1811 Graham Blvd · Wilkinsburg, PA 15235

$124,900

3 bd · 1.0 ba · 1,176 sqft · SingleFamily public records · 21 Days on market

Built 1938 8,999 sqft lot $106/sqft · 26% below area Est $169k · 26% under

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.1/30.0
• ARV discount +15.0/15.0
• DSCR +8.2/10.0
• 1% rule +7.5/10.0
• Rent growth +4.4/5.0
• Livability +3.8/5.0
• Condition / age +2.5/5.0
• Schools +1.5/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Perfect all brick starter home or investment property right in the heart of Blackridge. Impressive homes line the street which is conveniently located to I-376. Live minutes from the city, universities and shopping. Spacious 3 bedroom with generously sized rooms and closets. This home is ready for your personal touch & style. Could be an ideal winter project home for flippers - GREAT condition. Nice concrete walkway leads to the front door. Inside the first floor is primarily hardwood, some carpet, kitchen has all necessary appliances and a unique dining area in addition to a formal dining room. Living room opens to the deck for entertaining. The basement can be finished or used as storage. Extra storage space in garage and basement. Summer can be spent on the deck, no walk up access for unwanted guests - smart design! Fantastic opportunity to own a home in our great city. A must see home!

Key facts

• Hardwood flooring
• Updated appliances
• Natural light

Tags

• HARDWOOD FLOORING
• NATURAL LIGHT
• SPACIOUS LIVING ROOM
• FORMAL DINING AREA
• AMPLE CABINET SPACE
• UPDATED APPLIANCES

Property features AI

Exterior

• Parking: Attached garage (built-in); One total parking space
• Utilities: Public water; Public sewer
• Home design: Two-story residence; Resale property; Composition roof; Brick construction
• Construction: Brick exterior; Composition roof
• Exterior features: Public transportation access

Interior

• Kitchen: Cooktop; Stove; Dishwasher; Refrigerator; Some electric appliances
• Bedrooms: Upper-level bedrooms (two bedrooms on upper level)
• Flooring: Hardwood
• Bathrooms: One full bathroom
• Heating & cooling: Forced air heating (gas); Central air conditioning
• Interior features: Window treatments throughout; Hardwood flooring; Full basement
• Laundry & utility: Basement utility space

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $125k.

Deal economics

• At list price, monthly cash flow is $277 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $125k).
• Recommended offer: $123k (1.5% below list) — sets the bar for market timing.

Location & tenants

• Location reads 76/100 on livability (#411 in PA, #3,754 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools D+, health & safety D+, crime F.
• Wilkinsburg Borough SD (suburban): math 14% / reading 23% proficiency, ranked #503 of 539 in PA (top 93%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 96% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+7.6%/yr); 131 active listings in the ZIP; 28 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 7.6% rent growth), your $35k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• It's been on market 21 days — a 2% lower offer ($123k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $108k; 16% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1938 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $123,026 (1.5% below list)

Questions for the listing agent

1. Built in 1938 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.25% ✓
• Cap rate: 8.95%
• Cash-on-cash: 9.49%
• DSCR: 1.42
• GRM: 6.7

CMA / ARV

• ARV (median comp): $169,394
• List price: $124,900
• Delta: -26.27%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2036 Sampson St	0.29mi	3/2.0	1,218 (+4%)	1mo	$162,000	$133	76
1074 Osage Dr	0.37mi	3/1.5	1,135 (-4%)	2mo	$219,900	$194	73
711 Gaywood Dr	0.28mi	3/1.5	1,264 (+8%)	2mo	$242,000	$191	71
361 Orin St	0.42mi	3/1.0	1,100 (-6%)	0mo	$125,500	$114	70
2165 Lindsay Rd	0.43mi	3/1.0	1,092 (-7%)	3mo	$150,000	$137	66
9611 Emerson St	0.65mi	3/1.0	1,120 (-5%)	1mo	$75,000	$67	61
1533 Williamsburg Pl	0.43mi	2/1.5 (-1)	1,092 (-7%)	2mo	$185,000	$169	60
2072 Boggs Ave	0.39mi	3/1.5	1,324 (+13%)	1mo	$83,000	$63	58
812 Parkway Ave	0.43mi	2/1.5 (-1)	1,269 (+8%)	2mo	$180,000	$142	58
523 Beulah Rd	0.70mi	3/1.5	1,050 (-11%)	1mo	$135,000	$129	46
524 Macfarlane Dr	0.73mi	3/2.5	1,275 (+8%)	2mo	$205,000	$161	44
202 Duffield Ave	0.65mi	2/1.5 (-1)	1,350 (+15%)	2mo	$145,000	$107	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.63% rent growth · sell at horizon

5-year hold

• IRR: 3.5%
• Equity multiple: 1.14×
• Total profit: $5,046
• Equity at exit: $18,623

10-year hold

• IRR: 17.3%
• Equity multiple: 2.76×
• Total profit: $61,686
• Equity at exit: $10,799

Cash invested: $34,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15235

• Home prices YoY: -34.1%
• Rents YoY: 7.6%
• Active inventory: 131
• Price-to-rent: 6.7×

Monthly cashflow live

• Estimated rent: $1,557 high
• Mortgage (P&I): −$655
• Tax from tax record: −$247 /mo · $2,960/yr
• Insurance: −$52
• HOA: −$0
• Vacancy / Maint / Mgmt: −$327
• Net cashflow: $277

Break-even live

Break-even rent $1,207

Max offer price $124,900

Occupancy floor 77%

Sensitivity live

Price	-10% $347	-5% $312	+0% $277	+5% $241	+10% $206
Rent	-10% $154	-5% $215	+0% $277	+5% $338	+10% $400
Rate	-1.0pp $339	-0.5pp $308	base $277	+0.5pp $244	+1.0pp $211

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $31,225
• Closing costs: $3,747
• Reserves months: —
• Total cash needed: —

Rent comps 28 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
648 Southern Ave Penn Hills, PA	3.0	1.0	1100	$1,600	$1.45	8d	1	0.32mi
2031 Chalfant St Pittsburgh, PA	3.0	1.5	1150	$1,950	$1.70	44d	1	0.38mi
3005 Laketon Rd Pittsburgh, PA	3.0	1.0	1100	$1,295	$1.18	15d	1	0.42mi
185 Howard St Pittsburgh, PA	2.0	1.0	1000	$1,250	$1.25	44d	1	0.42mi
610 Churchill Ave Pittsburgh, PA	3.0	1.0	1100	$1,395	$1.27	3d	1	0.42mi
8918 Frankstown Rd Pittsburgh, PA	3.0	1.0	1400	$1,907	$1.36	15d	1	0.78mi
10043 Calvin St Pittsburgh, PA	2.0	1.0	778	$1,195	$1.54	44d	1	0.79mi
7534 Penn Bridge Ct Pittsburgh, PA	2.0	2.0	1259	$1,750	$1.39	44d	1	0.79mi
1713-1715 Clark St Unit 79-1804C Pittsburgh, PA	2.0	1.0	972	$1,200	$1.23	5d	1	0.82mi
314 Penn Vista Dr Pittsburgh, PA	2.0	1.0	1150	$1,250	$1.09	44d	1	0.82mi
62 Melvin Ct Penn Hills Township, PA	1.0–2.0	1.0	825	$1,549	$1.88	8d	2	0.83mi
641 Penny Dr Pittsburgh, PA	3.0	1.5	1199	$1,525	$1.27	15d	1	0.85mi
7215 Beacon Hill Dr Pittsburgh, PA	2.0	2.0	1259	$1,795	$1.43	5d	1	0.94mi
1515 Penn Ave Wilkinsburg, PA	2.0	2.0	1012	$1,100	$1.09	44d	1	1.00mi
10135 Pearl Rd Pittsburgh, PA	3.0	2.0	1163	$1,450	$1.25	24d	1	1.00mi
103 Grove Rd Verona, PA	3.0	1.5	1460	$1,450	$0.99	13d	1	1.10mi
8612 Oakcrest Rd Pittsburgh, PA	2.0	1.0	1218	$1,450	$1.19	24d	1	1.12mi
209 Briarwood Dr Pittsburgh, PA	3.0	2.0	1080	$1,500	$1.39	24d	1	1.12mi
124 Dauntless Dr Pittsburgh, PA	3.0	1.0	1100	$1,395	$1.27	24d	1	1.13mi
220 Briarwood Dr Pittsburgh, PA	3.0	1.0	869	$1,465	$1.69	15d	1	1.14mi
216 Grove Rd Verona, PA	3.0	1.0	1165	$1,550	$1.33	44d	1	1.16mi
457 Elias Dr #445 Pittsburgh, PA	2.0	1.0	888	$1,200	$1.35	18d	1	1.18mi
150 Marshall Dr Pittsburgh, PA	3.0	1.5	923	$1,450	$1.57	24d	1	1.19mi
131 Jacob Dr Pittsburgh, PA	3.0	1.0	1144	$2,300	$2.01	2d	1	1.25mi
11843 Joan Dr Pittsburgh, PA	3.0	1.0	1144	$1,500	$1.31	5d	1	1.36mi
100 Bryn Mawr Ct W Pittsburgh, PA	1.0–2.0	1.0–2.0	975	$1,904	$1.95	4d	15	1.40mi
1250 Blackadore Ave Pittsburgh, PA	3.0	1.0	1440	$1,750	$1.22	24d	1	1.46mi
565 Ardmore Blvd Pittsburgh, PA	4.0	1.0	1368	$1,450	$1.06	11d	1	1.49mi

Listing history 9 events

1. 2026-05-08
   listed $124,900 Active 826-char remark
2. 2021-12-02
   soldstatus $108,000 Closed 908-char remark

   Show marketing remark (908 chars)

   Perfect all brick starter home or investment property right in the heart of Blackridge. Impressive homes line the street which is conveniently located to I-376. Live minutes from the city, universities and shopping. Spacious 3 bedroom with generously sized rooms and closets. This home is ready for your personal touch & style. Could be an ideal winter project home for flippers - GREAT condition. Nice concrete walkway leads to the front door. Inside the first floor is primarily hardwood, some carpet, kitchen has all necessary appliances and a unique dining area in addition to a formal dining room. Living room opens to the deck for entertaining. The basement can be finished or used as storage. Extra storage space in garage and basement. Summer can be spent on the deck, no walk up access for unwanted guests - smart design! Fantastic opportunity to own a home in our great city. A must see home!

3. 2021-11-15
   status Pending 908-char remark

   Show marketing remark (908 chars)

   Perfect all brick starter home or investment property right in the heart of Blackridge. Impressive homes line the street which is conveniently located to I-376. Live minutes from the city, universities and shopping. Spacious 3 bedroom with generously sized rooms and closets. This home is ready for your personal touch & style. Could be an ideal winter project home for flippers - GREAT condition. Nice concrete walkway leads to the front door. Inside the first floor is primarily hardwood, some carpet, kitchen has all necessary appliances and a unique dining area in addition to a formal dining room. Living room opens to the deck for entertaining. The basement can be finished or used as storage. Extra storage space in garage and basement. Summer can be spent on the deck, no walk up access for unwanted guests - smart design! Fantastic opportunity to own a home in our great city. A must see home!

4. 2021-11-06
   historical Contingent 908-char remark

   Show marketing remark (908 chars)

   Perfect all brick starter home or investment property right in the heart of Blackridge. Impressive homes line the street which is conveniently located to I-376. Live minutes from the city, universities and shopping. Spacious 3 bedroom with generously sized rooms and closets. This home is ready for your personal touch & style. Could be an ideal winter project home for flippers - GREAT condition. Nice concrete walkway leads to the front door. Inside the first floor is primarily hardwood, some carpet, kitchen has all necessary appliances and a unique dining area in addition to a formal dining room. Living room opens to the deck for entertaining. The basement can be finished or used as storage. Extra storage space in garage and basement. Summer can be spent on the deck, no walk up access for unwanted guests - smart design! Fantastic opportunity to own a home in our great city. A must see home!

5. 2021-10-27
   price $108,000 908-char remark

   Show marketing remark (908 chars)

   Perfect all brick starter home or investment property right in the heart of Blackridge. Impressive homes line the street which is conveniently located to I-376. Live minutes from the city, universities and shopping. Spacious 3 bedroom with generously sized rooms and closets. This home is ready for your personal touch & style. Could be an ideal winter project home for flippers - GREAT condition. Nice concrete walkway leads to the front door. Inside the first floor is primarily hardwood, some carpet, kitchen has all necessary appliances and a unique dining area in addition to a formal dining room. Living room opens to the deck for entertaining. The basement can be finished or used as storage. Extra storage space in garage and basement. Summer can be spent on the deck, no walk up access for unwanted guests - smart design! Fantastic opportunity to own a home in our great city. A must see home!

6. 2021-10-24
   price $110,000 908-char remark

   Show marketing remark (908 chars)

   Perfect all brick starter home or investment property right in the heart of Blackridge. Impressive homes line the street which is conveniently located to I-376. Live minutes from the city, universities and shopping. Spacious 3 bedroom with generously sized rooms and closets. This home is ready for your personal touch & style. Could be an ideal winter project home for flippers - GREAT condition. Nice concrete walkway leads to the front door. Inside the first floor is primarily hardwood, some carpet, kitchen has all necessary appliances and a unique dining area in addition to a formal dining room. Living room opens to the deck for entertaining. The basement can be finished or used as storage. Extra storage space in garage and basement. Summer can be spent on the deck, no walk up access for unwanted guests - smart design! Fantastic opportunity to own a home in our great city. A must see home!

7. 2021-10-18
   status Active 908-char remark

   Show marketing remark (908 chars)

   Perfect all brick starter home or investment property right in the heart of Blackridge. Impressive homes line the street which is conveniently located to I-376. Live minutes from the city, universities and shopping. Spacious 3 bedroom with generously sized rooms and closets. This home is ready for your personal touch & style. Could be an ideal winter project home for flippers - GREAT condition. Nice concrete walkway leads to the front door. Inside the first floor is primarily hardwood, some carpet, kitchen has all necessary appliances and a unique dining area in addition to a formal dining room. Living room opens to the deck for entertaining. The basement can be finished or used as storage. Extra storage space in garage and basement. Summer can be spent on the deck, no walk up access for unwanted guests - smart design! Fantastic opportunity to own a home in our great city. A must see home!

8. 2021-10-11
   historical Contingent 908-char remark

   Show marketing remark (908 chars)

   Perfect all brick starter home or investment property right in the heart of Blackridge. Impressive homes line the street which is conveniently located to I-376. Live minutes from the city, universities and shopping. Spacious 3 bedroom with generously sized rooms and closets. This home is ready for your personal touch & style. Could be an ideal winter project home for flippers - GREAT condition. Nice concrete walkway leads to the front door. Inside the first floor is primarily hardwood, some carpet, kitchen has all necessary appliances and a unique dining area in addition to a formal dining room. Living room opens to the deck for entertaining. The basement can be finished or used as storage. Extra storage space in garage and basement. Summer can be spent on the deck, no walk up access for unwanted guests - smart design! Fantastic opportunity to own a home in our great city. A must see home!

9. 2021-10-05
   listed $115,000 Active 908-char remark

   Show marketing remark (908 chars)

   Perfect all brick starter home or investment property right in the heart of Blackridge. Impressive homes line the street which is conveniently located to I-376. Live minutes from the city, universities and shopping. Spacious 3 bedroom with generously sized rooms and closets. This home is ready for your personal touch & style. Could be an ideal winter project home for flippers - GREAT condition. Nice concrete walkway leads to the front door. Inside the first floor is primarily hardwood, some carpet, kitchen has all necessary appliances and a unique dining area in addition to a formal dining room. Living room opens to the deck for entertaining. The basement can be finished or used as storage. Extra storage space in garage and basement. Summer can be spent on the deck, no walk up access for unwanted guests - smart design! Fantastic opportunity to own a home in our great city. A must see home!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $2,960 · $247/mo
• Projected year-2 tax: $2,960 · $247/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 6 d/yr ≥96°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 0% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,688
• − Mortgage interest: −$6,996
• − Property taxes: −$2,960
• − Insurance: −$624
• − Repairs & maintenance: −$1,495
• − Management: −$1,495
• − Depreciation: −$3,633
• Taxable income: $1,483
• Est. tax owed @ 24.0%: −$356
• After-tax cash flow: $2,963/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Wilkinsburg Borough SD
• NCES district ID: 4226370
• Math proficiency: 14% ▼ -8.00%
• Reading proficiency: 23% ▼ -9.00%
• Median HH income: $32,204
• Composite: 14.94/100
• National rank: #9368
• State rank: #503 of 539 in PA

Livability — Wilkinsburg

• Score: 76/100
• State rank: #411
• US rank: #3754

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety D+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Wilkinsburg, PA
• County: Allegheny County · 1,022,028 people
• City population: 29,513
• Metro: Pittsburgh, PA
• Population (ZIP): 33,951
• Household income: $67,240
• Rent vs Own: 25.2% rent · 74.8% own
• Severe rent burden: 955.0

Population outlook (Allegheny County) Hauer SSP2

• Today (2025): 1,250,282 people
• By 2030: 1,256,482 · +0.5%
• By 2040: 1,256,318 · +0.5%
• By 2050: 1,244,169 · -0.5%
• By 2075: 1,197,693 · -4.2%
• By 2100: 1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.58)
• Race & ethnicity: White 51% Black 40% Two or more races 7% Hispanic / Latino 2%
• Common ancestry: Romanian 5% Serbian 2% Slovak 1%
• Foreign-born: 4% · Canada
• Languages at home: 97% English-only · Other Indo-European 1% Spanish 1%

Political lean MEDSL · Allegheny

• 2024 margin: Strong D (+20.3) · D 59.7% · R 39.4%
• 2008→2024 swing: +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
• All cycles: 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -121.68%
• Current HPI: 235.4861
• Rent YoY: ▲ 7.63%
• Metro: Pittsburgh, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+8.6% since first listed

10 events — show timeline

• 2026-05-29 Pending — West Penn MLS
• 2026-05-08 Listed $124,900 West Penn MLS
• 2021-12-02 Sold (MLS) $108,000 West Penn MLS
• 2021-11-15 Pending — West Penn MLS
• 2021-11-06 Contingent — West Penn MLS
• 2021-10-27 Price Changed $108,000 West Penn MLS
• 2021-10-24 Price Changed $110,000 West Penn MLS
• 2021-10-18 Relisted — West Penn MLS
• 2021-10-11 Contingent — West Penn MLS
• 2021-10-05 Listed $115,000 West Penn MLS

Property tax history

+1.6%/yr

Latest (2026): $2,960 · +3.0% YoY. Source: county tax records.