111 Sunnyside Dr · Geneva, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Appreciation +6.5/10.0
- Livability +3.1/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.2/10.0
$54,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Great opportunity for a 1 acre lot in Marion Mobile Estates! Corner lot, with 3 sides of road frontage! Large front porch, as well as a covered side porch! Spacious living room with vaulted ceiling and fireplace! Open to separate dining area! Kitchen features stained cabinets, breakfast bar, and walk-in pantry! Large primary bedroom features vaulted ceiling, huge walk-in closet, and private bathroom with double vanity, large garden tub, and separate, oversized shower! Two spacious secondary bedrooms share another full bathroom! Fenced backyard with tons of level yard space! A must see! Don't miss out!
Key facts
- Large front porch
- Vaulted ceiling
- 1 acre lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath manufactured listed at $55k.
Deal economics
- At list price, monthly cash flow is $641 ($8k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $55k).
- Recommended offer: $48k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 62/100 on livability (#323 in GA) — a middle-class / working-renter tenant base. Strengths: employment A+, cost of living A+; Watch: housing D, crime F, amenities F.
- Marion County (rural): math 23% / reading 29% proficiency, ranked #121 of 174 in GA (top 70%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 63% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Marion County Middle/High School (math 20% / reading 31%, grade F, #180 of 424 statewide, top 42%, 679 students, 82% FRL) — zoned schools average 82% FRL vs 63% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 15 active listings in the ZIP; 14 units permitted in Marion County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $2k of equity ($380 loan paydown + $2k appreciation (3.1% local appreciation)).
- Marion County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (3.1% appreciation + 3.0% rent growth), your $15k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- It's been on market 150 days — a 12% lower offer ($48k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $20k (27%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 150 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.25% ✓
- Cap rate
- 20.30%
- Cash-on-cash
- 50.03%
- DSCR
- 3.23
- GRM
- 3.7
CMA / ARV
No comps found within radius.
Projected returns pro-forma
3.06% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 55.2%
- Equity multiple
- 4.10×
- Total profit
- $47,585
- Equity at exit
- $24,859
- IRR
- 54.8%
- Equity multiple
- 8.29×
- Total profit
- $111,987
- Equity at exit
- $38,445
Cash invested: $15,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31801
- Home prices YoY
- 1.1%
- Active inventory
- 15
- Price-to-rent
- 3.7×
Monthly cashflow live
- Estimated rent
- $1,234 medium interval (Pro) →
- Mortgage (P&I)
- −$288
- Tax from tax record
- −$23 /mo · $277/yr
- Insurance
- −$23
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$259
- Net cashflow
- $641
Break-even live
Sensitivity live
| Price | -10% $672 | -5% $656 | +0% $641 | +5% $625 | +10% $610 |
|---|---|---|---|---|---|
| Rent | -10% $543 | -5% $592 | +0% $641 | +5% $690 | +10% $738 |
| Rate | -1.0pp $669 | -0.5pp $655 | base $641 | +0.5pp $627 | +1.0pp $612 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $13,725
- Closing costs
- $1,647
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 19 events
-
2026-06-21days on market $54,900 Active 150 DOM
-
2026-06-18days on market $54,900 Active 148 DOM
-
2026-06-17days on market $54,900 Active 147 DOM
-
2026-06-16days on market $54,900 Active 146 DOM
-
2026-06-15days on market $54,900 Active 145 DOM
-
2026-06-13days on market $54,900 Active 143 DOM
-
2026-06-12days on market $54,900 Active 142 DOM
-
2026-06-09days on market $54,900 Active 139 DOM
-
2026-06-08days on market $54,900 Active 138 DOM
-
2026-06-07statusdays on market $54,900 Active 137 DOM
-
2026-06-05statusdays on market $54,900 Back On Market 135 DOM
-
2026-02-25status Under Contract
-
2026-01-21status Pending 608-char remark
Show marketing remark (608 chars)
Great opportunity for a 1 acre lot in Marion Mobile Estates! Corner lot, with 3 sides of road frontage! Large front porch, as well as a covered side porch! Spacious living room with vaulted ceiling and fireplace! Open to separate dining area! Kitchen features stained cabinets, breakfast bar, and walk-in pantry! Large primary bedroom features vaulted ceiling, huge walk-in closet, and private bathroom with double vanity, large garden tub, and separate, oversized shower! Two spacious secondary bedrooms share another full bathroom! Fenced backyard with tons of level yard space! A must see! Don't miss out!
-
2025-12-22price $54,900 608-char remark
Show marketing remark (608 chars)
Great opportunity for a 1 acre lot in Marion Mobile Estates! Corner lot, with 3 sides of road frontage! Large front porch, as well as a covered side porch! Spacious living room with vaulted ceiling and fireplace! Open to separate dining area! Kitchen features stained cabinets, breakfast bar, and walk-in pantry! Large primary bedroom features vaulted ceiling, huge walk-in closet, and private bathroom with double vanity, large garden tub, and separate, oversized shower! Two spacious secondary bedrooms share another full bathroom! Fenced backyard with tons of level yard space! A must see! Don't miss out!
-
2025-12-22price $54,900
Show marketing remark (608 chars)
Great opportunity for a 1 acre lot in Marion Mobile Estates! Corner lot, with 3 sides of road frontage! Large front porch, as well as a covered side porch! Spacious living room with vaulted ceiling and fireplace! Open to separate dining area! Kitchen features stained cabinets, breakfast bar, and walk-in pantry! Large primary bedroom features vaulted ceiling, huge walk-in closet, and private bathroom with double vanity, large garden tub, and separate, oversized shower! Two spacious secondary bedrooms share another full bathroom! Fenced backyard with tons of level yard space! A must see! Don't miss out!
-
2025-11-18price $64,900 608-char remark
Show marketing remark (608 chars)
Great opportunity for a 1 acre lot in Marion Mobile Estates! Corner lot, with 3 sides of road frontage! Large front porch, as well as a covered side porch! Spacious living room with vaulted ceiling and fireplace! Open to separate dining area! Kitchen features stained cabinets, breakfast bar, and walk-in pantry! Large primary bedroom features vaulted ceiling, huge walk-in closet, and private bathroom with double vanity, large garden tub, and separate, oversized shower! Two spacious secondary bedrooms share another full bathroom! Fenced backyard with tons of level yard space! A must see! Don't miss out!
-
2025-11-18price $64,900
Show marketing remark (608 chars)
Great opportunity for a 1 acre lot in Marion Mobile Estates! Corner lot, with 3 sides of road frontage! Large front porch, as well as a covered side porch! Spacious living room with vaulted ceiling and fireplace! Open to separate dining area! Kitchen features stained cabinets, breakfast bar, and walk-in pantry! Large primary bedroom features vaulted ceiling, huge walk-in closet, and private bathroom with double vanity, large garden tub, and separate, oversized shower! Two spacious secondary bedrooms share another full bathroom! Fenced backyard with tons of level yard space! A must see! Don't miss out!
-
2025-10-14$74,900 New
Show marketing remark (608 chars)
Great opportunity for a 1 acre lot in Marion Mobile Estates! Corner lot, with 3 sides of road frontage! Large front porch, as well as a covered side porch! Spacious living room with vaulted ceiling and fireplace! Open to separate dining area! Kitchen features stained cabinets, breakfast bar, and walk-in pantry! Large primary bedroom features vaulted ceiling, huge walk-in closet, and private bathroom with double vanity, large garden tub, and separate, oversized shower! Two spacious secondary bedrooms share another full bathroom! Fenced backyard with tons of level yard space! A must see! Don't miss out!
-
2025-10-14$74,900 Active 608-char remark
Show marketing remark (608 chars)
Great opportunity for a 1 acre lot in Marion Mobile Estates! Corner lot, with 3 sides of road frontage! Large front porch, as well as a covered side porch! Spacious living room with vaulted ceiling and fireplace! Open to separate dining area! Kitchen features stained cabinets, breakfast bar, and walk-in pantry! Large primary bedroom features vaulted ceiling, huge walk-in closet, and private bathroom with double vanity, large garden tub, and separate, oversized shower! Two spacious secondary bedrooms share another full bathroom! Fenced backyard with tons of level yard space! A must see! Don't miss out!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $277 · $23/mo
- Projected year-2 tax
- $505 · $42/mo
- Expected delta
- +$228/yr (+$19/mo · 82.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥106°F today · 19 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,807
- − Mortgage interest
- −$3,075
- − Property taxes
- −$277
- − Insurance
- −$274
- − Repairs & maintenance
- −$1,185
- − Management
- −$1,185
- − Depreciation
- −$1,597
- Taxable income
- $7,213
- Est. tax owed @ 24.0%
- −$1,731
- After-tax cash flow
- $5,959/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Marion County
- NCES district ID
- 1303540
- Math proficiency
- 23% ▼ -2.00%
- Reading proficiency
- 29% ▼ -9.00%
- Median HH income
- $36,313
- Composite
- 21.56/100
- National rank
- #8308
- State rank
- #121 of 174 in GA
Livability — Geneva
- Score
- 62/100
- State rank
- #323
- US rank
- #17231
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 2,786
Population outlook (Marion County) Hauer SSP2
- Today (2025)
- 8,483 people
- By 2030
- 8,286 · -2.3%
- By 2040
- 7,674 · -9.5%
- By 2050
- 6,959 · -18.0%
- By 2075
- 5,306 · -37.5%
- By 2100
- 3,726 · -56.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (68%)
- Race & ethnicity
- White 68% Black 15% Two or more races 9% Hispanic / Latino 6% Asian 2%
- Hispanic origin (detail)
- Mexican 5% Puerto Rican 1%
- Common ancestry
- Italian 2% Lithuanian 1%
- Foreign-born
- 6% · Canada
- Languages at home
- 93% English-only · Spanish 5% Other Asian/Pacific 2%
Political lean MEDSL · Marion
- 2024 margin
- Solid R (+30.2) · D 34.6% · R 64.8%
- 2008→2024 swing
- -18.0pp toward R · 2008: -12.3pp · 2024: -30.2pp
- All cycles
- 2024: R+30.2 2020: R+26.6 2016: R+22.2 2012: R+10.1 2008: R+12.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 3.06%
- Current HPI
- 280.4765
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
|
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
-26.7% since first listed8 events — show timeline
- 2026-02-25 Pending — GAMLS
- 2026-01-21 Pending — CBOR
- 2025-12-22 Price Changed $54,900 CBOR
- 2025-12-22 Price Changed $54,900 GAMLS
- 2025-11-18 Price Changed $64,900 CBOR
- 2025-11-18 Price Changed $64,900 GAMLS
- 2025-10-14 Listed $74,900 CBOR
- 2025-10-14 Listed $74,900 GAMLS
Property tax history
-1.4%/yrLatest (2025): $277 · -12.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…