1360 NW 19th Ter #101 · Delray Beach, FL 33445

$159,900

2 bd · 2.0 ba · 1,148 sqft · Condo public records · 27 Days on market

Built 1979 $599/mo HOA · 24% of rent

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.7/30.0
• 1% rule +10.0/10.0
• DSCR +8.6/10.0
• ARV discount +7.5/15.0
• Schools +4.3/10.0
• Livability +3.9/5.0
• Rent growth +3.0/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Every day is more beautiful in this ground floor condominium located in The Pines of Delray North active adult community. Here you'll find updated fixtures, finishes and open-concept floorplan. Roomy kitchen is fully equipped and includes stackable washer/dryer for maximum convenience. Spacious owner's suite with en suite bath and generous closet space. Updated baths include step-in showers. Whole-house accordion shutters for added security. The Florida room offers a sheltered spot for additional seating. You'll love the many amenities of The Pines, located just five minutes from the ocean and from downtown Delray Beach. Here you'll enjoy community activities, social clubs and two clubhouses, each featuring swim and tennis, plus game rooms, game courts, a fitness center and two ballrooms.

Key facts

• Pickleball courts
• Bocce ball
• Tennis courts

Tags

• FRAMELESS GLASS SHOWERS
• BRIGHT WHITE CABINETRY
• SCREENED PORCH
• PICKLEBALL COURTS
• TENNIS COURTS
• BOCCE BALL

Property features AI

Finance

• Other: Number of units in community: 700
• HOA & community: Association: Pines of Delray North; Monthly HOA fee (reported): $599; HOA covers cable TV, insurance, internet, grounds and structure maintenance, pest control, security, sewer, trash, common areas, common real estate tax, legal/accounting, reserve funds, roof repairs, recreation facility and pool service; Community amenities include: pool, spa/hot tub, fitness center, billiard room, game room, community room, tennis courts, pickleball courts, bocce ball, soccer field, and street lights; Community is a senior community; Pets are not allowed

Exterior

• Parking: 2 parking spaces (assigned, deeded, common, guest, open); Asphalt parking surface
• Security: Gated community with guard
• Utilities: Public water; Public sewer; Three-phase electric; Cable available; Water and sewer available
• Home design: Condominium; One level (entry level 1); Front door entry; Accessible bedroom, entrance, hallway(s) and central living area; Faces east
• Construction: Stucco and CBS construction; Built-up and composition roof; Slab foundation; Building has 2 stories total
• Exterior features: Screened patio and screened porch; Glass-enclosed porch/patio; Landscaped grounds; Private road frontage; Waterfront: Yes (no specific waterfront features listed)

Interior

• Kitchen: Dishwasher; Disposal; Electric range / electric cooktop; Microwave; Refrigerator; Freezer; Water purifier (owned); Electric water heater
• Bedrooms: 2 bedrooms on the main level
• Flooring: Carpet; Ceramic tile; Tile; Wood
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central electric heating; Central electric air conditioning; Ceiling paddle fans
• Interior features: Walk-in closets; Custom mirrors; Blinds and shutters; Double-hung metal windows
• Laundry & utility: In-unit laundry in the kitchen

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $160k.

Deal economics

• At list price, monthly cash flow is $383 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $160k).
• Recommended offer: $158k (1.5% below list) — sets the bar for market timing.
• Cap rate 9.2% vs local median 4.3% in Delray Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 77/100 on livability (#202 in FL, #3,160 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, commute A-; Watch: cost of living C-, crime D-, amenities F.
• Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Crosspointe Elementary School (math 36% / reading 45%, grade F, #1,471 of 2,144 statewide, top 69%, 652 students, 75% FRL); Atlantic High School (math 28% / reading 52%, grade F, #296 of 667 statewide, top 45%, 1,889 students, 59% FRL) — zoned schools average 67% FRL vs 52% district-wide (15 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising (+1.8%/yr); 354 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).
• This rent runs 38% of the median local income ($78k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 27 days — a 2% lower offer ($158k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 17y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: HOA is 24% of rent.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $157,501 (1.5% below list)

Questions for the listing agent

1. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.55% ✓
• Cap rate: 9.17%
• Cash-on-cash: 10.26%
• DSCR: 1.46
• GRM: 5.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.83% rent growth · sell at horizon

5-year hold

• IRR: -2.5%
• Equity multiple: 0.91×
• Total profit: $-4,086
• Equity at exit: $23,842

10-year hold

• IRR: 5.7%
• Equity multiple: 1.39×
• Total profit: $17,612
• Equity at exit: $13,825

Cash invested: $44,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33445

• Rents YoY: 1.8%
• Active inventory: 354
• Price-to-rent: 5.4×

Monthly cashflow live

• Estimated rent: $2,474 high
• Mortgage (P&I): −$839
• Tax from tax record: −$67 /mo · $808/yr
• Insurance: −$67
• HOA: −$599
• Vacancy / Maint / Mgmt: −$519
• Net cashflow: $383

Break-even live

Break-even rent $1,989

Max offer price $159,900

Occupancy floor 80%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $39,975
• Closing costs: $4,797
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1441 NW 19th Ter #201 Delray Beach, FL	2.0	2.0	1148	$2,250	$1.96	24d	1	0.09mi
1520 NW 19th Ter #203 Delray Beach, FL	2.0	2.0	1335	$2,200	$1.65	24d	1	0.12mi
1860 NW 13th St #201 Delray Beach, FL	2.0	2.0	1335	$2,800	$2.10	24d	1	0.12mi
1440 NW 20th Ave #104 Delray Beach, FL	2.0	2.0	1335	$2,650	$1.99	13d	1	0.13mi
1560 NW 18th Ave #104 Delray Beach, FL	2.0	2.0	1148	$2,100	$1.83	20d	1	0.14mi
1560 NW 18th Ave #104 Delray Beach, FL	2.0	2.0	1148	$2,100	$1.83	21d	1	0.14mi
1551 NW 20th Ave #102 Delray Beach, FL	2.0	2.0	1148	$1,995	$1.74	24d	1	0.15mi
1640 NW 19th Ter #103 Delray Beach, FL	2.0	2.0	1148	$1,950	$1.70	21d	1	0.20mi
1640 NW 19th Ter #103 Delray Beach, FL	2.0	2.0	1148	$1,950	$1.70	7d	1	0.20mi
1641 NW 19th Ter Unit 46A Delray Beach, FL	2.0	2.0	1104	$2,000	$1.81	18d	1	0.23mi
1631 NW 18th Ave #201 Delray Beach, FL	2.0	2.0	1148	$3,300	$2.87	24d	1	0.24mi
340 Lake Monterey Cir Boynton Beach, FL	2.0	2.5	1188	$2,350	$1.98	24d	1	0.46mi
169 Monterey Bay Dr Boynton Beach, FL	3.0	2.5	1389	$2,800	$2.02	24d	1	0.46mi
169 Monterey Bay Dr Boynton Beach, FL	3.0	2.5	1389	$2,800	$2.02	14d	1	0.46mi
161 Monterey Bay Dr #161 Boynton Beach, FL	2.0	2.5	1188	$2,200	$1.85	2d	1	0.48mi
161 Monterey Bay Dr #161 Boynton Beach, FL	2.0	2.5	1188	$2,300	$1.94	24d	1	0.48mi
161 Monterey Bay Dr #161 Boynton Beach, FL	2.0	2.5	1188	$2,250	$1.89	13d	1	0.48mi
161 Monterey Bay Dr Boynton Beach, FL	2.0	2.5	1188	$2,300	$1.94	3d	1	0.48mi
161 Monterey Bay Dr Boynton Beach, FL	2.0	2.5	1188	$2,300	$1.94	18d	1	0.48mi
2583 NW 13th St Delray Beach, FL	2.0	2.0	1466	$2,600	$1.77	17d	1	0.49mi
400 Lake Monterey Cir Boynton Beach, FL	2.0	2.5	1144	$2,400	$2.10	10d	1	0.55mi
500 N Congress Ave Delray Beach, FL	2.0–3.0	1.0–2.0	989	$2,295	$2.32	1d	6	0.55mi
182 Lake Monterey Cir Boynton Beach, FL	2.0	2.5	1423	$2,500	$1.76	21d	1	0.60mi
182 Lake Monterey Cir Boynton Beach, FL	2.0	2.5	1423	$2,500	$1.76	24d	1	0.60mi
2622 NW 7th Ct Delray Beach, FL	2.0	2.5	1384	$2,750	$1.99	24d	1	0.64mi
2915 NW 12th St Unit D Delray Beach, FL	2.0	2.0	1499	$3,200	$2.13	7d	1	0.67mi
872 NW 29th Ave Unit A Delray Beach, FL	2.0	2.0	1188	$2,700	$2.27	24d	1	0.69mi
1720 Depot Ave Delray Beach, FL	2.0	2.0	1189	$2,650	$2.23	24d	1	0.76mi
1720 Depot Ave Delray Beach, FL	2.0	2.0	1199	$2,874	$2.40	13d	1	0.76mi
1335 Lee St Delray Beach, FL	3.0	2.0	1000	$3,200	$3.20	24d	1	0.77mi
797 NW 32nd Ave Delray Beach, FL	2.0	2.0	1480	$2,800	$1.89	24d	1	0.82mi
797 NW 32nd Ave Delray Beach, FL	2.0	2.0	1480	$2,800	$1.89	17d	1	0.82mi
231 NW 14th Ave Delray Beach, FL	3.0	2.0	1250	$4,950	$3.96	7d	1	0.93mi
227 Coral Trace Ln Unit 227 Delray Beach, FL	2.0	2.0	1376	$3,100	$2.25	24d	1	0.93mi
1502 NW 4th Ave Delray Beach, FL	3.0	2.0	1468	$6,800	$4.63	16d	1	0.96mi
2480 S Coral Trace Cir Delray Beach, FL	2.0	2.0	1379	$2,900	$2.10	7d	1	0.98mi
210 NW 13th Ave Delray Beach, FL	2.0	1.0	800	$2,200	$2.75	24d	1	0.99mi
351 NW 8th Ave Delray Beach, FL	3.0	2.0	1348	$3,600	$2.67	1d	1	1.02mi
351 NW 8th Ave Delray Beach, FL	3.0	2.0	1348	$3,600	$2.67	10d	1	1.02mi
775 North Dr Unit A Delray Beach, FL	2.0	2.0	1175	$2,000	$1.70	10d	1	1.06mi

HOA detail condo

• Monthly dues: $599 · $7,188/yr
• Likely covers: gymsecurity
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 34 events

1. 2026-06-18
   days on market $159,900 Active 27 DOM
2. 2026-06-17
   days on market $159,900 Active 26 DOM
3. 2026-06-16
   days on market $159,900 Active 25 DOM
4. 2026-06-15
   days on market $159,900 Active 24 DOM
5. 2026-06-13
   days on market $159,900 Active 22 DOM
6. 2026-06-09
   days on market $159,900 Active 18 DOM
7. 2026-06-08
   days on market $159,900 Active 17 DOM
8. 2026-06-07
   days on market $159,900 Active 16 DOM
9. 2026-06-04
   days on market $159,900 Active 13 DOM
10. 2026-06-03
    days on market $159,900 Active 12 DOM
11. 2026-06-02
    days on market $159,900 Active 11 DOM
12. 2026-06-01
    days on market $159,900 Active 10 DOM
13. 2026-05-31
    days on market $159,900 Active 9 DOM
14. 2026-05-22
    listed $159,900 Active
15. 2021-07-23
    soldstatus $145,000
16. 2021-07-14
    soldstatus $145,000 Closed 799-char remark

    Show marketing remark (799 chars)

    Every day is more beautiful in this ground floor condominium located in The Pines of Delray North active adult community. Here you'll find updated fixtures, finishes and open-concept floorplan. Roomy kitchen is fully equipped and includes stackable washer/dryer for maximum convenience. Spacious owner's suite with en suite bath and generous closet space. Updated baths include step-in showers. Whole-house accordion shutters for added security. The Florida room offers a sheltered spot for additional seating. You'll love the many amenities of The Pines, located just five minutes from the ocean and from downtown Delray Beach. Here you'll enjoy community activities, social clubs and two clubhouses, each featuring swim and tennis, plus game rooms, game courts, a fitness center and two ballrooms.

17. 2021-06-10
    historical Active Under Contract 799-char remark

    Show marketing remark (799 chars)

    Every day is more beautiful in this ground floor condominium located in The Pines of Delray North active adult community. Here you'll find updated fixtures, finishes and open-concept floorplan. Roomy kitchen is fully equipped and includes stackable washer/dryer for maximum convenience. Spacious owner's suite with en suite bath and generous closet space. Updated baths include step-in showers. Whole-house accordion shutters for added security. The Florida room offers a sheltered spot for additional seating. You'll love the many amenities of The Pines, located just five minutes from the ocean and from downtown Delray Beach. Here you'll enjoy community activities, social clubs and two clubhouses, each featuring swim and tennis, plus game rooms, game courts, a fitness center and two ballrooms.

18. 2021-05-15
    listed $145,000 Active 799-char remark

    Show marketing remark (799 chars)

    Every day is more beautiful in this ground floor condominium located in The Pines of Delray North active adult community. Here you'll find updated fixtures, finishes and open-concept floorplan. Roomy kitchen is fully equipped and includes stackable washer/dryer for maximum convenience. Spacious owner's suite with en suite bath and generous closet space. Updated baths include step-in showers. Whole-house accordion shutters for added security. The Florida room offers a sheltered spot for additional seating. You'll love the many amenities of The Pines, located just five minutes from the ocean and from downtown Delray Beach. Here you'll enjoy community activities, social clubs and two clubhouses, each featuring swim and tennis, plus game rooms, game courts, a fitness center and two ballrooms.

19. 2018-06-05
    soldstatus $120,000
20. 2018-05-15
    soldstatus $120,000 Closed 708-char remark

    Show marketing remark (708 chars)

    STUNNING 1st FLOOR CORNER, GLEAMING WHITE KITCHEN, BREAKFAST AREA, MIRRORED DINING ROOM, BEAUTIFUL FURNISHINGS, LIVING ROOM HAS GARDEN PICTURE WINDOW. MASTER BEDROOM ARTISTICALLY FURNISHED. MAGNIFICENTLY REDESIGNED BATHROOM AND HUGE CLOTHES CLOSET. 2ND BEDROOM HAS REMODELED BATHROOM. CORNER LANAI OFFERS PRIVATE GARDEN VIEW. NEW A/C AND W/ H (2016). MUST SEE! (All dimensions are approximate). 1X $2,000. Capital Contribution at time of Closing. The Pines of Delray North is a Friendly Gated Community, 2 Clubhouses, Pools, Tennis & a Pickleball Court. Billiards, Exercise equipment, Library and more! Something for Everyone! LOCATED 10 MINUTES TO THE BEACH and 5 MINUTES TO UPSCALE ATLANTIC AVENUE.

21. 2018-04-21
    historical Contingent 708-char remark

    Show marketing remark (708 chars)

    STUNNING 1st FLOOR CORNER, GLEAMING WHITE KITCHEN, BREAKFAST AREA, MIRRORED DINING ROOM, BEAUTIFUL FURNISHINGS, LIVING ROOM HAS GARDEN PICTURE WINDOW. MASTER BEDROOM ARTISTICALLY FURNISHED. MAGNIFICENTLY REDESIGNED BATHROOM AND HUGE CLOTHES CLOSET. 2ND BEDROOM HAS REMODELED BATHROOM. CORNER LANAI OFFERS PRIVATE GARDEN VIEW. NEW A/C AND W/ H (2016). MUST SEE! (All dimensions are approximate). 1X $2,000. Capital Contribution at time of Closing. The Pines of Delray North is a Friendly Gated Community, 2 Clubhouses, Pools, Tennis & a Pickleball Court. Billiards, Exercise equipment, Library and more! Something for Everyone! LOCATED 10 MINUTES TO THE BEACH and 5 MINUTES TO UPSCALE ATLANTIC AVENUE.

22. 2018-03-10
    price $124,500 708-char remark

    Show marketing remark (708 chars)

    STUNNING 1st FLOOR CORNER, GLEAMING WHITE KITCHEN, BREAKFAST AREA, MIRRORED DINING ROOM, BEAUTIFUL FURNISHINGS, LIVING ROOM HAS GARDEN PICTURE WINDOW. MASTER BEDROOM ARTISTICALLY FURNISHED. MAGNIFICENTLY REDESIGNED BATHROOM AND HUGE CLOTHES CLOSET. 2ND BEDROOM HAS REMODELED BATHROOM. CORNER LANAI OFFERS PRIVATE GARDEN VIEW. NEW A/C AND W/ H (2016). MUST SEE! (All dimensions are approximate). 1X $2,000. Capital Contribution at time of Closing. The Pines of Delray North is a Friendly Gated Community, 2 Clubhouses, Pools, Tennis & a Pickleball Court. Billiards, Exercise equipment, Library and more! Something for Everyone! LOCATED 10 MINUTES TO THE BEACH and 5 MINUTES TO UPSCALE ATLANTIC AVENUE.

23. 2018-03-02
    price $127,500 708-char remark

    Show marketing remark (708 chars)

    STUNNING 1st FLOOR CORNER, GLEAMING WHITE KITCHEN, BREAKFAST AREA, MIRRORED DINING ROOM, BEAUTIFUL FURNISHINGS, LIVING ROOM HAS GARDEN PICTURE WINDOW. MASTER BEDROOM ARTISTICALLY FURNISHED. MAGNIFICENTLY REDESIGNED BATHROOM AND HUGE CLOTHES CLOSET. 2ND BEDROOM HAS REMODELED BATHROOM. CORNER LANAI OFFERS PRIVATE GARDEN VIEW. NEW A/C AND W/ H (2016). MUST SEE! (All dimensions are approximate). 1X $2,000. Capital Contribution at time of Closing. The Pines of Delray North is a Friendly Gated Community, 2 Clubhouses, Pools, Tennis & a Pickleball Court. Billiards, Exercise equipment, Library and more! Something for Everyone! LOCATED 10 MINUTES TO THE BEACH and 5 MINUTES TO UPSCALE ATLANTIC AVENUE.

24. 2018-02-05
    listed $129,500 Active 708-char remark

    Show marketing remark (708 chars)

    STUNNING 1st FLOOR CORNER, GLEAMING WHITE KITCHEN, BREAKFAST AREA, MIRRORED DINING ROOM, BEAUTIFUL FURNISHINGS, LIVING ROOM HAS GARDEN PICTURE WINDOW. MASTER BEDROOM ARTISTICALLY FURNISHED. MAGNIFICENTLY REDESIGNED BATHROOM AND HUGE CLOTHES CLOSET. 2ND BEDROOM HAS REMODELED BATHROOM. CORNER LANAI OFFERS PRIVATE GARDEN VIEW. NEW A/C AND W/ H (2016). MUST SEE! (All dimensions are approximate). 1X $2,000. Capital Contribution at time of Closing. The Pines of Delray North is a Friendly Gated Community, 2 Clubhouses, Pools, Tennis & a Pickleball Court. Billiards, Exercise equipment, Library and more! Something for Everyone! LOCATED 10 MINUTES TO THE BEACH and 5 MINUTES TO UPSCALE ATLANTIC AVENUE.

25. 2016-08-22
    soldstatus $85,000
26. 2016-08-15
    soldstatus $85,000 Closed
27. 2016-07-23
    status Pending
28. 2016-06-17
    price $98,900
29. 2016-04-28
    price $104,900
30. 2016-02-15
    listed $115,900 Active
31. 2010-03-05
    soldstatus $70,000
32. 2010-02-26
    soldstatus $70,000
33. 2010-01-28
    historical
34. 2009-03-12
    listed $84,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $808 · $67/mo
• Projected year-2 tax: $1,327 · $111/mo
• Expected delta: +$520/yr (+$43/mo · 64.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥105°F today · 26 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $29,685
• − Mortgage interest: −$8,957
• − Property taxes: −$808
• − Insurance: −$800
• − Repairs & maintenance: −$2,375
• − Management: −$2,375
• − HOA: −$7,188
• − Depreciation: −$4,652
• Taxable income: $2,531
• Est. tax owed @ 24.0%: −$608
• After-tax cash flow: $3,986/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Palm Beach
• NCES district ID: 1201500
• Math proficiency: 46% ▼ -16.00%
• Reading proficiency: 53% ▼ -4.00%
• Median HH income: $53,943
• Composite: 42.72/100
• National rank: #3160
• State rank: #34 of 73 in FL

Livability — Delray Beach

• Score: 77/100
• State rank: #202
• US rank: #3160

Category grades

Amenities F Commute A- Cost of living C- Crime D- Employment B+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Delray Beach, FL
• County: Palm Beach County · 1,438,312 people
• City population: 123,167
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• Population (ZIP): 33,122
• Household income: $78,163
• Rent vs Own: 31.2% rent · 68.8% own
• Severe rent burden: 1649.0

Population outlook (Palm Beach County) Hauer SSP2

• Today (2025): 1,637,487 people
• By 2030: 1,743,255 · +6.5%
• By 2040: 1,948,712 · +19.0%
• By 2050: 2,132,979 · +30.3%
• By 2075: 2,530,027 · +54.5%
• By 2100: 2,706,979 · +65.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.62)
• Race & ethnicity: White 55% Black 24% Hispanic / Latino 11% Two or more races 11% Asian 4%
• Hispanic origin (detail): Puerto Rican 3% Cuban 2%
• Common ancestry: Hispanic 14% Romanian 3% Scotch-Irish 3%
• Foreign-born: 27% · Canada, Jamaica, Dominican Republic
• Languages at home: 66% English-only · French/Haitian/Cajun 18% Spanish 9% Other Indo-European 4%

Political lean MEDSL · Palm Beach

• 2024 margin: Toss-up / Even · D 50.0% · R 49.2%
• 2008→2024 swing: -22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
• All cycles: 2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -258.16%
• Current HPI: 349.5505
• Rent YoY: ▲ 1.83%
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+88.3% since first listed

21 events — show timeline

• 2026-05-22 Listed $159,900 Beaches MLS
• 2021-07-23 Sold (Public Records) $145,000 Public Records
• 2021-07-14 Sold (MLS) $145,000 Beaches MLS
• 2021-06-10 Contingent — Beaches MLS
• 2021-05-15 Listed $145,000 Beaches MLS
• 2018-06-05 Sold (Public Records) $120,000 Public Records
• 2018-05-15 Sold (MLS) $120,000 Beaches MLS
• 2018-04-21 Contingent — Beaches MLS
• 2018-03-10 Price Changed $124,500 Beaches MLS
• 2018-03-02 Price Changed $127,500 Beaches MLS
• 2018-02-05 Listed $129,500 Beaches MLS
• 2016-08-22 Sold (Public Records) $85,000 Public Records
• 2016-08-15 Sold (MLS) $85,000 Beaches MLS
• 2016-07-23 Pending — Beaches MLS
• 2016-06-17 Price Changed $98,900 Beaches MLS
• 2016-04-28 Price Changed $104,900 Beaches MLS
• 2016-02-15 Listed $115,900 Beaches MLS
• 2010-03-05 Sold (Public Records) $70,000 Public Records
• 2010-02-26 Sold (MLS) $70,000 Beaches MLS
• 2010-01-28 Listing Removed — Beaches MLS
• 2009-03-12 Listed $84,900 Beaches MLS

Property tax history

-2.4%/yr

Latest (2025): $808 · +4.9% YoY. Source: county tax records.