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702 Cedar Ave
C Composite 58.49
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.4/30.0
  • ARV discount +15.0/15.0
  • DSCR +6.1/10.0
  • 1% rule +5.2/10.0
  • Rent growth +4.7/5.0
  • Livability +3.9/5.0
  • Condition / age +2.5/5.0
  • Schools +1.7/10.0
  • Appreciation +0.0/10.0

$169,000

702 Cedar Ave · Yeadon, PA 19050
3 bd · 1.0 ba · 1,362 sqft · Townhouse public records · 1 Days on market
Built 1930 $124/sqft · 39% below area Est $275k · 39% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Investor Alert! Prime Opportunity in a rapidly growing area. Unlock the potential of the value-add property located in a thriving neighborhood with strong rental demand and ongoing development. Whether you're looking to fix & flip, renovate and hold, or expand your portfolio, this property offers the perfect canvas to create serious upside. Surrounded by revitalization and new investment, this home is ideally positioned for long-term appreciation. With the right vision, this could easily become a cash flowing standout. Conveniently located near major roadways, shopping, and public transportation, making it attractive for future tenants or buyers alike.

Key facts

  • Built 1930

Property features AI

Finance

  • Other: Above-grade finished area reported as 1,362 (assessor)
  • Financial info: Cooperative ownership

Exterior

  • Parking: On-street parking
  • Utilities: Public water; Public sewer; Natural gas for heating and hot water; Natural gas for cooling
  • Home design: Semi-detached property; Estimated year built
  • Construction: Brick construction; Brick/mortar foundation
  • Exterior features: Not in a federal flood zone; Ground rent paid annually; Above- and below-grade other structures noted

Interior

  • Basement: Unfinished basement
  • Bedrooms: Three bedrooms on the main level
  • Bathrooms: One full bathroom on the main level; One half bathroom on the main level; One full bathroom total; One half bathroom total
  • Heating & cooling: Hot water heating (natural gas); Central air conditioning (natural gas)
  • Interior features: Level entry to main floor; Doors swing in; Accessible 32"+ wide doors; Accessible 36"+ wide halls; Accessible 48"+ wide halls

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath townhouse listed at $169k.

Deal economics

  • At list price, monthly cash flow is $189 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $169k).
  • Cap rate 7.6% vs local median 2.5% in Yeadon — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 77/100 on livability (#364 in PA, #3,181 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A; Watch: amenities D+.
  • William Penn SD (suburban): math 11% / reading 28% proficiency, ranked #491 of 539 in PA (top 91%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: W B Evans Magnet Sch (math 8% / reading 42%, grade F, #1,176 of 1,518 statewide, top 78%, 319 students, 100% FRL); Penn Wood Ms (math 5% / reading 28%, grade F, #463 of 512 statewide, top 91%, 683 students, 100% FRL); Penn Wood Hs (math 25% / reading 15%, grade F, #387 of 437 statewide, top 89%, 1,170 students, 95% FRL) — zoned schools average 98% FRL vs 69% district-wide (30 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+8.9%/yr); 96 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 299 units permitted in Delaware County in 2024 (5 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($61k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 8.0% rent growth), your $47k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
  • 8 sale attempts since 31y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $24k; list at $169k implies a 619% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1930 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $169,000

Questions for the listing agent

  1. Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.02%
Cap rate
7.63%
Cash-on-cash
4.79%
DSCR
1.21
GRM
8.2

CMA / ARV

ARV (median comp)
$275,169
List price
$169,000
Delta
-35.68%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
734 Bullock Ave 0.13mi 3/1.0 1,346 (-1%) 1mo $175,000 $130 91
524 Orchard Ave 0.26mi 3/2.5 1,288 (-5%) 0mo $275,000 $214 73
825 Laurel Rd 0.31mi 3/1.5 1,280 (-6%) 1mo $275,000 $215 73
530 Orchard Ave 0.24mi 4/1.5 (+1) 1,288 (-5%) 1mo $290,000 $225 72
537 Fern St 0.37mi 3/1.5 1,436 (+5%) 1mo $259,000 $180 71
911 W Cobbs Creek Pkwy 0.57mi 3/2.5 1,376 (+1%) 2mo $335,000 $243 64
1200 Angora Dr 0.46mi 3/1.0 1,530 (+12%) 1mo $265,000 $173 57
22 Lexington Ave 0.67mi 4/1.0 (+1) 1,308 (-4%) 1mo $280,000 $214 56
1016 Whitby Ave 0.34mi 4/1.5 (+1) 1,546 (+14%) 1mo $345,000 $223 54
417 Laurel Rd 0.39mi 4/1.0 (+1) 1,551 (+14%) 2mo $249,900 $161 52
1300 Wycombe Ave 0.72mi 3/1.0 1,190 (-13%) 1mo $129,000 $108 45
6528 Windsor St 0.69mi 3/1.5 1,536 (+13%) 2mo $209,900 $137 43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
-3.3%
Equity multiple
0.87×
Total profit
$-6,256
Equity at exit
$25,198
10-year hold
IRR
11.3%
Equity multiple
2.09×
Total profit
$51,454
Equity at exit
$14,612

Cash invested: $47,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 19050

Rents YoY
8.9%
Active inventory
96
Price-to-rent
8.2×

Monthly cashflow live

Estimated rent
$1,717 high interval (Pro) →
Mortgage (P&I)
$886
Tax est. 1.5%
$211 /mo · $2,535/yr
Insurance
$70
HOA
$0
Vacancy / Maint / Mgmt
$361
Net cashflow
$189

Break-even live

Break-even rent $1,478
Max offer price $169,000
Occupancy floor 84%

Sensitivity live

Price -10% $306 -5% $247 +0% $189 +5% $130 +10% $72
Rent -10% $53 -5% $121 +0% $189 +5% $257 +10% $325
Rate -1.0pp $274 -0.5pp $232 base $189 +0.5pp $145 +1.0pp $100

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,250
Closing costs
$5,070
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
608 Yeadon Ave Unit 1st Floor Yeadon, PA 2.0 1.0 1000 $1,400 $1.40 19d 1 0.14mi
608 Yeadon Ave Unit 2nd Floor Yeadon, PA 2.0 1.0 1000 $1,400 $1.40 14d 1 0.14mi
619 Baily Rd Lansdowne, PA 3.0 1.0 1288 $1,850 $1.44 20d 1 0.18mi
826 Guenther Ave Lansdowne, PA 2.0 1.0–2.0 800 $1,699 $2.12 26d 1 0.20mi
1200 Angora Dr Lansdowne, PA 3.0 1.0 1530 $2,300 $1.50 7d 1 0.49mi
124 Lexington Ave Unit 2 Lansdowne, PA 2.0 1.0 1000 $1,500 $1.50 4d 1 0.83mi
7116 Seaford Rd Upper Darby, PA 2.0 1.0 996 $1,600 $1.61 45d 1 0.87mi
37 Concord Rd Darby, PA 3.0 1.0 1120 $1,795 $1.60 45d 1 0.90mi
935 Maple Ter Darby, PA 3.0 1.0 1266 $1,585 $1.25 12d 1 0.91mi
935 Maple Ter Darby, PA 3.0 1.0 1266 $1,585 $1.25 7d 1 0.91mi
924 Maple Ter Darby, PA 3.0 1.5 1190 $2,000 $1.68 7d 1 0.94mi
35 Elberon Ave Unit 2 Lansdowne, PA 2.0 1.0 900 $1,695 $1.88 26d 1 0.96mi
7111 Greenwood Ave Upper Darby, PA 3.0 1.5 1064 $1,800 $1.69 45d 1 0.96mi
7139 Greenwood Ave Upper Darby, PA 3.0 1.0 1064 $1,600 $1.50 26d 1 0.96mi
146 S Lansdowne Ave Apt A9 Lansdowne, PA 2.0 1.0 950 $1,469 $1.55 0d 1 0.99mi
110 N Union Ave Lansdowne, PA 4.0 1.5 1678 $2,345 $1.40 22d 1 1.01mi
1300 Main St Unit Basement Darby, PA 2.0 1.0 1000 $1,450 $1.45 26d 1 1.02mi
106 N 6th St Darby, PA 2.0 1.0 1200 $1,550 $1.29 45d 1 1.02mi
6839 Radbourne Rd Upper Darby, PA 3.0 1.5 1242 $1,750 $1.41 26d 1 1.03mi
702 Copley Rd Upper Darby, PA 3.0 1.0 1044 $1,750 $1.68 26d 1 1.03mi
7147 Radbourne Rd Upper Darby, PA 3.0 1.0 1096 $1,850 $1.69 14d 1 1.04mi
7026 Clinton Rd Upper Darby, PA 2.0 1.5 902 $1,650 $1.83 45d 1 1.05mi
7050 Clinton Rd Upper Darby, PA 2.0 1.0 977 $1,550 $1.59 45d 1 1.06mi
6965 Clinton Rd Upper Darby, PA 2.0 1.0 986 $1,675 $1.70 45d 1 1.07mi
624 Briarcliff Rd Upper Darby, PA 3.0 1.0 1307 $1,700 $1.30 45d 1 1.07mi
624 Briarcliff Rd Unit MAIN UNIT Upper Darby Township, PA 3.0 1.0 1307 $1,700 $1.30 26d 1 1.07mi
6927 Guilford Rd Upper Darby, PA 2.0 1.0 1182 $1,495 $1.26 4d 1 1.09mi
7216 Clinton Rd Upper Darby, PA 3.0 1.0 1170 $1,815 $1.55 3d 1 1.10mi
69 S 7th St Darby, PA 3.0 2.0 1446 $1,700 $1.18 45d 1 1.20mi
94 S 6th St Darby, PA 3.0 1.5 1666 $2,000 $1.20 26d 1 1.20mi
909 Springfield Rd Unit D Darby, PA 4.0 1.0 900 $1,600 $1.78 45d 1 1.21mi
31 Lamport Rd Upper Darby, PA 3.0 1.0 1244 $1,800 $1.45 7d 1 1.27mi
209 Hamilton Ave Darby, PA 4.0 1.0 1400 $1,595 $1.14 16d 1 1.30mi
101 W Baltimore Ave Unit B04 Lansdowne, PA 2.0 1.0 925 $1,469 $1.59 26d 1 1.31mi
101 W Baltimore Ave Unit H4 Lansdowne, PA 2.0 1.0 925 $1,449 $1.57 23d 1 1.31mi
2 Winthrop Rd Darby, PA 3.0 1.5 1224 $1,900 $1.55 23d 1 1.31mi
292 N Wycombe Ave Lansdowne, PA 2.0 1.0 1162 $1,600 $1.38 45d 1 1.33mi
430 Glendale Rd Upper Darby, PA 3.0 1.0 1090 $1,650 $1.51 23d 1 1.35mi
304 S 3rd St Darby, PA 3.0 1.0 1602 $1,695 $1.06 45d 1 1.41mi
304 S 3rd St Darby, PA 3.0 1.0 1602 $1,595 $1.00 22d 1 1.41mi

Listing history 25 events

  1. 2026-06-21
    remarks 662-char remark
  2. 2026-06-21
    pricedays on marketlisting id $169,000 Active 1 DOM
  3. 2026-06-02
    days on market $177,000 Active 287 DOM
  4. 2026-06-01
    days on market $177,000 Active 286 DOM
  5. 2026-05-31
    days on market $177,000 Active 285 DOM
  6. 2026-04-03
    status Active 194-char remark
  7. 2026-04-02
    historical 194-char remark
  8. 2026-03-22
    price $177,000 194-char remark
  9. 2026-03-22
    status Active 194-char remark
  10. 2026-03-21
    historical 194-char remark
  11. 2025-12-22
    status Active 194-char remark
  12. 2025-12-21
    historical 194-char remark
  13. 2025-11-24
    price $179,000 194-char remark
  14. 2025-09-22
    price $189,000 194-char remark
  15. 2025-09-04
    price $199,000 194-char remark
  16. 2025-08-17
    listed $225,000 Active 194-char remark
  17. 2025-08-12
    historical $225,000 194-char remark
  18. 2025-07-22
    historical
  19. 2025-06-21
    listed $230,000 Active
  20. 2025-06-17
    historical
  21. 2014-01-26
    historical
  22. 2013-06-26
    listed $99,990
  23. 1995-12-22
    soldstatus $23,500
  24. 1995-11-22
    historical
  25. 1995-05-25
    listed $23,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,609
− Mortgage interest
−$9,467
− Property taxes
−$2,535
− Insurance
−$845
− Repairs & maintenance
−$1,649
− Management
−$1,649
− Depreciation
−$4,916
Taxable loss
−$451
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$108
After-tax cash flow
$2,374/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
William Penn SD
NCES district ID
4226390
Math proficiency
11% ▼ -3.00%
Reading proficiency
28% ▼ -7.00%
Median HH income
$48,543
Composite
17.29/100
National rank
#9086
State rank
#491 of 539 in PA

Livability — Yeadon

Score
77/100
State rank
#364
US rank
#3181

Category grades

Amenities D+ Commute A+ Cost of living A+ Crime B- Employment C Housing A Health & safety B+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Yeadon, PA
County
Delaware County · 399,863 people
Metro
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
Population (ZIP)
29,373
Household income
$60,859
Rent vs Own
41.5% rent · 58.5% own
Severe rent burden
1738.0

Population outlook (Delaware County) Hauer SSP2

Today (2025)
577,490 people
By 2030
581,243 · +0.6%
By 2040
584,700 · +1.2%
By 2050
586,581 · +1.6%
By 2075
598,706 · +3.7%
By 2100
590,823 · +2.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (67%)
Race & ethnicity
Black 67% White 22% Two or more races 5% Hispanic / Latino 5% Asian 2%
Common ancestry
Swiss 4% Hispanic 3% Lithuanian 1%
Foreign-born
17% · Canada, United Kingdom, Vietnam
Languages at home
84% English-only · French/Haitian/Cajun 5% Spanish 3% Other Indo-European 1%

Political lean MEDSL · Delaware

2024 margin
Strong D (+23.7) · D 61.4% · R 37.6% · Other 1.0%
2008→2024 swing
+2.3pp toward D · 2008: 21.4pp · 2024: 23.7pp
All cycles
2024: D+23.7 2020: D+26.7 2016: D+22.0 2012: D+21.8 2008: D+21.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -202.83%
Current HPI
287.6419
Rent YoY
▲ 8.87%
Metro
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+619.1% since first listed
22 events — show timeline
  • 2026-06-20 Listed $169,000 BRIGHT MLS
  • 2026-06-02 Listing Removed BRIGHT MLS
  • 2026-04-03 Relisted BRIGHT MLS
  • 2026-04-02 Listing Removed BRIGHT MLS
  • 2026-03-22 Price Changed $177,000 BRIGHT MLS
  • 2026-03-22 Relisted BRIGHT MLS
  • 2026-03-21 Listing Removed BRIGHT MLS
  • 2025-12-22 Relisted BRIGHT MLS
  • 2025-12-21 Listing Removed BRIGHT MLS
  • 2025-11-24 Price Changed $179,000 BRIGHT MLS
  • 2025-09-22 Price Changed $189,000 BRIGHT MLS
  • 2025-09-04 Price Changed $199,000 BRIGHT MLS
  • 2025-08-17 Listed $225,000 BRIGHT MLS
  • 2025-08-12 Coming Soon BRIGHT MLS
  • 2025-07-22 Listing Removed BRIGHT MLS
  • 2025-06-21 Listed $230,000 BRIGHT MLS
  • 2025-06-17 Coming Soon BRIGHT MLS
  • 2014-01-26 Listing Removed BRIGHT MLS
  • 2013-06-26 Listed $99,990 BRIGHT MLS
  • 1995-12-22 Sold (MLS) $23,500 BRIGHT MLS
  • 1995-11-22 Listing Removed BRIGHT MLS
  • 1995-05-25 Listed $23,500 BRIGHT MLS

Property tax history

+6.2%/yr

Latest (2026): $10,216 · +92.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…