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2157 Webber Ave
B- Composite 65.26
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.6/30.0
  • ARV discount +10.7/15.0
  • DSCR +9.7/10.0
  • 1% rule +7.7/10.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.4/10.0
  • Appreciation +0.0/10.0

$75,000

2157 Webber Ave · Burton, MI 48529
2 bd · 1.0 ba · 667 sqft · SingleFamily · 6 Days on market
Built 1953 4,792 sqft lot Est $81k · 7% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Amazing home for the price ! super clean and updated. .. 1st Floor laundry, New roof June 2026, New furnace May 2026. New paint throughout, brand new carpet, refrigerator, steel door, new locks all new 2026. Vyinal thermopane windows. Shed with electric power. Ceiling fans, fenced lot, paved drivway. Hurry this home will go fast !!

Key facts

  • New furnace
  • New paint
  • Refrigerator

Tags

1ST FLOOR LAUNDRYNEW ROOFNEW FURNACENEW PAINTBRAND NEW CARPETREFRIGERATOR

Property features AI

Exterior

  • Parking: No garage
  • Utilities: Public water; Public sewer; Cable available
  • Home design: Single-family residence; One story; Ground-level entry with steps; New construction
  • Construction: Aluminum siding; Block foundation; Asphalt roof; Built as new construction
  • Exterior features: Front porch; Fenced backyard

Interior

  • Kitchen: Electric range; Refrigerator
  • Bedrooms: 5 total rooms (includes bedrooms and living spaces)
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Forced air heating (natural gas); Ceiling fan(s); No central air
  • Interior features: Free-standing electric range; Free-standing refrigerator; Crawl space
  • Laundry & utility: Dedicated laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $75k.

Deal economics

  • At list price, monthly cash flow is $225 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($956 rent vs $75k).
  • Cap rate 9.9% vs local median 3.8% in Burton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 61/100 on livability (#555 in MI) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, schools F, crime F.
  • Bendle Public Schools (suburban): math 6% / reading 29% proficiency, ranked #487 of 540 in MI (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 81% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 53 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); 419 units permitted in Genesee County in 2024 (68 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Genesee County population projected at -27% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
  • 14 sale attempts since 30y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $43k; list at $75k implies a 74% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1953 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $75,000

Questions for the listing agent

  1. Built in 1953 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.27%
Cap rate
9.89%
Cash-on-cash
12.85%
DSCR
1.57
GRM
6.5

CMA / ARV

ARV (on-the-fly)
$80,707
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2117 E Schumacher Ave 0.17mi 2/1.0 660 (-1%) 4mo $85,000 $129 87
2120 Parkwood Ave 0.33mi 2/1.0 634 (-5%) 7mo $104,900 $165 70
2087 E Schumacher St 0.20mi 2/1.0 724 (+8%) 8mo $72,300 $100 69
3517 Fern Ave 0.60mi 2/1.0 680 (+2%) 0mo $98,000 $144 68
1484 E Mclean Ave 0.41mi 2/1.0 710 (+6%) 6mo $86,000 $121 65
2130 E Whittemore Ave 0.48mi 2/1.0 636 (-5%) 7mo $87,000 $137 64
2118 Morris Ave 0.15mi 2/1.0 761 (+14%) 9mo $62,000 $81 62
2291 Kenneth St 0.71mi 1/1.0 (-1) 674 (+1%) 0mo $23,500 $35 60
2156 E Parkwood Ave 0.32mi 2/1.0 572 (-14%) 3mo $68,000 $119 58
2220 E Bergin Ave 0.39mi 2/1.0 744 (+12%) 6mo $80,000 $108 58
1492 Webber Ave 0.36mi 2/1.0 732 (+10%) 12mo $90,000 $123 57
2053 E Whittemore Ave 0.54mi 2/1.0 756 (+13%) 10mo $80,000 $106 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
2.7%
Equity multiple
1.10×
Total profit
$2,191
Equity at exit
$11,183
10-year hold
IRR
12.3%
Equity multiple
1.97×
Total profit
$20,438
Equity at exit
$6,485

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Michigan
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

ZIP-level market 48529

Home prices YoY
-26.5%
Active inventory
53
Price-to-rent
6.5×

Monthly cashflow live

Estimated rent
$956 medium interval (Pro) →
Mortgage (P&I)
$393
Tax from tax record
$105 /mo · $1,265/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$201
Net cashflow
$225

Break-even live

Break-even rent $671
Max offer price $75,000
Occupancy floor 71%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,750
Closing costs
$2,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2266 Donovan St Burton, MI 2.0 1.0 700 $800 $1.14 13d 1 0.71mi
5800 Maplebrook Ln Flint, MI 1.0–3.0 1.0–1.5 837 $1,245 $1.49 13d 70 1.12mi
4400 Kings Ln Burton, MI 1.0–2.0 1.0–2.0 666 $960 $1.44 13d 19 1.41mi

Listing history 7 events

  1. 2026-06-13
    status $75,000 Pending 6 DOM
  2. 2026-06-10
    days on market $75,000 Active 6 DOM
  3. 2026-06-09
    days on market $75,000 Active 5 DOM
  4. 2026-06-08
    days on market $75,000 Active 4 DOM
  5. 2026-06-07
    days on market $75,000 Active 3 DOM
  6. 2026-06-05
    remarks 333-char remark
  7. 2026-06-05
    listed $75,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

Current annual tax
$1,265 · $105/mo
Projected year-2 tax
$1,265 · $105/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 2/10 Low 7 d/yr ≥96°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$11,467
− Mortgage interest
−$4,201
− Property taxes
−$1,265
− Insurance
−$375
− Repairs & maintenance
−$917
− Management
−$917
− Depreciation
−$2,182
Taxable income
$1,609
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$386
After-tax cash flow
$2,312/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bendle Public Schools
NCES district ID
2604740
Math proficiency
6% ▼ -7.00%
Reading proficiency
29% ▼ -1.00%
Median HH income
$35,492
Composite
14.36/100
National rank
#9438
State rank
#487 of 540 in MI

Livability — Burton

Score
61/100
State rank
#555
US rank
#17380

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Burton, MI
City population
26,014
Population (ZIP)
8,959

Population outlook (Genesee County) Hauer SSP2

Today (2025)
381,312 people
By 2030
362,731 · -4.9%
By 2040
321,550 · -15.7%
By 2050
279,212 · -26.8%
By 2075
193,336 · -49.3%
By 2100
128,118 · -66.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Black 9% Hispanic / Latino 6% Two or more races 4%
Hispanic origin (detail)
Mexican 6%
Common ancestry
Romanian 6% Lithuanian 4% Slovak 4%
Foreign-born
1% · Canada
Languages at home
99% English-only · Spanish 1%

Political lean MEDSL · Genesee

2024 margin
Toss-up / Even · D 51.4% · R 47.2% · Other 1.4%
2008→2024 swing
-28.3pp toward R · 2008: 32.5pp · 2024: 4.2pp
All cycles
2024: D+4.2 2020: D+9.3 2016: D+9.5 2012: D+28.2 2008: D+32.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -82.30%
Current HPI
228.5338
Rent YoY
Metro
State GDP YoY
▲ 1.37%
F500 in state
28

Industry mix (Fortune 500 HQ in MI)

Industry F500 HQs Revenue

Price history

+368.8% since first listed
47 events — show timeline
  • 2026-06-04 Listed $75,000 MiRealSource-MiMLS
  • 2026-06-04 Listed $75,000 REALCOMP
  • 2018-11-27 Sold (Public Records) $43,000 Public Records
  • 2018-11-13 Sold (MLS) $43,000 MiRealSource-MiMLS
  • 2018-11-13 Sold (MLS) $43,000 REALCOMP
  • 2018-11-01 Pending MiRealSource-MiMLS
  • 2018-11-01 Pending REALCOMP
  • 2018-10-25 Price Changed $46,500 MiRealSource-MiMLS
  • 2018-10-24 Price Changed $46,500 REALCOMP
  • 2018-10-16 Price Changed $47,900 MiRealSource-MiMLS
  • 2018-10-15 Price Changed $47,900 REALCOMP
  • 2018-09-25 Price Changed $49,900 MiRealSource-MiMLS
  • 2018-09-24 Price Changed $49,900 REALCOMP
  • 2018-09-16 Price Changed $54,000 MiRealSource-MiMLS
  • 2018-09-15 Price Changed $54,000 REALCOMP
  • 2018-09-07 Price Changed $57,000 MiRealSource-MiMLS
  • 2018-09-06 Price Changed $57,000 REALCOMP
  • 2018-08-27 Price Changed $59,900 MiRealSource-MiMLS
  • 2018-08-27 Price Changed $59,900 REALCOMP
  • 2018-08-13 Price Changed $61,900 MiRealSource-MiMLS
  • 2018-08-13 Price Changed $61,900 REALCOMP
  • 2018-07-26 Listed $63,900 MiRealSource-MiMLS
  • 2018-07-26 Listed $63,900 REALCOMP
  • 2010-12-06 Listing Removed REALCOMP
  • 2006-12-07 Sold (Public Records) $50,000 Public Records
  • 2006-11-17 Sold (MLS) $50,000 MiRealSource-MiMLS
  • 2006-11-17 Sold (MLS) $50,000 REALCOMP
  • 2006-10-03 Listing Removed MiRealSource-MiMLS
  • 2005-12-02 Listed $50,000 MiRealSource-MiMLS
  • 2005-12-02 Listed $50,000 REALCOMP
  • 2005-07-06 Listing Removed MiRealSource-MiMLS
  • 2005-07-06 Listed $52,900 MiRealSource-MiMLS
  • 2005-07-06 Listed $52,900 REALCOMP
  • 2005-03-11 Sold (MLS) $24,000 MiRealSource-MiMLS
  • 2005-03-11 Sold (MLS) $24,000 REALCOMP
  • 2005-02-14 Listing Removed MiRealSource-MiMLS
  • 2005-02-09 Listed $32,000 MiRealSource-MiMLS
  • 2005-02-09 Listed $32,000 REALCOMP
  • 1997-06-27 Sold (MLS) $27,000 REALCOMP
  • 1997-06-27 Sold (MLS) $27,000 MiRealSource-MiMLS
  • 1997-05-12 Listing Removed MiRealSource-MiMLS
  • 1997-05-07 Listed $27,000 MiRealSource-MiMLS
  • 1997-05-06 Listed $27,000 REALCOMP
  • 1996-09-04 Sold (MLS) $15,500 REALCOMP
  • 1996-09-04 Sold (MLS) $15,500 MiRealSource-MiMLS
  • 1996-08-19 Listed $16,000 REALCOMP
  • 1996-08-19 Listed $16,000 MiRealSource-MiMLS

Property tax history

+6.4%/yr

Latest (2025): $1,265 · +2.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…