706 E Buckley St · Brownfield, TX 79316

$89,700

3 bd · 3.0 ba · 2,581 sqft · SingleFamily public records · 25 Days on market

Built 1968 0.48 ac lot ↓ 8% since listing

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Livability +3.6/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.2/10.0
• Appreciation +0.0/10.0

Key facts

• 0.48 acre lot
• 2 parking spots
• Built 1968

Property features AI

Exterior

• Parking: Carport (2 spaces); Driveway
• Utilities: Public water; Public sewer
• Home design: Single-family residence; Residential property; Reported as fixer condition
• Construction: Brick and Masonite construction; Composition roof; Pillar/post/pier foundation; Built on a 0.48-acre lot
• Exterior features: Covered patio; Patio; Fenced backyard; Corner lot; Paved, publicly maintained city street frontage

Interior

• Kitchen: Gas water heater (appliance listed); Water heater
• Flooring: Carpet; Vinyl
• Bathrooms: Three full bathrooms
• Heating & cooling: Central heating (natural gas); Central air conditioning; Ceiling fans; Electric cooling components
• Interior features: Other interior features; Gas-started stone fireplace in the family room; One fireplace
• Laundry & utility: Laundry room with electric dryer hookup

What this means for you Summary

Snapshot

• This is a 3-bed/3.0-bath single-family listed at $90k.

Deal economics

• At list price, monthly cash flow is $802 ($10k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $90k).
• Recommended offer: $88k (1.5% below list) — sets the bar for market timing.

Location & tenants

• Location reads 71/100 on livability (#298 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime D+, amenities D, commute F.
• Brownfield ISD (town): math 26% / reading 27% proficiency, ranked #704 of 826 in TX (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Colonial Heights El (141 students, 94% FRL); Brownfield Middle (math 24% / reading 28%, grade F, #1,222 of 1,662 statewide, top 74%, 354 students, 83% FRL); Brownfield H S (math 37% / reading 32%, grade F, #963 of 1,632 statewide, top 61%, 443 students, 78% FRL).
• Market conditions: 92 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 2 units permitted in Terry County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $620 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Terry County population projected at +16% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $25k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

• It's been on market 25 days — a 2% lower offer ($88k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 5y ago; this cycle's ask has dropped $20k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $88,354 (1.5% below list)

Questions for the listing agent

1. Built in 1968 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.01% ✓
• Cap rate: 17.02%
• Cash-on-cash: 38.32%
• DSCR: 2.71
• GRM: 4.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 34.4%
• Equity multiple: 2.46×
• Total profit: $36,578
• Equity at exit: $13,375

10-year hold

• IRR: 41.3%
• Equity multiple: 4.89×
• Total profit: $97,744
• Equity at exit: $7,756

Cash invested: $25,116 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 79316

• Active inventory: 92
• Price-to-rent: 4.2×

Monthly cashflow live

• Estimated rent: $1,800 medium
• Mortgage (P&I): −$470
• Tax est. 1.5%: −$112 /mo · $1,346/yr
• Insurance: −$37
• HOA: −$0
• Vacancy / Maint / Mgmt: −$378
• Net cashflow: $802

Break-even live

Break-even rent $785

Max offer price $89,700

Occupancy floor 50%

Sensitivity live

Price	-10% $864	-5% $833	+0% $802	+5% $771	+10% $740
Rent	-10% $660	-5% $731	+0% $802	+5% $873	+10% $944
Rate	-1.0pp $847	-0.5pp $825	base $802	+0.5pp $779	+1.0pp $755

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $22,425
• Closing costs: $2,691
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1707 Gillham Dr Brownfield, TX	3.0	2.0	2064	$1,800	$0.87	46d	1	1.03mi

Listing history 22 events

1. 2026-06-22
   days on market $89,700 Active 25 DOM
2. 2026-06-21
   days on market $89,700 Active 24 DOM
3. 2026-06-21
   days on market $89,700 Active 23 DOM
4. 2026-06-18
   days on market $89,700 Active 21 DOM
5. 2026-06-17
   days on market $89,700 Active 20 DOM
6. 2026-06-16
   days on market $89,700 Active 19 DOM
7. 2026-06-15
   days on market $89,700 Active 18 DOM
8. 2026-06-13
   days on market $89,700 Active 16 DOM
9. 2026-06-12
   pricedays on market $89,700 Active 15 DOM
10. 2026-06-09
    days on market $99,000 Active 12 DOM
11. 2026-06-08
    days on market $99,000 Active 11 DOM
12. 2026-06-08
    days on market $99,000 Active 10 DOM
13. 2026-06-07
    pricedays on market $99,000 Active 9 DOM
14. 2026-06-03
    days on market $109,500 Active 6 DOM
15. 2026-06-02
    days on market $109,500 Active 5 DOM
16. 2026-06-01
    days on market $109,500 Active 4 DOM
17. 2026-05-31
    days on market $109,500 Active 3 DOM
18. 2026-05-28
    listed $109,500 Active
19. 2021-01-22
    listed $118,500
20. 2002-08-09
    soldstatus
21. 2001-08-10
    soldstatus
22. 2000-10-10
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥99°F today · 21 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,600
• − Mortgage interest: −$5,025
• − Property taxes: −$1,346
• − Insurance: −$448
• − Repairs & maintenance: −$1,728
• − Management: −$1,728
• − Depreciation: −$2,609
• Taxable income: $8,716
• Est. tax owed @ 24.0%: −$2,092
• After-tax cash flow: $7,533/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Brownfield ISD
• NCES district ID: 4811610
• Math proficiency: 26% ▼ -11.00%
• Reading proficiency: 27% ▲ 1.00%
• Median HH income: $37,385
• Composite: 22.1/100
• National rank: #8180
• State rank: #704 of 826 in TX

Livability — Brownfield

• Score: 71/100
• State rank: #298
• US rank: #6822

Category grades

Amenities D Commute F Cost of living A+ Crime D+ Employment F Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Brownfield, TX
• Population (ZIP): 9,907

Population outlook (Terry County) Hauer SSP2

• Today (2025): 13,220 people
• By 2030: 13,500 · +2.1%
• By 2040: 14,327 · +8.4%
• By 2050: 15,340 · +16.0%
• By 2075: 18,459 · +39.6%
• By 2100: 20,433 · +54.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority Hispanic (57%)
• Race & ethnicity: Hispanic / Latino 57% White 37% Two or more races 32% Black 5%
• Hispanic origin (detail): Mexican 47%
• Common ancestry: Italian 2% Slovak 1% German 1%
• Foreign-born: 8% · Canada
• Languages at home: 63% English-only · Spanish 34% German/W. Germanic 2%

Political lean MEDSL · Terry

• 2024 margin: Solid R (+65.2) · D 17.2% · R 82.3%
• 2008→2024 swing: -30.1pp toward R · 2008: -35.0pp · 2024: -65.2pp
• All cycles: 2024: R+65.2 2020: R+56.9 2016: R+49.4 2012: R+41.6 2008: R+35.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -65.34%
• Current HPI: 104.1813
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-7.6% since first listed

5 events — show timeline

• 2026-05-28 Listed $109,500 LARMLS
• 2021-01-22 Listed $118,500 LARMLS
• 2002-08-09 Sold (Public Records) — Public Records
• 2001-08-10 Sold (Public Records) — Public Records
• 2000-10-10 Sold (Public Records) — Public Records

Property tax history

+10.2%/yr

Latest (2025): $5,832 · +3.5% YoY. Source: county tax records.