150 Tanglewood Dr · Wallenpaupack Lake Estates, PA 18426

$269,000

3 bd · 2.0 ba · 768 sqft · SingleFamily public records · 55 Days on market

Built 1972 1.30 ac lot $350/sqft · 125% above area Est $359k · 25% under $146/mo HOA · 12% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Appreciation +6.6/10.0
• Schools +4.2/10.0
• Livability +3.4/5.0
• Cash flow +3.0/30.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +0.0/10.0
• DSCR +0.0/10.0

Listing remarks MLS

Welcome to your Pocono escape in the highly desirable Tanglwood Lakes community, where nature, lifestyle, and opportunity come together. Set on a generous 1.3-acre wooded lot, this 4-bedroom, 2-bath home offers over 1,500 square feet of living space, providing the perfect blend of privacy and potential. Whether you are looking for a full-time residence, weekend retreat, or investment opportunity, this property offers the flexibility to suit a variety of needs. The interior features a warm and inviting layout with multiple living spaces, highlighted by two fireplaces that create the perfect setting for cozy Pocono evenings. An added bar area for entertaining makes hosting friends and family effortless, offering a great space to gather and unwind. Outside, enjoy the peaceful setting surrounded by mature trees, fresh mountain air, and the natural beauty the Poconos are known for. Located within Tanglwood Lakes, residents benefit from a wide range of community amenities, including exclusive access to a private beach and boat dock area on Lake Wallenpaupack reserved for Tanglwood Lakes residents only. Additional amenities include a private lake for kayaking and fishing, Paupack Hills Golf Course, tennis and pickleball courts, fitness center, clubhouse, walking trails, playgrounds, and recreational areas. Conveniently located just minutes from Lake Wallenpaupack and close to local dining, shopping, and Pocono attractions, this property offers both tranquility and accessibility. This is an excellent opportunity to own in one of the Poconos' most sought-after communities, offering space, lifestyle, and long-term value.

Key facts

• Boat dock area
• Private beach
• 1.3 acre wooded lot

Tags

• TANGLWOOD LAKES COMMUNITY
• 1.3 ACRE WOODED LOT
• TWO FIREPLACES
• BAR AREA FOR ENTERTAINING
• PRIVATE BEACH
• BOAT DOCK AREA

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $269k.

Deal economics

• At list price, monthly cash flow is $-875 ($-10k/yr) — negative.
• To cash-flow at today's rent, offer at most $114k (57.5% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $125k (53.7% below list).
• Recommended offer: $114k (57.5% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 68/100 on livability (#896 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, employment A; Watch: amenities F, commute F, health & safety F.
• Wallenpaupack Area SD (rural): math 39% / reading 59% proficiency, ranked #192 of 539 in PA (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Wallenpaupack South El Sch (math 47% / reading 52%, grade D, #654 of 1,518 statewide, top 47%, 255 students, 72% FRL); Wallenpaupack Area Ms (math 23% / reading 57%, grade F, #257 of 512 statewide, top 52%, 644 students, 59% FRL); Wallenpaupack Area Hs (math 74% / reading 67%, grade B+, #48 of 437 statewide, top 11%, 990 students, 62% FRL) — zoned schools average 64% FRL vs 44% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: 145 active listings in the ZIP; 213 units permitted in Pike County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $11k of equity ($2k loan paydown + $9k appreciation (3.2% local appreciation)).
• Pike County population projected at -25% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• By year 4, paydown + projected appreciation supports a ~$36k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 55 days — a 3% lower offer ($261k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $115k; list at $269k implies a 134% gain — meaningful room to come down on a strong offer.

Recommended offer $114,456 (57.5% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 55 days. Have you received any prior offers? Is the seller open to a 57% concession, seller financing, or rate buy-down credit?
3. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.46% ✗
• Cap rate: 2.39%
• Cash-on-cash: -13.94%
• DSCR: 0.38
• GRM: 18.0

CMA / ARV

• ARV (median comp): $359,079
• List price: $269,000
• Delta: -25.09%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 3 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
115 Hidden Ln	0.49mi	3/1.0	837 (+9%)	19mo	$245,000	$293	42
112 Courtney Ln	0.59mi	2/1.0 (-1)	700 (-9%)	13mo	$480,000	$686	38
972 Rt 507	0.54mi	2/1.0 (-1)	856 (+12%)	19mo	$225,000	$263	31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.25% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -4.4%
• Equity multiple: 0.74×
• Total profit: $-19,696
• Equity at exit: $124,783

10-year hold

• IRR: 0.3%
• Equity multiple: 1.05×
• Total profit: $3,622
• Equity at exit: $195,337

Cash invested: $75,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18426

• Home prices YoY: 1.4%
• Active inventory: 145
• Price-to-rent: 18.0×

Monthly cashflow live

• Estimated rent: $1,245 medium
• Mortgage (P&I): −$1,411
• Tax from tax record: −$190 /mo · $2,276/yr
• Insurance: −$112
• HOA: −$146
• Vacancy / Maint / Mgmt: −$261
• Net cashflow: $-875

Break-even live

Break-even rent $2,352

Max offer price $114,456

Occupancy floor —

Sensitivity live

Price	-10% $-723	-5% $-799	+0% $-875	+5% $-951	+10% $-1,027
Rent	-10% $-973	-5% $-924	+0% $-875	+5% $-826	+10% $-776
Rate	-1.0pp $-739	-0.5pp $-806	base $-875	+0.5pp $-945	+1.0pp $-1,015

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $67,250
• Closing costs: $8,070
• Reserves months: —
• Total cash needed: —

HOA detail

• Monthly dues: $146 · $1,752/yr
• Likely covers: landscapinggym

Listing history 14 events

1. 2026-06-07
   status $269,000 Pending 55 DOM
2. 2026-06-04
   days on market $269,000 Active 55 DOM
3. 2026-06-03
   days on market $269,000 Active 54 DOM
4. 2026-06-02
   days on market $269,000 Active 53 DOM
5. 2026-06-01
   days on market $269,000 Active 52 DOM
6. 2026-05-31
   days on market $269,000 Active 51 DOM
7. 2026-04-11
   listed $269,000 Active 1638-char remark

   Show marketing remark (1638 chars)

   Welcome to your Pocono escape in the highly desirable Tanglwood Lakes community, where nature, lifestyle, and opportunity come together. Set on a generous 1.3-acre wooded lot, this 4-bedroom, 2-bath home offers over 1,500 square feet of living space, providing the perfect blend of privacy and potential. Whether you are looking for a full-time residence, weekend retreat, or investment opportunity, this property offers the flexibility to suit a variety of needs. The interior features a warm and inviting layout with multiple living spaces, highlighted by two fireplaces that create the perfect setting for cozy Pocono evenings. An added bar area for entertaining makes hosting friends and family effortless, offering a great space to gather and unwind. Outside, enjoy the peaceful setting surrounded by mature trees, fresh mountain air, and the natural beauty the Poconos are known for. Located within Tanglwood Lakes, residents benefit from a wide range of community amenities, including exclusive access to a private beach and boat dock area on Lake Wallenpaupack reserved for Tanglwood Lakes residents only. Additional amenities include a private lake for kayaking and fishing, Paupack Hills Golf Course, tennis and pickleball courts, fitness center, clubhouse, walking trails, playgrounds, and recreational areas. Conveniently located just minutes from Lake Wallenpaupack and close to local dining, shopping, and Pocono attractions, this property offers both tranquility and accessibility. This is an excellent opportunity to own in one of the Poconos' most sought-after communities, offering space, lifestyle, and long-term value.

8. 2026-04-09
   listed $269,000 Active 1638-char remark

   Show marketing remark (1638 chars)

   Welcome to your Pocono escape in the highly desirable Tanglwood Lakes community, where nature, lifestyle, and opportunity come together. Set on a generous 1.3-acre wooded lot, this 4-bedroom, 2-bath home offers over 1,500 square feet of living space, providing the perfect blend of privacy and potential. Whether you are looking for a full-time residence, weekend retreat, or investment opportunity, this property offers the flexibility to suit a variety of needs. The interior features a warm and inviting layout with multiple living spaces, highlighted by two fireplaces that create the perfect setting for cozy Pocono evenings. An added bar area for entertaining makes hosting friends and family effortless, offering a great space to gather and unwind. Outside, enjoy the peaceful setting surrounded by mature trees, fresh mountain air, and the natural beauty the Poconos are known for. Located within Tanglwood Lakes, residents benefit from a wide range of community amenities, including exclusive access to a private beach and boat dock area on Lake Wallenpaupack reserved for Tanglwood Lakes residents only. Additional amenities include a private lake for kayaking and fishing, Paupack Hills Golf Course, tennis and pickleball courts, fitness center, clubhouse, walking trails, playgrounds, and recreational areas. Conveniently located just minutes from Lake Wallenpaupack and close to local dining, shopping, and Pocono attractions, this property offers both tranquility and accessibility. This is an excellent opportunity to own in one of the Poconos' most sought-after communities, offering space, lifestyle, and long-term value.

9. 2026-04-07
   listed $269,000 Active
10. 2025-09-02
    price $259,900
11. 2025-08-04
    status Active
12. 2025-08-01
    status Active
13. 2025-01-08
    listed $270,000 Active
14. 2005-02-22
    soldstatus $115,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $2,276 · $190/mo
• Projected year-2 tax: $3,263 · $272/mo
• Expected delta: +$987/yr (+$82/mo · 43.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 2/10 Low 7 d/yr ≥89°F today · 15 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 4% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,940
• − Mortgage interest: −$15,068
• − Property taxes: −$2,276
• − Insurance: −$1,345
• − Repairs & maintenance: −$1,195
• − Management: −$1,195
• − HOA: −$1,752
• − Depreciation: −$7,825
• Taxable loss: −$15,717
• Est. tax savings @ 24.0%: +$3,772
• After-tax cash flow: $-6,726/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Wallenpaupack Area SD
• NCES district ID: 4224750
• Math proficiency: 39% ▼ -10.00%
• Reading proficiency: 59% ▼ -5.00%
• Median HH income: $51,027
• Composite: 41.97/100
• National rank: #3345
• State rank: #192 of 539 in PA

Livability — Wallenpaupack Lake Estates

• Score: 68/100
• State rank: #896
• US rank: #9541

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A Housing A- Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 3,426

Population outlook (Pike County) Hauer SSP2

• Today (2025): 53,548 people
• By 2030: 51,622 · -3.6%
• By 2040: 46,490 · -13.2%
• By 2050: 40,372 · -24.6%
• By 2075: 31,951 · -40.3%
• By 2100: 26,821 · -49.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (79%)
• Race & ethnicity: White 79% Two or more races 12% Hispanic / Latino 11% Asian 3% Black 2%
• Hispanic origin (detail): Mexican 1% Puerto Rican 3% Dominican 6%
• Common ancestry: Romanian 12% Italian 2% Slovak 2%
• Foreign-born: 4%
• Languages at home: 89% English-only · Spanish 4% Tagalog/Filipino 2% French/Haitian/Cajun 1%

Political lean MEDSL · Pike

• 2024 margin: Strong R (+24.1) · D 37.6% · R 61.6%
• 2008→2024 swing: -19.8pp toward R · 2008: -4.2pp · 2024: -24.1pp
• All cycles: 2024: R+24.1 2020: R+19.0 2016: R+26.0 2012: R+11.0 2008: R+4.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 3.25%
• Current HPI: 236.763
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+133.9% since first listed

8 events — show timeline

• 2026-04-11 Listed $269,000 BRIGHT MLS
• 2026-04-09 Listed $269,000 PMAR
• 2026-04-07 Listed $269,000 GSBR as distributed by MLS GRID
• 2025-09-02 Price Changed $259,900 PWMLS
• 2025-08-04 Relisted — PWMLS
• 2025-08-01 Relisted — PWMLS
• 2025-01-08 Listed $270,000 PWMLS
• 2005-02-22 Sold (Public Records) $115,000 Public Records

Property tax history

+3.0%/yr

Latest (2026): $2,276 · +3.5% YoY. Source: county tax records.