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4545 SW 91st Lane Rd
D Composite 41.88
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +13.0/15.0
  • Cash flow +12.2/30.0
  • DSCR +3.6/10.0
  • Schools +3.6/10.0
  • 1% rule +2.7/10.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Rent growth +1.9/5.0
  • Appreciation +0.0/10.0

$296,650

4545 SW 91st Lane Rd · Liberty Triangle, FL 34476
4 bd · 2.0 ba · 2,020 sqft · Land · 145 Days on market
Built 2026 6,534 sqft lot $147/sqft · 12% below area Est $338k · 12% under $110/mo HOA · 5% of rent ↓ 3% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

THIS HOME QUALIFIES FOR A LOW INTEREST RATE BUYDOWN WHEN BUYER CLOSES WITH A SELLER APPROVED LENDER AND SIGNS A CONTRACT BY 5PM ON 6/13/2026. THE REDUCED PRICE IS A PROMOTIONAL PRICE EFFECTIVE UNTIL 5PM ON 6/13/2026. BRAND NEW CONCRETE BLOCK HOME READY NOW! New community with amenities, resort style pool, playground, sidewalks and more. Shopping, movie theaters, restaurants, hospitals, VA Clinic and i75 nearby. New Publix right around the corner! Very open floor plan great for entertaining! Home has many great features including, covered rear patio, tile floors all areas except bedrooms. large tile shower in master bath, upgraded cabinets, stainless appliance pkg (range, microwave, dishwasher included), Granite counter tops and much more! TAEXX pest control system built in walls. Builder warranty! Builder helps with closing costs when Buyer pays cash or closes with Seller approved lender. Prices and Promotions subject to change without notice.

Key facts

  • Pest control system
  • Resort style pool
  • Builder warranty

Tags

CONCRETE BLOCK HOMERESORT STYLE POOLPEST CONTROL SYSTEMBUILDER WARRANTY

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath land listed at $297k.

Deal economics

  • At list price, monthly cash flow is $-62 ($-742/yr) — negative.
  • To cash-flow at today's rent, offer at most $286k (3.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $229k (22.7% below list).
  • Recommended offer: $229k (22.7% below list) — sets the bar for 1% rule.
  • Cap rate 6.0% vs local median 4.5% in Liberty Triangle — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Marion (rural): math 42% / reading 43% proficiency, ranked #61 of 73 in FL (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Hammett Bowen Jr. Elementary School (math 56% / reading 56%, grade C+, #832 of 2,144 statewide, top 40%, 867 students, 54% FRL); Liberty Middle School (math 40% / reading 41%, grade F, #360 of 571 statewide, top 64%, 1,365 students, 54% FRL); West Port High School (math 34% / reading 52%, grade F, #255 of 667 statewide, top 39%, 2,906 students, 52% FRL).
  • Market conditions: Rents soft (-2.6%/yr); 858 active listings in the ZIP; 37 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 7,071 units permitted in Marion County in 2024 (534 in 5+ unit buildings).
  • This rent runs 42% of the median local income ($66k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Marion County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 145 days — a 12% lower offer ($261k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $229,331 (22.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 145 days. Have you received any prior offers? Is the seller open to a 23% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.77%
Cap rate
6.04%
Cash-on-cash
-0.89%
DSCR
0.96
GRM
10.8

CMA / ARV

ARV (median comp)
$337,719
List price
$296,650
Delta
-12.16%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-20.9%
Equity multiple
0.29×
Total profit
$-58,804
Equity at exit
$44,231
10-year hold
IRR
-22.2%
Equity multiple
0.01×
Total profit
$-82,551
Equity at exit
$25,649

Cash invested: $83,062 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34476

Rents YoY
-2.6%
Active inventory
858
Price-to-rent
10.8×

Monthly cashflow live

Estimated rent
$2,293 high interval (Pro) →
Mortgage (P&I)
$1,556
Tax from tax record
$84 /mo · $1,012/yr
Insurance
$124
HOA
$110
Vacancy / Maint / Mgmt
$482
Net cashflow
$-62

Break-even live

Break-even rent $2,372
Max offer price $285,724
Occupancy floor 98%

Sensitivity live

Price -10% $106 -5% $22 +0% $-62 +5% $-146 +10% $-230
Rent -10% $-243 -5% $-152 +0% $-62 +5% $29 +10% $119
Rate -1.0pp $88 -0.5pp $14 base $-62 +0.5pp $-139 +1.0pp $-217

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$74,162
Closing costs
$8,900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 37 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
9109 SW 45th Ter Ocala, FL 4.0 2.0 1828 $2,150 $1.18 15d 1 0.03mi
4697 SW 89th St Ocala, FL 4.0 2.0 1848 $2,150 $1.16 15d 1 0.27mi
7177 SW 92nd St Ocala, FL 3.0 2.5 1410 $1,850 $1.31 23d 1 0.37mi
8704 SW 44th Ct Ocala, FL 4.0 2.5 2176 $2,195 $1.01 15d 1 0.45mi
8704 SW 44th Ct Ocala, FL 4.0 2.5 2176 $2,195 $1.01 23d 1 0.45mi
4828 SW 86th Ln Ocala, FL 3.0 2.0 1672 $1,950 $1.17 23d 1 0.48mi
8677 SW 44th Ct Ocala, FL 5.0 3.0 2370 $2,495 $1.05 23d 1 0.49mi
8665 SW 44th Ct Ocala, FL 3.0 2.0 1453 $1,895 $1.30 23d 1 0.50mi
4780 SW 95th Ln Ocala, FL 4.0 3.0 2002 $2,395 $1.20 15d 1 0.51mi
8940 SW 50th Ter Ocala, FL 4.0 2.0 1827 $2,195 $1.20 23d 1 0.51mi
8609 SW 46th Ter Ocala, FL 3.0 2.0 1670 $2,400 $1.44 15d 1 0.53mi
8590 SW 44th Ct Ocala, FL 3.0 2.0 1453 $1,895 $1.30 15d 1 0.58mi
8590 SW 44th Ct Ocala, FL 3.0 2.0 1453 $1,895 $1.30 15d 1 0.58mi
8602 SW 43rd Ter Ocala, FL 4.0 2.5 2176 $2,195 $1.01 15d 1 0.58mi
8602 SW 43rd Ter Ocala, FL 4.0 2.5 2176 $2,195 $1.01 15d 1 0.58mi
8584 SW 43rd Ter Ocala, FL 5.0 3.0 2370 $2,495 $1.05 15d 1 0.61mi
8584 SW 43rd Ter Ocala, FL 5.0 3.0 2370 $2,495 $1.05 15d 1 0.61mi
8792 SW 49th Cir Ocala, FL 4.0 2.0 1498 $1,850 $1.23 23d 1 0.61mi
8780 SW 49th Cir Ocala, FL 3.0 2.0 1672 $1,900 $1.14 23d 1 0.62mi
4703 SW 85th Pl Ocala, FL 4.0 2.0 1828 $2,500 $1.37 15d 1 0.62mi
4296 SW 98th St Ocala, FL 3.0 2.0 1607 $1,700 $1.06 23d 1 0.68mi
4643 SW 84th Street Rd Ocala, FL 3.0 2.0 1663 $1,925 $1.16 15d 1 0.74mi
4311 SW 84th Street Rd Ocala, FL 3.0 3.0 2279 $2,500 $1.10 15d 1 0.77mi
4937 SW 98th Pl Ocala, FL 4.0 2.0 1838 $2,400 $1.31 15d 1 0.78mi
4725 SW 100th St Ocala, FL 3.0 2.0 2000 $1,800 $0.90 23d 1 0.87mi
8320 SW 41st Ter Ocala, FL 3.0 2.0 1841 $2,300 $1.25 15d 1 0.87mi
4939 SW 81st Loop Ocala, FL 3.0 2.5 1828 $1,750 $0.96 15d 1 0.94mi
4915 SW 81st St Ocala, FL 3.0 2.5 1707 $1,795 $1.05 15d 1 0.96mi
9975 SW 39th Ter Ocala, FL 4.0 2.0 1873 $2,295 $1.23 15d 1 0.99mi
5637 SW 93rd St Ocala, FL 4.0 3.0 2039 $2,600 $1.28 15d 1 1.00mi
5667 SW 92nd Pl Ocala, FL 4.0 2.0 2283 $2,750 $1.20 15d 1 1.03mi
9324 SW 58th Cir Ocala, FL 3.0 2.0 2141 $2,500 $1.17 23d 1 1.16mi
13110 SW 89th St Ocala, FL 4.0 2.5 1824 $1,950 $1.07 23d 1 1.29mi
7194 SW 91st Ln Ocala, FL 4.0 2.5 1571 $1,950 $1.24 23d 1 1.29mi
10417 SW 52nd Ct Ocala, FL 3.0 2.0 1577 $1,995 $1.27 15d 1 1.39mi
8880 SW 27th Ave Ocala, FL 2.0–3.0 2.0 1178 $1,399 $1.19 23d 1 1.46mi
9198 SW 62nd Terrace Rd Ocala, FL 3.0 2.0 1710 $1,850 $1.08 15d 1 1.49mi

HOA detail

Monthly dues
$110 · $1,320/yr
Likely covers
pool

Listing history 25 events

  1. 2026-06-22
    days on market $296,650 Active 145 DOM
  2. 2026-06-18
    days on market $296,650 Active 142 DOM
  3. 2026-06-17
    days on market $296,650 Active 141 DOM
  4. 2026-06-16
    days on market $296,650 Active 140 DOM
  5. 2026-06-15
    price $296,650 Active 139 DOM
  6. 2026-06-15
    pricedays on market $313,650 Active 139 DOM
  7. 2026-06-14
    days on market $299,650 Active 137 DOM
  8. 2026-06-13
    days on market $299,650 Active 136 DOM
  9. 2026-06-10
    days on market $299,650 Active 134 DOM
  10. 2026-06-09
    days on market $299,650 Active 133 DOM
  11. 2026-06-08
    days on market $299,650 Active 132 DOM
  12. 2026-06-07
    days on market $299,650 Active 131 DOM
  13. 2026-06-03
    days on market $299,650 Active 127 DOM
  14. 2026-06-02
    days on market $299,650 Active 126 DOM
  15. 2026-05-31
    days on market $299,650 Active 124 DOM
  16. 2026-05-30
    days on market $299,650 Active 123 DOM
  17. 2026-05-13
    price $299,650 963-char remark
    Show marketing remark (963 chars)

    THIS HOME QUALIFIES FOR A LOW INTEREST RATE BUYDOWN WHEN BUYER CLOSES WITH A SELLER APPROVED LENDER AND SIGNS A CONTRACT BY 5PM ON 6/13/2026. THE REDUCED PRICE IS A PROMOTIONAL PRICE EFFECTIVE UNTIL 5PM ON 6/13/2026. BRAND NEW CONCRETE BLOCK HOME READY NOW! New community with amenities, resort style pool, playground, sidewalks and more. Shopping, movie theaters, restaurants, hospitals, VA Clinic and i75 nearby. New Publix right around the corner! Very open floor plan great for entertaining! Home has many great features including, covered rear patio, tile floors all areas except bedrooms. large tile shower in master bath, upgraded cabinets, stainless appliance pkg (range, microwave, dishwasher included), Granite counter tops and much more! TAEXX pest control system built in walls. Builder warranty! Builder helps with closing costs when Buyer pays cash or closes with Seller approved lender. Prices and Promotions subject to change without notice.

  18. 2026-05-11
    price $313,650 963-char remark
    Show marketing remark (963 chars)

    THIS HOME QUALIFIES FOR A LOW INTEREST RATE BUYDOWN WHEN BUYER CLOSES WITH A SELLER APPROVED LENDER AND SIGNS A CONTRACT BY 5PM ON 6/13/2026. THE REDUCED PRICE IS A PROMOTIONAL PRICE EFFECTIVE UNTIL 5PM ON 6/13/2026. BRAND NEW CONCRETE BLOCK HOME READY NOW! New community with amenities, resort style pool, playground, sidewalks and more. Shopping, movie theaters, restaurants, hospitals, VA Clinic and i75 nearby. New Publix right around the corner! Very open floor plan great for entertaining! Home has many great features including, covered rear patio, tile floors all areas except bedrooms. large tile shower in master bath, upgraded cabinets, stainless appliance pkg (range, microwave, dishwasher included), Granite counter tops and much more! TAEXX pest control system built in walls. Builder warranty! Builder helps with closing costs when Buyer pays cash or closes with Seller approved lender. Prices and Promotions subject to change without notice.

  19. 2026-04-15
    price $303,650 963-char remark
    Show marketing remark (963 chars)

    THIS HOME QUALIFIES FOR A LOW INTEREST RATE BUYDOWN WHEN BUYER CLOSES WITH A SELLER APPROVED LENDER AND SIGNS A CONTRACT BY 5PM ON 6/13/2026. THE REDUCED PRICE IS A PROMOTIONAL PRICE EFFECTIVE UNTIL 5PM ON 6/13/2026. BRAND NEW CONCRETE BLOCK HOME READY NOW! New community with amenities, resort style pool, playground, sidewalks and more. Shopping, movie theaters, restaurants, hospitals, VA Clinic and i75 nearby. New Publix right around the corner! Very open floor plan great for entertaining! Home has many great features including, covered rear patio, tile floors all areas except bedrooms. large tile shower in master bath, upgraded cabinets, stainless appliance pkg (range, microwave, dishwasher included), Granite counter tops and much more! TAEXX pest control system built in walls. Builder warranty! Builder helps with closing costs when Buyer pays cash or closes with Seller approved lender. Prices and Promotions subject to change without notice.

  20. 2026-04-12
    price $313,650 963-char remark
    Show marketing remark (963 chars)

    THIS HOME QUALIFIES FOR A LOW INTEREST RATE BUYDOWN WHEN BUYER CLOSES WITH A SELLER APPROVED LENDER AND SIGNS A CONTRACT BY 5PM ON 6/13/2026. THE REDUCED PRICE IS A PROMOTIONAL PRICE EFFECTIVE UNTIL 5PM ON 6/13/2026. BRAND NEW CONCRETE BLOCK HOME READY NOW! New community with amenities, resort style pool, playground, sidewalks and more. Shopping, movie theaters, restaurants, hospitals, VA Clinic and i75 nearby. New Publix right around the corner! Very open floor plan great for entertaining! Home has many great features including, covered rear patio, tile floors all areas except bedrooms. large tile shower in master bath, upgraded cabinets, stainless appliance pkg (range, microwave, dishwasher included), Granite counter tops and much more! TAEXX pest control system built in walls. Builder warranty! Builder helps with closing costs when Buyer pays cash or closes with Seller approved lender. Prices and Promotions subject to change without notice.

  21. 2026-04-07
    price $303,650 963-char remark
    Show marketing remark (963 chars)

    THIS HOME QUALIFIES FOR A LOW INTEREST RATE BUYDOWN WHEN BUYER CLOSES WITH A SELLER APPROVED LENDER AND SIGNS A CONTRACT BY 5PM ON 6/13/2026. THE REDUCED PRICE IS A PROMOTIONAL PRICE EFFECTIVE UNTIL 5PM ON 6/13/2026. BRAND NEW CONCRETE BLOCK HOME READY NOW! New community with amenities, resort style pool, playground, sidewalks and more. Shopping, movie theaters, restaurants, hospitals, VA Clinic and i75 nearby. New Publix right around the corner! Very open floor plan great for entertaining! Home has many great features including, covered rear patio, tile floors all areas except bedrooms. large tile shower in master bath, upgraded cabinets, stainless appliance pkg (range, microwave, dishwasher included), Granite counter tops and much more! TAEXX pest control system built in walls. Builder warranty! Builder helps with closing costs when Buyer pays cash or closes with Seller approved lender. Prices and Promotions subject to change without notice.

  22. 2026-03-10
    status Active 963-char remark
    Show marketing remark (963 chars)

    THIS HOME QUALIFIES FOR A LOW INTEREST RATE BUYDOWN WHEN BUYER CLOSES WITH A SELLER APPROVED LENDER AND SIGNS A CONTRACT BY 5PM ON 6/13/2026. THE REDUCED PRICE IS A PROMOTIONAL PRICE EFFECTIVE UNTIL 5PM ON 6/13/2026. BRAND NEW CONCRETE BLOCK HOME READY NOW! New community with amenities, resort style pool, playground, sidewalks and more. Shopping, movie theaters, restaurants, hospitals, VA Clinic and i75 nearby. New Publix right around the corner! Very open floor plan great for entertaining! Home has many great features including, covered rear patio, tile floors all areas except bedrooms. large tile shower in master bath, upgraded cabinets, stainless appliance pkg (range, microwave, dishwasher included), Granite counter tops and much more! TAEXX pest control system built in walls. Builder warranty! Builder helps with closing costs when Buyer pays cash or closes with Seller approved lender. Prices and Promotions subject to change without notice.

  23. 2026-02-18
    status Active 963-char remark
    Show marketing remark (963 chars)

    THIS HOME QUALIFIES FOR A LOW INTEREST RATE BUYDOWN WHEN BUYER CLOSES WITH A SELLER APPROVED LENDER AND SIGNS A CONTRACT BY 5PM ON 6/13/2026. THE REDUCED PRICE IS A PROMOTIONAL PRICE EFFECTIVE UNTIL 5PM ON 6/13/2026. BRAND NEW CONCRETE BLOCK HOME READY NOW! New community with amenities, resort style pool, playground, sidewalks and more. Shopping, movie theaters, restaurants, hospitals, VA Clinic and i75 nearby. New Publix right around the corner! Very open floor plan great for entertaining! Home has many great features including, covered rear patio, tile floors all areas except bedrooms. large tile shower in master bath, upgraded cabinets, stainless appliance pkg (range, microwave, dishwasher included), Granite counter tops and much more! TAEXX pest control system built in walls. Builder warranty! Builder helps with closing costs when Buyer pays cash or closes with Seller approved lender. Prices and Promotions subject to change without notice.

  24. 2026-02-04
    price $313,650 963-char remark
    Show marketing remark (963 chars)

    THIS HOME QUALIFIES FOR A LOW INTEREST RATE BUYDOWN WHEN BUYER CLOSES WITH A SELLER APPROVED LENDER AND SIGNS A CONTRACT BY 5PM ON 6/13/2026. THE REDUCED PRICE IS A PROMOTIONAL PRICE EFFECTIVE UNTIL 5PM ON 6/13/2026. BRAND NEW CONCRETE BLOCK HOME READY NOW! New community with amenities, resort style pool, playground, sidewalks and more. Shopping, movie theaters, restaurants, hospitals, VA Clinic and i75 nearby. New Publix right around the corner! Very open floor plan great for entertaining! Home has many great features including, covered rear patio, tile floors all areas except bedrooms. large tile shower in master bath, upgraded cabinets, stainless appliance pkg (range, microwave, dishwasher included), Granite counter tops and much more! TAEXX pest control system built in walls. Builder warranty! Builder helps with closing costs when Buyer pays cash or closes with Seller approved lender. Prices and Promotions subject to change without notice.

  25. 2026-01-27
    listed $307,650 Active 963-char remark
    Show marketing remark (963 chars)

    THIS HOME QUALIFIES FOR A LOW INTEREST RATE BUYDOWN WHEN BUYER CLOSES WITH A SELLER APPROVED LENDER AND SIGNS A CONTRACT BY 5PM ON 6/13/2026. THE REDUCED PRICE IS A PROMOTIONAL PRICE EFFECTIVE UNTIL 5PM ON 6/13/2026. BRAND NEW CONCRETE BLOCK HOME READY NOW! New community with amenities, resort style pool, playground, sidewalks and more. Shopping, movie theaters, restaurants, hospitals, VA Clinic and i75 nearby. New Publix right around the corner! Very open floor plan great for entertaining! Home has many great features including, covered rear patio, tile floors all areas except bedrooms. large tile shower in master bath, upgraded cabinets, stainless appliance pkg (range, microwave, dishwasher included), Granite counter tops and much more! TAEXX pest control system built in walls. Builder warranty! Builder helps with closing costs when Buyer pays cash or closes with Seller approved lender. Prices and Promotions subject to change without notice.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,012 · $84/mo
Projected year-2 tax
$2,462 · $205/mo
Expected delta
+$1,451/yr (+$121/mo · 143.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$27,520
− Mortgage interest
−$16,617
− Property taxes
−$1,012
− Insurance
−$1,483
− Repairs & maintenance
−$2,202
− Management
−$2,202
− HOA
−$1,320
− Depreciation
−$8,630
Taxable loss
−$5,945
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,427
After-tax cash flow
$685/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Marion
NCES district ID
1201260
Math proficiency
42% ▼ -7.00%
Reading proficiency
43% ▼ -4.00%
Median HH income
$40,015
Composite
35.61/100
National rank
#4890
State rank
#61 of 73 in FL

Livability — Liberty Triangle

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Liberty Triangle, FL
County
Marion County · 315,796 people
City population
26,397
Metro
Ocala, FL
Population (ZIP)
28,997
Household income
$65,860
Rent vs Own
12.3% rent · 87.7% own
Severe rent burden
204.0

Population outlook (Marion County) Hauer SSP2

Today (2025)
365,905 people
By 2030
376,768 · +3.0%
By 2040
396,555 · +8.4%
By 2050
412,723 · +12.8%
By 2075
446,090 · +21.9%
By 2100
436,193 · +19.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.55)
Race & ethnicity
White 63% Hispanic / Latino 18% Black 13% Two or more races 10% Asian 1%
Hispanic origin (detail)
Mexican 3% Puerto Rican 8% Cuban 3%
Common ancestry
Romanian 3% Slovak 3% Lithuanian 3%
Foreign-born
15% · Canada, Jamaica, Dominican Republic
Languages at home
83% English-only · Spanish 14% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Marion

2024 margin
Solid R (+31.6) · D 33.8% · R 65.5%
2008→2024 swing
-20.0pp toward R · 2008: -11.6pp · 2024: -31.6pp
All cycles
2024: R+31.6 2020: R+25.9 2016: R+26.2 2012: R+16.2 2008: R+11.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -105.22%
Current HPI
189.0869
Rent YoY
▼ -2.57%
Metro
Ocala, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-2.6% since first listed
9 events — show timeline
  • 2026-05-13 Price Changed $299,650 Stellar MLS as Distributed by MLS Grid
  • 2026-05-11 Price Changed $313,650 Stellar MLS as Distributed by MLS Grid
  • 2026-04-15 Price Changed $303,650 Stellar MLS as Distributed by MLS Grid
  • 2026-04-12 Price Changed $313,650 Stellar MLS as Distributed by MLS Grid
  • 2026-04-07 Price Changed $303,650 Stellar MLS as Distributed by MLS Grid
  • 2026-03-10 Relisted Stellar MLS as Distributed by MLS Grid
  • 2026-02-18 Relisted Stellar MLS as Distributed by MLS Grid
  • 2026-02-04 Price Changed $313,650 Stellar MLS as Distributed by MLS Grid
  • 2026-01-27 Listed $307,650 Stellar MLS as Distributed by MLS Grid

Property tax history

+36.3%/yr

Latest (2025): $1,012 · +36.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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