15441 Norman Ave N · Jacksonville, FL 32218

$274,900

4 bd · 2.0 ba · 2,108 sqft · SingleFamily public records · 50 Days on market

Built 2001 0.64 ac lot Est $373k · 26% under

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +12.8/30.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• 1% rule +3.8/10.0
• DSCR +3.8/10.0
• Condition / age +2.5/5.0
• Rent growth +2.4/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

New Price $159,900. 4bd/2ba/2108SF Home on .64 Acre Lot! Spacious 4-bedroom, 2-bath, 2001 Modular home offering tons of potential and room to make it your own. Ideal for buyers looking for space, value, and the opportunity to renovate and customize., You'll find a well-laid-out floor plan with plenty of natural light and living space. Step outside to enjoy the large deck out back, perfect for relaxing evenings, entertaining, or weekend BBQs. The expansive yard offers plenty of room for pets, gardening, or future additions. Don't miss your chance to own a home with great potential and space to create your dream home or investment property! NO BLIND OFFERS.

Key facts

• Covered front porch
• Large deck
• Expansive yard

Tags

• COVERED FRONT PORCH
• LARGE DECK
• EXPANSIVE YARD

Property features AI

Finance

• Financial info: Annual tax information available

Exterior

• Parking: Other parking
• Utilities: Septic tank; Electricity available and connected
• Home design: Double wide manufactured home; Residential property
• Construction: Vinyl siding; Shingle roof
• Exterior features: Deck; Front porch; Located on a dead-end street; Dirt road access

Interior

• Kitchen: Dishwasher; Electric oven; Electric range; Microwave; Refrigerator; Ice maker; Water softener (owned)
• Bedrooms: 4 bedrooms
• Flooring: Laminate; Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air
• Interior features: Ceiling fan(s); Eat-in kitchen; Kitchen island; Primary bathroom with tub and separate shower; Split bedrooms; Walk-in closet(s); Fireplace (1)
• Laundry & utility: Washer hookup; Electric dryer hookup; Electric water heater

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $275k.

Deal economics

• At list price, monthly cash flow is $-25 ($-297/yr) — negative.
• To cash-flow at today's rent, offer at most $271k (1.6% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $242k (12.1% below list).
• Recommended offer: $242k (12.1% below list) — sets the bar for 1% rule.
• Cap rate 6.2% vs local median 3.9% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Oceanway Elementary School (math 58% / reading 47%, grade C-, #976 of 2,144 statewide, top 46%, 637 students, 51% FRL); Oceanway School (math 34% / reading 33%, grade F, #428 of 571 statewide, top 76%, 927 students, 51% FRL); First Coast High School (math 18% / reading 33%, grade F, #499 of 667 statewide, top 75%, 2,117 students, 49% FRL) — zoned schools at 50% FRL track the district average.
• Market conditions: Rents soft (-0.4%/yr); 735 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
• This rent runs 42% of the median local income ($70k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 50 days — a 3% lower offer ($267k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $145k; list at $275k implies a 90% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $241,673 (12.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 50 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.88% ✗
• Cap rate: 6.18%
• Cash-on-cash: -0.39%
• DSCR: 0.98
• GRM: 9.5

CMA / ARV

• ARV (on-the-fly): $373,116
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
15732 Pinyon Ln	0.28mi	4/2.0	2,046 (-3%)	1mo	$363,000	$177	81
15726 W Northside Dr W	0.29mi	3/2.5 (-1)	2,098 (-0%)	3mo	$434,500	$207	76
15256 Molitor Way	0.27mi	4/2.5	1,965 (-7%)	2mo	$331,990	$169	72
15242 McMaster Dr	0.31mi	4/2.5	1,965 (-7%)	1mo	$328,990	$167	72
15244 Molitor Way	0.28mi	4/2.5	1,965 (-7%)	3mo	$329,990	$168	71
15273 McMaster Dr	0.28mi	4/2.5	1,965 (-7%)	4mo	$329,938	$168	70
15678 Coulter Ct	0.19mi	4/2.0	1,850 (-12%)	1mo	$340,000	$184	70
15254 McMaster Dr	0.29mi	4/2.5	1,965 (-7%)	4mo	$320,990	$163	70
34 Pecan Ridge Ct	0.13mi	4/3.0	2,345 (+11%)	4mo	$460,000	$196	68
15718 Winder Lake Dr	0.17mi	4/3.0	2,345 (+11%)	2mo	$427,500	$182	67
15230 McMaster Dr	0.33mi	4/2.5	1,965 (-7%)	5mo	$283,888	$144	67
72 Bradford Lake Cir	0.67mi	4/2.0	2,167 (+3%)	3mo	$390,000	$180	61

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -20.4%
• Equity multiple: 0.31×
• Total profit: $-53,148
• Equity at exit: $40,988

10-year hold

• IRR: -22.3%
• Equity multiple: 0.02×
• Total profit: $-75,450
• Equity at exit: $23,768

Cash invested: $76,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32218

• Home prices YoY: -25.7%
• Rents YoY: -0.4%
• Active inventory: 735
• Price-to-rent: 9.5×

Monthly cashflow live

• Estimated rent: $2,417 high
• Mortgage (P&I): −$1,442
• Tax from tax record: −$378 /mo · $4,534/yr
• Insurance: −$115
• HOA: −$0
• Vacancy / Maint / Mgmt: −$508
• Net cashflow: $-25

Break-even live

Break-even rent $2,448

Max offer price $270,524

Occupancy floor 96%

Sensitivity live

Price	-10% $131	-5% $53	+0% $-25	+5% $-103	+10% $-180
Rent	-10% $-216	-5% $-120	+0% $-25	+5% $71	+10% $166
Rate	-1.0pp $114	-0.5pp $45	base $-25	+0.5pp $-96	+1.0pp $-168

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $68,725
• Closing costs: $8,247
• Reserves months: —
• Total cash needed: —

Rent comps 18 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
15584 Moss Hollow Dr Jacksonville, FL	3.0	2.0	1789	$950	$0.53	25d	1	0.16mi
15670 Coulter Ct Jacksonville, FL	4.0	3.0	2128	$2,300	$1.08	25d	1	0.17mi
15662 Chir Pine Dr Jacksonville, FL	4.0	2.0	1913	$2,350	$1.23	6d	1	0.30mi
96 Bradford Lake Cir Jacksonville, FL	4.0	2.0	2426	$2,395	$0.99	25d	1	0.59mi
219 Terrapin Ct Jacksonville, FL	4.0–5.0	2.5–3.0	2307	$2,395	$1.04	4d	2	0.84mi
14884 Praline Ct Jacksonville, FL	4.0	2.5	2180	$2,300	$1.06	12d	1	0.85mi
111 Brazil Nut Cir Jacksonville, FL	3.0	2.5	1560	$2,200	$1.41	9d	1	0.97mi
16240 Dowing Creek Dr Jacksonville, FL	4.0	2.5	2923	$2,496	$0.85	9d	1	1.05mi
14522 Macadamia Ln Jacksonville, FL	3.0	2.5	1556	$2,300	$1.48	25d	1	1.09mi
14757 Cashew Ave Jacksonville, FL	3.0	2.0	1519	$2,100	$1.38	16d	1	1.09mi
14750 Cashew Ave Jacksonville, FL	4.0	3.0	2495	$2,500	$1.00	25d	1	1.11mi
14742 Cashew Ave Jacksonville, FL	4.0	2.5	2103	$3,200	$1.52	25d	1	1.13mi
14617 Zachary Dr E Jacksonville, FL	4.0	2.0	2266	$2,800	$1.24	9d	1	1.16mi
16295 Tisons Bluff Rd Jacksonville, FL	4.0	2.0	2280	$2,349	$1.03	25d	1	1.17mi
14695 Macadamia Ln Jacksonville, FL	4.0	3.0	2009	$2,400	$1.19	25d	1	1.21mi
14635 Macadamia Ln Jacksonville, FL	3.0	2.0	1857	$2,100	$1.13	25d	1	1.22mi
15803 Douglas Lake Dr Jacksonville, FL	4.0	2.0	1857	$2,056	$1.11	9d	1	1.28mi
15704 Stedman Lake Dr Jacksonville, FL	4.0	3.0	2027	$2,300	$1.13	9d	1	1.36mi

Listing history 34 events

1. 2026-06-21
   days on market $274,900 Active 50 DOM
2. 2026-06-18
   days on market $274,900 Active 47 DOM
3. 2026-06-17
   days on market $274,900 Active 46 DOM
4. 2026-06-16
   days on market $274,900 Active 45 DOM
5. 2026-06-15
   days on market $274,900 Active 44 DOM
6. 2026-06-13
   days on market $274,900 Active 41 DOM
7. 2026-06-10
   days on market $274,900 Active 38 DOM
8. 2026-06-08
   days on market $274,900 Active 37 DOM
9. 2026-06-07
   days on market $274,900 Active 36 DOM
10. 2026-06-05
    days on market $274,900 Active 33 DOM
11. 2026-06-03
    days on market $274,900 Active 32 DOM
12. 2026-06-02
    days on market $274,900 Active 31 DOM
13. 2026-06-01
    days on market $274,900 Active 30 DOM
14. 2026-05-31
    days on market $274,900 Active 29 DOM
15. 2026-05-18
    historical Active Under Contract
16. 2026-05-02
    listed $274,900 Active
17. 2026-02-17
    soldstatus $145,000
18. 2026-02-13
    soldstatus $145,000 Closed 803-char remark

    Show marketing remark (803 chars)

    New Price $159,900. 4bd/2ba/2108SF Home on .64 Acre Lot! Spacious 4-bedroom, 2-bath, 2001 Modular home offering tons of potential and room to make it your own. Ideal for buyers looking for space, value, and the opportunity to renovate and customize., You'll find a well-laid-out floor plan with plenty of natural light and living space. Step outside to enjoy the large deck out back, perfect for relaxing evenings, entertaining, or weekend BBQs. The expansive yard offers plenty of room for pets, gardening, or future additions. Don't miss your chance to own a home with great potential and space to create your dream home or investment property! NO BLIND OFFERS.

19. 2026-01-28
    status Pending 803-char remark

    Show marketing remark (803 chars)

    New Price $159,900. 4bd/2ba/2108SF Home on .64 Acre Lot! Spacious 4-bedroom, 2-bath, 2001 Modular home offering tons of potential and room to make it your own. Ideal for buyers looking for space, value, and the opportunity to renovate and customize., You'll find a well-laid-out floor plan with plenty of natural light and living space. Step outside to enjoy the large deck out back, perfect for relaxing evenings, entertaining, or weekend BBQs. The expansive yard offers plenty of room for pets, gardening, or future additions. Don't miss your chance to own a home with great potential and space to create your dream home or investment property! NO BLIND OFFERS.

20. 2026-01-15
    historical Active Under Contract 803-char remark

    Show marketing remark (803 chars)

    New Price $159,900. 4bd/2ba/2108SF Home on .64 Acre Lot! Spacious 4-bedroom, 2-bath, 2001 Modular home offering tons of potential and room to make it your own. Ideal for buyers looking for space, value, and the opportunity to renovate and customize., You'll find a well-laid-out floor plan with plenty of natural light and living space. Step outside to enjoy the large deck out back, perfect for relaxing evenings, entertaining, or weekend BBQs. The expansive yard offers plenty of room for pets, gardening, or future additions. Don't miss your chance to own a home with great potential and space to create your dream home or investment property! NO BLIND OFFERS.

21. 2026-01-13
    price $159,900 803-char remark

    Show marketing remark (803 chars)

    New Price $159,900. 4bd/2ba/2108SF Home on .64 Acre Lot! Spacious 4-bedroom, 2-bath, 2001 Modular home offering tons of potential and room to make it your own. Ideal for buyers looking for space, value, and the opportunity to renovate and customize., You'll find a well-laid-out floor plan with plenty of natural light and living space. Step outside to enjoy the large deck out back, perfect for relaxing evenings, entertaining, or weekend BBQs. The expansive yard offers plenty of room for pets, gardening, or future additions. Don't miss your chance to own a home with great potential and space to create your dream home or investment property! NO BLIND OFFERS.

22. 2025-12-17
    price $169,900 803-char remark

    Show marketing remark (803 chars)

    New Price $159,900. 4bd/2ba/2108SF Home on .64 Acre Lot! Spacious 4-bedroom, 2-bath, 2001 Modular home offering tons of potential and room to make it your own. Ideal for buyers looking for space, value, and the opportunity to renovate and customize., You'll find a well-laid-out floor plan with plenty of natural light and living space. Step outside to enjoy the large deck out back, perfect for relaxing evenings, entertaining, or weekend BBQs. The expansive yard offers plenty of room for pets, gardening, or future additions. Don't miss your chance to own a home with great potential and space to create your dream home or investment property! NO BLIND OFFERS.

23. 2025-10-23
    price $179,900 803-char remark

    Show marketing remark (803 chars)

    New Price $159,900. 4bd/2ba/2108SF Home on .64 Acre Lot! Spacious 4-bedroom, 2-bath, 2001 Modular home offering tons of potential and room to make it your own. Ideal for buyers looking for space, value, and the opportunity to renovate and customize., You'll find a well-laid-out floor plan with plenty of natural light and living space. Step outside to enjoy the large deck out back, perfect for relaxing evenings, entertaining, or weekend BBQs. The expansive yard offers plenty of room for pets, gardening, or future additions. Don't miss your chance to own a home with great potential and space to create your dream home or investment property! NO BLIND OFFERS.

24. 2025-09-18
    price $189,900 803-char remark

    Show marketing remark (803 chars)

    New Price $159,900. 4bd/2ba/2108SF Home on .64 Acre Lot! Spacious 4-bedroom, 2-bath, 2001 Modular home offering tons of potential and room to make it your own. Ideal for buyers looking for space, value, and the opportunity to renovate and customize., You'll find a well-laid-out floor plan with plenty of natural light and living space. Step outside to enjoy the large deck out back, perfect for relaxing evenings, entertaining, or weekend BBQs. The expansive yard offers plenty of room for pets, gardening, or future additions. Don't miss your chance to own a home with great potential and space to create your dream home or investment property! NO BLIND OFFERS.

25. 2025-08-14
    price $199,900 803-char remark

    Show marketing remark (803 chars)

    New Price $159,900. 4bd/2ba/2108SF Home on .64 Acre Lot! Spacious 4-bedroom, 2-bath, 2001 Modular home offering tons of potential and room to make it your own. Ideal for buyers looking for space, value, and the opportunity to renovate and customize., You'll find a well-laid-out floor plan with plenty of natural light and living space. Step outside to enjoy the large deck out back, perfect for relaxing evenings, entertaining, or weekend BBQs. The expansive yard offers plenty of room for pets, gardening, or future additions. Don't miss your chance to own a home with great potential and space to create your dream home or investment property! NO BLIND OFFERS.

26. 2025-06-25
    price $214,900 803-char remark

    Show marketing remark (803 chars)

    New Price $159,900. 4bd/2ba/2108SF Home on .64 Acre Lot! Spacious 4-bedroom, 2-bath, 2001 Modular home offering tons of potential and room to make it your own. Ideal for buyers looking for space, value, and the opportunity to renovate and customize., You'll find a well-laid-out floor plan with plenty of natural light and living space. Step outside to enjoy the large deck out back, perfect for relaxing evenings, entertaining, or weekend BBQs. The expansive yard offers plenty of room for pets, gardening, or future additions. Don't miss your chance to own a home with great potential and space to create your dream home or investment property! NO BLIND OFFERS.

27. 2025-05-23
    price $224,900 803-char remark

    Show marketing remark (803 chars)

    New Price $159,900. 4bd/2ba/2108SF Home on .64 Acre Lot! Spacious 4-bedroom, 2-bath, 2001 Modular home offering tons of potential and room to make it your own. Ideal for buyers looking for space, value, and the opportunity to renovate and customize., You'll find a well-laid-out floor plan with plenty of natural light and living space. Step outside to enjoy the large deck out back, perfect for relaxing evenings, entertaining, or weekend BBQs. The expansive yard offers plenty of room for pets, gardening, or future additions. Don't miss your chance to own a home with great potential and space to create your dream home or investment property! NO BLIND OFFERS.

28. 2025-04-16
    price $234,900 803-char remark

    Show marketing remark (803 chars)

    New Price $159,900. 4bd/2ba/2108SF Home on .64 Acre Lot! Spacious 4-bedroom, 2-bath, 2001 Modular home offering tons of potential and room to make it your own. Ideal for buyers looking for space, value, and the opportunity to renovate and customize., You'll find a well-laid-out floor plan with plenty of natural light and living space. Step outside to enjoy the large deck out back, perfect for relaxing evenings, entertaining, or weekend BBQs. The expansive yard offers plenty of room for pets, gardening, or future additions. Don't miss your chance to own a home with great potential and space to create your dream home or investment property! NO BLIND OFFERS.

29. 2025-03-28
    price $244,900 803-char remark

    Show marketing remark (803 chars)

    New Price $159,900. 4bd/2ba/2108SF Home on .64 Acre Lot! Spacious 4-bedroom, 2-bath, 2001 Modular home offering tons of potential and room to make it your own. Ideal for buyers looking for space, value, and the opportunity to renovate and customize., You'll find a well-laid-out floor plan with plenty of natural light and living space. Step outside to enjoy the large deck out back, perfect for relaxing evenings, entertaining, or weekend BBQs. The expansive yard offers plenty of room for pets, gardening, or future additions. Don't miss your chance to own a home with great potential and space to create your dream home or investment property! NO BLIND OFFERS.

30. 2025-03-04
    price $259,900 803-char remark

    Show marketing remark (803 chars)

    New Price $159,900. 4bd/2ba/2108SF Home on .64 Acre Lot! Spacious 4-bedroom, 2-bath, 2001 Modular home offering tons of potential and room to make it your own. Ideal for buyers looking for space, value, and the opportunity to renovate and customize., You'll find a well-laid-out floor plan with plenty of natural light and living space. Step outside to enjoy the large deck out back, perfect for relaxing evenings, entertaining, or weekend BBQs. The expansive yard offers plenty of room for pets, gardening, or future additions. Don't miss your chance to own a home with great potential and space to create your dream home or investment property! NO BLIND OFFERS.

31. 2025-01-31
    price $264,900 803-char remark

    Show marketing remark (803 chars)

    New Price $159,900. 4bd/2ba/2108SF Home on .64 Acre Lot! Spacious 4-bedroom, 2-bath, 2001 Modular home offering tons of potential and room to make it your own. Ideal for buyers looking for space, value, and the opportunity to renovate and customize., You'll find a well-laid-out floor plan with plenty of natural light and living space. Step outside to enjoy the large deck out back, perfect for relaxing evenings, entertaining, or weekend BBQs. The expansive yard offers plenty of room for pets, gardening, or future additions. Don't miss your chance to own a home with great potential and space to create your dream home or investment property! NO BLIND OFFERS.

32. 2024-12-27
    listed $274,900 Active 803-char remark

    Show marketing remark (803 chars)

    New Price $159,900. 4bd/2ba/2108SF Home on .64 Acre Lot! Spacious 4-bedroom, 2-bath, 2001 Modular home offering tons of potential and room to make it your own. Ideal for buyers looking for space, value, and the opportunity to renovate and customize., You'll find a well-laid-out floor plan with plenty of natural light and living space. Step outside to enjoy the large deck out back, perfect for relaxing evenings, entertaining, or weekend BBQs. The expansive yard offers plenty of room for pets, gardening, or future additions. Don't miss your chance to own a home with great potential and space to create your dream home or investment property! NO BLIND OFFERS.

33. 2001-10-04
    soldstatus $8,000
34. 2001-10-04
    soldstatus $12,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $4,534 · $378/mo
• Projected year-2 tax: $4,534 · $378/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 7/10 Severe
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $29,001
• − Mortgage interest: −$15,399
• − Property taxes: −$4,534
• − Insurance: −$1,374
• − Repairs & maintenance: −$2,320
• − Management: −$2,320
• − Depreciation: −$7,997
• Taxable loss: −$4,944
• Est. tax savings @ 24.0%: +$1,186
• After-tax cash flow: $889/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 72,905
• Household income: $69,638
• Rent vs Own: 32.7% rent · 67.3% own
• Severe rent burden: 2289.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.64)
• Race & ethnicity: Black 48% White 35% Hispanic / Latino 9% Two or more races 8% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 4%
• Common ancestry: Slovak 1% Lithuanian 1% Italian 1%
• Foreign-born: 6% · Canada, Jamaica, Vietnam
• Languages at home: 89% English-only · Spanish 6% French/Haitian/Cajun 1% Tagalog/Filipino 1%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -90.73%
• Current HPI: 262.2329
• Rent YoY: ▼ -0.40%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+3336.2% since first listed

20 events — show timeline

• 2026-05-18 Contingent — realMLS
• 2026-05-02 Listed $274,900 realMLS
• 2026-02-17 Sold (Public Records) $145,000 Public Records
• 2026-02-13 Sold (MLS) $145,000 realMLS
• 2026-01-28 Pending — realMLS
• 2026-01-15 Contingent — realMLS
• 2026-01-13 Price Changed $159,900 realMLS
• 2025-12-17 Price Changed $169,900 realMLS
• 2025-10-23 Price Changed $179,900 realMLS
• 2025-09-18 Price Changed $189,900 realMLS
• 2025-08-14 Price Changed $199,900 realMLS
• 2025-06-25 Price Changed $214,900 realMLS
• 2025-05-23 Price Changed $224,900 realMLS
• 2025-04-16 Price Changed $234,900 realMLS
• 2025-03-28 Price Changed $244,900 realMLS
• 2025-03-04 Price Changed $259,900 realMLS
• 2025-01-31 Price Changed $264,900 realMLS
• 2024-12-27 Listed $274,900 realMLS
• 2001-10-04 Sold (Public Records) $12,000 Public Records
• 2001-10-04 Sold (Public Records) $8,000 Public Records

Property tax history

+14.9%/yr

Latest (2025): $4,534 · +19.1% YoY. Source: county tax records.