4003 25th Ave · Hillcrest Heights, MD 20748

$89,900

2 bd · 1.0 ba · 792 sqft · Condo · 14 Days on market

Built 1950 Good condition $495/mo HOA · 30% of rent ↓ 32% since listing

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.2/30.0
• 1% rule +10.0/10.0
• DSCR +8.3/10.0
• ARV discount +7.5/15.0
• Condition / age +4.0/5.0
• Livability +3.9/5.0
• Rent growth +1.8/5.0
• Schools +1.7/10.0
• Appreciation +0.0/10.0

Listing remarks

Welcome to 4003 25th Ave in Temple Hills—this 2-bedroom, 1-bath home unit of well-designed living space has been completely! The interior boasts a fully updated kitchen with brand-new stainless steel appliances, contemporary cabinetry, and sleek granite countertops, ideal for everyday use and entertaining. Significant system improvements, including a new tankless water heater and HVAC system, provide energy efficiency and dependable comfort throughout the year. Conveniently located near major commuter routes, shopping centers, and essential services, this Temple Hills residence offers a perfect blend of style, convenience, and value for an outstanding living experience.

Key facts

• Energy efficiency
• Hvac system
• $495 HOA

Tags

• FULLY UPDATED KITCHEN
• CONTEMPORARY CABINETRY
• SLEEK GRANITE COUNTERTOPS
• NEW TANKLESS WATER HEATER
• HVAC SYSTEM
• ENERGY EFFICIENCY

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath condo listed at $90k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $202 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $90k).
• Cap rate 9.0% vs local median 4.4% in Hillcrest Heights — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 77/100 on livability (#79 in MD, #2,942 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, employment B+; Watch: health & safety C-, crime F, amenities F.
• Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Hillcrest Heights Elementary (math 2% / reading 2%, grade F, #826 of 860 statewide, top 100%, 406 students, 66% FRL); Benjamin Stoddert Middle (math 0% / reading 19%, grade F, #210 of 225 statewide, top 93%, 560 students, 85% FRL); Potomac High (math 8% / reading 27%, grade F, #179 of 222 statewide, top 82%, 1,253 students, 76% FRL) — zoned schools average 76% FRL vs 53% district-wide (23 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents soft (-2.9%/yr); 139 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 12d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
• 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: HOA is 30% of rent; built in 1950 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $89,900

Questions for the listing agent

1. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.86% ✓
• Cap rate: 9.00%
• Cash-on-cash: 9.65%
• DSCR: 1.43
• GRM: 4.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -7.0%
• Equity multiple: 0.75×
• Total profit: $-6,236
• Equity at exit: $13,404

10-year hold

• IRR: -5.0%
• Equity multiple: 0.75×
• Total profit: $-6,395
• Equity at exit: $7,773

Cash invested: $25,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 27 Tenant-Leaning
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City: — inherits STATE

Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

Methodology + full state rankings →

ZIP-level market 20748

• Rents YoY: -2.9%
• Active inventory: 139
• Price-to-rent: 4.5×

Monthly cashflow live

• Estimated rent: $1,669 high
• Mortgage (P&I): −$471
• Tax est. 1.5%: −$112 /mo · $1,348/yr
• Insurance: −$37
• HOA: −$495
• Vacancy / Maint / Mgmt: −$351
• Net cashflow: $202

Break-even live

Break-even rent $1,413

Max offer price $89,900

Occupancy floor 83%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $22,475
• Closing costs: $2,697
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2528 Iverson St Temple Hills, MD	2.0	1.0	768	$1,675	$2.18	12d	1	0.04mi
4003 25th Ave Temple Hills, MD	2.0	1.0	792	$1,795	$2.27	13d	1	0.04mi
3909 25th Ave Hillcrest Heights, MD	2.0	1.0	768	$1,500	$1.95	5d	1	0.07mi
3903 25th Ave Hillcrest Heights, MD	2.0	1.0	768	$1,500	$1.95	5d	1	0.08mi
3861 26th Ave Temple Hills, MD	2.0	1.0	768	$1,700	$2.21	24d	1	0.10mi
3861 26th Ave Temple Hills, MD	2.0	1.0	768	$1,700	$2.21	5d	1	0.10mi
3840 26th Ave Temple Hills, MD	2.0	1.0	710	$1,700	$2.39	18d	1	0.15mi
3846 26th Ave Temple Hills, MD	2.0	1.5	710	$1,875	$2.64	44d	1	0.15mi
3827 28th Ave #23 Temple Hills, MD	2.0	1.0	768	$1,695	$2.21	3d	1	0.21mi
4129 Atmore Pl Temple Hills, MD	1.0	1.0	610	$1,500	$2.46	44d	1	0.26mi
2816 Keating St #164 Temple Hills, MD	2.0	1.0	768	$1,500	$1.95	24d	1	0.29mi
2900 Saint Clair Dr Temple Hills, MD	1.0–2.0	1.0	765	$1,425	$1.86	19d	1	0.40mi
4301 23rd Pkwy Temple Hills, MD	3.0	1.0–2.0	850	$1,785	$2.10	2d	18	0.44mi
4513 23rd Pkwy Temple Hills, MD	1.0–2.0	1.0	824	$1,880	$2.28	3d	8	0.53mi
4431 23rd Pkwy Temple Hills, MD	1.0–2.0	1.0	775	$1,600	$2.06	5d	12	0.54mi
4221 28th Ave Marlow Heights, MD	1.0–2.0	1.0	698	$1,300	$1.86	44d	1	0.55mi
2309 Olson St #203 Temple Hills, MD	1.0	1.0	948	$1,695	$1.79	5d	1	0.55mi
4503 Raleigh Rd Temple Hills, MD	3.0	1.0	1040	$1,895	$1.82	44d	1	0.61mi
3843 St Barnabas Rd Apt 104 Suitland, MD	2.0	2.0	998	$1,750	$1.75	5d	1	0.63mi
3827 Saint Barnabas Rd Unit T103 Suitland, MD	2.0	1.0	979	$1,800	$1.84	15d	1	0.67mi
4637 Dallas Pl Temple Hills, MD	1.0–2.0	1.0	838	$1,506	$1.80	1d	27	0.69mi
3807 St Barnabas Rd #104 Suitland, MD	2.0	1.0	1000	$1,999	$2.00	44d	1	0.73mi
3825 Saint Barnabas Rd Unit T-202 Suitland, MD	2.0	1.0	1034	$1,800	$1.74	44d	1	0.73mi
3851 St Barnabas Rd Apt 201 Suitland, MD	2.0	1.0	1000	$2,295	$2.29	5d	1	0.73mi
3827 St Barnabas Rd Unit T Suitland, MD	2.0	1.0	992	$1,600	$1.61	3d	1	0.73mi
3416 Curtis Dr Suitland, MD	1.0–3.0	1.0–1.5	779	$1,628	$2.09	2d	25	0.83mi
3103 Good Hope Ave Hillcrest Heights, MD	3.0	1.0–2.0	851	$2,303	$2.71	2d	12	0.86mi
3613 Silver Park Dr Suitland, MD	1.0–3.0	1.0–2.0	1087	$1,895	$1.74	4d	10	0.91mi
3501 Terrace Dr Hillcrest Heights, MD	1.0–2.0	1.0	800	$1,678	$2.10	2d	15	1.03mi
3506 Silver Park Dr Suitland, MD	1.0–3.0	1.0–2.0	998	$1,954	$1.96	2d	10	1.04mi
2603 Southern Ave SE Hillcrest Heights, MD	1.0–2.0	1.0	646	$1,375	$2.13	1d	7	1.05mi
3009 Southern Ave SE Temple Hills, MD	3.0	1.0	909	$1,650	$1.82	44d	1	1.13mi
3158 Buena Vista Ter SE Unit 1 Washington, DC	3.0	1.0	800	$2,900	$3.62	24d	1	1.16mi
3130 Buena Vista Ter SE Unit 6 Washington, DC	3.0	1.0	855	$1,980	$2.32	17d	1	1.21mi
3001 Branch Ave Temple Hills, MD	2.0	1.0	769	$2,043	$2.66	1d	43	1.22mi
3111 Naylor Rd SE #301 Washington, DC	1.0	1.0	800	$1,350	$1.69	24d	1	1.22mi
3109 Naylor Rd SE Washington, DC	2.0	1.0	655	$1,904	$2.91	8d	1	1.23mi
3216 28th St SE #2 Washington, DC	3.0	1.0	600	$2,204	$3.67	24d	1	1.23mi
3035 30th St SE Unit 2M Washington, DC	1.0	1.0	900	$1,450	$1.61	24d	1	1.24mi
3035 30th St SE Unit 3B Washington, DC	2.0	1.0	950	$1,575	$1.66	24d	1	1.24mi

HOA detail condo

• Monthly dues: $495 · $5,940/yr
• Likely covers: water
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 14 events

1. 2026-04-06
   status Pending
2. 2026-03-23
   listed $89,900 Active
3. 2026-02-28
   historical
4. 2026-02-17
   price $109,000
5. 2026-02-01
   price $119,000
6. 2026-01-02
   listed $75,000 Active
7. 2025-12-30
   historical
8. 2025-11-07
   historical
9. 2025-10-23
   status Active
10. 2025-09-26
    historical Active Under Contract
11. 2025-09-02
    price $120,929
12. 2025-08-18
    price $124,669
13. 2025-07-28
    price $128,525
14. 2025-07-03
    listed $132,500 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 16 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 19% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,031
• − Mortgage interest: −$5,036
• − Property taxes: −$1,348
• − Insurance: −$450
• − Repairs & maintenance: −$1,602
• − Management: −$1,602
• − HOA: −$5,940
• − Depreciation: −$2,615
• Taxable income: $1,437
• Est. tax owed @ 24.0%: −$345
• After-tax cash flow: $2,084/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Good 80/100 Cosmetic rehab

This 2-bedroom, 1-bath condo is in excellent condition with recent updates, making it a great investment for both resale and rental.

Value-add opportunities

• Both landscaping — improves curb appeal and adds value
• Both furniture — enhances the living space and makes it more inviting

Renovation cost estimate screening

Value-add ROI direction

• Both landscaping — improves curb appeal and adds value ↑
• Both furniture — enhances the living space and makes it more inviting ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Prince George'S County Public Schools
• NCES district ID: 2400510
• Math proficiency: 8% ▼ -11.00%
• Reading proficiency: 24% ▼ -9.00%
• Median HH income: $73,967
• Composite: 16.82/100
• National rank: #9151
• State rank: #21 of 24 in MD

Livability — Hillcrest Heights

• Score: 77/100
• State rank: #79
• US rank: #2942

Category grades

Amenities F Commute A+ Cost of living B- Crime F Employment B+ Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Hillcrest Heights, MD
• County: Prince Georges County · 919,866 people
• Metro: Washington-Arlington-Alexandria, DC-VA-MD-WV
• Population (ZIP): 40,338
• Household income: $83,162
• Rent vs Own: 42.9% rent · 57.1% own
• Severe rent burden: 1929.0

Population outlook (Prince George's County) Hauer SSP2

• Today (2025): 1,005,426 people
• By 2030: 1,048,416 · +4.3%
• By 2040: 1,123,425 · +11.7%
• By 2050: 1,183,220 · +17.7%
• By 2075: 1,306,202 · +29.9%
• By 2100: 1,408,179 · +40.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (81%)
• Race & ethnicity: Black 81% Hispanic / Latino 11% White 5% Two or more races 4% Asian 1%
• Hispanic origin (detail): Mexican 3%
• Foreign-born: 10% · Canada
• Languages at home: 87% English-only · Spanish 10% French/Haitian/Cajun 1% Tagalog/Filipino 1%

Political lean MEDSL · Prince George's

• 2024 margin: Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
• 2008→2024 swing: -3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
• All cycles: 2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -215.06%
• Current HPI: 307.2658
• Rent YoY: ▼ -2.87%
• Metro: Washington-Arlington-Alexandria, DC-VA-MD-WV
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

-32.2% since first listed

14 events — show timeline

• 2026-04-06 Pending — BRIGHT MLS
• 2026-03-23 Listed $89,900 BRIGHT MLS
• 2026-02-28 Listing Removed — BRIGHT MLS
• 2026-02-17 Price Changed $109,000 BRIGHT MLS
• 2026-02-01 Price Changed $119,000 BRIGHT MLS
• 2026-01-02 Listed $75,000 BRIGHT MLS
• 2025-12-30 Coming Soon — BRIGHT MLS
• 2025-11-07 Listing Removed — BRIGHT MLS
• 2025-10-23 Relisted — BRIGHT MLS
• 2025-09-26 Contingent — BRIGHT MLS
• 2025-09-02 Price Changed $120,929 BRIGHT MLS
• 2025-08-18 Price Changed $124,669 BRIGHT MLS
• 2025-07-28 Price Changed $128,525 BRIGHT MLS
• 2025-07-03 Listed $132,500 BRIGHT MLS