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5907 N Azalia St
D+ Composite 49.65
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.2/30.0
  • ARV discount +15.0/15.0
  • DSCR +4.7/10.0
  • 1% rule +4.2/10.0
  • Rent growth +3.7/5.0
  • Livability +2.9/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0
  • Appreciation +0.0/10.0

$180,000

5907 N Azalia St · Casa Grande, AZ 85122
2 bd · 1.0 ba · 1,063 sqft · SingleFamily public records · 150 Days on market
Built 1970 4,251 sqft lot Est $250k · 28% under ↓ 18% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Great opportunity in Colonial Del Sol with a recent price drop! This brick 2 bedroom 1 bathroom home is a great investment opportunity or beginner home. Features include updated tile flooring throughout, updated bathroom, neutral color interior and generous cabinet space. A new A/C. also bonus with this property is no HOA, covered patio out back and mature trees and new fencing along the back with space to enjoy.

Key facts

  • Covered patio
  • New a/c
  • Updated bathroom

Tags

UPDATED TILE FLOORINGUPDATED BATHROOMGENEROUS CABINET SPACENEW A/CCOVERED PATIOMATURE TREES

Property features AI

Finance

  • HOA & community: No association fees

Exterior

  • Parking: Covered parking for 1; 1-car carport
  • Utilities: Private water company; Septic (connected and/or septic - other)
  • Home design: Single family residence; Fee simple ownership
  • Construction: Painted and brick construction
  • Exterior features: Painted and brick exterior; Block, chain link and partial fencing; Composition roof; Natural desert front and back

Interior

  • Kitchen: Eat-in kitchen
  • Bedrooms: 2 possible bedrooms
  • Flooring: Laminate flooring; Tile flooring
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central air; Heating details: see remarks
  • Interior features: Eat-in kitchen
  • Laundry & utility: Inside laundry; Washer/Dryer hookup only

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $180k.

Deal economics

  • At list price, monthly cash flow is $63 ($754/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $165k (8.1% below list).
  • Recommended offer: $158k (12.0% below list) — sets the bar for market timing.
  • Cap rate 6.7% vs local median 4.0% in Casa Grande — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 58/100 on livability (#220 in AZ) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: crime D+, employment D+, amenities F.
  • Casa Grande Union High School District (4453) (suburban): math 14% / reading 21% proficiency, ranked #193 of 249 in AZ (top 78%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Mccartney Ranch Elementary School (math 30% / reading 28%, grade F, #570 of 1,109 statewide, top 52%, 660 students, 62% FRL); Villago Middle School (math 17% / reading 26%, grade F, #122 of 218 statewide, top 57%, 794 students, 54% FRL); Casa Grande Union High School (math 18% / reading 25%, grade F, #217 of 381 statewide, top 57%, 2,132 students, 52% FRL).
  • Market conditions: Rents rising fast (+4.6%/yr); 632 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); 9,504 units permitted in Pinal County in 2024 (776 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 150 days — a 12% lower offer ($158k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 6→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $158,400 (12.0% below list)

Questions for the listing agent

  1. It's been on market 150 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.92%
Cap rate
6.71%
Cash-on-cash
1.50%
DSCR
1.07
GRM
9.1

CMA / ARV

ARV (on-the-fly)
$249,805
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
18594 W Camino Grande Ave 0.41mi 3/2.0 (+1) 1,101 (+4%) 18mo $259,000 $235 51
19087 W Palm Ave 0.67mi 3/2.0 (+1) 1,145 (+8%) 22mo $265,000 $231 28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.6% rent growth · sell at horizon

5-year hold
IRR
-12.1%
Equity multiple
0.55×
Total profit
$-22,434
Equity at exit
$26,839
10-year hold
IRR
-0.8%
Equity multiple
0.94×
Total profit
$-2,808
Equity at exit
$15,563

Cash invested: $50,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85122

Home prices YoY
-22.4%
Rents YoY
4.6%
Active inventory
632
Price-to-rent
9.1×

Monthly cashflow live

Estimated rent
$1,654 medium interval (Pro) →
Mortgage (P&I)
$944
Tax est. 1.5%
$225 /mo · $2,700/yr
Insurance
$75
HOA
$0
Vacancy / Maint / Mgmt
$347
Net cashflow
$63

Break-even live

Break-even rent $1,575
Max offer price $180,000
Occupancy floor 91%

Sensitivity live

Price -10% $187 -5% $125 +0% $63 +5% $1 +10% $-62
Rent -10% $-68 -5% $-2 +0% $63 +5% $128 +10% $194
Rate -1.0pp $154 -0.5pp $109 base $63 +0.5pp $16 +1.0pp $-31

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$45,000
Closing costs
$5,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
700 E Rodeo Rd Casa Grande, AZ 2.0 1.0–2.0 828 $1,436 $1.73 0d 24 1.17mi
2356 N Sand Hills Ct Casa Grande, AZ 3.0 2.0 1209 $1,995 $1.65 16d 1 1.30mi
2542 N La Escondida Cir Casa Grande, AZ 2.0 2.0 952 $1,600 $1.68 0d 1 1.36mi
2094 N Sweetwater Dr Casa Grande, AZ 3.0 2.0 1266 $1,700 $1.34 26d 1 1.50mi

Listing history 31 events

  1. 2026-06-21
    days on market $180,000 Active 150 DOM
  2. 2026-06-18
    days on market $180,000 Active 147 DOM
  3. 2026-06-17
    days on market $180,000 Active 146 DOM
  4. 2026-06-16
    days on market $180,000 Active 145 DOM
  5. 2026-06-15
    days on market $180,000 Active 144 DOM
  6. 2026-06-13
    days on market $180,000 Active 142 DOM
  7. 2026-06-13
    days on market $180,000 Active 141 DOM
  8. 2026-06-09
    days on market $180,000 Active 138 DOM
  9. 2026-06-08
    days on market $180,000 Active 137 DOM
  10. 2026-06-07
    days on market $180,000 Active 136 DOM
  11. 2026-06-04
    days on market $180,000 Active 133 DOM
  12. 2026-06-03
    days on market $180,000 Active 132 DOM
  13. 2026-06-02
    days on market $180,000 Active 131 DOM
  14. 2026-06-01
    days on market $180,000 Active 130 DOM
  15. 2026-05-31
    days on market $180,000 Active 129 DOM
  16. 2026-03-26
    price $180,000
  17. 2026-01-22
    listed $185,000 Active
  18. 2026-01-16
    historical
  19. 2025-07-02
    price $195,000
  20. 2025-02-27
    listed $200,000 Active
  21. 2024-12-24
    historical
  22. 2024-09-20
    status Active
  23. 2024-09-16
    historical
  24. 2024-07-11
    price $200,000
  25. 2024-05-08
    price $209,500
  26. 2024-02-08
    listed $210,000 Active
  27. 2023-09-12
    status Active
  28. 2023-09-12
    price $210,000
  29. 2023-08-15
    status Pending
  30. 2023-08-15
    historical
  31. 2022-11-12
    listed $220,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 9/10 Extreme 6 d/yr ≥113°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,850
− Mortgage interest
−$10,083
− Property taxes
−$2,700
− Insurance
−$900
− Repairs & maintenance
−$1,588
− Management
−$1,588
− Depreciation
−$5,236
Taxable loss
−$2,245
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$539
After-tax cash flow
$1,293/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Casa Grande Union High School District (4453)
NCES district ID
0401740
Math proficiency
14% ▼ -15.00%
Reading proficiency
21% ▼ -10.00%
Median HH income
$45,373
Composite
15.38/100
National rank
#9319
State rank
#193 of 249 in AZ

Livability — Casa Grande

Score
58/100
State rank
#220
US rank
#21534

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment D+ Housing A+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Pinal County · 399,947 people
City population
69,701
Metro
Phoenix-Mesa-Chandler, AZ
Population (ZIP)
61,624
Household income
$68,443
Rent vs Own
28.6% rent · 71.4% own
Severe rent burden
1250.0

Population outlook (Pinal County) Hauer SSP2

Today (2025)
437,574 people
By 2030
446,903 · +2.1%
By 2040
452,589 · +3.4%
By 2050
444,126 · +1.5%
By 2075
430,300 · -1.7%
By 2100
393,536 · -10.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
Hispanic / Latino 44% White 42% Two or more races 21% Black 4% Native American 4% Asian 1%
Hispanic origin (detail)
Mexican 40%
Common ancestry
Lithuanian 1% Slovak 1% Portuguese 1%
Foreign-born
12% · Canada
Languages at home
75% English-only · Spanish 23% Tagalog/Filipino 1% Other Indo-European 1%

Political lean MEDSL · Pinal

2024 margin
Strong R (+22.1) · D 38.5% · R 60.6%
2008→2024 swing
-7.6pp toward R · 2008: -14.5pp · 2024: -22.1pp
All cycles
2024: R+22.1 2020: R+17.3 2016: R+19.3 2012: R+17.1 2008: R+14.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -67.32%
Current HPI
233.148
Rent YoY
▲ 4.60%
Metro
Phoenix-Mesa-Chandler, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

-18.2% since first listed
16 events — show timeline
  • 2026-03-26 Price Changed $180,000 ARMLS
  • 2026-01-22 Listed $185,000 ARMLS
  • 2026-01-16 Listing Removed ARMLS
  • 2025-07-02 Price Changed $195,000 ARMLS
  • 2025-02-27 Listed $200,000 ARMLS
  • 2024-12-24 Listing Removed ARMLS
  • 2024-09-20 Relisted ARMLS
  • 2024-09-16 Listing Removed ARMLS
  • 2024-07-11 Price Changed $200,000 ARMLS
  • 2024-05-08 Price Changed $209,500 ARMLS
  • 2024-02-08 Listed $210,000 ARMLS
  • 2023-09-12 Relisted ARMLS
  • 2023-09-12 Price Changed $210,000 ARMLS
  • 2023-08-15 Pending ARMLS
  • 2023-08-15 Listing Removed ARMLS
  • 2022-11-12 Listed $220,000 ARMLS

Property tax history

-6.1%/yr

Latest (2025): $175 · +5.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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