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2726 Sierra Vista Dr
B- Composite 65.34
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +29.1/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.6/10.0
  • Appreciation +4.7/10.0
  • ARV discount +2.9/15.0
  • Livability +2.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.2/10.0

$79,500

2726 Sierra Vista Dr · Llano Grande, TX 78596
2 bd · 1.0 ba · 784 sqft · Manufactured public records · 138 Days on market
Built 1983 2,800 sqft lot Est $72k · 10% over $58/mo HOA · 5% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Fantastic deal on this renovated home at Siesta Village in Weslaco. Looking for a retirement community that has a pool, pickleball, activities, library, game room and great company? Come check out this active lifestyle retirement community! This home offers 2 bedrooms and 1 bathroom with a fully renovated tile shower with clear doors, quality work done on this fully enclosed covered patio, has laminate flooring, new windows and 2 stair access to the home. The kitchen is spacious and inviting, great for cooking with a beautiful butcher block countertop all around. The home has had a facelift and you don't want to miss out on this one! Extra storage room where laundry is also has a sink. Sch

Key facts

  • Laminate flooring
  • New windows
  • Extra storage room

Tags

FULLY RENOVATED TILE SHOWERFULLY ENCLOSED COVERED PATIOLAMINATE FLOORINGNEW WINDOWSBUTCHER BLOCK COUNTERTOPEXTRA STORAGE ROOM

Property features AI

Finance

  • Other: Living area reported from HidalgoCAD
  • HOA & community: Mandatory association (Siesta retirement village); Annual association fee of $700; POA mandatory with $200 transfer fee; Community pool; Senior community

Exterior

  • Parking: 1 total parking space; 1 covered space; 1 carport (no garage)
  • Security: Smoke detector(s)
  • Utilities: City sewer; Public water; Electric service
  • Home design: Owner occupies the lot; Irregular lot shape; Lot dimensions approximately 40 x 70
  • Construction: Vinyl siding; Metal roof; Other foundation
  • Exterior features: Gutters/spouting; Rock yard; Covered patio; Storage structure on property; Paved road access; Public water

Interior

  • Kitchen: Microwave; Refrigerator; Electric coil stove/range
  • Flooring: Carpet; Laminate flooring; Vinyl flooring
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Laminate countertops; Ceiling fans; Smoke detector(s); Dryer and washer present; Washer/Dryer connection; Laundry area; Bay window(s); Drapes and mini blinds; Storm windows (energy feature)
  • Laundry & utility: Washer and dryer included; Washer/Dryer connection; Electric water heater; Water heater located in other location

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath manufactured listed at $80k.

Deal economics

  • At list price, monthly cash flow is $276 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $80k).
  • Recommended offer: $70k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 56/100 on livability (#1,288 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A-, crime B; Watch: amenities F, commute F, employment F.
  • Weslaco ISD (suburban): math 23% / reading 31% proficiency, ranked #705 of 826 in TX (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Dr R E Margo El (math 17% / reading 22%, grade F, #3,583 of 4,322 statewide, top 86%, 914 students, 87% FRL); Armando Cuellar Middle (math 22% / reading 31%, grade F, #1,200 of 1,662 statewide, top 73%, 626 students, 88% FRL); Weslaco East H S (math 24% / reading 26%, grade F, #1,250 of 1,632 statewide, top 77%, 2,004 students, 86% FRL) — zoned schools average 87% FRL vs 59% district-wide (27 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 708 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 7,378 units permitted in Hidalgo County in 2024 (641 in 5+ unit buildings).

Forward outlook

  • In year one you build about $86 of equity ($550 loan paydown + $-464 appreciation (-0.6% local appreciation)).
  • Hidalgo County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-0.6% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 138 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 6→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $69,960 (12.0% below list)

Questions for the listing agent

  1. It's been on market 138 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.36%
Cap rate
10.45%
Cash-on-cash
14.86%
DSCR
1.66
GRM
6.1

CMA / ARV

ARV (on-the-fly)
$72,128
Comps found
3
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2729 La Quinta Dr 0.23mi 2/1.5 812 (+4%) 14mo $75,000 $92 69
2813 La Quinta Dr 0.24mi 2/1.0 840 (+7%) 17mo $53,000 $63 63
2919 Mesa Verde Dr 0.32mi 2/1.5 840 (+7%) 16mo $79,500 $95 58

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.58% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
12.7%
Equity multiple
1.59×
Total profit
$13,103
Equity at exit
$20,789
10-year hold
IRR
18.2%
Equity multiple
2.90×
Total profit
$42,204
Equity at exit
$23,224

Cash invested: $22,260 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78596

Home prices YoY
-0.2%
Active inventory
708
Price-to-rent
6.1×

Monthly cashflow live

Estimated rent
$1,080 high interval (Pro) →
Mortgage (P&I)
$417
Tax from tax record
$69 /mo · $831/yr
Insurance
$33
HOA
$58
Vacancy / Maint / Mgmt
$227
Net cashflow
$276

Break-even live

Break-even rent $731
Max offer price $79,500
Occupancy floor 69%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,875
Closing costs
$2,385
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 19 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2801 Laquinta Weslaco, TX 2.0 1.0 984 $1,350 $1.37 43d 1 0.24mi
1630 Playa Dr Unit 1 Weslaco, TX 2.0 2.0 935 $1,095 $1.17 43d 1 0.67mi
1635 Playa Dr Unit 1 Weslaco, TX 2.0 2.0 988 $1,095 $1.11 43d 1 0.67mi
1603 Playa Dr Unit 3 Weslaco, TX 2.0 2.0 1100 $1,150 $1.05 43d 1 0.77mi
1511 Playa Dr Unit 2 Progreso Lakes, TX 3.0 2.0 987 $1,250 $1.27 43d 1 0.79mi
1424 Alta Vista Dr Apt 1 Progreso Lakes, TX 2.0 2.0 825 $995 $1.21 43d 1 0.91mi
1416 Alta Vista Dr Apt 1 Progreso Lakes, TX 2.0 2.0 985 $1,025 $1.04 43d 1 0.94mi
3808 Las Vistas Ln Unit 1 Weslaco, TX 2.0 2.0 928 $1,100 $1.19 43d 1 0.95mi
1413 Alta Vista Dr Unit 4 Progreso Lakes, TX 3.0 2.0 1087 $1,150 $1.06 43d 1 0.97mi
1404 Alta Vista Dr Unit 3 Progreso Lakes, TX 2.0 2.0 985 $1,075 $1.09 43d 1 0.98mi
3918 Las Vistas Ln Unit 4 Weslaco, TX 2.0 2.0 1061 $1,125 $1.06 43d 1 0.98mi
3921 Las Vistas Ln Weslaco, TX 2.0 2.0 1067 $1,050 $0.98 43d 1 0.98mi
3814 Bella Costa Dr Unit 2 Weslaco, TX 3.0 2.0 1087 $1,175 $1.08 43d 1 1.01mi
609 Buena Vista Dr Apt 1 Weslaco, TX 2.0 2.0 888 $750 $0.84 43d 1 1.29mi
604 Buena Vista Dr Weslaco, TX 2.0 2.0 783 $750 $0.96 43d 1 1.34mi
1306 E 11th St Unit 11 Weslaco, TX 2.0 2.0 900 $875 $0.97 43d 1 1.35mi
1810 S Oregon Ave Unit 1810-9 Weslaco, TX 2.0 1.0 850 $795 $0.94 43d 1 1.39mi
1810 S Oregon Ave Unit 622-3 Weslaco, TX 2.0 1.0 850 $855 $1.01 43d 1 1.39mi
1810 S Oregon Ave Unit 1810-14 Weslaco, TX 2.0 1.0 850 $695 $0.82 43d 1 1.39mi

HOA detail

Monthly dues
$58 · $696/yr
Likely covers
pool

Listing history 20 events

  1. 2026-06-18
    days on market $79,500 Active 138 DOM
  2. 2026-06-17
    days on market $79,500 Active 137 DOM
  3. 2026-06-16
    days on market $79,500 Active 136 DOM
  4. 2026-06-15
    days on market $79,500 Active 135 DOM
  5. 2026-06-15
    days on market $79,500 Active 134 DOM
  6. 2026-06-13
    days on market $79,500 Active 133 DOM
  7. 2026-06-12
    days on market $79,500 Active 132 DOM
  8. 2026-06-09
    days on market $79,500 Active 129 DOM
  9. 2026-06-08
    days on market $79,500 Active 128 DOM
  10. 2026-06-08
    days on market $79,500 Active 127 DOM
  11. 2026-06-07
    days on market $79,500 Active 126 DOM
  12. 2026-06-03
    days on market $79,500 Active 123 DOM
  13. 2026-06-02
    days on market $79,500 Active 122 DOM
  14. 2026-06-01
    days on market $79,500 Active 121 DOM
  15. 2026-05-31
    days on market $79,500 Active 120 DOM
  16. 2026-01-31
    listed $79,500 Active
  17. 2024-09-26
    soldstatus
  18. 2015-11-23
    soldstatus
  19. 2009-04-22
    soldstatus
  20. 2009-04-22
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$831 · $69/mo
Projected year-2 tax
$1,455 · $121/mo
Expected delta
+$624/yr (+$52/mo · 75.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (shaded) · 24% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 9/10 Extreme 6 d/yr ≥110°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$12,955
− Mortgage interest
−$4,453
− Property taxes
−$831
− Insurance
−$398
− Repairs & maintenance
−$1,036
− Management
−$1,036
− HOA
−$696
− Depreciation
−$2,313
Taxable income
$2,192
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$526
After-tax cash flow
$2,781/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Weslaco ISD
NCES district ID
4844960
Math proficiency
23% ▼ -29.00%
Reading proficiency
31% ▼ -9.00%
Median HH income
$32,867
Composite
22.05/100
National rank
#8196
State rank
#705 of 826 in TX

Livability — Llano Grande

Score
56/100
State rank
#1288
US rank
#22408

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment F Housing A- Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Llano Grande, TX
Population (ZIP)
38,942

Population outlook (Hidalgo County) Hauer SSP2

Today (2025)
955,232 people
By 2030
1,009,774 · +5.7%
By 2040
1,120,332 · +17.3%
By 2050
1,225,036 · +28.2%
By 2075
1,439,189 · +50.7%
By 2100
1,533,429 · +60.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (86%)
Race & ethnicity
Hispanic / Latino 86% Two or more races 38% White 13%
Hispanic origin (detail)
Mexican 82%
Common ancestry
Slovak 1%
Foreign-born
17% · Canada
Languages at home
27% English-only · Spanish 72%

Political lean MEDSL · Hidalgo

2024 margin
Toss-up / Even · D 48.1% · R 51.0%
2008→2024 swing
-41.6pp toward R · 2008: 38.7pp · 2024: -2.9pp
All cycles
2024: R+2.9 2020: D+17.1 2016: D+40.5 2012: D+41.8 2008: D+38.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.58%
Current HPI
261.5117
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

5 events — show timeline
  • 2026-01-31 Listed $79,500 MCALLENMLS
  • 2024-09-26 Sold (Public Records) Public Records
  • 2015-11-23 Sold (Public Records) Public Records
  • 2009-04-22 Sold (Public Records) Public Records
  • 2009-04-22 Sold (Public Records) Public Records

Property tax history

+6.5%/yr

Latest (2025): $831 · -15.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…