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749 Tess St
C- Composite 54.19
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.6/30.0
  • Appreciation +9.2/10.0
  • ARV discount +5.7/15.0
  • DSCR +5.1/10.0
  • 1% rule +4.6/10.0
  • Condition / age +4.0/5.0
  • Schools +3.2/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0

$322,750

749 Tess St · Burnettown, SC 29829
5 bd · 2.5 ba · 2,505 sqft · SingleFamily · 9 Days on market
Built 2026 Good condition 5,778 sqft lot Est $311k · at est. $33/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Public Remarks: * SPECIAL FINANCING * 4.99% Forward Commitment Program fixed rate with up to 8,000 in closing cost OR 10,000 towards closing costs with the use of our preferred lender on contracts written by before July 31, 2026 and closed by August 05, 2026 deadline. Clairbourne Neighborhood has on site amenities with a pool, cabana, playground and sidewalks. Enjoy small town living with easy access to Augusta, North Augusta and Aiken all within a 15-minute commute. We are located close to Savanah River Site, Fort Gordon, Bridgestone and Medical facilities such as Piedmont, WellStar, Aiken Regional, VA and Prompt Care locations. Langley Pond, Hitchcock Woods and Steeplechase are nearby a

Key facts

  • Open-concept kitchen
  • Cabana
  • Pool

Tags

ON SITE AMENITIESPOOLCABANAPLAYGROUNDSIDEWALKSOPEN-CONCEPT KITCHEN

Property features AI

Finance

  • Other: Subdivision: Clairbourne
  • HOA & community: Homeowners association; Community pool; Playground; Sidewalks; Annual association fee of $400

Exterior

  • Parking: Attached garage; Two garage spaces; Two total parking spaces; Concrete driveway; Garage door opener
  • Security: Smoke detector(s)
  • Utilities: Public water; Public sewer; Cable available
  • Home design: Single family residence; Two stories; Entry level: 1; New construction
  • Construction: Concrete, vinyl siding and frame construction; Composition roof; Slab foundation; Built as new construction
  • Exterior features: Covered patio; Patio; Landscaped yard; Sprinklers in front; Sprinklers in rear; Paved road access; Has view

Interior

  • Kitchen: Range; Disposal; Dishwasher; Microwave; Tankless water heater
  • Flooring: Carpet
  • Bathrooms: Two full bathrooms; One half bathroom
  • Heating & cooling: Central air conditioning; Forced air heating; Natural gas heating
  • Interior features: Entrance foyer; Kitchen island; Pantry; Eat-in kitchen; Wired for data; Insulated windows; Smoke detector(s)
  • Laundry & utility: Washer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/2.5-bath single-family listed at $323k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $194 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $311k (3.6% below list).
  • Recommended offer: $311k (3.6% below list) — sets the bar for 1% rule.
  • Cap rate 7.0% vs local median 5.5% in Burnettown — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 64/100 on livability (#159 in SC) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, employment D-.
  • Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Jefferson Elementary (math 34% / reading 34%, grade F, #359 of 597 statewide, top 60%, 557 students, 100% FRL); Langley-Bath-Clearwater Middle (math 25% / reading 35%, grade F, #136 of 229 statewide, top 60%, 634 students, 100% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools average 87% FRL vs 54% district-wide (33 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 299 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
  • This rent runs 44% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $29k of equity ($2k loan paydown + $27k appreciation (8.4% local appreciation)).
  • Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (8.4% appreciation + 3.0% rent growth), your $90k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$47k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
Recommended offer $311,080 (3.6% below list)

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.96%
Cap rate
7.01%
Cash-on-cash
2.58%
DSCR
1.11
GRM
8.6

CMA / ARV

ARV (on-the-fly)
$310,620
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
915 Tess St 0.13mi 4/2.5 (-1) 2,505 (0%) 1mo $304,900 $122 88
893 Tess St 0.11mi 4/2.5 (-1) 2,505 (0%) 3mo $320,750 $128 87
935 Tess St 0.15mi 4/2.5 (-1) 2,505 (0%) 2mo $303,795 $121 86
926 Tess St 0.15mi 4/2.5 (-1) 2,505 (0%) 3mo $310,000 $124 86
955 Tess St 0.16mi 4/2.5 (-1) 2,505 (0%) 2mo $289,900 $116 86
875 Tess St 0.10mi 4/3.5 (-1) 2,386 (-5%) 1mo $316,805 $133 77
908 Tess St 0.13mi 4/3.5 (-1) 2,386 (-5%) 1mo $289,900 $122 76
945 Tess St 0.15mi 4/3.5 (-1) 2,386 (-5%) 1mo $279,900 $117 75
985 Tess St 0.20mi 4/3.5 (-1) 2,386 (-5%) 2mo $284,900 $119 72
6240 Whirlaway Rd 0.49mi 4/2.5 (-1) 2,431 (-3%) 2mo $314,400 $129 66
350 Country Glen Ave 0.43mi 4/2.5 (-1) 2,184 (-13%) 1mo $275,000 $126 53
3109 Brevard Dr 0.65mi 4/2.5 (-1) 2,246 (-10%) 1mo $360,000 $160 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.38% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
22.8%
Equity multiple
2.70×
Total profit
$153,272
Equity at exit
$253,594
10-year hold
IRR
20.7%
Equity multiple
5.83×
Total profit
$436,147
Equity at exit
$511,604

Cash invested: $90,370 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29829

Home prices YoY
3.0%
Active inventory
299
Price-to-rent
8.6×

Monthly cashflow live

Estimated rent
$3,111 medium interval (Pro) →
Mortgage (P&I)
$1,693
Tax est. 1.5%
$403 /mo · $4,841/yr
Insurance
$134
HOA
$33
Vacancy / Maint / Mgmt
$653
Net cashflow
$194

Break-even live

Break-even rent $2,865
Max offer price $322,750
Occupancy floor 89%

Sensitivity live

Price -10% $417 -5% $306 +0% $194 +5% $83 +10% $-29
Rent -10% $-52 -5% $71 +0% $194 +5% $317 +10% $440
Rate -1.0pp $357 -0.5pp $276 base $194 +0.5pp $110 +1.0pp $25

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$80,688
Closing costs
$9,682
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6370 Whirlaway Rd Graniteville, SC 5.0 3.0 2830 $2,755 $0.97 15d 1 0.24mi
618 Count Fleet Ct Graniteville, SC 4.0 2.5 2362 $2,299 $0.97 22d 1 0.43mi

HOA detail

Monthly dues
$33 · $396/yr
Likely covers
pool

Listing history 7 events

  1. 2026-06-21
    days on market $322,750 Active 9 DOM
  2. 2026-06-18
    days on market $322,750 Active 6 DOM
  3. 2026-06-17
    days on market $322,750 Active 5 DOM
  4. 2026-06-16
    days on market $322,750 Active 4 DOM
  5. 2026-06-15
    days on market $322,750 Active 3 DOM
  6. 2026-06-13
    remarks 699-char remark
  7. 2026-06-13
    listed $322,750 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$37,330
− Mortgage interest
−$18,079
− Property taxes
−$4,841
− Insurance
−$1,614
− Repairs & maintenance
−$2,986
− Management
−$2,986
− HOA
−$396
− Depreciation
−$9,389
Taxable loss
−$2,962
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$711
After-tax cash flow
$3,040/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

This home is in excellent condition with modern finishes and a good location. It is move-in ready and has the potential for further value increases with minor updates.

Value-add opportunities

  • Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics
  • Both Upgrading the flooring in the bedrooms — Hardwood floors in bedrooms can add value and appeal
  • Both Adding smart home features — Smart home features can increase both resale and rental value

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics
  • Both Upgrading the flooring in the bedrooms — Hardwood floors in bedrooms can add value and appeal
  • Both Adding smart home features — Smart home features can increase both resale and rental value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Aiken 01
NCES district ID
4500720
Math proficiency
31% ▼ -11.00%
Reading proficiency
44% ▼ -1.00%
Median HH income
$45,081
Composite
31.91/100
National rank
#5857
State rank
#36 of 80 in SC

Livability — Burnettown

Score
64/100
State rank
#159
US rank
#14711

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D- Housing A+ Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Aiken County · 116,534 people
City population
931
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
12,385
Household income
$84,228
Rent vs Own
18.3% rent · 81.7% own
Severe rent burden
213.0

Population outlook (Aiken County) Hauer SSP2

Today (2025)
178,003 people
By 2030
182,876 · +2.7%
By 2040
189,970 · +6.7%
By 2050
193,840 · +8.9%
By 2075
199,453 · +12.1%
By 2100
192,403 · +8.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
Hispanic origin (detail)
Mexican 8% Puerto Rican 1%
Common ancestry
Italian 2% Swedish 2% Slovak 1%
Foreign-born
6% · Canada
Languages at home
89% English-only · Spanish 10% Other Indo-European 1%

Political lean MEDSL · Aiken

2024 margin
Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
2008→2024 swing
-1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
All cycles
2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 8.38%
Current HPI
286.4155
Rent YoY
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-12 Listed $322,750 Hive MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…