16
    days on market $149,000 Active 21 DOM
  4. 2026-06-15
    days on market $149,000 Active 20 DOM
  5. 2026-06-14
    days on market $149,000 Active 18 DOM
  6. 2026-06-13
    days on market $149,000 Active 17 DOM
  7. 2026-06-10
    days on market $149,000 Active 15 DOM
  8. 2026-06-09
    days on market $149,000 Active 14 DOM
  9. 2026-06-08
    days on market $149,000 Active 13 DOM
  10. 2026-06-07
    days on market $149,000 Active 12 DOM
  11. 2026-06-03
    days on market $149,000 Active 8 DOM
  12. 2026-06-02
    days on market $149,000 Active 7 DOM
  13. 2026-06-01
    days on market $149,000 Active 6 DOM
  14. 2026-05-31
    days on market $149,000 Active 5 DOM
  15. 2026-05-30
    days on market $149,000 Active 4 DOM
  16. 2026-05-26
    listed $149,000 Active
  17. 2021-02-22
    soldstatus
  18. 2021-02-16
    soldstatus 293-char remark
    Show marketing remark (293 chars)

    Buy the house! Cute as a button! Walk right into this bright and airy home with a split bedroom plan. Great starter home or investment property that includes a nice sized fenced yard, detached garage (with man cave conversion on one side). This is also a possible owner finance with 20% down.

  19. 2021-01-11
    listed $98,000 293-char remark
    Show marketing remark (293 chars)

    Buy the house! Cute as a button! Walk right into this bright and airy home with a split bedroom plan. Great starter home or investment property that includes a nice sized fenced yard, detached garage (with man cave conversion on one side). This is also a possible owner finance with 20% down.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,362 · $197/mo
Projected year-2 tax
$2,727 · $227/mo
Expected delta
+$365/yr (+$30/mo · 15.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 65% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$19,388
− Mortgage interest
−$8,346
− Property taxes
−$2,362
− Insurance
−$745
− Repairs & maintenance
−$1,551
− Management
−$1,551
− Depreciation
−$4,335
Taxable income
$498
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$120
After-tax cash flow
$2,713/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Little Cypress-Mauriceville CISD
NCES district ID
4827690
Math proficiency
35% ▼ -5.00%
Reading proficiency
40% ▲ 1.00%
Median HH income
$60,483
Composite
33.41/100
National rank
#5473
State rank
#435 of 826 in TX

Livability — Mauriceville

Score
67/100
State rank
#575
US rank
#10991

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Mauriceville, TX
County
Orange County · 87,112 people
Metro
Beaumont-Port Arthur, TX
Population (ZIP)
22,976
Household income
$74,418
Rent vs Own
20.7% rent · 79.3% own
Severe rent burden
431.0

Population outlook (Orange County) Hauer SSP2

Today (2025)
88,065 people
By 2030
89,591 · +1.7%
By 2040
91,982 · +4.4%
By 2050
93,023 · +5.6%
By 2075
94,871 · +7.7%
By 2100
88,155 · +0.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (85%)
Race & ethnicity
White 85% Hispanic / Latino 8% Two or more races 6% Black 4%
Hispanic origin (detail)
Mexican 6%
Common ancestry
Lithuanian 8% Slovak 2% Italian 2%
Foreign-born
2% · Canada
Languages at home
95% English-only · Spanish 4%

Political lean MEDSL · Orange

2024 margin
Solid R (+66.8) · D 16.4% · R 83.1%
2008→2024 swing
-19.6pp toward R · 2008: -47.1pp · 2024: -66.8pp
All cycles
2024: R+66.8 2020: R+63.4 2016: R+61.9 2012: R+54.3 2008: R+47.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -68.96%
Current HPI
149.354
Rent YoY
Metro
Beaumont-Port Arthur, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+52.0% since first listed
4 events — show timeline
  • 2026-05-26 Listed $149,000 BBOR
  • 2021-02-22 Sold (Public Records) Public Records
  • 2021-02-16 Sold (MLS) BBOR
  • 2021-01-11 Listed $98,000 BBOR

Property tax history

+5.5%/yr

Latest (2025): $2,362 · +7.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…