213 3 St · Claflin, KS 67525

$175,000

4 bd · 2.0 ba · 1,734 sqft · SingleFamily public records · 157 Days on market

Built 1942 10,500 sqft lot

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +9.2/30.0
• Appreciation +8.1/10.0
• ARV discount +7.5/15.0
• Schools +5.0/10.0
• Livability +3.6/5.0
• DSCR +2.6/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +2.0/10.0

Listing remarks MLS

Beautifully remodeled home featuring 4 spacious bedrooms and 2.5 modern bathrooms. With an open kitchen concept, coffee bar, gas stove, microwave, garbage disposal, butcher block counters and pot filler. Enjoy soaring high ceilings with new light fixtures and generously sized bedrooms throughout. Walking in the backdoor you have a nice mud room. The home boasts a fully redone front porch, a single-car garage, and a large shed perfect for additional vehicles or a workshop. A must see home. ..

Key facts

• Single-car garage
• 30 x 18 shed
• Updated porch

Tags

• VICTORIAN-STYLE BATHROOM
• EXTRA LIVING ROOM SPACE
• WHOLE-HOUSE UPDATES
• UPDATED PORCH
• SINGLE-CAR GARAGE
• 30 X 18 SHED

Property features AI

Exterior

• Parking: 1-car garage
• Utilities: Public water; Public sewer; Natural gas available
• Home design: Residential property
• Construction: Composition roof
• Exterior features: Covered porch/patio; 150 x 70 lot; 0.24 acre lot; Zoned NC.1 / R-1

Interior

• Kitchen: Dishwasher; Disposal; Microwave; Range/Oven; Refrigerator
• Bedrooms: 2 main-level bedrooms
• Heating & cooling: Central air
• Interior features: Eat-in kitchen; Window coverings; Partial concrete basement
• Laundry & utility: Washer; Dryer

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $175k.

Deal economics

• At list price, monthly cash flow is $-130 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $152k (13.2% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $123k (29.5% below list).
• Recommended offer: $123k (29.5% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 72/100 on livability (#104 in KS) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, employment F.
• Zoned schools: Central Plains Elementary School - Holyrood (math 57% / reading 62%, grade B-, #70 of 684 statewide, top 12%, 224 students, 46% FRL); Central Plains Jr. Sr. High School (math 22% / reading 32%, grade F, #85 of 327 statewide, top 29%, 140 students, 45% FRL).
• Market conditions: 4 active listings in the ZIP; 19 units permitted in Barton County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $12k of equity ($1k loan paydown + $11k appreciation (6.2% local appreciation)).
• Barton County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• By year 4, paydown + projected appreciation supports a ~$41k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 157 days — a 12% lower offer ($154k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 6y ago; this cycle's ask has dropped $50k (22%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1942 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $123,335 (29.5% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 157 days. Have you received any prior offers? Is the seller open to a 30% concession, seller financing, or rate buy-down credit?
3. Built in 1942 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.70% ✗
• Cap rate: 5.40%
• Cash-on-cash: -3.20%
• DSCR: 0.86
• GRM: 11.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

6.17% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 13.2%
• Equity multiple: 1.90×
• Total profit: $43,971
• Equity at exit: $111,927

10-year hold

• IRR: 13.7%
• Equity multiple: 3.76×
• Total profit: $135,291
• Equity at exit: $204,648

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 83 Strongly Landlord-Friendly
• State Kansas: 83 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; moderate court pace.

Methodology + full state rankings →

ZIP-level market 67525

• Home prices YoY: 3.6%
• Active inventory: 4
• Price-to-rent: 11.8×

Monthly cashflow live

• Estimated rent: $1,233 medium
• Mortgage (P&I): −$918
• Tax from tax record: −$114 /mo · $1,370/yr
• Insurance: −$73
• HOA: −$0
• Vacancy / Maint / Mgmt: −$259
• Net cashflow: $-130

Break-even live

Break-even rent $1,399

Max offer price $151,951

Occupancy floor —

Sensitivity live

Price	-10% $-31	-5% $-81	+0% $-130	+5% $-180	+10% $-230
Rent	-10% $-228	-5% $-179	+0% $-130	+5% $-82	+10% $-33
Rate	-1.0pp $-42	-0.5pp $-86	base $-130	+0.5pp $-176	+1.0pp $-222

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $43,750
• Closing costs: $5,250
• Reserves months: —
• Total cash needed: —

Listing history 23 events

1. 2026-06-12
   statusdays on market $175,000 Pending 157 DOM
2. 2026-06-09
   days on market $175,000 Active 155 DOM
3. 2026-06-08
   days on market $175,000 Active 154 DOM
4. 2026-06-07
   days on market $175,000 Active 153 DOM
5. 2026-06-05
   days on market $175,000 Active 151 DOM
6. 2026-06-04
   days on market $175,000 Active 149 DOM
7. 2026-06-02
   days on market $175,000 Active 148 DOM
8. 2026-06-01
   days on market $175,000 Active 147 DOM
9. 2026-05-31
   days on market $175,000 Active 146 DOM
10. 2026-05-31
    days on market $175,000 Active 145 DOM
11. 2026-03-01
    price $210,000
12. 2026-01-03
    listed $225,000 Active
13. 2025-09-15
    soldstatus Closed 496-char remark

    Show marketing remark (496 chars)

    Beautifully remodeled home featuring 4 spacious bedrooms and 2.5 modern bathrooms. With an open kitchen concept, coffee bar, gas stove, microwave, garbage disposal, butcher block counters and pot filler. Enjoy soaring high ceilings with new light fixtures and generously sized bedrooms throughout. Walking in the backdoor you have a nice mud room. The home boasts a fully redone front porch, a single-car garage, and a large shed perfect for additional vehicles or a workshop. A must see home. ..

14. 2025-08-15
    status Pending 496-char remark

    Show marketing remark (496 chars)

    Beautifully remodeled home featuring 4 spacious bedrooms and 2.5 modern bathrooms. With an open kitchen concept, coffee bar, gas stove, microwave, garbage disposal, butcher block counters and pot filler. Enjoy soaring high ceilings with new light fixtures and generously sized bedrooms throughout. Walking in the backdoor you have a nice mud room. The home boasts a fully redone front porch, a single-car garage, and a large shed perfect for additional vehicles or a workshop. A must see home. ..

15. 2025-07-29
    price $210,000 496-char remark

    Show marketing remark (496 chars)

    Beautifully remodeled home featuring 4 spacious bedrooms and 2.5 modern bathrooms. With an open kitchen concept, coffee bar, gas stove, microwave, garbage disposal, butcher block counters and pot filler. Enjoy soaring high ceilings with new light fixtures and generously sized bedrooms throughout. Walking in the backdoor you have a nice mud room. The home boasts a fully redone front porch, a single-car garage, and a large shed perfect for additional vehicles or a workshop. A must see home. ..

16. 2025-06-04
    listed $220,000 Active 496-char remark

    Show marketing remark (496 chars)

    Beautifully remodeled home featuring 4 spacious bedrooms and 2.5 modern bathrooms. With an open kitchen concept, coffee bar, gas stove, microwave, garbage disposal, butcher block counters and pot filler. Enjoy soaring high ceilings with new light fixtures and generously sized bedrooms throughout. Walking in the backdoor you have a nice mud room. The home boasts a fully redone front porch, a single-car garage, and a large shed perfect for additional vehicles or a workshop. A must see home. ..

17. 2024-09-10
    soldstatus Closed 56-char remark

    Show marketing remark (56 chars)

    SMALL TOWN, QUIET NEIGHBORHOOD, BIG FRONT AND BACK YARD.

18. 2024-08-31
    status Pending 56-char remark

    Show marketing remark (56 chars)

    SMALL TOWN, QUIET NEIGHBORHOOD, BIG FRONT AND BACK YARD.

19. 2024-08-12
    historical
20. 2024-04-02
    status Active 56-char remark

    Show marketing remark (56 chars)

    SMALL TOWN, QUIET NEIGHBORHOOD, BIG FRONT AND BACK YARD.

21. 2024-03-23
    historical 56-char remark

    Show marketing remark (56 chars)

    SMALL TOWN, QUIET NEIGHBORHOOD, BIG FRONT AND BACK YARD.

22. 2022-03-21
    listed $82,000 Active 56-char remark

    Show marketing remark (56 chars)

    SMALL TOWN, QUIET NEIGHBORHOOD, BIG FRONT AND BACK YARD.

23. 2020-07-23
    listed $85,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast KS · Resets to sale price

• Current annual tax: $1,370 · $114/mo
• Projected year-2 tax: $2,468 · $206/mo
• Expected delta: +$1,097/yr (+$91/mo · 80.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 5/10 Major 7 d/yr ≥105°F today · 17 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,800
• − Mortgage interest: −$9,803
• − Property taxes: −$1,370
• − Insurance: −$875
• − Repairs & maintenance: −$1,184
• − Management: −$1,184
• − Depreciation: −$5,091
• Taxable loss: −$4,707
• Est. tax savings @ 24.0%: +$1,130
• After-tax cash flow: $-436/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

No district data.

Livability — Claflin

• Score: 72/100
• State rank: #104
• US rank: #6070

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment F Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Claflin, KS
• Population (ZIP): 816

Population outlook (Barton County) Hauer SSP2

• Today (2025): 26,088 people
• By 2030: 25,418 · -2.6%
• By 2040: 24,010 · -8.0%
• By 2050: 22,719 · -12.9%
• By 2075: 20,690 · -20.7%
• By 2100: 18,869 · -27.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (98%)
• Race & ethnicity: White 98% Hispanic / Latino 2%
• Common ancestry: Scotch-Irish 3% Lithuanian 3% Iranian 1%
• Foreign-born: 3%
• Languages at home: 98% English-only · Spanish 1% Other Indo-European 1%

Political lean MEDSL · Barton

• 2024 margin: Solid R (+56.8) · D 20.9% · R 77.6% · Other 1.5%
• 2008→2024 swing: -13.4pp toward R · 2008: -43.3pp · 2024: -56.8pp
• All cycles: 2024: R+56.8 2020: R+56.4 2016: R+58.9 2012: R+53.6 2008: R+43.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 6.17%
• Current HPI: 178.8024
• Rent YoY: —
• Metro: —
• State GDP YoY: —
• F500 in state: 0

Price history

+147.1% since first listed

13 events — show timeline

• 2026-03-01 Price Changed $210,000 Hays MLS
• 2026-01-03 Listed $225,000 Hays MLS
• 2025-09-15 Sold (MLS) — Hays MLS
• 2025-08-15 Pending — Hays MLS
• 2025-07-29 Price Changed $210,000 Hays MLS
• 2025-06-04 Listed $220,000 Hays MLS
• 2024-09-10 Sold (MLS) — Hays MLS
• 2024-08-31 Pending — Hays MLS
• 2024-08-12 Listing Removed — SCKMLS as Distributed by MLS Grid
• 2024-04-02 Relisted — Hays MLS
• 2024-03-23 Delisted — Hays MLS
• 2022-03-21 Listed $82,000 Hays MLS
• 2020-07-23 Listed $85,000 SCKMLS as Distributed by MLS Grid

Property tax history

-0.2%/yr

Latest (2025): $1,370 · -32.0% YoY. Source: county tax records.