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1229 Seidersville Rd
B- Composite 65.57
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.6/30.0
  • DSCR +9.1/10.0
  • 1% rule +7.6/10.0
  • ARV discount +7.5/15.0
  • Schools +5.4/10.0
  • Rent growth +4.3/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$165,000

1229 Seidersville Rd · Lower Saucon, PA 18015
3 bd · 1.0 ba · 1,250 sqft · SingleFamily public records · 47 Days on market
Built 1900 1.59 ac lot $132/sqft · 52% below area

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This property presents a great opportunity for someone with vision. Situated on 1.5 acres and including an additional 1-acre lot across the street, the total acreage exceeds 2.5 acres, offering ample space for a variety of possibilities. The existing home requires rehabilitation, providing the option to restore it or build new to suit your needs. Ideal for those looking to renovate, build, or invest, this property offers the chance to make full use of a substantial piece of land and create something truly your own.

Key facts

  • 1-acre lot
  • 1.5 acres
  • Total acreage

Tags

1.5 ACRES1-ACRE LOTTOTAL ACREAGE

Property features AI

Finance

  • Financial info: Ownership: Fee simple; Property condition: Major rehab needed

Exterior

  • Parking: Off-street parking
  • Utilities: Well water; Septic system; Electric available; Cable TV available; Phone service available
  • Home design: Detached single-family structure; Three floors in unit; Main entrance faces south
  • Construction: Frame construction; Asphalt roof; Foundation: Other; Above-grade other structures present; Year built: estimated
  • Exterior features: Paved road frontage (approximately 350 feet); Additional parcel included (Tax ID Q6 3 15 0719 - 1.07 acres)

Interior

  • Bedrooms: Two bedrooms on the first upper level; One bedroom on the second upper level
  • Bathrooms: One full bathroom (all upper levels)
  • Interior features: Full basement with outside entrance; Living area reported as estimated
  • Laundry & utility: Laundry located in the basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $165k.

Deal economics

  • At list price, monthly cash flow is $444 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $165k).
  • Recommended offer: $160k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Saucon Valley SD (suburban): math 57% / reading 66% proficiency, ranked #58 of 539 in PA (top 11%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 18% free/reduced lunch — higher-income household profile.
  • Market conditions: Rents rising fast (+7.2%/yr); 156 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 567 units permitted in Northampton County in 2024 (151 in 5+ unit buildings).
  • This rent runs 41% of the median local income ($61k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 7.2% rent growth), your $46k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 47 days — a 3% lower offer ($160k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 3y ago; this cycle's ask has dropped $15k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $126k; 31% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $160,050 (3.0% below list)

Questions for the listing agent

  1. It's been on market 47 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.26%
Cap rate
9.52%
Cash-on-cash
11.53%
DSCR
1.51
GRM
6.6

CMA / ARV

ARV (median comp)
$434,999
List price
$165,000
Delta
-62.07%
Verdict
UNDERPRICED
Comps
17 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 7.18% rent growth · sell at horizon

5-year hold
IRR
5.7%
Equity multiple
1.23×
Total profit
$10,718
Equity at exit
$24,602
10-year hold
IRR
18.7%
Equity multiple
2.88×
Total profit
$86,784
Equity at exit
$14,266

Cash invested: $46,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18015

Home prices YoY
-30.7%
Rents YoY
7.2%
Active inventory
156
Price-to-rent
6.6×

Monthly cashflow live

Estimated rent
$2,080 high interval (Pro) →
Mortgage (P&I)
$865
Tax from tax record
$265 /mo · $3,178/yr
Insurance
$69
HOA
$0
Vacancy / Maint / Mgmt
$437
Net cashflow
$444

Break-even live

Break-even rent $1,518
Max offer price $165,000
Occupancy floor 74%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,250
Closing costs
$4,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 21 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
824 E 8th St Bethlehem, PA 2.0 1.5 952 $1,400 $1.47 43d 1 1.03mi
406 W 9th St Bethlehem, PA 3.0 1.0 1152 $2,100 $1.82 21d 1 1.04mi
14 Finady Ave Bethlehem, PA 3.0 1.5 1500 $1,600 $1.07 21d 1 1.18mi
740 Laufer St Bethlehem, PA 3.0 1.5 910 $1,650 $1.81 14d 1 1.27mi
612 E 5th St Bethlehem, PA 4.0 2.0 1814 $2,500 $1.38 43d 1 1.29mi
541 Jischke St Bethlehem, PA 3.0 1.0 1090 $1,800 $1.65 23d 1 1.29mi
436 Pierce St Bethlehem, PA 4.0 2.0 1452 $2,250 $1.55 2d 1 1.30mi
521 Hess St Bethlehem, PA 3.0 1.0 1120 $1,500 $1.34 21d 1 1.33mi
938 E 4th St #401 Bethlehem, PA 2.0 1.0 928 $2,150 $2.32 43d 1 1.42mi
938 E 4th St Unit 201 Bethlehem, PA 2.0 1.0 982 $2,350 $2.39 43d 1 1.42mi
1610 Ravena St Bethlehem, PA 3.0 2.5 1562 $2,690 $1.72 2d 1 1.43mi
1217 Broadway Unit 2 Fountain Hill, PA 2.0 1.0 1340 $1,550 $1.16 23d 1 1.44mi
1430 Jadden Ct Bethlehem, PA 3.0 2.5 1690 $2,650 $1.57 23d 1 1.44mi
708 Cherokee St Bethlehem, PA 3.0 1.5 1200 $2,500 $2.08 43d 1 1.45mi
610 E 3rd St Bethlehem, PA 1.0–2.0 1.0–2.0 974 $3,008 $3.09 2d 8 1.45mi
1236 E 7th St Bethlehem, PA 3.0 2.5 1424 $2,350 $1.65 2d 1 1.46mi
311 E 3rd St Bethlehem, PA 2.0 2.0 1189 $2,330 $1.96 2d 3 1.47mi
540 Seneca St Apt 2 Bethlehem, PA 2.0 1.0 950 $1,520 $1.60 2d 1 1.48mi
314 State St Bethlehem, PA 4.0 2.0 1654 $2,650 $1.60 14d 1 1.48mi
1122 E 4th St Bethlehem, PA 4.0 1.0 1706 $1,800 $1.06 14d 1 1.49mi
1113 E 4th St Unit 1 Bethlehem, PA 2.0 1.0 1000 $1,350 $1.35 23d 1 1.50mi

Listing history 37 events

  1. 2026-06-16
    status $165,000 Pending 47 DOM
  2. 2026-06-15
    days on market $165,000 Active 47 DOM
    Show marketing remark (520 chars)

    This property presents a great opportunity for someone with vision. Situated on 1.5 acres and including an additional 1-acre lot across the street, the total acreage exceeds 2.5 acres, offering ample space for a variety of possibilities. The existing home requires rehabilitation, providing the option to restore it or build new to suit your needs. Ideal for those looking to renovate, build, or invest, this property offers the chance to make full use of a substantial piece of land and create something truly your own.

  3. 2026-06-14
    days on market $165,000 Active 45 DOM
  4. 2026-06-10
    days on market $165,000 Active 42 DOM
  5. 2026-06-09
    days on market $165,000 Active 41 DOM
  6. 2026-06-08
    days on market $165,000 Active 40 DOM
  7. 2026-06-07
    days on market $165,000 Active 39 DOM
  8. 2026-06-05
    days on market $165,000 Active 36 DOM
  9. 2026-06-03
    days on market $165,000 Active 35 DOM
  10. 2026-06-03
    price $165,000 Active 34 DOM
  11. 2026-06-02
    days on market $180,000 Active 34 DOM
    Show marketing remark (520 chars)

    This property presents a great opportunity for someone with vision. Situated on 1.5 acres and including an additional 1-acre lot across the street, the total acreage exceeds 2.5 acres, offering ample space for a variety of possibilities. The existing home requires rehabilitation, providing the option to restore it or build new to suit your needs. Ideal for those looking to renovate, build, or invest, this property offers the chance to make full use of a substantial piece of land and create something truly your own.

  12. 2026-06-01
    days on market $180,000 Active 33 DOM
  13. 2026-05-31
    days on market $180,000 Active 32 DOM
  14. 2026-05-31
    days on market $180,000 Active 31 DOM
  15. 2026-04-29
    listed $180,000 Active 520-char remark
    Show marketing remark (520 chars)

    This property presents a great opportunity for someone with vision. Situated on 1.5 acres and including an additional 1-acre lot across the street, the total acreage exceeds 2.5 acres, offering ample space for a variety of possibilities. The existing home requires rehabilitation, providing the option to restore it or build new to suit your needs. Ideal for those looking to renovate, build, or invest, this property offers the chance to make full use of a substantial piece of land and create something truly your own.

  16. 2026-04-29
    listed $180,000 Active 520-char remark
    Show marketing remark (520 chars)

    This property presents a great opportunity for someone with vision. Situated on 1.5 acres and including an additional 1-acre lot across the street, the total acreage exceeds 2.5 acres, offering ample space for a variety of possibilities. The existing home requires rehabilitation, providing the option to restore it or build new to suit your needs. Ideal for those looking to renovate, build, or invest, this property offers the chance to make full use of a substantial piece of land and create something truly your own.

  17. 2024-07-08
    soldstatus $126,000
  18. 2024-06-03
    historical
  19. 2024-06-03
    soldstatus $126,000 Sold
  20. 2024-04-26
    status Pending
  21. 2024-04-26
    status Pending
  22. 2024-04-25
    historical
  23. 2024-04-20
    price $140,000
  24. 2024-04-04
    price $140,000
  25. 2024-04-02
    listed $160,000 Active
  26. 2024-02-20
    listed $160,000 Active
  27. 2024-01-22
    listed $160,000 Active
  28. 2023-12-31
    historical
  29. 2023-12-31
    historical
  30. 2023-10-23
    price $179,000
  31. 2023-10-23
    price $179,000
  32. 2023-08-23
    price $159,500
  33. 2023-08-23
    price $159,500
  34. 2023-06-06
    price $175,000
  35. 2023-06-06
    price $175,000
  36. 2023-05-29
    listed $165,000 Active
  37. 2023-05-29
    listed $165,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$3,178 · $265/mo
Projected year-2 tax
$3,178 · $265/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 4/10 Moderate 6 d/yr ≥100°F today · 13 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 20% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,954
− Mortgage interest
−$9,243
− Property taxes
−$3,178
− Insurance
−$825
− Repairs & maintenance
−$1,996
− Management
−$1,996
− Depreciation
−$4,800
Taxable income
$2,916
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$700
After-tax cash flow
$4,627/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Saucon Valley SD
NCES district ID
4211730
Math proficiency
57% ▬ 0.00%
Reading proficiency
66% ▼ -9.00%
Median HH income
$67,374
Composite
53.95/100
National rank
#1401
State rank
#58 of 539 in PA

Livability — Lower Saucon

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Northampton County · 236,814 people
Metro
Allentown-Bethlehem-Easton, PA-NJ
Population (ZIP)
34,852
Household income
$60,800
Rent vs Own
49.5% rent · 50.5% own
Severe rent burden
1525.0

Population outlook (Northampton County) Hauer SSP2

Today (2025)
312,227 people
By 2030
314,769 · +0.8%
By 2040
316,914 · +1.5%
By 2050
318,037 · +1.9%
By 2075
334,003 · +7.0%
By 2100
344,696 · +10.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.62)
Race & ethnicity
White 53% Hispanic / Latino 29% Two or more races 14% Black 10% Asian 5%
Hispanic origin (detail)
Mexican 2% Puerto Rican 19% Dominican 3%
Common ancestry
Romanian 4% Danish 1% Iranian 1%
Foreign-born
12% · Canada, China, Jamaica
Languages at home
73% English-only · Spanish 21% Chinese 2% Other Indo-European 2%

Political lean MEDSL · Northampton

2024 margin
Toss-up / Even · D 48.6% · R 50.4%
2008→2024 swing
-14.1pp toward R · 2008: 12.3pp · 2024: -1.8pp
All cycles
2024: R+1.8 2020: D+0.7 2016: R+3.8 2012: D+4.6 2008: D+12.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -122.95%
Current HPI
277.4721
Rent YoY
▲ 7.18%
Metro
Allentown-Bethlehem-Easton, PA-NJ
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
27 events — show timeline
  • 2026-06-15 Pending BRIGHT MLS
  • 2026-06-15 Pending BRIGHT MLS
  • 2026-06-02 Price Changed $165,000 BRIGHT MLS
  • 2026-06-02 Price Changed $165,000 BRIGHT MLS
  • 2026-04-29 Listed $180,000 BRIGHT MLS
  • 2026-04-29 Listed $180,000 BRIGHT MLS
  • 2024-07-08 Sold (Public Records) $126,000 Public Records
  • 2024-06-03 Sold (MLS) $126,000 GLVRMLS
  • 2024-06-03 Listing Removed GLVRMLS
  • 2024-04-26 Pending GLVRMLS
  • 2024-04-26 Pending GLVRMLS
  • 2024-04-25 Listing Removed BRIGHT MLS
  • 2024-04-20 Price Changed $140,000 GLVRMLS
  • 2024-04-04 Price Changed $140,000 GLVRMLS
  • 2024-04-02 Listed $160,000 GLVRMLS
  • 2024-02-20 Listed $160,000 BRIGHT MLS
  • 2024-01-22 Listed $160,000 GLVRMLS
  • 2023-12-31 Listing Removed GLVRMLS
  • 2023-12-31 Listing Removed GLVRMLS
  • 2023-10-23 Price Changed $179,000 GLVRMLS
  • 2023-10-23 Price Changed $179,000 GLVRMLS
  • 2023-08-23 Price Changed $159,500 GLVRMLS
  • 2023-08-23 Price Changed $159,500 GLVRMLS
  • 2023-06-06 Price Changed $175,000 GLVRMLS
  • 2023-06-06 Price Changed $175,000 GLVRMLS
  • 2023-05-29 Listed $165,000 GLVRMLS
  • 2023-05-29 Listed $165,000 GLVRMLS

Property tax history

+0.6%/yr

Latest (2026): $3,178 · +0.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…