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7911 Crestline Dr
D- Composite 39.57
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.6/30.0
  • ARV discount +7.5/15.0
  • Schools +5.0/10.0
  • Rent growth +4.1/5.0
  • 1% rule +3.6/10.0
  • Livability +3.3/5.0
  • DSCR +3.1/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$270,000

7911 Crestline Dr · Amarillo, TX 79119
3 bd · 2.0 ba · 1,747 sqft · SingleFamily public records · 13 Days on market
Built 2017 $3/mo HOA

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

New construction in Heritage Hills by Bluehaven Homes. This home offers 3/2/2 open layout, crown molding, and granite counter-tops. Builder will pay $4,000 of buyers closing cost with full price offer if contracted by the end of February.

Key facts

  • Double sinks
  • Open floor plan
  • Large bathroom

Tags

OPEN FLOOR PLANSTAINED CONCRETE FLOORSGRANITE COUNTERTOPSLARGE BATHROOMDOUBLE SINKSOVERSIZED WALK-IN CLOSET

Property features AI

Finance

  • HOA & community: Homeowners association with a $40 annual fee (about $3.33/month)

Exterior

  • Parking: Attached rear-facing garage with 2 spaces
  • Utilities: Public water; Public sewer
  • Home design: Single family residence; One story; Faces west
  • Construction: Brick veneer construction; Composition roof; Slab foundation; Built as residential single family
  • Exterior features: Wood fencing; No pool; No other structures

Interior

  • Kitchen: Dishwasher, Microwave, Refrigerator
  • Bathrooms: Two full bathrooms
  • Heating & cooling: Central electric heating; Central electric cooling; Ceiling fans
  • Interior features: Dishwasher, Microwave, Refrigerator; No fireplace

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $270k.

Deal economics

  • At list price, monthly cash flow is $-134 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $246k (8.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $231k (14.4% below list).
  • Recommended offer: $231k (14.4% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 66/100 on livability (#624 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: amenities C-, crime F, commute F.
  • Canyon ISD (town): math 60% / reading 54% proficiency, ranked #78 of 826 in TX (top 9%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Hillside El (math 65% / reading 60%, grade B, #311 of 4,322 statewide, top 7%, 348 students, 33% FRL); West Plains J H (math 59% / reading 58%, grade B, #185 of 1,662 statewide, top 12%, 615 students, 33% FRL); West Plains H S (910 students, 31% FRL) — zoned schools at 32% FRL track the district average.
  • Market conditions: Rents rising fast (+6.2%/yr); 477 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 45 units permitted in Randall County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Randall County population projected at +36% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $231,155 (14.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.86%
Cap rate
5.70%
Cash-on-cash
-2.12%
DSCR
0.91
GRM
9.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 6.21% rent growth · sell at horizon

5-year hold
IRR
-16.1%
Equity multiple
0.41×
Total profit
$-44,462
Equity at exit
$40,258
10-year hold
IRR
-2.7%
Equity multiple
0.79×
Total profit
$-15,519
Equity at exit
$23,345

Cash invested: $75,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79119

Home prices YoY
-19.1%
Rents YoY
6.2%
Active inventory
477
Price-to-rent
9.7×

Monthly cashflow live

Estimated rent
$2,312 high interval (Pro) →
Mortgage (P&I)
$1,416
Tax from tax record
$428 /mo · $5,140/yr
Insurance
$112
HOA
$3
Vacancy / Maint / Mgmt
$485
Net cashflow
$-134

Break-even live

Break-even rent $2,481
Max offer price $246,400
Occupancy floor

Sensitivity live

Price -10% $19 -5% $-57 +0% $-134 +5% $-210 +10% $-286
Rent -10% $-316 -5% $-225 +0% $-134 +5% $-42 +10% $49
Rate -1.0pp $2 -0.5pp $-65 base $-134 +0.5pp $-204 +1.0pp $-275

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$67,500
Closing costs
$8,100
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 12 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7628 S Soncy Rd Amarillo, TX 1.0–3.0 1.0–2.0 1105 $1,750 $1.58 15d 3 0.29mi
7517 John Thomas St Amarillo, TX 3.0 2.0 1642 $2,400 $1.46 46d 1 0.46mi
7206 Nick St Amarillo, TX 3.0 2.0 1939 $2,200 $1.13 15d 1 0.50mi
7506 John Thomas St Amarillo, TX 4.0 2.0 1732 $3,200 $1.85 15d 1 0.51mi
7600 Beck Dr Amarillo, TX 3.0 2.0 1600 $2,350 $1.47 23d 1 0.58mi
7516 Beck Dr Amarillo, TX 3.0 2.0 1600 $2,350 $1.47 23d 1 0.58mi
7514 Beck Dr Amarillo, TX 3.0 2.0 1600 $2,350 $1.47 23d 1 0.58mi
7615 Arlo Dr Amarillo, TX 3.0 2.0 1702 $2,500 $1.47 23d 1 0.60mi
7602 Beck Dr Amarillo, TX 3.0 2.0 1600 $2,350 $1.47 23d 1 0.60mi
Mosley St Amarillo, TX 3.0 2.0 1636 $2,000 $1.22 45d 1 0.68mi
6801 Mosley St Amarillo, TX 2.0 2.0 1497 $1,725 $1.15 46d 1 0.82mi
Time Sq Amarillo, TX 3.0 2.0 1898 $2,450 $1.29 23d 1 1.43mi

HOA detail

Monthly dues
$3 · $36/yr

Listing history 12 events

  1. 2026-06-18
    price $270,000 Active 13 DOM
  2. 2026-06-18
    days on market $275,000 Active 13 DOM
  3. 2026-06-17
    days on market $275,000 Active 12 DOM
  4. 2026-06-16
    days on market $275,000 Active 11 DOM
  5. 2026-06-15
    days on market $275,000 Active 10 DOM
  6. 2026-06-14
    days on market $275,000 Active 8 DOM
  7. 2026-06-13
    days on market $275,000 Active 7 DOM
  8. 2026-06-10
    days on market $275,000 Active 5 DOM
  9. 2026-06-09
    days on market $275,000 Active 4 DOM
  10. 2026-06-08
    days on market $275,000 Active 3 DOM
  11. 2026-06-07
    remarks 699-char remark
  12. 2026-06-07
    listed $275,000 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$5,140 · $428/mo
Projected year-2 tax
$5,140 · $428/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥97°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$27,739
− Mortgage interest
−$15,124
− Property taxes
−$5,140
− Insurance
−$1,350
− Repairs & maintenance
−$2,219
− Management
−$2,219
− HOA
−$36
− Depreciation
−$7,855
Taxable loss
−$6,204
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,489
After-tax cash flow
$-114/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Canyon ISD
NCES district ID
4812810
Math proficiency
60% ▼ -1.00%
Reading proficiency
54% ▼ -1.00%
Median HH income
$65,177
Composite
50.07/100
National rank
#1912
State rank
#78 of 826 in TX

Livability — Amarillo

Score
66/100
State rank
#624
US rank
#11876

Category grades

Amenities C- Commute F Cost of living A+ Crime F Employment C Housing A+ Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Amarillo, TX
County
Randall County · 137,351 people
City population
185,802
Metro
Amarillo, TX
Population (ZIP)
24,907
Household income
$114,432
Rent vs Own
32.6% rent · 67.4% own
Severe rent burden
272.0

Population outlook (Randall County) Hauer SSP2

Today (2025)
152,140 people
By 2030
163,107 · +7.2%
By 2040
184,999 · +21.6%
By 2050
206,948 · +36.0%
By 2075
260,204 · +71.0%
By 2100
294,980 · +93.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Hispanic / Latino 17% Two or more races 8% Asian 4% Black 2%
Hispanic origin (detail)
Mexican 13%
Common ancestry
Italian 4% Slovak 2% Iranian 1%
Foreign-born
6% · Canada, China, Vietnam
Languages at home
90% English-only · Spanish 5% Chinese 1% Other Indo-European 1%

Political lean MEDSL · Randall

2024 margin
Solid R (+60.4) · D 19.4% · R 79.8%
2008→2024 swing
+2.3pp toward D · 2008: -62.7pp · 2024: -60.4pp
All cycles
2024: R+60.4 2020: R+58.8 2016: R+65.1 2012: R+68.2 2008: R+62.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -39.08%
Current HPI
165.3226
Rent YoY
▲ 6.21%
Metro
Amarillo, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+53.3% since first listed
3 events — show timeline
  • 2026-06-06 Listed $275,000 AARMLS
  • 2018-03-30 Sold (MLS) AARMLS
  • 2018-02-05 Listed $179,340 AARMLS

Property tax history

+33.5%/yr

Latest (2025): $5,140 · +2.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…