1160 Road 5701 · Dayton, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 112°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +17.7/30.0
- DSCR +5.5/10.0
- 1% rule +4.1/10.0
- Condition / age +3.8/5.0
- Rent growth +3.5/5.0
- Livability +3.0/5.0
- Schools +2.1/10.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$195,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
A well maintained 3-bedroom, 2-full bath home situated on larger 0.8 acre lot. High and dry - NO FLOODING. This attractive home offers an open-concept floor plan. Dining room, kitchen with island, spacious family room, a mock fireplace to add ambiance, laminate flooring, covered back patio, wood front deck and above ground swimming pool ideal to entertain your family and friends. A large storage shed for your project tools. New fence and circular driveway. Looking for a peaceful atmosphere away from the hustle and bustle of the big city? This is it! Country living at its best. Great location with easy access to the TX-99 Grand Parkway. Nearby shopping and dining. Call today to schedule a pr
Key facts
- Mock fireplace
- Wood front deck
- Covered back patio
Tags
Property features AI
Finance
- HOA & community: HOA managed by CHNP Management; Annual association fee of $120
Exterior
- Parking: Circular driveway parking
- Utilities: Public water; Septic tank sewer
- Home design: Residential property; Faces north; One-story entry (all main rooms listed on first floor)
- Construction: Built in 2021; Vinyl and wood siding; Block foundation; Composition roof
- Exterior features: Subdivision lot; Circular driveway
Interior
- Kitchen: Electric range
- Bedrooms: Primary bedroom on first floor; Two additional bedrooms on first floor; Another bedroom on first floor
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (electric); Central air conditioning (electric)
- Interior features: Kitchen open to family room; Ceiling fans; Programmable thermostat
- Laundry & utility: Washer hookup; Electric dryer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $195k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $158 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $177k (9.2% below list).
- Recommended offer: $177k (9.2% below list) — sets the bar for 1% rule.
- Cap rate 7.3% vs local median 3.2% in Dayton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 60/100 on livability (#1,066 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B+; Watch: amenities F, commute F, health & safety F.
- Cleveland ISD (town): math 24% / reading 25% proficiency, ranked #723 of 826 in TX (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Pine Burr El (691 students, 97% FRL); Santa Fe Middle (915 students, 99% FRL); Cleveland H S (math 30% / reading 32%, grade F, #1,077 of 1,632 statewide, top 66%, 3,310 students, 92% FRL) — zoned schools average 96% FRL vs 71% district-wide (25 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+4.0%/yr); 1574 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,321 units permitted in Liberty County in 2024 (0 in 5+ unit buildings).
- This rent runs 34% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Liberty County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 36 days — a 3% lower offer ($189k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 36 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.91% ✗
- Cap rate
- 7.27%
- Cash-on-cash
- 3.48%
- DSCR
- 1.15
- GRM
- 9.2
CMA / ARV
- ARV (median comp)
- $151,141
- List price
- $195,000
- Delta
- 29.02%
- Verdict
- OVERPRICED
- Comps
- 2 within 2.0 mi
Projected returns pro-forma
-3.0% appreciation · 4.0% rent growth · sell at horizon
- IRR
- -9.8%
- Equity multiple
- 0.64×
- Total profit
- $-19,765
- Equity at exit
- $29,075
- IRR
- 0.8%
- Equity multiple
- 1.06×
- Total profit
- $3,137
- Equity at exit
- $16,860
Cash invested: $54,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77327
- Home prices YoY
- -5.2%
- Rents YoY
- 4.0%
- Active inventory
- 1574
- Price-to-rent
- 9.2×
Monthly cashflow live
- Estimated rent
- $1,771 medium interval (Pro) →
- Mortgage (P&I)
- −$1,023
- Tax from tax record
- −$127 /mo · $1,525/yr
- Insurance
- −$81
- HOA
- −$10
- Vacancy / Maint / Mgmt
- −$372
- Net cashflow
- $158
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $48,750
- Closing costs
- $5,850
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 662 Road 590110 Cleveland, TX | 4.0 | 2.0 | 1600 | $2,200 | $1.38 | 12d | 1 | 1.16mi |
HOA detail
- Monthly dues
- $10 · $120/yr
- Likely covers
- pool
Listing history 24 events
-
2026-06-18days on market $195,000 Active 36 DOM
-
2026-06-17days on market $195,000 Active 35 DOM
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2026-06-16days on market $195,000 Active 34 DOM
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2026-06-15days on market $195,000 Active 33 DOM
-
2026-06-13days on market $195,000 Active 31 DOM
-
2026-06-09days on market $195,000 Active 27 DOM
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2026-06-08days on market $195,000 Active 26 DOM
-
2026-06-07days on market $195,000 Active 25 DOM
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2026-06-04days on market $195,000 Active 22 DOM
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2026-06-03days on market $195,000 Active 21 DOM
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2026-06-02days on market $195,000 Active 20 DOM
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2026-06-01days on market $195,000 Active 19 DOM
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2026-05-31days on market $195,000 Active 18 DOM
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2026-05-13$195,000 Active 718-char remark
-
2026-05-13historical
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2025-12-11$195,000 Active
-
2025-11-25historical
-
2025-09-27$195,000 Active
-
2023-09-19historical
-
2023-09-11$205,000 Active
-
2022-07-21historical
-
2022-06-21price $205,000
-
2022-05-17price $215,000
-
2022-05-06$230,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $1,525 · $127/mo
- Projected year-2 tax
- $3,568 · $297/mo
- Expected delta
- +$2,044/yr (+$170/mo · 134.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥112°F today · 23 d/yr by 30 yrs out
- Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,251
- − Mortgage interest
- −$10,923
- − Property taxes
- −$1,525
- − Insurance
- −$975
- − Repairs & maintenance
- −$1,700
- − Management
- −$1,700
- − HOA
- −$120
- − Depreciation
- −$5,673
- Taxable loss
- −$1,364
- Est. tax savings @ 24.0%
- +$327
- After-tax cash flow
- $2,225/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This well-maintained mobile home offers a good condition with cosmetic updates needed to enhance its resale and rental value.
Repairs flagged
- Minor Kitchen cabinets — Worn appearance
- Minor Bathroom fixtures — Dated appearance
Value-add opportunities
- Both Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics
- Both Replace kitchen cabinets — New cabinets improve functionality and aesthetics
- Both Replace bathroom fixtures — Modern fixtures enhance functionality and aesthetics
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| Kitchen cabinets · Worn appearance | Minor | $500–3,000 |
| Bathroom fixtures · Dated appearance | Minor | $500–3,000 |
| Total estimated repair cost · 2 items | $1,000–6,000 |
Value-add ROI direction
- Both Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics ↑
- Both Replace kitchen cabinets — New cabinets improve functionality and aesthetics ↑
- Both Replace bathroom fixtures — Modern fixtures enhance functionality and aesthetics ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Cleveland ISD
- NCES district ID
- 4814370
- Math proficiency
- 24% ▼ -13.00%
- Reading proficiency
- 25% ▼ -4.00%
- Median HH income
- $39,173
- Composite
- 20.61/100
- National rank
- #8549
- State rank
- #723 of 826 in TX
Livability — Dayton
- Score
- 60/100
- State rank
- #1066
- US rank
- #18940
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Liberty County · 82,189 people
- City population
- 82,189
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 42,685
- Household income
- $62,219
- Rent vs Own
- Severe rent burden
- 437.0
Population outlook (Liberty County) Hauer SSP2
- Today (2025)
- 87,956 people
- By 2030
- 92,161 · +4.8%
- By 2040
- 100,784 · +14.6%
- By 2050
- 109,471 · +24.5%
- By 2075
- 133,470 · +51.7%
- By 2100
- 147,372 · +67.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.57)
- Race & ethnicity
- Hispanic / Latino 54% White 36% Two or more races 18% Black 8% Native American 2%
- Hispanic origin (detail)
- Mexican 42%
- Common ancestry
- Lithuanian 2% Serbian 1% Slovak 0%
- Foreign-born
- 22% · Canada
- Languages at home
- 51% English-only · Spanish 48%
Political lean MEDSL · Liberty
- 2024 margin
- Solid R (+61.6) · D 19.0% · R 80.6%
- 2008→2024 swing
- -17.9pp toward R · 2008: -43.7pp · 2024: -61.6pp
- All cycles
- 2024: R+61.6 2020: R+59.7 2016: R+58.0 2012: R+53.3 2008: R+43.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -12.39%
- Current HPI
- 224.9222
- Rent YoY
- ▲ 4.00%
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-15.2% since first listed11 events — show timeline
- 2026-05-13 Listing Removed — HARMLS
- 2026-05-13 Listed $195,000 HARMLS
- 2025-12-11 Listed $195,000 HARMLS
- 2025-11-25 Listing Removed — HARMLS
- 2025-09-27 Listed $195,000 HARMLS
- 2023-09-19 Listing Removed — HARMLS
- 2023-09-11 Listed $205,000 HARMLS
- 2022-07-21 Listing Removed — HARMLS
- 2022-06-21 Price Changed $205,000 HARMLS
- 2022-05-17 Price Changed $215,000 HARMLS
- 2022-05-06 Listed $230,000 HARMLS
Property tax history
+0.5%/yrLatest (2025): $1,525 · +0.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…