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1703 Navaro St
C- Composite 51.64
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.3/30.0
  • ARV discount +15.0/15.0
  • 1% rule +5.2/10.0
  • DSCR +4.7/10.0
  • Livability +4.0/5.0
  • Schools +2.8/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.0/5.0
  • Appreciation +0.0/10.0

$206,000

1703 Navaro St · Dallas, TX 75208
3 bd · 2.0 ba · 1,246 sqft · SingleFamily public records · 93 Days on market
Built 1939 5,532 sqft lot $165/sqft · 40% below area Est $344k · 40% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Prime investment opportunity! This 4-bedroom, 1-bath home sits on a desirable corner lot and is priced to sell. Property needs extensive repairs and is being sold as-is. Making it a great opportunity for investors, builders, or buyers ready to take on a full rehab project. Conveniently located near major highways, parks, and the vibrant Bishop Arts District, offering strong potential for future value and rental demand. Don’t miss this chance to transform a property in a growing area of Dallas!

Key facts

  • Corner lot
  • 5,532 sq ft lot
  • Built 1939

Tags

CORNER LOTGROWING AREA OF DALLAS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $206k.

Deal economics

  • At list price, monthly cash flow is $75 ($895/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $206k).
  • Recommended offer: $187k (9.0% below list) — sets the bar for market timing.
  • Cap rate 6.7% vs local median 2.3% in Dallas — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#24 in TX, #1,380 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: schools C-, crime F.
  • Dallas ISD (urban): math 31% / reading 36% proficiency, ranked #559 of 826 in TX (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 83% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents soft (-1.8%/yr); 242 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 12,577 units permitted in Dallas County in 2024 (6,829 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($82k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Dallas County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 93 days — a 9% lower offer ($187k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1939 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $187,460 (9.0% below list)

Questions for the listing agent

  1. It's been on market 93 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1939 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.02%
Cap rate
6.73%
Cash-on-cash
1.55%
DSCR
1.07
GRM
8.1

CMA / ARV

ARV (median comp)
$344,000
List price
$206,000
Delta
-40.12%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 11 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1715 Navaro St 0.03mi 3/2.0 1,064 (-15%) 2mo $349,000 $328 73
1514 Walmsley Ave 0.17mi 4/2.0 (+1) 1,207 (-3%) 20mo $319,000 $264 65
2041 W Colorado Blvd 0.72mi 3/1.0 1,238 (-1%) 5mo $339,000 $274 57
1207 Walmsley Ave 0.42mi 3/3.0 1,320 (+6%) 12mo $485,000 $367 57
2155 Barberry Dr 0.74mi 2/1.0 (-1) 1,209 (-3%) 2mo $435,000 $360 50
1821 N Winnetka Ave 0.41mi 2/2.0 (-1) 1,068 (-14%) 2mo $205,000 $192 50
1930 Marydale Dr 0.58mi 2/1.0 (-1) 1,355 (+9%) 4mo $515,000 $380 46
2209 Lawndale Dr 0.75mi 2/2.0 (-1) 1,233 (-1%) 21mo $395,000 $320 41
1168 Clifftop Ln 0.51mi 2/2.5 (-1) 1,411 (+13%) 10mo $429,900 $305 39
2103 N Willomet Ave 0.53mi 2/2.5 (-1) 1,411 (+13%) 15mo $445,000 $315 34
1237 Clifftop Ln 0.48mi 2/2.5 (-1) 1,411 (+13%) 23mo $450,000 $319 30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-17.6%
Equity multiple
0.40×
Total profit
$-34,676
Equity at exit
$30,715
10-year hold
IRR
-17.7%
Equity multiple
0.18×
Total profit
$-47,421
Equity at exit
$17,811

Cash invested: $57,680 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75208

Rents YoY
-1.8%
Active inventory
242
Price-to-rent
8.1×

Monthly cashflow live

Estimated rent
$2,110 high interval (Pro) →
Mortgage (P&I)
$1,080
Tax from tax record
$426 /mo · $5,112/yr
Insurance
$86
HOA
$0
Vacancy / Maint / Mgmt
$443
Net cashflow
$75

Break-even live

Break-even rent $2,015
Max offer price $206,000
Occupancy floor 91%

Sensitivity live

Price -10% $191 -5% $133 +0% $75 +5% $16 +10% $-42
Rent -10% $-92 -5% $-9 +0% $75 +5% $158 +10% $241
Rate -1.0pp $178 -0.5pp $127 base $75 +0.5pp $21 +1.0pp $-33

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$51,500
Closing costs
$6,180
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1330 Winding Brook Ln Unit 1367 Dallas, TX 2.0 2.0 1027 $1,745 $1.70 0d 1 0.34mi
1902 Tarrant Pl Dallas, TX 1.0–2.0 1.0 795 $1,593 $2.00 0d 18 0.41mi
1293 Clifftop Ln Dallas, TX 2.0 2.5 1411 $2,900 $2.06 44d 1 0.45mi
1000 Fort Worth Ave Dallas, TX 2.0–3.0 2.0–2.5 1951 $4,722 $2.42 2d 5 0.56mi
718 Fort Worth Ave Dallas, TX 2.0 2.0 1163 $2,026 $1.74 20d 1 0.72mi
718 Fort Worth Ave Dallas, TX 2.0 2.0 1163 $2,026 $1.74 13d 1 0.72mi
718 Fort Worth Ave Dallas, TX 3.0 3.0 1452 $2,672 $1.84 22d 1 0.72mi
718 Fort Worth Ave Dallas, TX 3.0 3.0 1452 $2,672 $1.84 13d 1 0.72mi
750 Fort Worth Ave Dallas, TX 2.0 2.0 1268 $2,057 $1.62 44d 1 0.73mi
750 Fort Worth Ave Dallas, TX 2.0 1.0–2.0 930 $1,903 $2.05 25d 10 0.73mi
750 Fort Worth Ave Dallas, TX 3.0 1.0–2.0 1000 $2,040 $2.04 0d 23 0.73mi
2901 Borger St Apt 511 Dallas, TX 2.0 2.0 1084 $1,845 $1.70 0d 1 0.75mi
710 Fort Worth Ave Dallas, TX 2.0 2.0 1122 $1,479 $1.32 44d 1 0.75mi
660 Yorktown St Dallas, TX 2.0 1.0–2.5 922 $1,915 $2.08 2d 21 0.77mi
941 Bayonne St Unit 941 Dallas, TX 2.0 2.0 917 $1,295 $1.41 19d 1 0.79mi
941 Bayonne St Unit 939 Dallas, TX 2.0 2.0 917 $1,350 $1.47 4d 1 0.79mi
3015 Chihuahua Ave Dallas, TX 3.0 2.0 912 $4,500 $4.93 8d 1 0.84mi
3015 Chihuahua Ave Unit 1069902P Dallas, TX 3.0 2.0 904 $7,154 $7.91 0d 1 0.84mi
990 Singleton Blvd Dallas, TX 2.0 1.0–2.5 942 $2,235 $2.37 0d 26 0.86mi
1010 Singleton Blvd Unit 1047 Dallas, TX 2.0 2.0 990 $2,322 $2.35 0d 1 0.88mi
996 Singleton Blvd Dallas, TX 2.0 2.0 1203 $1,981 $1.65 3d 1 0.89mi
928 N Windomere Ave Unit D Dallas, TX 2.0 1.0 875 $1,200 $1.37 8d 1 0.89mi
3113 Navaro St Dallas, TX 2.0 2.0 735 $1,600 $2.18 25d 1 0.90mi
3113 Navaro St Unit N/A Dallas, TX 2.0 2.0 735 $1,800 $2.45 44d 1 0.90mi
2400 Fort Worth Ave Dallas, TX 1.0–3.0 1.0–2.0 1054 $2,522 $2.39 2d 29 0.96mi
2422 Fort Worth Ave Dallas, TX 2.0 2.0 1180 $2,225 $1.89 5d 1 0.98mi
2422 Fort Worth Ave Dallas, TX 3.0 2.0 1377 $2,935 $2.13 22d 1 0.98mi
2422 Fort Worth Ave Dallas, TX 2.0 2.0 1180 $2,225 $1.89 12d 1 0.98mi
2422 Fort Worth Ave Dallas, TX 3.0 2.0 1377 $2,935 $2.13 44d 1 0.98mi
1412 Kings Hwy Dallas, TX 2.0 1.0 1310 $1,850 $1.41 44d 1 0.98mi
2511 Wedglea Dr Dallas, TX 2.0 1.0–2.0 795 $2,094 $2.63 2d 23 0.98mi
1410 Kings Hwy Dallas, TX 2.0 1.0 1310 $1,800 $1.37 44d 1 0.99mi
1410 Kings Hwy Unit 1412 Dallas, TX 2.0 1.0 1310 $1,850 $1.41 44d 1 0.99mi
1907 Nomas St Dallas, TX 3.0 2.0 1368 $2,900 $2.12 19d 1 1.00mi
455 W Commerce St Dallas, TX 2.0 2.0 1121 $1,810 $1.61 20d 1 1.00mi
455 W Commerce St Dallas, TX 2.0 2.0 1121 $1,810 $1.61 21d 1 1.00mi
431 W Commerce St Dallas, TX 2.0 1.0 1037 $2,568 $2.48 25d 1 1.02mi
444 W Commerce St Dallas, TX 2.0 1.0–2.5 971 $2,193 $2.26 0d 16 1.04mi
2505 Wedglea Dr #222 Dallas, TX 2.0 2.0 943 $1,795 $1.90 4d 1 1.04mi
2505 Wedglea Dr #114 Dallas, TX 2.0 2.0 943 $1,599 $1.70 25d 1 1.06mi

Listing history 14 events

  1. 2026-06-13
    statusdays on market $206,000 Pending 93 DOM
  2. 2026-06-09
    days on market $206,000 Active Option Contract 92 DOM
  3. 2026-06-08
    days on market $206,000 Active Option Contract 91 DOM
  4. 2026-06-07
    days on market $206,000 Active Option Contract 90 DOM
  5. 2026-06-04
    days on market $206,000 Active Option Contract 87 DOM
  6. 2026-06-03
    days on market $206,000 Active Option Contract 86 DOM
  7. 2026-06-02
    days on market $206,000 Active Option Contract 85 DOM
  8. 2026-06-02
    days on market $206,000 Active Option Contract 84 DOM
  9. 2026-05-31
    status $206,000 Active Option Contract 83 DOM
  10. 2026-05-31
    days on market $206,000 Active 83 DOM
  11. 2026-04-21
    price $206,000 505-char remark
    Show marketing remark (505 chars)

    Prime investment opportunity! This 4-bedroom, 1-bath home sits on a desirable corner lot and is priced to sell. Property needs extensive repairs and is being sold as-is. Making it a great opportunity for investors, builders, or buyers ready to take on a full rehab project. Conveniently located near major highways, parks, and the vibrant Bishop Arts District, offering strong potential for future value and rental demand. Don’t miss this chance to transform a property in a growing area of Dallas!

  12. 2026-04-21
    status Active 505-char remark
    Show marketing remark (505 chars)

    Prime investment opportunity! This 4-bedroom, 1-bath home sits on a desirable corner lot and is priced to sell. Property needs extensive repairs and is being sold as-is. Making it a great opportunity for investors, builders, or buyers ready to take on a full rehab project. Conveniently located near major highways, parks, and the vibrant Bishop Arts District, offering strong potential for future value and rental demand. Don’t miss this chance to transform a property in a growing area of Dallas!

  13. 2026-02-28
    listed $208,000 Active 505-char remark
    Show marketing remark (505 chars)

    Prime investment opportunity! This 4-bedroom, 1-bath home sits on a desirable corner lot and is priced to sell. Property needs extensive repairs and is being sold as-is. Making it a great opportunity for investors, builders, or buyers ready to take on a full rehab project. Conveniently located near major highways, parks, and the vibrant Bishop Arts District, offering strong potential for future value and rental demand. Don’t miss this chance to transform a property in a growing area of Dallas!

  14. 1994-10-26
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$5,112 · $426/mo
Projected year-2 tax
$5,112 · $426/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,317
− Mortgage interest
−$11,539
− Property taxes
−$5,112
− Insurance
−$1,030
− Repairs & maintenance
−$2,025
− Management
−$2,025
− Depreciation
−$5,993
Taxable loss
−$2,407
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$578
After-tax cash flow
$1,473/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Dallas ISD
NCES district ID
4816230
Math proficiency
31% ▼ -16.00%
Reading proficiency
36% ▼ -4.00%
Median HH income
$42,881
Composite
28.41/100
National rank
#6763
State rank
#559 of 826 in TX

Livability — Dallas

Score
81/100
State rank
#24
US rank
#1380

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C+ Housing A+ Health & safety A User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Dallas, TX
County
Dallas County · 2,612,404 people
City population
1,168,437
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
29,367
Household income
$81,950
Rent vs Own
45.8% rent · 54.2% own
Severe rent burden
1005.0

Population outlook (Dallas County) Hauer SSP2

Today (2025)
2,979,839 people
By 2030
3,191,823 · +7.1%
By 2040
3,619,611 · +21.5%
By 2050
4,026,915 · +35.1%
By 2075
4,957,073 · +66.4%
By 2100
5,508,725 · +84.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
Hispanic / Latino 55% White 34% Two or more races 21% Black 7% Native American 2% Asian 1%
Hispanic origin (detail)
Mexican 48%
Common ancestry
Romanian 2% Italian 2% Slovak 2%
Foreign-born
22% · Canada
Languages at home
56% English-only · Spanish 42% Other Indo-European 1% French/Haitian/Cajun 1%

Political lean MEDSL · Dallas

2024 margin
Strong D (+22.2) · D 60.2% · R 38.0% · Other 1.8%
2008→2024 swing
+6.9pp toward D · 2008: 15.3pp · 2024: 22.2pp
All cycles
2024: D+22.2 2020: D+31.6 2016: D+26.2 2012: D+15.4 2008: D+15.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -410.06%
Current HPI
393.6928
Rent YoY
▼ -1.83%
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-1.0% since first listed
4 events — show timeline
  • 2026-04-21 Price Changed $206,000 NTREIS
  • 2026-04-21 Relisted NTREIS
  • 2026-02-28 Listed $208,000 NTREIS
  • 1994-10-26 Sold (Public Records) Public Records

Property tax history

+10.1%/yr

Latest (2025): $5,112 · -4.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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