4657 Carlton Golf Dr · Lake Worth, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 25 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +27.7/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +9.7/10.0
- Schools +6.6/10.0
- Appreciation +4.7/10.0
- Condition / age +4.0/5.0
- Livability +3.4/5.0
- Rent growth +2.5/5.0
$265,000
4657 Carlton Golf Dr · Lake Worth, FL 33449
2 bd · 2.0 ba · 1,960 sqft · SingleFamily
public records
· 176 Days on market
Built 2001
4,796 sqft lot
2-car garage
$135/sqft
· 35% below area
Est $408k · 35% under
$710/mo HOA · 17% of rent
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Open Floor Plan Bentley Model Villa In Cambridge Wycliffe Golf & Country Club. This Great Home Features An Open Floor Plan, Master Bedroom Suite With 2 Walk-In Closets, Large Guest Bedroom, Den/Office/3rd Guest Bedroom. Private Screen Enclosed Back Yard. Two Car Garage with Separate Golf Cart Space. Satellite Pool For Residents of Cambridge Only. Must See, Call Today For An Appointment. Wycliffe Golf & Country Club Is A Mandatory Membership Club Offering The Best Lifestyle In South Florida. Featuring 2 Dining Venues, State Of The Art Fitness Center, Palates, Aerobics, Yoga, Spin, Fitness Classes, Water Aerobics, Personal Trainers, Physical Therapy, Sauna, Steam, 16 Har-Tru Tennis Courts With A Center Court Stadium Seating, Two Championship Golf Courses, Olympic Size Swimming Pool/Spa, Full Service Spa, Ladies/Men's Card Rooms, Clubs And Organizations, Special Events, Dinner Dances . Come Join The Fun, Make Your Appointment To See This Wonderful Home And Country Club Today!
Key facts
- Pickleball courts
- Full service spa
- Private yard
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath single-family listed at $265k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $796 ($10k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($4k rent vs $265k).
- Recommended offer: $233k (12.0% below list) — sets the bar for market timing.
- Cap rate 9.9% vs local median 4.1% in Lake Worth — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 67/100 on livability (#544 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing B; Watch: amenities D+, crime F, commute F.
- Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Panther Run Elementary School (math 85% / reading 82%, grade A+, #60 of 2,144 statewide, top 3%, 787 students, 19% FRL); Polo Park Middle School (math 65% / reading 68%, grade A-, #84 of 571 statewide, top 16%, 1,156 students, 33% FRL); Palm Beach Central High School (math 42% / reading 55%, grade D, #198 of 667 statewide, top 30%, 2,980 students, 40% FRL) — zoned schools average 31% FRL vs 52% district-wide (21 pts lower); this property's tenant base skews higher-income than the district average.
- Zoned-school proficiency averages 66% at this address vs 50% district-wide (+17 pts) — the actual schools serving this property are materially stronger than the Palm Beach average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: 227 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 95d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 88% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).
Forward outlook
- In year one you build about $44 of equity ($2k loan paydown + $-2k appreciation (-0.7% local appreciation)).
- Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-0.7% appreciation + 3.0% rent growth), your $74k cash investment doubles in ~7 years — after that, you're playing with house money.
Negotiation context
- It's been on market 176 days — a 12% lower offer ($233k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 26y ago; this cycle's ask has dropped $50k (16%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $100k; list at $265k implies a 165% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$233,200
(12.0% below list)
Questions for the listing agent
- It's been on market 176 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.61% ✓
- Cap rate
- 9.90%
- Cash-on-cash
- 12.88%
- DSCR
- 1.57
- GRM
- 5.2
CMA / ARV
- ARV (median comp)
- $407,526
- List price
- $265,000
- Delta
- -34.97%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 7 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4554 Carlton Golf Dr | 0.15mi | 3/2.0 (+1) | 1,890 (-4%) | 1mo | $390,000 | $206 | 81 |
| 4681 Carlton Golf Dr | 0.09mi | 2/2.0 | 1,748 (-11%) | 3mo | $295,000 | $169 | 76 |
| 4489 Barclay Fair Way | 0.17mi | 3/2.5 (+1) | 2,022 (+3%) | 12mo | $440,000 | $218 | 70 |
| 4393 Mersin Ln Unit Prestige 97 | 0.47mi | 3/2.5 (+1) | 2,114 (+8%) | 2mo | $795,000 | $376 | 57 |
| 4433 Kensington Park Way | 0.50mi | 3/2.0 (+1) | 2,093 (+7%) | 11mo | $289,000 | $138 | 51 |
| 4398 Sipora Ct Unit Prestige | 0.55mi | 3/2.5 (+1) | 2,080 (+6%) | 9mo | $847,975 | $408 | 50 |
| 9602 Chora Tunel Way Unit Mystique 88 | 0.54mi | 3/3.0 (+1) | 2,228 (+14%) | 5mo | $848,175 | $381 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-0.67% appreciation · 3.0% rent growth · sell at horizon
5-year hold
- IRR
- 10.3%
- Equity multiple
- 1.47×
- Total profit
- $35,198
- Equity at exit
- $68,125
10-year hold
- IRR
- 16.1%
- Equity multiple
- 2.67×
- Total profit
- $123,752
- Equity at exit
- $75,144
Cash invested: $74,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Buyer's market
Market conditions
within 1.0 mi — comparable homes for sale
Active competition Active MLS
- For sale now
- 29 active · 20 under contract
- Months of supply
- 34.8 mo (3%/mo absorbed)
- Median asking
- $708,990 ($347/sqft)
- Median days on market
- 69 d
- This list price
- 3% of active listings are priced below it
- ARV vs active asking
- -40.1% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 33449
- Home prices YoY
- -0.2%
- Active inventory
- 227
- Price-to-rent
- 5.2×
Monthly cashflow live
↻
- Estimated rent
- $4,265 high interval (Pro) →
- Mortgage (P&I)
- −$1,390
- Tax from tax record
- −$363 /mo · $4,351/yr
- Insurance
- −$110
- HOA
- −$710
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$896
- Net cashflow
- $796
Break-even live
Break-even rent
$3,257
Max offer price
$265,000
Occupancy floor
76%
Sensitivity live
| Price | -10% $946 | -5% $871 | +0% $796 | +5% $721 | +10% $646 |
|---|---|---|---|---|---|
| Rent | -10% $459 | -5% $628 | +0% $796 | +5% $965 | +10% $1,133 |
| Rate | -1.0pp $930 | -0.5pp $864 | base $796 | +0.5pp $728 | +1.0pp $658 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $66,250
- Closing costs
- $7,950
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4528 Barclay Fair Way Lake Worth, FL | 3.0 | 2.0 | 2147 | $8,000 | $3.73 | 94d | 1 | 0.17mi |
| 10173 Andover Coach Cir Unit G2 Lake Worth, FL | 3.0 | 2.0 | 1807 | $3,500 | $1.94 | 120d | 1 | 0.17mi |
| 10303 Andover Coach Cir Unit A1 Wellington, FL | 2.0 | 2.0 | 1420 | $5,500 | $3.87 | 120d | 1 | 0.21mi |
| 4553 Barclay Fair Way Lake Worth, FL | 3.0 | 3.0 | 2278 | $4,000 | $1.76 | 112d | 1 | 0.23mi |
| 4553 Barclay Fair Way Lake Worth, FL | 3.0 | 3.0 | 2278 | $4,000 | $1.76 | 120d | 1 | 0.23mi |
| 4841 Exeter Estate Ln Lake Worth, FL | 3.0 | 3.0 | 2567 | $5,000 | $1.95 | 120d | 1 | 0.40mi |
| 4378 Danielson Dr Lake Worth, FL | 3.0 | 2.0 | 2050 | $4,200 | $2.05 | 84d | 1 | 0.82mi |
| 4378 Danielson Dr Lake Worth, FL | 3.0 | 2.0 | 2050 | $3,500 | $1.71 | 36d | 1 | 0.82mi |
| 9084 Silver Glen Way Lake Worth, FL | 3.0 | 2.0 | 1828 | $3,395 | $1.86 | 57d | 1 | 0.86mi |
| 10860 Fairmont Village Dr Lake Worth, FL | 3.0 | 3.0 | 2595 | $5,500 | $2.12 | 33d | 1 | 0.89mi |
| 10860 Fairmont Village Dr Lake Worth, FL | 3.0 | 3.0 | 2595 | $5,500 | $2.12 | 89d | 1 | 0.89mi |
| 3470 Custer Ave Lake Worth, FL | 3.0 | 2.0 | 2040 | $4,500 | $2.21 | 120d | 1 | 0.94mi |
| 4173 Imperial Club Ln Lake Worth, FL | 3.0 | 2.5 | 1989 | $2,995 | $1.51 | 61d | 1 | 0.96mi |
| 4173 Imperial Club Ln Lake Worth, FL | 3.0 | 2.5 | 1989 | $2,995 | $1.51 | 114d | 1 | 0.96mi |
| 10385 Wellington Parc Dr Wellington, FL | 3.0 | 2.5 | 1783 | $3,250 | $1.82 | 83d | 1 | 0.98mi |
| 10457 Wellington Parc Dr Lake Worth, FL | 3.0 | 2.5 | 1688 | $3,200 | $1.90 | 120d | 1 | 0.98mi |
| 9855 Herons Nest Ct Lake Worth, FL | 1.0–3.0 | 1.0–2.0 | 1026 | $2,388 | $2.33 | 11d | 8 | 0.98mi |
| 10450 Wellington Parc Dr Wellington, FL | 3.0 | 2.5 | 1983 | $3,350 | $1.69 | 120d | 1 | 1.01mi |
| 10348 Wellington Parc Dr Wellington, FL | 3.0 | 2.5 | 2060 | $3,300 | $1.60 | 83d | 1 | 1.02mi |
| 3366 Harness Cir Lake Worth, FL | 3.0 | 2.0 | 2340 | $3,750 | $1.60 | 106d | 1 | 1.08mi |
| 9041 Zevon Ct Lake Worth, FL | 3.0 | 2.5 | 1708 | $3,500 | $2.05 | 41d | 1 | 1.09mi |
| 3306 Fargo Ave Lake Worth, FL | 3.0 | 2.0 | 2370 | $5,500 | $2.32 | 120d | 1 | 1.12mi |
| 4778 Navali Dr Lake Worth, FL | 3.0 | 2.5 | 1708 | $3,500 | $2.05 | 41d | 1 | 1.12mi |
| 4790 Navali Dr Lake Worth, FL | 3.0 | 2.5 | 1708 | $3,200 | $1.87 | 120d | 1 | 1.12mi |
| 4839 Navali Dr Lake Worth, FL | 3.0 | 2.5 | 2124 | $3,300 | $1.55 | 120d | 1 | 1.13mi |
| 9006 Zevon Ct Lake Worth, FL | 3.0 | 2.5 | 2032 | $3,300 | $1.62 | 120d | 1 | 1.13mi |
| 8985 Gulf Run Way Lake Worth, FL | 3.0 | 2.5 | 2049 | $3,400 | $1.66 | 94d | 1 | 1.18mi |
| 8975 Kingsmoor Way Lake Worth, FL | 3.0 | 2.5 | 1918 | $3,400 | $1.77 | 75d | 1 | 1.19mi |
| 9028 Kingsmoor Way Lake Worth, FL | 3.0 | 2.5 | 1918 | $3,450 | $1.80 | 35d | 1 | 1.19mi |
| 9044 Kingsmoor Way Lake Worth, FL | 3.0 | 2.5 | 1918 | $3,390 | $1.77 | 11d | 1 | 1.20mi |
| 8951 Kingsmoor Way Lake Worth, FL | 3.0 | 2.5 | 1918 | $3,500 | $1.82 | 100d | 1 | 1.21mi |
| 9108 Kingsmoor Way Lake Worth, FL | 3.0 | 2.5 | 1918 | $3,400 | $1.77 | 106d | 1 | 1.23mi |
| 5779 Raceway Rd Unit 5779 Wellington, FL | 3.0 | 2.5 | 1820 | $4,100 | $2.25 | 24d | 1 | 1.26mi |
| 4946 Navali Dr Lake Worth, FL | 3.0 | 2.5 | 1708 | $3,300 | $1.93 | 80d | 1 | 1.26mi |
| 4946 Navali Dr Lake Worth, FL | 3.0 | 2.5 | 1708 | $3,300 | $1.93 | 6d | 1 | 1.26mi |
| 8914 Kingsmoor Way Lake Worth, FL | 3.0 | 2.0 | 2019 | $4,500 | $2.23 | 106d | 1 | 1.27mi |
| 8914 Kingsmoor Way Lake Worth, FL | 3.0 | 2.0 | 2019 | $4,500 | $2.23 | 120d | 1 | 1.27mi |
| 4415 Arcturus Ln Lake Worth, FL | 3.0 | 2.5 | 2208 | $3,800 | $1.72 | 88d | 1 | 1.28mi |
| 8883 Kingsmoor Way Lake Worth, FL | 3.0 | 2.0 | 1997 | $4,000 | $2.00 | 4d | 1 | 1.30mi |
| 8883 Kingsmoor Way Lake Worth, FL | 3.0 | 2.0 | 1997 | $4,225 | $2.12 | 106d | 1 | 1.30mi |
Property features AI
Finance
- Financial info
- Pets allowed (size limits apply)
- HOA & community
- Homeowners association (Cambridge at Wyclifee HOA Inc and Wycliffe Golf & Country Club HOA)Association amenities include clubhouse, fitness center, golf course, pool, heated pool, spa/hot tub, sauna, tennis courts, jogging path, putting green, bocce ball, library, lobby, business center, bar, management, manager on site, elevator(s), street lightsQuarterly HOA fees (association lists quarterly payment frequency)HOA fees include cable TV, internet, grounds maintenance, security, and common area upkeep
Exterior
- Parking
- Attached 2-car garage with garage door opener2 covered parking spaces
- Security
- Gated community with guardSecurity systemSmoke detectors
- Utilities
- Public waterPublic sewerThree-phase electricCable available
- Home design
- VillaOne-storyEntry level living areaFaces southeastAccessible central living area
- Construction
- Built with CBS (concrete block and stucco)Spanish tile roof
- Exterior features
- Covered patioScreened patioPatio
Interior
- Kitchen
- DishwasherElectric rangeMicrowaveRefrigeratorElectric water heater
- Bedrooms
- 2 bedrooms on the main level
- Flooring
- CarpetCeramic tile
- Bathrooms
- 2 full bathrooms (both on the main level)
- Heating & cooling
- Central heating (electric)Central air conditioning (electric)
- Interior features
- Cathedral ceilingsVaulted ceilingsWalk-in closetsSplit bedroom layoutRoman tub
- Laundry & utility
- Laundry inside in a laundry closet
HOA detail $710/mo · $8,520/yr
- Likely covers
- waterpoolgym
Listing history 50 events
-
2026-09-23days on market $265,000 Active 176 DOM
-
2026-09-22days on market $265,000 Active 175 DOM
-
2026-09-21days on market $265,000 Active 174 DOM
-
2026-09-20days on market $265,000 Active 173 DOM
-
2026-09-18days on market $265,000 Active 171 DOM
-
2026-09-17days on market $265,000 Active 170 DOM
-
2026-09-16pricedays on market $265,000 Active 169 DOM
-
2026-09-15days on market $290,000 Active 168 DOM
-
2026-09-13days on market $290,000 Active 166 DOM
-
2026-09-12days on market $290,000 Active 165 DOM
-
2026-09-11days on market $290,000 Active 164 DOM
-
2026-09-05days on market $290,000 Active 158 DOM
-
2026-09-04days on market $290,000 Active 157 DOM
-
2026-09-03days on market $290,000 Active 156 DOM
-
2026-08-31days on market $290,000 Active 153 DOM
-
2026-08-29days on market $290,000 Active 151 DOM
-
2026-08-28days on market $290,000 Active 150 DOM
-
2026-08-27days on market $290,000 Active 149 DOM
-
2026-08-25days on market $290,000 Active 147 DOM
-
2026-08-24days on market $290,000 Active 146 DOM
-
2026-08-23days on market $290,000 Active 145 DOM
-
2026-08-22days on market $290,000 Active 144 DOM
-
2026-08-21days on market $290,000 Active 143 DOM
-
2026-08-20days on market $290,000 Active 142 DOM
-
2026-08-19days on market $290,000 Active 141 DOM
-
2026-08-18days on market $290,000 Active 140 DOM
-
2026-08-17days on market $290,000 Active 139 DOM
-
2026-08-16days on market $290,000 Active 138 DOM
-
2026-08-15days on market $290,000 Active 137 DOM
-
2026-08-14days on market $290,000 Active 136 DOM
-
2026-08-13days on market $290,000 Active 135 DOM
-
2026-08-12days on market $290,000 Active 134 DOM
-
2026-08-11days on market $290,000 Active 133 DOM
-
2026-08-10days on market $290,000 Active 132 DOM
-
2026-08-09days on market $290,000 Active 131 DOM
-
2026-08-08days on market $290,000 Active 130 DOM
-
2026-08-06days on market $290,000 Active 128 DOM
-
2026-08-05days on market $290,000 Active 127 DOM
-
2026-08-03days on market $290,000 Active 125 DOM
-
2026-07-31days on market $290,000 Active 122 DOM
-
2026-07-24days on market $290,000 Active 115 DOM
-
2026-07-23days on market $290,000 Active 114 DOM
-
2026-07-22days on market $290,000 Active 113 DOM
-
2026-07-21days on market $290,000 Active 112 DOM
-
2026-07-20days on market $290,000 Active 111 DOM
-
2026-07-18days on market $290,000 Active 109 DOM
-
2026-07-18days on market $290,000 Active 108 DOM
-
2026-07-16days on market $290,000 Active 107 DOM
-
2026-07-15days on market $290,000 Active 106 DOM
-
2026-07-14days on market $290,000 Active 105 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $4,351 · $363/mo
- Projected year-2 tax
- $4,351 · $363/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 9/10 Extreme 7 d/yr ≥106°F today · 25 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $51,175
- − Mortgage interest
- −$14,844
- − Property taxes
- −$4,351
- − Insurance
- −$1,325
- − Repairs & maintenance
- −$4,094
- − Management
- −$4,094
- − HOA
- −$8,520
- − Depreciation
- −$7,709
- Taxable income
- $6,239
combined federal + state — saved on this device
- Est. tax owed @ 24.0%
- −$1,497
- After-tax cash flow
- $8,059/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 9 photos
80/100
Cosmetic rehab
Est. rehab $9,800–$29,400 screening
This home is in good condition with a good condition score of 80. It has a cosmetic rehab level and requires minor maintenance on the exterior siding and landscaping. The highest-ROI updates would be painting the exterior siding and trimming the hedges and bushes to enhance curb appeal and maintain a well-maintained appearance.
Components & finishes AI
Roof asphalt shingle · good
Flooring tile
Value-add opportunities
- Resale Paint exterior siding — Enhances curb appeal and value ↑
- Rental Trim hedges and bushes — Maintains a well-maintained appearance ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
C
Composite school gradezoned avg 66/100
Zoned Schools
Elementary
Panther Run Elementary School
A+
FL #60/2,144
Nat'l #736/41,679
Middle
Polo Park Middle School
A-
FL #84/571
Nat'l #1,110/14,009
High
Palm Beach Central High School
D
FL #198/667
Nat'l #6,127/17,239
Schools (NCES district)
- District
- Palm Beach
- NCES district ID
- 1201500
- Math proficiency
- 46% ▼ -16.00%
- Reading proficiency
- 53% ▼ -4.00%
- Median HH income
- $53,943
- Composite
- 42.72/100
- National rank
- #3160
- State rank
- #34 of 73 in FL
C
Composite livability gradescore 67/100
Livability — Lake Worth
- Score
- 67/100
- State rank
- #544
- US rank
- #10216
Category grades
Amenities D+
Commute F
Cost of living A+
Crime F
Employment F
Housing B
Health & safety A+
User ratings F
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Palm Beach · 1,637,487 people
- Metro
- Miami-Fort Lauderdale-West Palm Beach, FL
- Population (ZIP)
- 9,131
- Household income
- $149,159
- Rent vs Own
Population outlook (Palm Beach County) Hauer SSP2
- Today (2025)
- 1,637,487 people
- By 2030
- 1,743,255 · +6.5%
- By 2040
- 1,948,712 · +19.0%
- By 2050
- 2,132,979 · +30.3%
- By 2075
- 2,530,027 · +54.5%
- By 2100
- 2,706,979 · +65.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (65%)
- Race & ethnicity
- White 65% Hispanic / Latino 16% Black 14% Two or more races 7% Asian 4%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 3% Cuban 3% Salvadoran 2%
- Common ancestry
- Scotch-Irish 5% Romanian 4% Hispanic 3%
- Foreign-born
- 21% · Canada, Jamaica, Vietnam
- Languages at home
- 75% English-only · Spanish 12% French/Haitian/Cajun 4% Other Indo-European 3%
Political lean MEDSL · Palm Beach
- 2024 margin
- Toss-up / Even · D 50.0% · R 49.2%
- 2008→2024 swing
- -22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
- All cycles
- 2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -0.67%
- Current HPI
- 271.0184
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+53.7% since first listed11 events — show timeline
- 2026-03-31 Listed $315,000 Beaches MLS
- 2019-01-17 Sold (Public Records) $100,000 Public Records
- 2019-01-17 Sold (MLS) $100,000 Beaches MLS
- 2018-10-26 Price Changed $112,900 Beaches MLS
- 2018-08-22 Relisted — Beaches MLS
- 2018-08-17 Listing Removed — Beaches MLS
- 2018-03-25 Price Changed $119,000 Beaches MLS
- 2018-02-16 Listed $115,000 Beaches MLS
- 2002-11-26 Sold (Public Records) $195,000 Public Records
- 2001-03-10 Listing Removed — Beaches MLS
- 2000-10-26 Listed $204,900 Beaches MLS
Property tax history
+6.7%/yrLatest (2025): $4,351 · +0.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…