80 Mountaineer Ct · Ranson, WV
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $787 – $1,461
Heat risk 5/10 · Moderate
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 3.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.5/30.0
- ARV discount +15.0/15.0
- Appreciation +6.3/10.0
- DSCR +5.8/10.0
- 1% rule +4.3/10.0
- Rent growth +3.6/5.0
- Schools +3.4/10.0
- Livability +3.3/5.0
- Condition / age +2.5/5.0
$215,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Townhouse located on quiet street in Tuscawilla Hills. Features a covered front porch. Interior features 3 bedrooms, 1 full, and 2 half baths. Home has been renovated with kitchen having new granite counter tops, back splash, and lighting. The upstairs bathrooms have new flooring, shower, vanities, lighting, and toilets. New carpets installed in all bedrooms, hallway, and stairs. This is a must see home that has a fenced in rear yard with small shed that backs to common area.
Key facts
- Covered front porch
- Stylish backsplash
- New flooring
Tags
Property features AI
Finance
- Other: Fee simple ownership
- HOA & community: HOA fee of $38 per month
Exterior
- Parking: Parking lot
- Utilities: Public water; Public sewer; Electric power
- Home design: Interior townhouse/rowhouse; Estimated year built; Finished above-grade area approximately 1,536
- Construction: Aluminum siding; Architectural shingle roof; Crawl space foundation
- Exterior features: Not located on tidal water; Other structures both above grade and below grade
Interior
- Bedrooms: Three bedrooms on the main level
- Bathrooms: One full bathroom; Two half bathrooms
- Heating & cooling: Heat pump(s); Central air conditioning; Electric heating fuel; Electric hot water
- Interior features: Estimated living area; No basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath townhouse listed at $215k.
Deal economics
- At list price, monthly cash flow is $205 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $199k (7.3% below list).
- Recommended offer: $189k (12.0% below list) — sets the bar for market timing.
- Cap rate 7.4% vs local median 3.8% in Ranson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 66/100 on livability (#100 in WV) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, cost of living A-; Watch: schools F, amenities F, commute F.
- Jefferson County Schools (rural): math 29% / reading 46% proficiency, ranked #6 of 55 in WV (top 11%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising fast (+4.3%/yr); 392 active listings in the ZIP; solid renter incomes; 1,162 units permitted in Jefferson County in 2024 (360 in 5+ unit buildings).
Forward outlook
- In year one you build about $7k of equity ($1k loan paydown + $6k appreciation (2.7% local appreciation)).
- Jefferson County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (2.7% appreciation + 4.3% rent growth), your $60k cash investment doubles in ~6 years — after that, you're playing with house money.
- By year 5, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 157 days — a 12% lower offer ($189k) is reasonable based on typical stale-listing flexibility.
- 10 sale attempts since 19y ago; this cycle's ask has dropped $30k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $148k; 45% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 157 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.93% ✗
- Cap rate
- 7.44%
- Cash-on-cash
- 4.08%
- DSCR
- 1.18
- GRM
- 9.0
CMA / ARV
- ARV (on-the-fly)
- $279,552
- Comps found
- 11
Show comp detail 11 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 23 Berkeley | 0.24mi | 3/1.5 | 1,504 (-2%) | 4mo | $268,000 | $178 | 80 |
| 17 Beekman Pl | 0.17mi | 3/2.0 | 1,560 (+2%) | 20mo | $280,000 | $179 | 73 |
| 28 Newington Ct N | 0.21mi | 3/1.5 | 1,408 (-8%) | 5mo | $255,000 | $181 | 70 |
| 89 Baltusrol Dr | 0.45mi | 2/2.5 (-1) | 1,612 (+5%) | 1mo | $286,900 | $178 | 63 |
| 173 Baltusrol Dr | 0.53mi | 3/2.5 | 1,644 (+7%) | 1mo | $300,000 | $182 | 61 |
| 86 Westhall Dr | 0.11mi | 2/2.0 (-1) | 1,414 (-8%) | 22mo | $280,000 | $198 | 58 |
| 169 Baltusrol Dr | 0.52mi | 3/2.5 | 1,644 (+7%) | 6mo | $283,000 | $172 | 57 |
| 127 Baltusrol Dr | 0.49mi | 3/2.5 | 1,584 (+3%) | 19mo | $290,000 | $183 | 55 |
| 136 Brookline Dr | 0.63mi | 2/2.5 (-1) | 1,448 (-6%) | 2mo | $350,000 | $242 | 53 |
| 22 Brookline Cir | 0.62mi | 2/2.5 (-1) | 1,684 (+10%) | 3mo | $360,000 | $214 | 46 |
| 284 Baltusrol Dr | 0.64mi | 2/2.0 (-1) | 1,748 (+14%) | 20mo | $360,000 | $206 | 26 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
2.67% appreciation · 4.35% rent growth · sell at horizon
- IRR
- 11.1%
- Equity multiple
- 1.63×
- Total profit
- $37,959
- Equity at exit
- $92,761
- IRR
- 14.2%
- Equity multiple
- 3.09×
- Total profit
- $125,667
- Equity at exit
- $139,985
Cash invested: $60,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State West Virginia
- 83 Strongly Landlord-Friendly · R+22
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 25414
- Home prices YoY
- 0.9%
- Rents YoY
- 4.3%
- Active inventory
- 392
- Price-to-rent
- 9.0×
Monthly cashflow live
- Estimated rent
- $1,993 medium interval (Pro) →
- Mortgage (P&I)
- −$1,127
- Tax from tax record
- −$115 /mo · $1,379/yr
- Insurance
- −$90
- HOA
- −$38
- Vacancy / Maint / Mgmt
- −$419
- Net cashflow
- $205
Break-even live
Sensitivity live
| Price | -10% $326 | -5% $265 | +0% $205 | +5% $144 | +10% $83 |
|---|---|---|---|---|---|
| Rent | -10% $47 | -5% $126 | +0% $205 | +5% $283 | +10% $362 |
| Rate | -1.0pp $313 | -0.5pp $259 | base $205 | +0.5pp $149 | +1.0pp $92 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $53,750
- Closing costs
- $6,450
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
HOA detail
- Monthly dues
- $38 · $456/yr
Listing history 43 events
-
2026-06-21days on market $215,000 Active 157 DOM
-
2026-06-18days on market $215,000 Active 154 DOM
-
2026-06-17days on market $215,000 Active 153 DOM
-
2026-06-16days on market $215,000 Active 152 DOM
-
2026-06-15days on market $215,000 Active 151 DOM
-
2026-06-13days on market $215,000 Active 149 DOM
-
2026-06-13days on market $215,000 Active 148 DOM
-
2026-06-09days on market $215,000 Active 145 DOM
-
2026-06-08days on market $215,000 Active 144 DOM
-
2026-06-07statusdays on market $215,000 Active 143 DOM
-
2026-05-21historical Active Under Contract
-
2026-03-24price $215,000
-
2026-03-24status Active
-
2026-02-27historical Active Under Contract
-
2026-01-04status Active
-
2025-12-24historical Active Under Contract
-
2025-12-16price $240,000
-
2025-11-24$245,000 Active
-
2025-11-24historical
-
2025-10-21price $250,000
-
2025-09-18price $260,000
-
2025-09-08$275,000 Active
-
2025-09-07historical
-
2019-09-25soldstatus $148,000
-
2019-09-20soldstatus $148,000 Closed 480-char remark
Show marketing remark (480 chars)
Townhouse located on quiet street in Tuscawilla Hills. Features a covered front porch. Interior features 3 bedrooms, 1 full, and 2 half baths. Home has been renovated with kitchen having new granite counter tops, back splash, and lighting. The upstairs bathrooms have new flooring, shower, vanities, lighting, and toilets. New carpets installed in all bedrooms, hallway, and stairs. This is a must see home that has a fenced in rear yard with small shed that backs to common area.
-
2019-07-09status Pending 480-char remark
Show marketing remark (480 chars)
Townhouse located on quiet street in Tuscawilla Hills. Features a covered front porch. Interior features 3 bedrooms, 1 full, and 2 half baths. Home has been renovated with kitchen having new granite counter tops, back splash, and lighting. The upstairs bathrooms have new flooring, shower, vanities, lighting, and toilets. New carpets installed in all bedrooms, hallway, and stairs. This is a must see home that has a fenced in rear yard with small shed that backs to common area.
-
2019-06-11status Active 480-char remark
Show marketing remark (480 chars)
Townhouse located on quiet street in Tuscawilla Hills. Features a covered front porch. Interior features 3 bedrooms, 1 full, and 2 half baths. Home has been renovated with kitchen having new granite counter tops, back splash, and lighting. The upstairs bathrooms have new flooring, shower, vanities, lighting, and toilets. New carpets installed in all bedrooms, hallway, and stairs. This is a must see home that has a fenced in rear yard with small shed that backs to common area.
-
2019-06-07historical 480-char remark
Show marketing remark (480 chars)
Townhouse located on quiet street in Tuscawilla Hills. Features a covered front porch. Interior features 3 bedrooms, 1 full, and 2 half baths. Home has been renovated with kitchen having new granite counter tops, back splash, and lighting. The upstairs bathrooms have new flooring, shower, vanities, lighting, and toilets. New carpets installed in all bedrooms, hallway, and stairs. This is a must see home that has a fenced in rear yard with small shed that backs to common area.
-
2019-06-05historical Active Under Contract 480-char remark
Show marketing remark (480 chars)
Townhouse located on quiet street in Tuscawilla Hills. Features a covered front porch. Interior features 3 bedrooms, 1 full, and 2 half baths. Home has been renovated with kitchen having new granite counter tops, back splash, and lighting. The upstairs bathrooms have new flooring, shower, vanities, lighting, and toilets. New carpets installed in all bedrooms, hallway, and stairs. This is a must see home that has a fenced in rear yard with small shed that backs to common area.
-
2019-05-01status Pending 480-char remark
Show marketing remark (480 chars)
Townhouse located on quiet street in Tuscawilla Hills. Features a covered front porch. Interior features 3 bedrooms, 1 full, and 2 half baths. Home has been renovated with kitchen having new granite counter tops, back splash, and lighting. The upstairs bathrooms have new flooring, shower, vanities, lighting, and toilets. New carpets installed in all bedrooms, hallway, and stairs. This is a must see home that has a fenced in rear yard with small shed that backs to common area.
-
2019-04-25price $149,900 480-char remark
Show marketing remark (480 chars)
Townhouse located on quiet street in Tuscawilla Hills. Features a covered front porch. Interior features 3 bedrooms, 1 full, and 2 half baths. Home has been renovated with kitchen having new granite counter tops, back splash, and lighting. The upstairs bathrooms have new flooring, shower, vanities, lighting, and toilets. New carpets installed in all bedrooms, hallway, and stairs. This is a must see home that has a fenced in rear yard with small shed that backs to common area.
-
2019-04-06status Active 480-char remark
Show marketing remark (480 chars)
Townhouse located on quiet street in Tuscawilla Hills. Features a covered front porch. Interior features 3 bedrooms, 1 full, and 2 half baths. Home has been renovated with kitchen having new granite counter tops, back splash, and lighting. The upstairs bathrooms have new flooring, shower, vanities, lighting, and toilets. New carpets installed in all bedrooms, hallway, and stairs. This is a must see home that has a fenced in rear yard with small shed that backs to common area.
-
2019-04-06historical 480-char remark
Show marketing remark (480 chars)
Townhouse located on quiet street in Tuscawilla Hills. Features a covered front porch. Interior features 3 bedrooms, 1 full, and 2 half baths. Home has been renovated with kitchen having new granite counter tops, back splash, and lighting. The upstairs bathrooms have new flooring, shower, vanities, lighting, and toilets. New carpets installed in all bedrooms, hallway, and stairs. This is a must see home that has a fenced in rear yard with small shed that backs to common area.
-
2019-04-03status Active 480-char remark
Show marketing remark (480 chars)
Townhouse located on quiet street in Tuscawilla Hills. Features a covered front porch. Interior features 3 bedrooms, 1 full, and 2 half baths. Home has been renovated with kitchen having new granite counter tops, back splash, and lighting. The upstairs bathrooms have new flooring, shower, vanities, lighting, and toilets. New carpets installed in all bedrooms, hallway, and stairs. This is a must see home that has a fenced in rear yard with small shed that backs to common area.
-
2019-03-21status Pending 480-char remark
Show marketing remark (480 chars)
Townhouse located on quiet street in Tuscawilla Hills. Features a covered front porch. Interior features 3 bedrooms, 1 full, and 2 half baths. Home has been renovated with kitchen having new granite counter tops, back splash, and lighting. The upstairs bathrooms have new flooring, shower, vanities, lighting, and toilets. New carpets installed in all bedrooms, hallway, and stairs. This is a must see home that has a fenced in rear yard with small shed that backs to common area.
-
2019-03-14$159,900 Active 480-char remark
Show marketing remark (480 chars)
Townhouse located on quiet street in Tuscawilla Hills. Features a covered front porch. Interior features 3 bedrooms, 1 full, and 2 half baths. Home has been renovated with kitchen having new granite counter tops, back splash, and lighting. The upstairs bathrooms have new flooring, shower, vanities, lighting, and toilets. New carpets installed in all bedrooms, hallway, and stairs. This is a must see home that has a fenced in rear yard with small shed that backs to common area.
-
2019-01-18soldstatus $60,000
-
2008-03-03soldstatus $155,000
-
2007-12-11historical
-
2007-08-20
-
2007-07-16historical
-
2007-05-16
-
1999-12-17soldstatus $85,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast WV · Resets to sale price
- Current annual tax
- $1,379 · $115/mo
- Projected year-2 tax
- $1,379 · $115/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥103°F today · 16 d/yr by 30 yrs out
- Wind 2/10 Low 3% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $23,919
- − Mortgage interest
- −$12,043
- − Property taxes
- −$1,379
- − Insurance
- −$1,075
- − Repairs & maintenance
- −$1,914
- − Management
- −$1,914
- − HOA
- −$456
- − Depreciation
- −$6,255
- Taxable loss
- −$1,116
- Est. tax savings @ 24.0%
- +$268
- After-tax cash flow
- $2,724/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Jefferson County Schools
- NCES district ID
- 5400570
- Math proficiency
- 29% ▼ -13.00%
- Reading proficiency
- 46% ▼ -7.00%
- Median HH income
- $67,038
- Composite
- 33.98/100
- National rank
- #5322
- State rank
- #6 of 55 in WV
Livability — Ranson
- Score
- 66/100
- State rank
- #100
- US rank
- #11255
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Jefferson County · 28,403 people
- City population
- 7,330
- Metro
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- Population (ZIP)
- 21,073
- Household income
- $105,500
- Rent vs Own
- Severe rent burden
- 290.0
Population outlook (Jefferson County) Hauer SSP2
- Today (2025)
- 61,715 people
- By 2030
- 64,052 · +3.8%
- By 2040
- 67,713 · +9.7%
- By 2050
- 69,843 · +13.2%
- By 2075
- 72,679 · +17.8%
- By 2100
- 71,872 · +16.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (78%)
- Race & ethnicity
- White 78% Two or more races 10% Black 7% Hispanic / Latino 7% Asian 1%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 1%
- Common ancestry
- Romanian 3% Slovak 2% Lithuanian 2%
- Foreign-born
- 5% · Canada, Jamaica
- Languages at home
- 93% English-only · Spanish 5% Other Indo-European 1%
Political lean MEDSL · Jefferson
- 2024 margin
- R (+15.8) · D 41.0% · R 56.8% · Other 2.1%
- 2008→2024 swing
- -20.6pp toward R · 2008: 4.8pp · 2024: -15.8pp
- All cycles
- 2024: R+15.8 2020: R+10.5 2016: R+15.3 2012: R+4.0 2008: D+4.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 2.67%
- Current HPI
- 296.8007
- Rent YoY
- ▲ 4.35%
- Metro
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- State GDP YoY
- —
- F500 in state
- 0
Price history
+151.5% since first listed33 events — show timeline
- 2026-05-21 Contingent — BRIGHT MLS
- 2026-03-24 Price Changed $215,000 BRIGHT MLS
- 2026-03-24 Relisted — BRIGHT MLS
- 2026-02-27 Contingent — BRIGHT MLS
- 2026-01-04 Relisted — BRIGHT MLS
- 2025-12-24 Contingent — BRIGHT MLS
- 2025-12-16 Price Changed $240,000 BRIGHT MLS
- 2025-11-24 Listing Removed — BRIGHT MLS
- 2025-11-24 Listed $245,000 BRIGHT MLS
- 2025-10-21 Price Changed $250,000 BRIGHT MLS
- 2025-09-18 Price Changed $260,000 BRIGHT MLS
- 2025-09-08 Listed $275,000 BRIGHT MLS
- 2025-09-07 Coming Soon — BRIGHT MLS
- 2019-09-25 Sold (Public Records) $148,000 Public Records
- 2019-09-20 Sold (MLS) $148,000 BRIGHT MLS
- 2019-07-09 Pending — BRIGHT MLS
- 2019-06-11 Relisted — BRIGHT MLS
- 2019-06-07 Listing Removed — BRIGHT MLS
- 2019-06-05 Contingent — BRIGHT MLS
- 2019-05-01 Pending — BRIGHT MLS
- 2019-04-25 Price Changed $149,900 BRIGHT MLS
- 2019-04-06 Relisted — BRIGHT MLS
- 2019-04-06 Listing Removed — BRIGHT MLS
- 2019-04-03 Relisted — BRIGHT MLS
- 2019-03-21 Pending — BRIGHT MLS
- 2019-03-14 Listed $159,900 BRIGHT MLS
- 2019-01-18 Sold (Public Records) $60,000 Public Records
- 2008-03-03 Sold (Public Records) $155,000 Public Records
- 2007-12-11 Delisted — MRIS
- 2007-08-20 Listed — MRIS
- 2007-07-16 Delisted — MRIS
- 2007-05-16 Listed — MRIS
- 1999-12-17 Sold (Public Records) $85,500 Public Records
Property tax history
+0.8%/yrLatest (2025): $1,379 · +5.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…