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5611 Whittondale Rd
D Composite 44.9
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.6/30.0
  • ARV discount +9.9/15.0
  • DSCR +4.8/10.0
  • 1% rule +4.0/10.0
  • Livability +3.2/5.0
  • Rent growth +2.8/5.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0
  • Appreciation +0.0/10.0

$222,500

5611 Whittondale Rd · Redan, GA 30058
3 bd · 2.0 ba · 1,567 sqft · SingleFamily public records · 11 Days on market
Built 1981 0.41 ac lot Est $235k · 5% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

We LOVE that split-levels are making a trend comeback! ("Marcia, Marcia, Marcia!") Check out this Stone Mountain cutie at an affordable price. Located off Redan with easy access to Stone Mountain-Lithonia Rd, Covington Hwy, and I-20, SE/E of popular Pine Lake and Hidden Hills communities and minutes from growing Stone Mountain Village and Park. Eat-in kitchen with view to family room featuring a brick fireplace and sliding glass door view to large backyard. Family can't decide what to watch on TV? Fine! Two living rooms = ESPN AND Summer House. Large backyard features back deck and beautiful hardwood privacy fence. Check out a park (Biffle, Redan, or Stone Mountain) and then head to Outrun Brewing Company for an evening brewskie and Cherokee Rose for dinner! Home in less than 15 mins.

Key facts

  • Split-level
  • Easy access
  • Brick fireplace

Tags

SPLIT-LEVELEASY ACCESSLARGE BACKYARDBRICK FIREPLACEHARDWOOD PRIVACY FENCE

Property features AI

Exterior

  • Parking: Attached garage with 2 spaces; Garage door opener; Garage faces front
  • Utilities: Public water; Public sewer; Electric service with 110V and 220V in garage; Cable available; Natural gas available
  • Home design: One-and-one-half story home; Brick front with frame construction; Block foundation; Composition roof
  • Construction: Brick front and frame construction; Block foundation; Composition roof
  • Exterior features: Private yard; Back yard fenced with wood fencing; Rain gutters; Deck

Interior

  • Kitchen: White cabinets; Eat-in kitchen; View into family room; Range hood; Electric range; Refrigerator; Dishwasher
  • Bedrooms: Three upper-level bedrooms; Roommate floor plan
  • Flooring: Carpet; Laminate; Luxury vinyl; Tile
  • Bathrooms: Two full bathrooms; Master bathroom with tub/shower combo
  • Heating & cooling: Central heating (natural gas); Central air conditioning; Attic fan; Electric cooling components
  • Interior features: Beamed ceilings; Entrance foyer; Vaulted ceilings; High-speed internet access; One fireplace with brick surround and gas starter (located in family room); Double-pane windows; No shared/common walls
  • Laundry & utility: Washer and dryer included; Laundry located in garage; Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $222k.

Deal economics

  • At list price, monthly cash flow is $95 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $199k (10.4% below list).
  • Recommended offer: $199k (10.4% below list) — sets the bar for 1% rule.
  • Cap rate 6.8% vs local median 5.3% in Redan — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 64/100 on livability (#274 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime D, amenities F, commute F.
  • Dekalb County (suburban): math 19% / reading 28% proficiency, ranked #125 of 174 in GA (top 72%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Redan Elementary School (math 8% / reading 12%, grade F, #1,092 of 1,228 statewide, top 91%, 521 students, 100% FRL); Redan Middle School (math 8% / reading 12%, grade F, #433 of 470 statewide, top 93%, 668 students, 100% FRL); Redan High School (math 8% / reading 17%, grade F, #336 of 424 statewide, top 80%, 951 students, 100% FRL) — zoned schools average 100% FRL vs 68% district-wide (32 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 11% at this address vs 24% district-wide (-13 pts) — the specific schools serving this property underperform the Dekalb County average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+1.2%/yr); 444 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 1,240 units permitted in DeKalb County in 2024 (385 in 5+ unit buildings).
  • This rent runs 39% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • DeKalb County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 11 days on market — expect competitive offers; lowballing is unlikely to land.
  • 5 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $152k; 46% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: moderate wind risk, 26% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $199,405 (10.4% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  3. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.90%
Cap rate
6.81%
Cash-on-cash
1.83%
DSCR
1.08
GRM
9.3

CMA / ARV

ARV (on-the-fly)
$235,050
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1748 Charmeth Rd 0.23mi 4/2.0 (+1) 1,577 (+1%) 2mo $229,900 $146 81
1598 Dillwood Ct 0.22mi 3/2.5 1,648 (+5%) 1mo $275,000 $167 78
1579 Dillard Rd 0.10mi 3/3.0 1,407 (-10%) 4mo $219,000 $156 71
5571 Tunbridge Wells Rd 0.20mi 3/2.0 1,367 (-13%) 3mo $220,000 $161 67
5789 Dorian Ct 0.37mi 3/2.0 1,440 (-8%) 3mo $199,900 $139 67
1937 Young Rd 0.27mi 3/2.0 1,378 (-12%) 1mo $210,000 $152 66
1870 Taffeta Cv 0.55mi 3/2.0 1,485 (-5%) 0mo $155,000 $104 66
1786 Dunbarton Dr 0.29mi 3/2.5 1,770 (+13%) 4mo $285,000 $161 60
5404 Biffle Downs Rd 0.47mi 3/2.0 1,750 (+12%) 0mo $217,000 $124 58
5509 Covent Way 0.63mi 3/2.0 1,456 (-7%) 4mo $171,000 $117 56
1355 Stoneleigh Way 0.47mi 3/2.0 1,770 (+13%) 4mo $228,870 $129 53
5328 Biffle Down Rd 0.57mi 3/2.0 1,357 (-13%) 2mo $204,125 $150 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.18% rent growth · sell at horizon

5-year hold
IRR
-15.4%
Equity multiple
0.46×
Total profit
$-33,595
Equity at exit
$33,175
10-year hold
IRR
-10.2%
Equity multiple
0.43×
Total profit
$-35,672
Equity at exit
$19,238

Cash invested: $62,300 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30058

Home prices YoY
-21.4%
Rents YoY
1.2%
Active inventory
444
Price-to-rent
9.3×

Monthly cashflow live

Estimated rent
$1,994 high interval (Pro) →
Mortgage (P&I)
$1,167
Tax from tax record
$221 /mo · $2,649/yr
Insurance
$93
HOA
$0
Vacancy / Maint / Mgmt
$419
Net cashflow
$95

Break-even live

Break-even rent $1,874
Max offer price $222,500
Occupancy floor 90%

Sensitivity live

Price -10% $221 -5% $158 +0% $95 +5% $32 +10% $-31
Rent -10% $-63 -5% $16 +0% $95 +5% $174 +10% $253
Rate -1.0pp $207 -0.5pp $152 base $95 +0.5pp $37 +1.0pp $-21

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$55,625
Closing costs
$6,675
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1610 Burnstone Dr Stone Mountain, GA 3.0 2.0 1370 $1,850 $1.35 45d 1 0.11mi
1724 Laurel Creek Cir Lithonia, GA 3.0 2.5 1558 $1,935 $1.24 14d 1 0.24mi
1487 Saint Dunstans Rd Lithonia, GA 3.0 2.5 1650 $1,973 $1.20 0d 1 0.33mi
5739 Hilton Ridge Rd Lithonia, GA 3.0 2.5 2000 $1,820 $0.91 3d 1 0.34mi
1652 Downs Xing Stone Mountain, GA 3.0 2.5 1376 $1,595 $1.16 1d 1 0.38mi
1893 Gingham Way Lithonia, GA 3.0 2.0 1144 $1,730 $1.51 18d 1 0.45mi
1717 Panola Rd Stone Mountain, GA 3.0–4.0 2.5 2107 $2,369 $1.12 1d 98 0.48mi
1815 Herringbone Holw Lithonia, GA 3.0 2.0 1812 $1,750 $0.97 45d 1 0.57mi
1964 Taffeta Trl Lithonia, GA 3.0 2.0 1508 $1,870 $1.24 21d 1 0.59mi
1874 Vauxhall Dr Lithonia, GA 3.0 2.0 1367 $1,595 $1.17 4d 1 0.65mi
1401 Panola Rd Stone Mountain, GA 4.0 4.5 2000 $2,975 $1.49 45d 1 0.66mi
5579 Marbut Rd Lithonia, GA 3.0 2.5 1280 $1,850 $1.45 45d 1 0.67mi
5799 Redan Rd Stone Mountain, GA 3.0 2.0 1546 $1,490 $0.96 26d 1 0.68mi
5663 Saint Thomas Dr Lithonia, GA 4.0 2.0 1230 $1,595 $1.30 14d 1 0.70mi
5811 Calico Ct Lithonia, GA 4.0 2.5 2016 $2,300 $1.14 45d 1 0.79mi
2005 Marbut Forest Dr Lithonia, GA 3.0 2.0 1556 $1,900 $1.22 7d 1 0.82mi
5974 S Deshon Ct Lithonia, GA 4.0 2.5 1704 $2,050 $1.20 26d 1 0.89mi
5536 Downs Way Lithonia, GA 3.0 2.0 1400 $1,600 $1.14 45d 1 0.92mi
2079 Panola Way Ct Lithonia, GA 4.0 3.0 1971 $1,850 $0.94 26d 1 0.99mi
6014 Bretton Woods Dr Lithonia, GA 4.0 2.5 1625 $2,195 $1.35 45d 1 1.00mi
1467 Muirfield Dr Stone Mountain, GA 3.0 2.0 1630 $1,870 $1.15 23d 1 1.01mi
5452 Perching Pl Lithonia, GA 3.0 2.5 2036 $1,900 $0.93 26d 1 1.07mi
2093 Drake Ct Lithonia, GA 3.0 2.0 1168 $1,604 $1.37 1d 1 1.07mi
5550 Wellborn Creek Dr Lithonia, GA 3.0 2.5 1850 $2,085 $1.13 3d 1 1.11mi
1958 Overton Trl Stone Mountain, GA 3.0 2.0 1100 $1,625 $1.48 23d 1 1.12mi
5356 Olde St Stone Mountain, GA 3.0 2.5 1560 $1,745 $1.12 22d 1 1.17mi
5622 Glen Ridge Bnd Lithonia, GA 3.0 2.5 1967 $2,110 $1.07 26d 1 1.19mi
5386 Kristian Ct Stone Mountain, GA 4.0 2.0 1531 $1,901 $1.24 26d 1 1.22mi
2090 Tidwell Trl Stone Mountain, GA 3.0 2.0 1214 $1,800 $1.48 45d 1 1.24mi
5734 Lanny Ln Lithonia, GA 3.0 2.0 1589 $1,800 $1.13 26d 1 1.25mi
2207 Clayton Rdg Lithonia, GA 4.0 3.0 2175 $2,400 $1.10 45d 1 1.25mi
5349 Tracey Dr Stone Mountain, GA 3.0 2.0 1188 $1,975 $1.66 18d 1 1.26mi
5349 Tracey Dr Stone Mountain, GA 3.0 2.0 1188 $1,975 $1.66 45d 1 1.26mi
5972 Wellborn Trce Lithonia, GA 3.0 2.0 1820 $1,000 $0.55 14d 1 1.26mi
5477 Wellborn Creek Dr Lithonia, GA 3.0 3.0 2084 $2,400 $1.15 4d 1 1.27mi
2060 Kimber Trl Stone Mountain, GA 3.0 2.0 1058 $1,650 $1.56 4d 1 1.27mi
2078 Kimber Trl Stone Mountain, GA 3.0 2.0 1144 $1,973 $1.72 1d 1 1.29mi
2188 Justify LN #40 Lithonia, GA 3.0 2.5 2085 $2,400 $1.15 45d 1 1.30mi
2244 Mulsanne Dr Lithonia, GA 3.0 2.5 1750 $2,250 $1.29 7d 1 1.30mi
1168 Perry Way Stone Mountain, GA 4.0 3.0 2100 $1,200 $0.57 3d 1 1.31mi

Listing history 7 events

  1. 2026-06-16
    status $222,500 Pending 11 DOM
  2. 2026-06-15
    days on market $222,500 Active Under Contract 11 DOM
  3. 2026-06-13
    statusdays on market $222,500 Active Under Contract 9 DOM
  4. 2026-06-09
    days on market $222,500 Active 5 DOM
  5. 2026-06-08
    days on market $222,500 Active 4 DOM
  6. 2026-06-07
    remarks 689-char remark
  7. 2026-06-07
    listed $222,500 Active 3 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$2,649 · $221/mo
Projected year-2 tax
$2,649 · $221/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥104°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 5/10 Major 26% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 10 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$23,929
− Mortgage interest
−$12,463
− Property taxes
−$2,649
− Insurance
−$1,112
− Repairs & maintenance
−$1,914
− Management
−$1,914
− Depreciation
−$6,473
Taxable loss
−$2,598
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$623
After-tax cash flow
$1,764/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Dekalb County
NCES district ID
1301740
Math proficiency
19% ▼ -12.00%
Reading proficiency
28% ▼ -7.00%
Median HH income
$51,448
Composite
20.92/100
National rank
#8482
State rank
#125 of 174 in GA

Livability — Redan

Score
64/100
State rank
#274
US rank
#14766

Category grades

Amenities F Commute F Cost of living A+ Crime D Employment C Housing A+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Redan, GA
County
Dekalb County · 782,738 people
City population
29,279
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
62,614
Household income
$61,684
Rent vs Own
34.8% rent · 65.2% own
Severe rent burden
3471.0

Population outlook (DeKalb County) Hauer SSP2

Today (2025)
839,977 people
By 2030
891,768 · +6.2%
By 2040
988,894 · +17.7%
By 2050
1,074,583 · +27.9%
By 2075
1,245,026 · +48.2%
By 2100
1,303,135 · +55.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (91%)
Race & ethnicity
Black 91% Hispanic / Latino 3% White 3% Two or more races 3%
Common ancestry
Hispanic 0%
Foreign-born
12% · Canada, United Kingdom
Languages at home
93% English-only · Spanish 2% French/Haitian/Cajun 1%

Political lean MEDSL · DeKalb

2024 margin
Solid D (+64.8) · D 81.9% · R 17.1% · Other 1.0%
2008→2024 swing
+6.1pp toward D · 2008: 58.6pp · 2024: 64.8pp
All cycles
2024: D+64.8 2020: D+67.4 2016: D+64.8 2012: D+56.8 2008: D+58.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -60.90%
Current HPI
224.0366
Rent YoY
▲ 1.18%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+271.5% since first listed
17 events — show timeline
  • 2026-06-04 Listed $222,500 FMLS
  • 2026-06-04 Listed $222,500 GAMLS
  • 2020-08-26 Sold (Public Records) $152,500 Public Records
  • 2020-08-21 Sold (MLS) $152,500 GAMLS
  • 2020-08-21 Sold (MLS) $152,500 FMLS
  • 2020-06-30 Pending GAMLS
  • 2020-06-30 Pending FMLS
  • 2020-06-25 Listed $149,900 GAMLS
  • 2020-06-25 Listed $149,900 FMLS
  • 2007-04-05 Sold (MLS) $110,720 FMLS
  • 2007-01-02 Listed $104,900 FMLS
  • 2005-04-27 Sold (Public Records) $105,000 Public Records
  • 2003-05-20 Sold (Public Records) $128,000 Public Records
  • 1990-03-01 Sold (Public Records) $63,900 Public Records
  • 1990-02-16 Sold (Public Records) $63,900 Public Records
  • 1988-09-09 Sold (Public Records) $74,000 Public Records
  • 1982-10-29 Sold (Public Records) $59,900 Public Records

Property tax history

+4.3%/yr

Latest (2025): $2,649 · -3.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…