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91 Deer Trail Dr 🔨 Auction
F Composite 19.75
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Schools +4.0/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Cash flow +0.8/30.0
  • 1% rule +0.0/10.0
  • DSCR +0.0/10.0
  • Appreciation +0.0/10.0

$1

91 Deer Trail Dr · Jacksontown, OH 43076
2 bd · 1.0 ba · 1,520 sqft · SingleFamily public records · 46 Days on market
Built 1973 0.69 ac lot $21/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This property will be sold at a live, on-site Auction on Saturday, June 13, at 10:00 AM. Peaceful water front living on Dogwood Lake. Ranch home with finished walk out lower level that leads out to a patio with a fountain and spacious back yard where there is a great view of the lake and a dock. Main floor offers a family room with a wood burning fire place, living room dinning room and large master suite with a walk in closet and spacious setting area. Lower level has two bedrooms, one bathroom, large living room, two sliding glass doors, laundry room with washer, dryer, range and refrigerator. This property has a lot to offer.

Key facts

  • Dock
  • Spacious back yard
  • 0.69 acre lot

Tags

FINISHED WALK OUT LOWER LEVELPATIO WITH A FOUNTAINSPACIOUS BACK YARDGREAT VIEW OF THE LAKEDOCKWOOD BURNING FIRE PLACE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🔨 Auction listing. The $1 list price is a nominal opening bid, not a real ask — every metric below is computed on the estimated value $482,702 (ARV from comps), not the list price.

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $1.

Deal economics

  • At list price, monthly cash flow is $-2k ($-25k/yr) — negative.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $1).

Location & tenants

  • Location reads: area grade F — affects rentability + tenant quality, not the cash-flow math above.
  • Lakewood Local (rural): math 44% / reading 49% proficiency, ranked #481 of 656 in OH (top 73%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 80 active listings in the ZIP; solid renter incomes; 159 units permitted in Licking County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $14k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 46 days — a 3% lower offer ($0) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: property tax is 724053.2% of price.
Recommended offer $1

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 46 days. Have you received any prior offers? Is the seller open to a 5% concession, seller financing, or rate buy-down credit?
  3. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  5. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
  9. What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
  10. Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
  11. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  12. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  13. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.34%
Cap rate
1.20%
Cash-on-cash
-18.19%
DSCR
0.19
GRM
24.3

CMA / ARV

ARV (median comp)
$482,702
List price
$1
Delta
-100.00%
Verdict
UNDERPRICED
Comps
9 within 1.0 mi
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
8692-8702 National Rd SE 0.43mi 2/2.0 1,484 (-2%) 7mo $75,000 $51 66
132 North Ct 0.22mi 3/2.0 (+1) 1,684 (+11%) 1mo $433,850 $258 62
11 Chowning St 0.58mi 3/3.0 (+1) 1,598 (+5%) 20mo $330,900 $207 35
29 Chowning St 0.59mi 3/2.0 (+1) 1,712 (+13%) 16mo $300,000 $175 29

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-52.9%
Equity multiple
-0.54×
Total profit
$-208,655
Equity at exit
$71,972
10-year hold
IRR
Equity multiple
-1.59×
Total profit
$-349,547
Equity at exit
$41,735

Cash invested: $135,157 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 43076

Active inventory
80

Monthly cashflow live

Estimated rent
$1,656 medium interval (Pro) →
Mortgage (P&I)
$2,531
Tax est. 1.5%
$603 /mo · $7,241/yr
Insurance
$201
HOA
$21
Vacancy / Maint / Mgmt
$348
Net cashflow
$-2,049

Break-even live

Break-even rent $4,249
Max offer price $186,270
Occupancy floor

Sensitivity live

Price -10% $-1,715 -5% $-1,882 +0% $-2,049 +5% $-2,215 +10% $-2,382
Rent -10% $-2,179 -5% $-2,114 +0% $-2,049 +5% $-1,983 +10% $-1,918
Rate -1.0pp $-1,805 -0.5pp $-1,926 base $-2,049 +0.5pp $-2,174 +1.0pp $-2,301

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$120,676
Closing costs
$14,481
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$21 · $252/yr
Likely covers
water

Listing history 17 events

  1. 2026-06-17
    status $1 Pending 46 DOM
    Show marketing remark (636 chars)

    This property will be sold at a live, on-site Auction on Saturday, June 13, at 10:00 AM. Peaceful water front living on Dogwood Lake. Ranch home with finished walk out lower level that leads out to a patio with a fountain and spacious back yard where there is a great view of the lake and a dock. Main floor offers a family room with a wood burning fire place, living room dinning room and large master suite with a walk in closet and spacious setting area. Lower level has two bedrooms, one bathroom, large living room, two sliding glass doors, laundry room with washer, dryer, range and refrigerator. This property has a lot to offer.

  2. 2026-06-17
    days on market $1 Active 46 DOM
    Show marketing remark (636 chars)

    This property will be sold at a live, on-site Auction on Saturday, June 13, at 10:00 AM. Peaceful water front living on Dogwood Lake. Ranch home with finished walk out lower level that leads out to a patio with a fountain and spacious back yard where there is a great view of the lake and a dock. Main floor offers a family room with a wood burning fire place, living room dinning room and large master suite with a walk in closet and spacious setting area. Lower level has two bedrooms, one bathroom, large living room, two sliding glass doors, laundry room with washer, dryer, range and refrigerator. This property has a lot to offer.

  3. 2026-06-16
    days on market $1 Active 45 DOM
  4. 2026-06-15
    days on market $1 Active 44 DOM
  5. 2026-06-13
    days on market $1 Active 42 DOM
  6. 2026-06-13
    days on market $1 Active 41 DOM
  7. 2026-06-09
    days on market $1 Active 38 DOM
  8. 2026-06-08
    days on market $1 Active 37 DOM
  9. 2026-06-07
    days on market $1 Active 36 DOM
  10. 2026-06-05
    days on market $1 Active 33 DOM
  11. 2026-06-03
    days on market $1 Active 32 DOM
  12. 2026-06-02
    days on market $1 Active 31 DOM
  13. 2026-06-01
    days on market $1 Active 30 DOM
  14. 2026-05-31
    days on market $1 Active 29 DOM
  15. 2026-05-02
    listed $1 Active 636-char remark
    Show marketing remark (636 chars)

    This property will be sold at a live, on-site Auction on Saturday, June 13, at 10:00 AM. Peaceful water front living on Dogwood Lake. Ranch home with finished walk out lower level that leads out to a patio with a fountain and spacious back yard where there is a great view of the lake and a dock. Main floor offers a family room with a wood burning fire place, living room dinning room and large master suite with a walk in closet and spacious setting area. Lower level has two bedrooms, one bathroom, large living room, two sliding glass doors, laundry room with washer, dryer, range and refrigerator. This property has a lot to offer.

  16. 2003-01-28
    soldstatus $195,000
  17. 2003-01-28
    soldstatus $195,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥98°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,872
− Mortgage interest
−$27,039
− Property taxes
−$7,241
− Insurance
−$2,414
− Repairs & maintenance
−$1,590
− Management
−$1,590
− HOA
−$252
− Depreciation
−$14,042
Taxable loss
−$34,294
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$8,231
After-tax cash flow
$-16,352/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lakewood Local
NCES district ID
3904799
Math proficiency
44% ▼ -15.00%
Reading proficiency
49% ▼ -10.00%
Median HH income
$51,143
Composite
39.98/100
National rank
#3834
State rank
#481 of 656 in OH

Livability — Jacksontown

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Perry · 33,432 people
City population
232
Metro
Columbus, OH
Population (ZIP)
8,805
Household income
$84,051
Rent vs Own
14.0% rent · 86.0% own
Severe rent burden
0.5

Population outlook (Licking County) Hauer SSP2

Today (2025)
178,210 people
By 2030
180,917 · +1.5%
By 2040
183,885 · +3.2%
By 2050
182,985 · +2.7%
By 2075
178,377 · +0.1%
By 2100
161,075 · -9.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (94%)
Race & ethnicity
White 94% Two or more races 4% Hispanic / Latino 3%
Common ancestry
Slovak 3% Italian 2% Serbian 2%
Foreign-born
1% · Canada, China
Languages at home
98% English-only · Spanish 1% German/W. Germanic 1%

Political lean MEDSL · Licking

2024 margin
Solid R (+30.0) · D 34.5% · R 64.6%
2008→2024 swing
-14.2pp toward R · 2008: -15.8pp · 2024: -30.0pp
All cycles
2024: R+30.0 2020: R+28.1 2016: R+28.9 2012: R+14.7 2008: R+15.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -158.14%
Current HPI
259.7247
Rent YoY
Metro
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
4 events — show timeline
  • 2026-06-17 Pending CBRMLS
  • 2026-05-02 Listed $1 CBRMLS
  • 2003-01-28 Sold (Public Records) $195,000 Public Records
  • 2003-01-28 Sold (Public Records) $195,000 Public Records

Property tax history

+2.4%/yr

Latest (2025): $3,009 · +2.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…