316 Grande Sunningdale Loop · Daytona Beach, FL 32124

$316,450

4 bd · 2.5 ba · 2,180 sqft · SingleFamily public records · 7 Days on market

Built 2012 6,534 sqft lot $74/mo HOA · 3% of rent

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +14.8/30.0
• ARV discount +7.5/15.0
• DSCR +4.5/10.0
• Livability +4.2/5.0
• 1% rule +4.1/10.0
• Appreciation +4.0/10.0
• Rent growth +3.9/5.0
• Schools +3.9/10.0
• Condition / age +2.5/5.0

Listing remarks MLS

Lovingly maintained two-story 4 bedroom. 2.5 bath family home. Home lies within a golf course community close to shopping, medical facilities, ''One Daytona'' & minutes from Tanger Outlets. The home features granite counter tops, stainless steel appliances with an open floor plan & plenty of room for entertaining guests. Vinyl flooring, tile covers the downstairs portion of the home with carpet and tile upstairs in the bedrooms/bathrooms. The laundry room is conveniently located upstairs with the 4 bedrooms. There is a large backyard which allows for pets or a future pool, should you desire. However, there is a beautiful well-maintained community pool that is just around the corner. It also features high performance windows with insulation to help reduce heating and cooling costs.

Key facts

• Fenced back yard
• Owner's suite
• 6,534 sq ft lot

Tags

• FENCED BACK YARD
• SECOND STORY LAUNDRY ROOM
• OWNER'S SUITE
• OVERSIZED WALK IN CLOSET

Property features AI

Finance

• Other: Annual tax noted
• HOA & community: Homeowners association with quarterly fee of $222.60 (about $74.20/month)

Exterior

• Parking: Attached 2-car garage
• Utilities: Public water; Electricity connected; Water connected
• Home design: Single-family residence; Two levels
• Exterior features: Lot dimensions approximately 49 ft x 139 ft; Lot is about 0.15 acres; Residential zoning; Subdivision: Lpga

Interior

• Bedrooms: Total rooms: 2
• Bathrooms: 2 full bathrooms; 1 half bathroom
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: Electric water heater

What this means for you Summary

Snapshot

• This is a 4-bed/2.5-bath single-family listed at $316k.

Deal economics

• At list price, monthly cash flow is $86 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $289k (8.6% below list).
• Recommended offer: $289k (8.6% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 83/100 on livability (#46 in FL, #867 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: employment D-.
• Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Champion Elementary School (math 39% / reading 44%, grade F, #1,437 of 2,144 statewide, top 68%, 584 students, 70% FRL); David C. Hinson Sr. Middle School (math 52% / reading 49%, grade C, #246 of 571 statewide, top 44%, 950 students, 52% FRL); Mainland High School (math 30% / reading 37%, grade F, #400 of 667 statewide, top 61%, 1,855 students, 64% FRL).
• Market conditions: Rents rising fast (+5.5%/yr); 335 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).
• This rent runs 37% of the median local income ($93k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-2.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
• 6 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $256k; 24% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $289,174 (8.6% below list)

Questions for the listing agent

1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.91% ✗
• Cap rate: 6.62%
• Cash-on-cash: 1.17%
• DSCR: 1.05
• GRM: 9.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-1.99% appreciation · 5.46% rent growth · sell at horizon

5-year hold

• IRR: -6.8%
• Equity multiple: 0.72×
• Total profit: $-24,832
• Equity at exit: $61,617

10-year hold

• IRR: 3.6%
• Equity multiple: 1.33×
• Total profit: $29,413
• Equity at exit: $52,808

Cash invested: $88,606 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32124

• Home prices YoY: -0.6%
• Rents YoY: 5.5%
• Active inventory: 335
• Price-to-rent: 9.1×

Monthly cashflow live

• Estimated rent: $2,892 high
• Mortgage (P&I): −$1,659
• Tax from tax record: −$333 /mo · $3,994/yr
• Insurance: −$132
• HOA: −$74
• Vacancy / Maint / Mgmt: −$607
• Net cashflow: $86

Break-even live

Break-even rent $2,783

Max offer price $316,450

Occupancy floor 92%

Sensitivity live

Price	-10% $265	-5% $176	+0% $86	+5% $-3	+10% $-93
Rent	-10% $-142	-5% $-28	+0% $86	+5% $201	+10% $315
Rate	-1.0pp $246	-0.5pp $167	base $86	+0.5pp $4	+1.0pp $-79

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $79,112
• Closing costs: $9,494
• Reserves months: —
• Total cash needed: —

Rent comps 14 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
604 Champion Ridge Dr Daytona Beach, FL	3.0	2.0	1761	$2,299	$1.31	16d	1	0.18mi
2220 Green Valley St Daytona Beach, FL	3.0	2.0	1540	$2,300	$1.49	25d	1	0.69mi
1139 Belle Isle Ln Daytona Beach, FL	3.0	2.0	1429	$2,195	$1.54	16d	1	0.73mi
5135 Magnolia Palm Dr Daytona Beach, FL	3.0	2.0	1487	$2,250	$1.51	12d	1	0.81mi
1231 Belle Isle Ln Daytona Beach, FL	5.0	2.5	2112	$2,650	$1.25	25d	1	0.88mi
1347 Belle Isle Ln Daytona Beach, FL	4.0	2.0	1846	$2,400	$1.30	25d	1	1.01mi
1142 Pacific Dunes Ct Daytona Beach, FL	4.0	3.0	2010	$2,599	$1.29	25d	1	1.02mi
1098 Pacific Dunes Ct Daytona Beach, FL	4.0	2.5	2576	$3,000	$1.16	25d	1	1.04mi
1100 Sand Trap Ct Daytona Beach, FL	4.0	2.0	1935	$2,600	$1.34	25d	1	1.04mi
1122 Cabot Cliffs Dr Daytona Beach, FL	3.0	2.0	1432	$3,200	$2.23	16d	1	1.08mi
1143 Cabot Cliffs Dr Daytona Beach, FL	5.0	2.5	2370	$3,050	$1.29	12d	1	1.11mi
1203 Cabot Cliffs Dr Daytona Beach, FL	5.0	2.5	2355	$2,750	$1.17	22d	1	1.11mi
1153 Sand Trap Ct Daytona Beach, FL	4.0	2.0	1936	$2,395	$1.24	22d	1	1.13mi
132 Lost Ball Dr Daytona Beach, FL	3.0	2.0	1484	$2,300	$1.55	25d	1	1.50mi

HOA detail

• Monthly dues: $74 · $888/yr
• Likely covers: pool

Listing history 6 events

1. 2026-06-22
   days on market $316,450 Active 7 DOM
2. 2026-06-18
   days on market $316,450 Active 4 DOM
3. 2026-06-17
   days on market $316,450 Active 3 DOM
4. 2026-06-16
   days on market $316,450 Active 2 DOM
5. 2026-06-15
   remarks 326-char remark
6. 2026-06-15
   listed $316,450 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,994 · $333/mo
• Projected year-2 tax: $3,994 · $333/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 9/10 Extreme 7 d/yr ≥106°F today · 21 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $34,701
• − Mortgage interest: −$17,726
• − Property taxes: −$3,994
• − Insurance: −$1,582
• − Repairs & maintenance: −$2,776
• − Management: −$2,776
• − HOA: −$888
• − Depreciation: −$9,206
• Taxable loss: −$4,248
• Est. tax savings @ 24.0%: +$1,019
• After-tax cash flow: $2,055/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Volusia
• NCES district ID: 1201920
• Math proficiency: 44% ▼ -9.00%
• Reading proficiency: 49% ▼ -3.00%
• Median HH income: $42,946
• Composite: 39.2/100
• National rank: #4019
• State rank: #47 of 73 in FL

Livability — Daytona Beach

• Score: 83/100
• State rank: #46
• US rank: #867

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime C Employment D- Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Daytona Beach, FL
• County: Volusia County · 556,871 people
• City population: 67,539
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• Population (ZIP): 11,409
• Household income: $92,616
• Rent vs Own: 5.8% rent · 94.2% own
• Severe rent burden: 54.0

Population outlook (Volusia County) Hauer SSP2

• Today (2025): 572,749 people
• By 2030: 598,695 · +4.5%
• By 2040: 644,880 · +12.6%
• By 2050: 681,451 · +19.0%
• By 2075: 759,957 · +32.7%
• By 2100: 778,902 · +36.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (71%)
• Race & ethnicity: White 71% Black 20% Hispanic / Latino 5% Asian 2% Two or more races 1%
• Common ancestry: Romanian 3% Italian 2% Portuguese 1%
• Foreign-born: 10% · Canada, Mexico, South Korea
• Languages at home: 91% English-only · Spanish 4% Other Asian/Pacific 1% Other Indo-European 1%

Political lean MEDSL · Volusia

• 2024 margin: Strong R (+21.8) · D 38.7% · R 60.5%
• 2008→2024 swing: -27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
• All cycles: 2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -1.99%
• Current HPI: 311.7456
• Rent YoY: ▲ 5.46%
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-91.7% since first listed

33 events — show timeline

• 2026-06-14 Listed $316,450 Daytona MLS
• 2025-04-22 Listing Removed — Daytona MLS
• 2025-04-07 Price Changed $358,000 Daytona MLS
• 2025-02-27 Price Changed $370,000 Daytona MLS
• 2025-02-07 Listed $400,000 Daytona MLS
• 2019-08-01 Sold (Public Records) $256,000 Public Records
• 2019-07-26 Sold (MLS) $256,000 Stellar MLS as Distributed by MLS Grid
• 2019-07-26 Sold (MLS) $256,000 NSBMLS
• 2019-07-26 Sold (MLS) $256,000 Daytona MLS
• 2019-04-29 Contingent — Daytona MLS
• 2019-04-29 Contingent — NSBMLS
• 2019-03-07 Price Changed $265,000 Daytona MLS
• 2019-03-07 Price Changed $265,000 NSBMLS
• 2019-02-13 Price Changed $269,900 Daytona MLS
• 2019-02-13 Price Changed $269,900 NSBMLS
• 2019-02-04 Price Changed $279,900 Daytona MLS
• 2019-02-02 Price Changed $279,900 NSBMLS
• 2019-01-07 Price Changed $284,000 NSBMLS
• 2019-01-07 Price Changed $284,000 Daytona MLS
• 2019-01-07 Price Changed $284,900 NSBMLS
• 2018-11-08 Listed $289,000 Daytona MLS
• 2018-11-06 Listed $265,000 Stellar MLS as Distributed by MLS Grid
• 2018-11-06 Listed $289,000 NSBMLS
• 2015-04-16 Sold (Public Records) $191,000 Public Records
• 2015-04-15 Sold (MLS) $191,000 Daytona MLS
• 2015-04-03 Pending — Daytona MLS
• 2015-04-02 Contingent — Daytona MLS
• 2015-02-23 Price Changed $189,981 Daytona MLS
• 2015-01-21 Price Changed $199,000 Daytona MLS
• 2015-01-10 Listed $207,990 Daytona MLS
• 2011-07-25 Sold (Public Records) $675,000 Public Records
• 2011-07-25 Sold (Public Records) $1,057,000 Public Records
• 2010-02-08 Sold (Public Records) $3,829,100 Public Records

Property tax history

+1.1%/yr

Latest (2025): $3,994 · +2.5% YoY. Source: county tax records.