7911 Crestline Dr · Amarillo, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 8/10 · Major
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 4/10 · Minor
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +10.6/30.0
- ARV discount +7.5/15.0
- Schools +5.0/10.0
- Rent growth +4.1/5.0
- 1% rule +3.6/10.0
- Livability +3.3/5.0
- DSCR +3.1/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$270,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
New construction in Heritage Hills by Bluehaven Homes. This home offers 3/2/2 open layout, crown molding, and granite counter-tops. Builder will pay $4,000 of buyers closing cost with full price offer if contracted by the end of February.
Key facts
- Double sinks
- Open floor plan
- Large bathroom
Tags
Property features AI
Finance
- HOA & community: Homeowners association with a $40 annual fee (about $3.33/month)
Exterior
- Parking: Attached rear-facing garage with 2 spaces
- Utilities: Public water; Public sewer
- Home design: Single family residence; One story; Faces west
- Construction: Brick veneer construction; Composition roof; Slab foundation; Built as residential single family
- Exterior features: Wood fencing; No pool; No other structures
Interior
- Kitchen: Dishwasher, Microwave, Refrigerator
- Bathrooms: Two full bathrooms
- Heating & cooling: Central electric heating; Central electric cooling; Ceiling fans
- Interior features: Dishwasher, Microwave, Refrigerator; No fireplace
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $270k.
Deal economics
- At list price, monthly cash flow is $-134 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $246k (8.7% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $231k (14.4% below list).
- Recommended offer: $231k (14.4% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 66/100 on livability (#624 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: amenities C-, crime F, commute F.
- Canyon ISD (town): math 60% / reading 54% proficiency, ranked #78 of 826 in TX (top 9%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Hillside El (math 65% / reading 60%, grade B, #311 of 4,322 statewide, top 7%, 348 students, 33% FRL); West Plains J H (math 59% / reading 58%, grade B, #185 of 1,662 statewide, top 12%, 615 students, 33% FRL); West Plains H S (910 students, 31% FRL) — zoned schools at 32% FRL track the district average.
- Market conditions: Rents rising fast (+6.2%/yr); 477 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 45 units permitted in Randall County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Randall County population projected at +36% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.86% ✗
- Cap rate
- 5.70%
- Cash-on-cash
- -2.12%
- DSCR
- 0.91
- GRM
- 9.7
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 6.21% rent growth · sell at horizon
- IRR
- -16.1%
- Equity multiple
- 0.41×
- Total profit
- $-44,462
- Equity at exit
- $40,258
- IRR
- -2.7%
- Equity multiple
- 0.79×
- Total profit
- $-15,519
- Equity at exit
- $23,345
Cash invested: $75,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 79119
- Home prices YoY
- -19.1%
- Rents YoY
- 6.2%
- Active inventory
- 477
- Price-to-rent
- 9.7×
Monthly cashflow live
- Estimated rent
- $2,312 high interval (Pro) →
- Mortgage (P&I)
- −$1,416
- Tax from tax record
- −$428 /mo · $5,140/yr
- Insurance
- −$112
- HOA
- −$3
- Vacancy / Maint / Mgmt
- −$485
- Net cashflow
- $-134
Break-even live
Sensitivity live
| Price | -10% $19 | -5% $-57 | +0% $-134 | +5% $-210 | +10% $-286 |
|---|---|---|---|---|---|
| Rent | -10% $-316 | -5% $-225 | +0% $-134 | +5% $-42 | +10% $49 |
| Rate | -1.0pp $2 | -0.5pp $-65 | base $-134 | +0.5pp $-204 | +1.0pp $-275 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $67,500
- Closing costs
- $8,100
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 12 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7628 S Soncy Rd Amarillo, TX | 1.0–3.0 | 1.0–2.0 | 1105 | $1,750 | $1.58 | 15d | 3 | 0.29mi |
| 7517 John Thomas St Amarillo, TX | 3.0 | 2.0 | 1642 | $2,400 | $1.46 | 46d | 1 | 0.46mi |
| 7206 Nick St Amarillo, TX | 3.0 | 2.0 | 1939 | $2,200 | $1.13 | 15d | 1 | 0.50mi |
| 7506 John Thomas St Amarillo, TX | 4.0 | 2.0 | 1732 | $3,200 | $1.85 | 15d | 1 | 0.51mi |
| 7600 Beck Dr Amarillo, TX | 3.0 | 2.0 | 1600 | $2,350 | $1.47 | 23d | 1 | 0.58mi |
| 7516 Beck Dr Amarillo, TX | 3.0 | 2.0 | 1600 | $2,350 | $1.47 | 23d | 1 | 0.58mi |
| 7514 Beck Dr Amarillo, TX | 3.0 | 2.0 | 1600 | $2,350 | $1.47 | 23d | 1 | 0.58mi |
| 7615 Arlo Dr Amarillo, TX | 3.0 | 2.0 | 1702 | $2,500 | $1.47 | 23d | 1 | 0.60mi |
| 7602 Beck Dr Amarillo, TX | 3.0 | 2.0 | 1600 | $2,350 | $1.47 | 23d | 1 | 0.60mi |
| Mosley St Amarillo, TX | 3.0 | 2.0 | 1636 | $2,000 | $1.22 | 45d | 1 | 0.68mi |
| 6801 Mosley St Amarillo, TX | 2.0 | 2.0 | 1497 | $1,725 | $1.15 | 46d | 1 | 0.82mi |
| Time Sq Amarillo, TX | 3.0 | 2.0 | 1898 | $2,450 | $1.29 | 23d | 1 | 1.43mi |
HOA detail
- Monthly dues
- $3 · $36/yr
Listing history 12 events
-
2026-06-18price $270,000 Active 13 DOM
-
2026-06-18days on market $275,000 Active 13 DOM
-
2026-06-17days on market $275,000 Active 12 DOM
-
2026-06-16days on market $275,000 Active 11 DOM
-
2026-06-15days on market $275,000 Active 10 DOM
-
2026-06-14days on market $275,000 Active 8 DOM
-
2026-06-13days on market $275,000 Active 7 DOM
-
2026-06-10days on market $275,000 Active 5 DOM
-
2026-06-09days on market $275,000 Active 4 DOM
-
2026-06-08days on market $275,000 Active 3 DOM
-
2026-06-07remarks 699-char remark
-
2026-06-07$275,000 Active 2 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $5,140 · $428/mo
- Projected year-2 tax
- $5,140 · $428/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 8/10 Severe
- Heat 4/10 Moderate 7 d/yr ≥97°F today · 20 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,739
- − Mortgage interest
- −$15,124
- − Property taxes
- −$5,140
- − Insurance
- −$1,350
- − Repairs & maintenance
- −$2,219
- − Management
- −$2,219
- − HOA
- −$36
- − Depreciation
- −$7,855
- Taxable loss
- −$6,204
- Est. tax savings @ 24.0%
- +$1,489
- After-tax cash flow
- $-114/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Canyon ISD
- NCES district ID
- 4812810
- Math proficiency
- 60% ▼ -1.00%
- Reading proficiency
- 54% ▼ -1.00%
- Median HH income
- $65,177
- Composite
- 50.07/100
- National rank
- #1912
- State rank
- #78 of 826 in TX
Livability — Amarillo
- Score
- 66/100
- State rank
- #624
- US rank
- #11876
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Amarillo, TX
- County
- Randall County · 137,351 people
- City population
- 185,802
- Metro
- Amarillo, TX
- Population (ZIP)
- 24,907
- Household income
- $114,432
- Rent vs Own
- Severe rent burden
- 272.0
Population outlook (Randall County) Hauer SSP2
- Today (2025)
- 152,140 people
- By 2030
- 163,107 · +7.2%
- By 2040
- 184,999 · +21.6%
- By 2050
- 206,948 · +36.0%
- By 2075
- 260,204 · +71.0%
- By 2100
- 294,980 · +93.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (74%)
- Race & ethnicity
- White 74% Hispanic / Latino 17% Two or more races 8% Asian 4% Black 2%
- Hispanic origin (detail)
- Mexican 13%
- Common ancestry
- Italian 4% Slovak 2% Iranian 1%
- Foreign-born
- 6% · Canada, China, Vietnam
- Languages at home
- 90% English-only · Spanish 5% Chinese 1% Other Indo-European 1%
Political lean MEDSL · Randall
- 2024 margin
- Solid R (+60.4) · D 19.4% · R 79.8%
- 2008→2024 swing
- +2.3pp toward D · 2008: -62.7pp · 2024: -60.4pp
- All cycles
- 2024: R+60.4 2020: R+58.8 2016: R+65.1 2012: R+68.2 2008: R+62.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -39.08%
- Current HPI
- 165.3226
- Rent YoY
- ▲ 6.21%
- Metro
- Amarillo, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
|
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| Engineering / Construction | 4 | $72B |
|
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| Energy Services | 3 | $60B |
|
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| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
+53.3% since first listed3 events — show timeline
- 2026-06-06 Listed $275,000 AARMLS
- 2018-03-30 Sold (MLS) — AARMLS
- 2018-02-05 Listed $179,340 AARMLS
Property tax history
+33.5%/yrLatest (2025): $5,140 · +2.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…