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1433 E Daytona Dr
B- Composite 67.55
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +9.3/10.0
  • ARV discount +7.5/15.0
  • Livability +3.8/5.0
  • Rent growth +2.7/5.0
  • Condition / age +2.5/5.0
  • Schools +1.7/10.0
  • Appreciation +0.0/10.0

$79,000

1433 E Daytona Dr · Mission, TX 78572
2 bd · 1.0 ba · 169 sqft · Manufactured public records · 17 Days on market
Built 1998 1,924 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to one of the most desirable 55+ communities in the area. Located in the Wintergreen Estates community in North Mission, just north of the Expressway, this well maintained and spacious 2 bedroom, 1.5 bath mobile home offers comfort, convenience, and an active lifestyle on a corner lot. The home comes fully equipped with all appliances. Enjoy generous room sizes, abundant natural light, and plenty of storage. Residents of this welcoming community enjoy access to great amenities and a friendly neighborhood atmosphere. Conveniently located near shopping, dining, medical facilities, and major roadways, this home is an excellent opportunity for year round living or a winter retreat. Sche

Key facts

  • 1,924 sq ft lot
  • Parking
  • Built 1998

Tags

WINTERGREEN ESTATES COMMUNITY

Property features AI

Finance

  • HOA & community: No homeowners association; Community pool; Senior community

Exterior

  • Parking: Covered parking (1 space); Carport (1 space); Total of 1 parking space
  • Security: Smoke detectors
  • Utilities: City sewer
  • Home design: Frame/wood construction; Slab foundation
  • Construction: Frame/wood construction; Slab foundation; Other roof type
  • Exterior features: Covered patio; Fenced yard (other type); Sidewalks; Paved road access

Interior

  • Kitchen: Electric cooktop; Refrigerator; Electric water heater
  • Flooring: Carpet; Tile
  • Bathrooms: One full bathroom; One half bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Laminate countertops; Washer present; Window coverings; Carpet and tile flooring
  • Laundry & utility: Laundry area

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath manufactured listed at $79k.

Deal economics

  • At list price, monthly cash flow is $366 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $79k).
  • Recommended offer: $78k (1.5% below list) — sets the bar for market timing.
  • Cap rate 11.9% vs local median 3.5% in Mission — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#148 in TX, #4,155 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F, employment D-.
  • Mission CISD (urban): math 15% / reading 28% proficiency, ranked #775 of 826 in TX (top 94%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 78% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Bryan El (math 17% / reading 32%, grade F, #3,052 of 4,322 statewide, top 74%, 651 students, 71% FRL); Mission J H (math 13% / reading 26%, grade F, #1,445 of 1,662 statewide, top 88%, 680 students, 78% FRL); Veterans Memorial H S (math 19% / reading 44%, grade F, #1,073 of 1,632 statewide, top 66%, 1,932 students, 81% FRL) — zoned schools at 77% FRL track the district average.
  • Market conditions: Rents flat; 852 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 58% of comp listings sitting > 30 days — soft ceiling on asking rent; 7,378 units permitted in Hidalgo County in 2024 (641 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $546 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Hidalgo County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.9% rent growth), your $22k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 17 days — a 2% lower offer ($78k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 94% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $77,815 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  3. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  4. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.43%
Cap rate
11.85%
Cash-on-cash
19.86%
DSCR
1.88
GRM
5.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.93% rent growth · sell at horizon

5-year hold
IRR
9.7%
Equity multiple
1.37×
Total profit
$8,213
Equity at exit
$11,779
10-year hold
IRR
17.0%
Equity multiple
2.27×
Total profit
$28,112
Equity at exit
$6,830

Cash invested: $22,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78572

Home prices YoY
-22.9%
Rents YoY
0.9%
Active inventory
852
Price-to-rent
5.8×

Monthly cashflow live

Estimated rent
$1,131 high interval (Pro) →
Mortgage (P&I)
$414
Tax from tax record
$80 /mo · $964/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$238
Net cashflow
$366

Break-even live

Break-even rent $668
Max offer price $79,000
Occupancy floor 63%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,750
Closing costs
$2,370
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1511 Evergreen Ave Mission, TX 3.0 2.0 1286 $1,300 $1.01 43d 1 0.20mi
100 Yosemite Dr Unit 1 Mission, TX 3.0 2.0 1195 $1,375 $1.15 43d 1 0.21mi
101 San Jose Dr Apt 4 Mission, TX 3.0 2.0 1195 $1,375 $1.15 23d 1 0.21mi
101 San Jose Dr Apt 3 Mission, TX 3.0 2.0 1195 $1,350 $1.13 43d 1 0.21mi
101 San Jose Dr Apt 4 Mission, TX 3.0 2.0 1195 $1,375 $1.15 43d 1 0.21mi
105 San Jose Dr Unit 1 Mission, TX 3.0 2.0 1195 $1,345 $1.13 14d 1 0.22mi
105 San Jose Dr Unit 1 Mission, TX 3.0 2.0 1195 $1,345 $1.13 18d 1 0.22mi
105 San Jose Dr Unit 4 Mission, TX 3.0 2.0 1195 $1,350 $1.13 43d 1 0.22mi
103 Yosemite Dr Unit 2 Mission, TX 3.0 2.0 1116 $1,375 $1.23 43d 1 0.23mi
106 S Bryan Rd Unit 13 Mission, TX 2.0 1.0 720 $725 $1.01 43d 1 0.32mi
106 S Bryan Rd Mission, TX 2.0 1.0 $750 43d 1 0.32mi
1024 Matamoros St Mission, TX 2.0 2.0 $1,200 43d 1 0.44mi
405 Cory Dr Mission, TX 2.0 1.0 832 $750 $0.90 21d 1 0.55mi
402 Cory Dr Unit B-10 Mission, TX 2.0 1.0 714 $750 $1.05 43d 1 0.55mi
1004 N Stewart Rd Unit 1012-07 Mission, TX 1.0 1.0 250 $475 $1.90 43d 1 0.61mi
513 San Antonio Ave Apt 8 Mission, TX 1.0 1.5 971 $975 $1.00 43d 1 0.66mi
600 San Antonio Ave Unit 7 Mission, TX 2.0 2.0 900 $880 $0.98 43d 1 0.70mi
606 San Antonio Ave Unit 1 Mission, TX 2.0 2.0 900 $850 $0.94 23d 1 0.71mi
606 San Antonio Ave Unit 4 Mission, TX 2.0 2.0 900 $895 $0.99 21d 1 0.71mi
606 San Antonio Ave Unit 606-4 Mission, TX 2.0 1.0 900 $850 $0.94 43d 1 0.71mi
707 N Keralum Ave #2 Mission, TX 2.0 1.0 $700 43d 1 0.74mi
816 Travis St Mission, TX 1.0–2.0 1.0–2.0 952 $1,215 $1.28 43d 12 0.75mi
813 Travis St #207 Mission, TX 3.0 2.0 1320 $1,600 $1.21 23d 1 0.79mi
813 Travis St #408 Mission, TX 3.0 2.0 1230 $1,800 $1.46 23d 1 0.79mi
1822 Sunset Dr Mission, TX 3.0 2.5 1631 $1,850 $1.13 14d 1 0.82mi
900 Travis St Mission, TX 1.0–2.0 1.0–2.0 1053 $1,250 $1.19 14d 1 0.85mi
2105 Selena St Mission, TX 3.0 2.0 1100 $1,500 $1.36 14d 1 0.85mi
2009 Selena St Mission, TX 3.0 2.0 4400 $1,350 $0.31 43d 1 0.85mi
1923 Sunset Dr Mission, TX 3.0 2.5 1499 $1,850 $1.23 21d 1 0.91mi
1927 Sunset Dr Mission, TX 3.0 2.0 1827 $1,900 $1.04 44d 1 0.92mi
1918 Angus St Unit 3 Mission, TX 2.0 2.0 $950 43d 1 0.93mi
2007 Cassandra St Mission, TX 3.0 2.5 1422 $2,500 $1.76 14d 1 0.94mi
2002 E 1st St Mission, TX 3.0 2.0 1017 $1,300 $1.28 43d 1 0.94mi
2000 Angus St S Unit 2 Mission, TX 3.0 2.0 4140 $1,350 $0.33 43d 1 0.96mi
2004 Angus St Mission, TX 3.0 2.0 1150 $975 $0.85 43d 1 0.98mi
1006 Fairway Dr Mission, TX 2.0 2.0 1072 $1,100 $1.03 43d 1 1.01mi
104 Sunflower St Unit 5 Mission, TX 3.0 2.0 950 $1,550 $1.63 14d 1 1.02mi
1002 N Glasscock Rd Unit 3 Mission, TX 3.0 2.0 $1,300 14d 1 1.02mi
2009 Selena St Unit 1 Mission, TX 3.0 2.0 $1,350 23d 1 1.02mi
1707 Highland Park Ave Unit 4-B Mission, TX 2.0 2.0 1336 $1,200 $0.90 14d 1 1.02mi

Listing history 12 events

  1. 2026-06-18
    days on market $79,000 Active 17 DOM
  2. 2026-06-17
    days on market $79,000 Active 16 DOM
  3. 2026-06-16
    days on market $79,000 Active 15 DOM
  4. 2026-06-15
    days on market $79,000 Active 14 DOM
  5. 2026-06-14
    days on market $79,000 Active 12 DOM
  6. 2026-06-10
    days on market $79,000 Active 9 DOM
  7. 2026-06-09
    days on market $79,000 Active 8 DOM
  8. 2026-06-08
    days on market $79,000 Active 7 DOM
  9. 2026-06-07
    days on market $79,000 Active 6 DOM
  10. 2026-06-03
    days on market $79,000 Active 2 DOM
  11. 2026-06-02
    remarks 699-char remark
  12. 2026-06-02
    listed $79,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$964 · $80/mo
Projected year-2 tax
$1,446 · $120/mo
Expected delta
+$482/yr (+$40/mo · 50.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 94% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,574
− Mortgage interest
−$4,425
− Property taxes
−$964
− Insurance
−$395
− Repairs & maintenance
−$1,086
− Management
−$1,086
− Depreciation
−$2,298
Taxable income
$3,320
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$797
After-tax cash flow
$3,596/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Mission CISD
NCES district ID
4831040
Math proficiency
15% ▼ -35.00%
Reading proficiency
28% ▼ -15.00%
Median HH income
$32,855
Composite
17.47/100
National rank
#9061
State rank
#775 of 826 in TX

Livability — Mission

Score
75/100
State rank
#148
US rank
#4155

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment D- Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Mission, TX
County
Hidalgo County · 623,128 people
City population
78,024
Metro
McAllen-Edinburg-Mission, TX
Population (ZIP)
78,024
Household income
$54,298
Rent vs Own
29.0% rent · 71.0% own
Severe rent burden
1714.0

Population outlook (Hidalgo County) Hauer SSP2

Today (2025)
955,232 people
By 2030
1,009,774 · +5.7%
By 2040
1,120,332 · +17.3%
By 2050
1,225,036 · +28.2%
By 2075
1,439,189 · +50.7%
By 2100
1,533,429 · +60.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (85%)
Race & ethnicity
Hispanic / Latino 85% Two or more races 47% White 12% Asian 2%
Hispanic origin (detail)
Mexican 80%
Common ancestry
Slovak 1% Portuguese 0%
Foreign-born
28% · Canada, South Korea
Languages at home
22% English-only · Spanish 76%

Political lean MEDSL · Hidalgo

2024 margin
Toss-up / Even · D 48.1% · R 51.0%
2008→2024 swing
-41.6pp toward R · 2008: 38.7pp · 2024: -2.9pp
All cycles
2024: R+2.9 2020: D+17.1 2016: D+40.5 2012: D+41.8 2008: D+38.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -62.35%
Current HPI
209.3573
Rent YoY
▲ 0.93%
Metro
McAllen-Edinburg-Mission, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

3 events — show timeline
  • 2026-06-01 Listed $79,000 MCALLENMLS
  • 2026-02-27 Sold (Public Records) Public Records
  • 2020-12-28 Sold (Public Records) Public Records

Property tax history

+2.8%/yr

Latest (2025): $964 · +20.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…