44 E Johnson St · Temple, GA 30179

$235,000

2 bd · 1.0 ba · 1,484 sqft · SingleFamily public records · 118 Days on market

Built 1887 0.32 ac lot $158/sqft · 11% below area Est $265k · 11% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +12.6/15.0
• Cash flow +10.7/30.0
• Appreciation +10.0/10.0
• Schools +3.6/10.0
• Livability +3.6/5.0
• DSCR +3.1/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +2.3/10.0

Listing remarks MLS

Step into the charm and character of this beautifully preserved 1887 home offering 2 bedrooms, 1 fully renovated bathroom, and nearly 1,500 square feet of timeless living space. Rich with historic details and thoughtfully updated for modern comfort, this home is truly one of a kind. Inside, you'll find original hardwood floors, shiplap accent walls, generously sized bedrooms with large closets, and a completely renovated bathroom featuring a spacious walk-in shower. The heart of the home is the oversized kitchen that flows into a separate dining room, highlighted by a stunning double-sided fireplace that creates warmth and character between gathering spaces. Just off the laundry area, a versatile flex room offers the perfect setup for a home office, media room, craft space, or playroom. Major improvements provide peace of mind, including a durable metal roof (approximately 10 years old), HVAC replaced in 2025, complete electrical replacement in 2021, blown insulation, vinyl siding, and updated windows installed in 2018 for improved efficiency. Outside, enjoy slow mornings and peaceful evenings from the covered rocking chair front porch or unwind on the backyard swing overlooking your private outdoor space. The property also includes two outbuildings, a utility shed and detached garage with gravel flooring, offering additional storage and workspace. And for those who appreciate a little nostalgia and small-town charm, this home sits near the railroad tracks, bringing character and a touch of timeless Americana to the setting. There's something special about sipping coffee on the porch and hearing the occasional train pass by, a reminder of simpler days and the historic roots that make homes like this so memorable. Historic charm. Modern updates. Character you simply can't recreate. This one is ready for its next chapter.

Key facts

• Shiplap accent walls
• Flex room
• Walk in shower

Tags

• FULLY RENOVATED BATHROOM
• ORIGINAL HARDWOOD FLOORS
• SHIPLAP ACCENT WALLS
• WALK IN SHOWER
• DOUBLE SIDED FIREPLACE
• FLEX ROOM

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $235k.

Deal economics

• At list price, monthly cash flow is $-112 ($-1k/yr) — negative.
• To cash-flow at today's rent, offer at most $215k (8.5% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $171k (27.1% below list).
• Recommended offer: $171k (27.1% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 72/100 on livability (#60 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools D-, amenities F, commute F.
• Carroll County (rural): math 42% / reading 41% proficiency, ranked #38 of 174 in GA (top 22%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 189 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 876 units permitted in Carroll County in 2024 (150 in 5+ unit buildings).

Forward outlook

• In year one you build about $25k of equity ($2k loan paydown + $24k appreciation (10.0% local appreciation)).
• Carroll County population projected at +12% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• By year 2, paydown + projected appreciation supports a ~$40k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 118 days — a 9% lower offer ($214k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 5y ago; this cycle's ask has dropped $25k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1887 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: moderate wind risk, 25% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $171,288 (27.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 118 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
3. Built in 1887 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.73% ✗
• Cap rate: 5.72%
• Cash-on-cash: -2.05%
• DSCR: 0.91
• GRM: 11.4

CMA / ARV

• ARV (median comp): $265,254
• List price: $235,000
• Delta: -11.41%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
95 Rome St	0.18mi	3/2.0 (+1)	1,500 (+1%)	6mo	$325,000	$217	76
116 Carroll St	0.40mi	3/2.0 (+1)	1,464 (-1%)	12mo	$275,000	$188	60
429 River Bluff Dr	0.51mi	3/2.0 (+1)	1,603 (+8%)	6mo	$305,000	$190	49
111 Bud St	0.73mi	3/2.0 (+1)	1,424 (-4%)	1mo	$230,000	$162	49
413 River Bluff Dr	0.49mi	3/2.0 (+1)	1,338 (-10%)	5mo	$257,500	$192	48
116 Tallapoosa St	0.24mi	3/2.0 (+1)	1,704 (+15%)	12mo	$262,500	$154	45
65 Sage St	0.48mi	3/2.0 (+1)	1,297 (-13%)	9mo	$225,000	$173	40
408 River Bluff Dr	0.52mi	3/2.5 (+1)	1,632 (+10%)	15mo	$269,999	$165	36
336 Spruce Creek Ln	0.67mi	3/2.0 (+1)	1,280 (-14%)	7mo	$275,000	$215	31
236 Dahoon Dr	0.63mi	3/2.0 (+1)	1,640 (+10%)	16mo	$325,000	$198	31
429 Nottely Dr	0.43mi	3/2.0 (+1)	1,701 (+15%)	20mo	$324,990	$191	30
148 Sourwood Ln	0.70mi	3/2.0 (+1)	1,280 (-14%)	14mo	$257,600	$201	23

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 22.8%
• Equity multiple: 2.84×
• Total profit: $120,752
• Equity at exit: $211,707

10-year hold

• IRR: 20.4%
• Equity multiple: 6.49×
• Total profit: $361,086
• Equity at exit: $456,553

Cash invested: $65,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Georgia: 90 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

Methodology + full state rankings →

ZIP-level market 30179

• Home prices YoY: 6.7%
• Active inventory: 189
• Price-to-rent: 11.4×

Monthly cashflow live

• Estimated rent: $1,713 high
• Mortgage (P&I): −$1,232
• Tax from tax record: −$135 /mo · $1,624/yr
• Insurance: −$98
• HOA: −$0
• Vacancy / Maint / Mgmt: −$360
• Net cashflow: $-112

Break-even live

Break-even rent $1,855

Max offer price $215,130

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $58,750
• Closing costs: $7,050
• Reserves months: —
• Total cash needed: —

Rent comps 8 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
116 Arborwood Way Temple, GA	3.0	2.0	1782	$1,905	$1.07	12d	1	0.33mi
206 Randa Run Temple, GA	3.0	2.5	1600	$1,295	$0.81	15d	1	0.83mi
207 Randa Run Temple, GA	3.0	2.5	1600	$1,395	$0.87	44d	1	0.85mi
425 Hannah Dr Temple, GA	3.0	2.0	1275	$1,645	$1.29	20d	1	0.92mi
241 Amy Blvd Temple, GA	3.0	2.0	1819	$1,729	$0.95	43d	1	0.95mi
121 Breckenridge Pt Temple, GA	3.0	2.0	1687	$1,800	$1.07	19d	1	1.16mi
125 Fawn Ln Temple, GA	3.0	3.0	1234	$1,649	$1.34	43d	1	1.21mi
395 Villa Rosa Rd Temple, GA	2.0	1.5–2.5	1119	$1,418	$1.27	1d	5	1.45mi

Listing history 34 events

1. 2026-06-18
   days on market $235,000 Active 118 DOM
2. 2026-06-17
   days on market $235,000 Active 117 DOM
3. 2026-06-16
   days on market $235,000 Active 116 DOM
4. 2026-06-15
   days on market $235,000 Active 115 DOM
5. 2026-06-13
   days on market $235,000 Active 113 DOM
6. 2026-06-09
   days on market $235,000 Active 109 DOM
7. 2026-06-08
   days on market $235,000 Active 108 DOM
8. 2026-06-07
   days on market $235,000 Active 107 DOM
9. 2026-06-04
   days on market $235,000 Active 104 DOM
10. 2026-06-03
    days on market $235,000 Active 103 DOM
11. 2026-06-02
    days on market $235,000 Active 102 DOM
12. 2026-06-01
    days on market $235,000 Active 101 DOM
13. 2026-05-31
    days on market $235,000 Active 100 DOM
14. 2026-04-28
    price $235,000 1857-char remark

    Show marketing remark (1840 chars)

    Step into the charm and character of this beautifully preserved 1887 home offering 2 bedrooms, 1 fully renovated bathroom, and nearly 1,500 square feet of timeless living space. Rich with historic details and thoughtfully updated for modern comfort, this home is truly one of a kind. Inside, you'll find original hardwood floors, shiplap accent walls, generously sized bedrooms with large closets, and a completely renovated bathroom featuring a spacious walk-in shower. The heart of the home is the oversized kitchen that flows into a separate dining room, highlighted by a stunning double-sided fireplace that creates warmth and character between gathering spaces. Just off the laundry area, a versatile flex room offers the perfect setup for a home office, media room, craft space, or playroom. Major improvements provide peace of mind, including a durable metal roof, HVAC replaced in 2025, complete electrical replacement in 2021, blown insulation, vinyl siding, and updated windows installed in 2018 for improved efficiency. Outside, enjoy slow mornings and peaceful evenings from the covered rocking chair front porch or unwind on the backyard swing overlooking your private outdoor space. The property also includes two outbuildings, a utility shed and detached garage with gravel flooring, offering additional storage and workspace. And for those who appreciate a little nostalgia and small-town charm, this home sits near the railroad tracks, bringing character and a touch of timeless Americana to the setting. There’s something special about sipping coffee on the porch and hearing the occasional train pass by, a reminder of simpler days and the historic roots that make homes like this so memorable. Historic charm. Modern updates. Character you simply can’t recreate. This one is ready for its next chapter.

15. 2026-04-28
    price $235,000 1840-char remark

    Show marketing remark (1840 chars)

    Step into the charm and character of this beautifully preserved 1887 home offering 2 bedrooms, 1 fully renovated bathroom, and nearly 1,500 square feet of timeless living space. Rich with historic details and thoughtfully updated for modern comfort, this home is truly one of a kind. Inside, you'll find original hardwood floors, shiplap accent walls, generously sized bedrooms with large closets, and a completely renovated bathroom featuring a spacious walk-in shower. The heart of the home is the oversized kitchen that flows into a separate dining room, highlighted by a stunning double-sided fireplace that creates warmth and character between gathering spaces. Just off the laundry area, a versatile flex room offers the perfect setup for a home office, media room, craft space, or playroom. Major improvements provide peace of mind, including a durable metal roof, HVAC replaced in 2025, complete electrical replacement in 2021, blown insulation, vinyl siding, and updated windows installed in 2018 for improved efficiency. Outside, enjoy slow mornings and peaceful evenings from the covered rocking chair front porch or unwind on the backyard swing overlooking your private outdoor space. The property also includes two outbuildings, a utility shed and detached garage with gravel flooring, offering additional storage and workspace. And for those who appreciate a little nostalgia and small-town charm, this home sits near the railroad tracks, bringing character and a touch of timeless Americana to the setting. There’s something special about sipping coffee on the porch and hearing the occasional train pass by, a reminder of simpler days and the historic roots that make homes like this so memorable. Historic charm. Modern updates. Character you simply can’t recreate. This one is ready for its next chapter.

16. 2026-03-27
    price $245,000 1840-char remark

    Show marketing remark (1857 chars)

    Step into the charm and character of this beautifully preserved 1887 home offering 2 bedrooms, 1 fully renovated bathroom, and nearly 1,500 square feet of timeless living space. Rich with historic details and thoughtfully updated for modern comfort, this home is truly one of a kind. Inside, you'll find original hardwood floors, shiplap accent walls, generously sized bedrooms with large closets, and a completely renovated bathroom featuring a spacious walk-in shower. The heart of the home is the oversized kitchen that flows into a separate dining room, highlighted by a stunning double-sided fireplace that creates warmth and character between gathering spaces. Just off the laundry area, a versatile flex room offers the perfect setup for a home office, media room, craft space, or playroom. Major improvements provide peace of mind, including a durable metal roof (approximately 10 years old), HVAC replaced in 2025, complete electrical replacement in 2021, blown insulation, vinyl siding, and updated windows installed in 2018 for improved efficiency. Outside, enjoy slow mornings and peaceful evenings from the covered rocking chair front porch or unwind on the backyard swing overlooking your private outdoor space. The property also includes two outbuildings, a utility shed and detached garage with gravel flooring, offering additional storage and workspace. And for those who appreciate a little nostalgia and small-town charm, this home sits near the railroad tracks, bringing character and a touch of timeless Americana to the setting. There's something special about sipping coffee on the porch and hearing the occasional train pass by, a reminder of simpler days and the historic roots that make homes like this so memorable. Historic charm. Modern updates. Character you simply can't recreate. This one is ready for its next chapter.

17. 2026-03-27
    price $245,000 1857-char remark

    Show marketing remark (1857 chars)

    Step into the charm and character of this beautifully preserved 1887 home offering 2 bedrooms, 1 fully renovated bathroom, and nearly 1,500 square feet of timeless living space. Rich with historic details and thoughtfully updated for modern comfort, this home is truly one of a kind. Inside, you'll find original hardwood floors, shiplap accent walls, generously sized bedrooms with large closets, and a completely renovated bathroom featuring a spacious walk-in shower. The heart of the home is the oversized kitchen that flows into a separate dining room, highlighted by a stunning double-sided fireplace that creates warmth and character between gathering spaces. Just off the laundry area, a versatile flex room offers the perfect setup for a home office, media room, craft space, or playroom. Major improvements provide peace of mind, including a durable metal roof (approximately 10 years old), HVAC replaced in 2025, complete electrical replacement in 2021, blown insulation, vinyl siding, and updated windows installed in 2018 for improved efficiency. Outside, enjoy slow mornings and peaceful evenings from the covered rocking chair front porch or unwind on the backyard swing overlooking your private outdoor space. The property also includes two outbuildings, a utility shed and detached garage with gravel flooring, offering additional storage and workspace. And for those who appreciate a little nostalgia and small-town charm, this home sits near the railroad tracks, bringing character and a touch of timeless Americana to the setting. There's something special about sipping coffee on the porch and hearing the occasional train pass by, a reminder of simpler days and the historic roots that make homes like this so memorable. Historic charm. Modern updates. Character you simply can't recreate. This one is ready for its next chapter.

18. 2026-03-09
    price $252,500 1840-char remark

    Show marketing remark (1857 chars)

    Step into the charm and character of this beautifully preserved 1887 home offering 2 bedrooms, 1 fully renovated bathroom, and nearly 1,500 square feet of timeless living space. Rich with historic details and thoughtfully updated for modern comfort, this home is truly one of a kind. Inside, you'll find original hardwood floors, shiplap accent walls, generously sized bedrooms with large closets, and a completely renovated bathroom featuring a spacious walk-in shower. The heart of the home is the oversized kitchen that flows into a separate dining room, highlighted by a stunning double-sided fireplace that creates warmth and character between gathering spaces. Just off the laundry area, a versatile flex room offers the perfect setup for a home office, media room, craft space, or playroom. Major improvements provide peace of mind, including a durable metal roof (approximately 10 years old), HVAC replaced in 2025, complete electrical replacement in 2021, blown insulation, vinyl siding, and updated windows installed in 2018 for improved efficiency. Outside, enjoy slow mornings and peaceful evenings from the covered rocking chair front porch or unwind on the backyard swing overlooking your private outdoor space. The property also includes two outbuildings, a utility shed and detached garage with gravel flooring, offering additional storage and workspace. And for those who appreciate a little nostalgia and small-town charm, this home sits near the railroad tracks, bringing character and a touch of timeless Americana to the setting. There's something special about sipping coffee on the porch and hearing the occasional train pass by, a reminder of simpler days and the historic roots that make homes like this so memorable. Historic charm. Modern updates. Character you simply can't recreate. This one is ready for its next chapter.

19. 2026-03-09
    price $252,500 1857-char remark

    Show marketing remark (1857 chars)

    Step into the charm and character of this beautifully preserved 1887 home offering 2 bedrooms, 1 fully renovated bathroom, and nearly 1,500 square feet of timeless living space. Rich with historic details and thoughtfully updated for modern comfort, this home is truly one of a kind. Inside, you'll find original hardwood floors, shiplap accent walls, generously sized bedrooms with large closets, and a completely renovated bathroom featuring a spacious walk-in shower. The heart of the home is the oversized kitchen that flows into a separate dining room, highlighted by a stunning double-sided fireplace that creates warmth and character between gathering spaces. Just off the laundry area, a versatile flex room offers the perfect setup for a home office, media room, craft space, or playroom. Major improvements provide peace of mind, including a durable metal roof (approximately 10 years old), HVAC replaced in 2025, complete electrical replacement in 2021, blown insulation, vinyl siding, and updated windows installed in 2018 for improved efficiency. Outside, enjoy slow mornings and peaceful evenings from the covered rocking chair front porch or unwind on the backyard swing overlooking your private outdoor space. The property also includes two outbuildings, a utility shed and detached garage with gravel flooring, offering additional storage and workspace. And for those who appreciate a little nostalgia and small-town charm, this home sits near the railroad tracks, bringing character and a touch of timeless Americana to the setting. There's something special about sipping coffee on the porch and hearing the occasional train pass by, a reminder of simpler days and the historic roots that make homes like this so memorable. Historic charm. Modern updates. Character you simply can't recreate. This one is ready for its next chapter.

20. 2026-02-20
    listed $260,000 New 1857-char remark

    Show marketing remark (1840 chars)

    Step into the charm and character of this beautifully preserved 1887 home offering 2 bedrooms, 1 fully renovated bathroom, and nearly 1,500 square feet of timeless living space. Rich with historic details and thoughtfully updated for modern comfort, this home is truly one of a kind. Inside, you'll find original hardwood floors, shiplap accent walls, generously sized bedrooms with large closets, and a completely renovated bathroom featuring a spacious walk-in shower. The heart of the home is the oversized kitchen that flows into a separate dining room, highlighted by a stunning double-sided fireplace that creates warmth and character between gathering spaces. Just off the laundry area, a versatile flex room offers the perfect setup for a home office, media room, craft space, or playroom. Major improvements provide peace of mind, including a durable metal roof, HVAC replaced in 2025, complete electrical replacement in 2021, blown insulation, vinyl siding, and updated windows installed in 2018 for improved efficiency. Outside, enjoy slow mornings and peaceful evenings from the covered rocking chair front porch or unwind on the backyard swing overlooking your private outdoor space. The property also includes two outbuildings, a utility shed and detached garage with gravel flooring, offering additional storage and workspace. And for those who appreciate a little nostalgia and small-town charm, this home sits near the railroad tracks, bringing character and a touch of timeless Americana to the setting. There’s something special about sipping coffee on the porch and hearing the occasional train pass by, a reminder of simpler days and the historic roots that make homes like this so memorable. Historic charm. Modern updates. Character you simply can’t recreate. This one is ready for its next chapter.

21. 2026-02-20
    listed $260,000 Active 1840-char remark

    Show marketing remark (1840 chars)

    Step into the charm and character of this beautifully preserved 1887 home offering 2 bedrooms, 1 fully renovated bathroom, and nearly 1,500 square feet of timeless living space. Rich with historic details and thoughtfully updated for modern comfort, this home is truly one of a kind. Inside, you'll find original hardwood floors, shiplap accent walls, generously sized bedrooms with large closets, and a completely renovated bathroom featuring a spacious walk-in shower. The heart of the home is the oversized kitchen that flows into a separate dining room, highlighted by a stunning double-sided fireplace that creates warmth and character between gathering spaces. Just off the laundry area, a versatile flex room offers the perfect setup for a home office, media room, craft space, or playroom. Major improvements provide peace of mind, including a durable metal roof, HVAC replaced in 2025, complete electrical replacement in 2021, blown insulation, vinyl siding, and updated windows installed in 2018 for improved efficiency. Outside, enjoy slow mornings and peaceful evenings from the covered rocking chair front porch or unwind on the backyard swing overlooking your private outdoor space. The property also includes two outbuildings, a utility shed and detached garage with gravel flooring, offering additional storage and workspace. And for those who appreciate a little nostalgia and small-town charm, this home sits near the railroad tracks, bringing character and a touch of timeless Americana to the setting. There’s something special about sipping coffee on the porch and hearing the occasional train pass by, a reminder of simpler days and the historic roots that make homes like this so memorable. Historic charm. Modern updates. Character you simply can’t recreate. This one is ready for its next chapter.

22. 2021-08-27
    soldstatus $212,000 Sold
23. 2021-07-22
    status Under Contract
24. 2021-07-19
    listed $224,900 New
25. 2021-07-09
    historical
26. 2021-06-28
    price $229,900
27. 2021-06-17
    price $235,000
28. 2021-06-08
    price $239,900
29. 2021-05-21
    price $242,900
30. 2021-05-14
    price $249,900
31. 2021-05-14
    price $249,000
32. 2021-05-04
    listed $319,000 New
33. 2018-02-07
    soldstatus $35,000
34. 1995-05-04
    soldstatus $25,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

• Current annual tax: $1,624 · $135/mo
• Projected year-2 tax: $2,162 · $180/mo
• Expected delta: +$538/yr (+$45/mo · 33.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 5/10 Major 7 d/yr ≥102°F today · 19 d/yr by 30 yrs out
• 💨 Wind 5/10 Major 25% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,555
• − Mortgage interest: −$13,164
• − Property taxes: −$1,624
• − Insurance: −$1,175
• − Repairs & maintenance: −$1,644
• − Management: −$1,644
• − Depreciation: −$6,836
• Taxable loss: −$5,534
• Est. tax savings @ 24.0%: +$1,328
• After-tax cash flow: $-22/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Carroll County
• NCES district ID: 1300840
• Math proficiency: 42% ▼ -7.00%
• Reading proficiency: 41% ▼ -8.00%
• Median HH income: $48,692
• Composite: 35.62/100
• National rank: #4888
• State rank: #38 of 174 in GA

Livability — Temple

• Score: 72/100
• State rank: #60
• US rank: #5802

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A Housing A+ Health & safety C User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Temple, GA
• County: Carroll County · 124,888 people
• City population: 19,882
• Metro: Atlanta-Sandy Springs-Alpharetta, GA
• Population (ZIP): 19,882
• Household income: $76,571
• Rent vs Own: 15.1% rent · 84.9% own
• Severe rent burden: 396.0

Population outlook (Carroll County) Hauer SSP2

• Today (2025): 123,370 people
• By 2030: 127,186 · +3.1%
• By 2040: 133,534 · +8.2%
• By 2050: 137,612 · +11.5%
• By 2075: 142,892 · +15.8%
• By 2100: 136,294 · +10.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (77%)
• Race & ethnicity: White 77% Black 15% Hispanic / Latino 5% Two or more races 4%
• Common ancestry: Italian 1% Lithuanian 1% Serbian 1%
• Foreign-born: 4% · Canada
• Languages at home: 95% English-only · Spanish 4%

Political lean MEDSL · Carroll

• 2024 margin: Solid R (+41.2) · D 29.1% · R 70.3%
• 2008→2024 swing: -8.2pp toward R · 2008: -32.9pp · 2024: -41.2pp
• All cycles: 2024: R+41.2 2020: R+39.0 2016: R+40.1 2012: R+37.7 2008: R+32.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 27.16%
• Current HPI: 435.3863
• Rent YoY: —
• Metro: Atlanta-Sandy Springs-Alpharetta, GA
• State GDP YoY: ▲ 2.66%
• F500 in state: 28

Industry mix (Fortune 500 HQ in GA)

Industry	F500 HQs	Revenue
▸Paper / Packaging	2	$29B
▸Retail	1	$160B
▸Transportation / Logistics	1	$91B
▸Airlines	1	$62B
▸Consumer Goods	1	$47B
▸Utilities	1	$25B

Price history

+840.0% since first listed

21 events — show timeline

• 2026-04-28 Price Changed $235,000 GAMLS
• 2026-04-28 Price Changed $235,000 FMLS
• 2026-03-27 Price Changed $245,000 FMLS
• 2026-03-27 Price Changed $245,000 GAMLS
• 2026-03-09 Price Changed $252,500 FMLS
• 2026-03-09 Price Changed $252,500 GAMLS
• 2026-02-20 Listed $260,000 FMLS
• 2026-02-20 Listed $260,000 GAMLS
• 2021-08-27 Sold (MLS) $212,000 GAMLS
• 2021-07-22 Pending — GAMLS
• 2021-07-19 Listed $224,900 GAMLS
• 2021-07-09 Listing Removed — GAMLS
• 2021-06-28 Price Changed $229,900 GAMLS
• 2021-06-17 Price Changed $235,000 GAMLS
• 2021-06-08 Price Changed $239,900 GAMLS
• 2021-05-21 Price Changed $242,900 GAMLS
• 2021-05-14 Price Changed $249,900 GAMLS
• 2021-05-14 Price Changed $249,000 GAMLS
• 2021-05-04 Listed $319,000 GAMLS
• 2018-02-07 Sold (Public Records) $35,000 Public Records
• 1995-05-04 Sold (Public Records) $25,000 Public Records

Property tax history

+14.8%/yr

Latest (2025): $1,624 · -0.9% YoY. Source: county tax records.