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69471 Country Club Dr
C Composite 57.55
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.1/30.0
  • ARV discount +11.4/15.0
  • DSCR +7.1/10.0
  • 1% rule +5.8/10.0
  • Livability +3.4/5.0
  • Schools +2.7/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$145,000

69471 Country Club Dr · Desert Edge, CA 92241
2 bd · 1.0 ba · 1,268 sqft · Manufactured public records · 35 Days on market
Built 1965 3,920 sqft lot $114/sqft · 9% below area Est $159k · 9% under $152/mo HOA · 10% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Comfortable and well-maintained 2-bedroom, 1-bath and a half, home featuring unobstructed views of the Desert Hills and San Jacinto Mountains. Conveniently situated directly across from the community clubhouse, this home is offered furnished and includes all appliances, providing a move-in ready opportunity for seasonal or full-time residents. The property offers ample parking with a one-car garage and extended driveway. An infrared sauna in the garage adds a unique bonus feature for relaxation and wellness. Located in the desirable Desert Crest Country Club, a 55+ senior community where you OWN THE LAND (no space rent!) Low HOA fee of just $152/month, which includes access to exceptional c

Key facts

  • Infrared sauna
  • Community clubhouse
  • Unobstructed views

Tags

UNOBSTRUCTED VIEWSCOMMUNITY CLUBHOUSEINFRARED SAUNANATURAL HOT MINERAL WATER POOLPRIVATE 9 HOLE COURSEACTIVE SOCIAL CALENDAR

Property features AI

Finance

  • Other: Property sold with appliances and furniture (some personal property excluded)
  • Financial info: Sale terms: Cash or private financing available; Short term rentals not allowed; Will not consider lease
  • HOA & community: Monthly HOA fee; HOA fee: $152 per month; Community is a senior community; Gated: No

Exterior

  • Parking: Attached garage (1 car); Covered parking (1 space); Driveway parking; Total of 4 parking spaces (2 uncovered/assigned spaces noted)
  • Security: No security features
  • Utilities: Sewer connected and paid; Not a PUD
  • Home design: One-story (single level); Has desert and mountain views
  • Construction: Year built per assessor;
  • Exterior features: Detached property; Community in-ground pool; Community heated in-ground spa; Community amenities include clubhouse, fitness center, banquet facilities, card room, billiard room, golf (par 3), pet rules

Interior

  • Kitchen: All appliances included
  • Bedrooms:
  • Flooring: Laminate flooring
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Central heating with forced air; Ceiling fans; Wall/window air conditioning units
  • Interior features: Furnished; Living room
  • Laundry & utility:

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath manufactured listed at $145k.

Deal economics

  • At list price, monthly cash flow is $234 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $145k).
  • Recommended offer: $141k (3.0% below list) — sets the bar for market timing.
  • Cap rate 8.2% vs local median 14.8% in Desert Edge — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

  • Location reads 68/100 on livability (#297 in CA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime C-, schools F, commute D-.
  • Palm Springs Unified (suburban): math 21% / reading 42% proficiency, ranked #328 of 517 in CA (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 216 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 60% of comp listings sitting > 30 days — soft ceiling on asking rent; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 35 days — a 3% lower offer ($141k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $140,650 (3.0% below list)

Questions for the listing agent

  1. It's been on market 35 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.08%
Cap rate
8.23%
Cash-on-cash
6.93%
DSCR
1.31
GRM
7.7

CMA / ARV

ARV (median comp)
$158,817
List price
$145,000
Delta
-8.70%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
16725 Camino Mirasol Dr 0.19mi 2/2.0 1,248 (-2%) 8mo $165,000 $132 78
69500 Poolside 0.01mi 2/2.0 1,440 (+14%) 2mo $140,000 $97 72
69266 Midpark Dr 0.24mi 2/2.0 1,200 (-5%) 9mo $90,000 $75 69
69303 Golden Dr W 0.28mi 2/2.0 1,344 (+6%) 7mo $160,000 $119 67
69280 Fairway Dr 0.36mi 2/2.0 1,320 (+4%) 8mo $148,000 $112 66
69300 Fairway Dr 0.34mi 2/2.0 1,152 (-9%) 1mo $109,000 $95 64
16821 Lakeside Ct 0.22mi 3/2.0 (+1) 1,368 (+8%) 5mo $170,000 $124 64
69525 Dillon Rd #88 0.43mi 3/2.0 (+1) 1,248 (-2%) 6mo $180,000 $144 63
16740 Vista Del Sol 0.28mi 2/2.0 1,152 (-9%) 9mo $200,000 $174 60
16411 Vista Cerro 0.21mi 2/2.0 1,430 (+13%) 6mo $195,000 $136 59
69237 Westwood Ct 0.32mi 3/2.0 (+1) 1,420 (+12%) 4mo $160,000 $113 53
16400 El Segundo Way 0.35mi 2/2.0 1,440 (+14%) 10mo $184,500 $128 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-5.7%
Equity multiple
0.79×
Total profit
$-8,542
Equity at exit
$21,620
10-year hold
IRR
4.0%
Equity multiple
1.29×
Total profit
$11,893
Equity at exit
$12,537

Cash invested: $40,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92241

Home prices YoY
-22.8%
Active inventory
216
Price-to-rent
7.7×

Monthly cashflow live

Estimated rent
$1,572 high interval (Pro) →
Mortgage (P&I)
$760
Tax from tax record
$35 /mo · $418/yr
Insurance
$60
HOA
$152
Vacancy / Maint / Mgmt
$330
Net cashflow
$234

Break-even live

Break-even rent $1,275
Max offer price $145,000
Occupancy floor 80%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$36,250
Closing costs
$4,350
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
69470 Midpark Dr Desert Hot Springs, CA 1.0 1.0 1298 $1,500 $1.16 43d 1 0.12mi
69510 Parkside Dr Desert Hot Springs, CA 1.0 1.0 1150 $1,450 $1.26 43d 1 0.14mi
13762 Starlight Way Desert Hot Springs, CA 3.0 2.0 1601 $3,500 $2.19 24d 1 1.36mi
18070 Langlois Rd Dsrt Hot Spgs, CA 2.0 2.0 950 $1,850 $1.95 24d 1 1.48mi
18070 Langlois Rd #257 Desert Hot Springs, CA 2.0 2.0 1056 $1,850 $1.75 43d 1 1.48mi

HOA detail

Monthly dues
$152 · $1,824/yr

Listing history 15 events

  1. 2026-06-18
    days on market $145,000 Active 35 DOM
  2. 2026-06-17
    days on market $145,000 Active 34 DOM
  3. 2026-06-16
    days on market $145,000 Active 33 DOM
  4. 2026-06-15
    days on market $145,000 Active 32 DOM
  5. 2026-06-13
    days on market $145,000 Active 30 DOM
  6. 2026-06-13
    days on market $145,000 Active 29 DOM
  7. 2026-06-09
    days on market $145,000 Active 26 DOM
  8. 2026-06-08
    days on market $145,000 Active 25 DOM
  9. 2026-06-07
    days on market $145,000 Active 24 DOM
  10. 2026-06-04
    days on market $145,000 Active 21 DOM
  11. 2026-06-03
    days on market $145,000 Active 20 DOM
  12. 2026-06-02
    days on market $145,000 Active 19 DOM
  13. 2026-06-01
    days on market $145,000 Active 18 DOM
  14. 2026-05-31
    days on market $145,000 Active 17 DOM
  15. 2026-05-14
    listed $145,000 Active 1309-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$418 · $35/mo
Projected year-2 tax
$1,102 · $92/mo
Expected delta
+$684/yr (+$57/mo · 163.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 8/10 Severe 7 d/yr ≥109°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 5/10 Major 8 unhealthy d/yr today · 11 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,866
− Mortgage interest
−$8,122
− Property taxes
−$418
− Insurance
−$725
− Repairs & maintenance
−$1,509
− Management
−$1,509
− HOA
−$1,824
− Depreciation
−$4,218
Taxable income
$540
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$130
After-tax cash flow
$2,683/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Palm Springs Unified
NCES district ID
0629550
Math proficiency
21% ▼ -7.00%
Reading proficiency
42% ▬ 0.00%
Median HH income
$43,638
Composite
26.76/100
National rank
#7131
State rank
#328 of 517 in CA

Livability — Desert Edge

Score
68/100
State rank
#297
US rank
#9953

Category grades

Amenities B- Commute D- Cost of living A+ Crime C- Employment F Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Desert Edge, CA
Population (ZIP)
8,624

Population outlook (Riverside County) Hauer SSP2

Today (2025)
2,664,475 people
By 2030
2,802,692 · +5.2%
By 2040
3,050,904 · +14.5%
By 2050
3,256,783 · +22.2%
By 2075
3,655,058 · +37.2%
By 2100
3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

Race & ethnicity
White 50% Hispanic / Latino 46% Two or more races 16% Asian 2% Native American 1%
Hispanic origin (detail)
Mexican 36%
Common ancestry
Lithuanian 3% Slovak 2% Portuguese 2%
Foreign-born
28% · Canada, South Korea
Languages at home
57% English-only · Spanish 38% Chinese 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Riverside

2024 margin
Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
2008→2024 swing
-3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
All cycles
2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -118.23%
Current HPI
400.5663
Rent YoY
Metro
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-14 Listed $145,000 GPSMLS

Property tax history

+1.6%/yr

Latest (2025): $418 · -59.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…