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16444 Bolsa Chica St #167
B- Composite 69.22
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +5.5/10.0
  • Condition / age +4.0/5.0
  • Livability +3.4/5.0
  • ARV discount +3.3/15.0
  • Rent growth +3.0/5.0
  • Appreciation +0.0/10.0

$259,000

16444 Bolsa Chica St #167 · Huntington Beach, CA 92649
3 bd · 2.0 ba · 1,680 sqft · Manufactured · 76 Days on market
Built 2018 Good condition Est $237k · 9% over ↓ 5% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Beautifully maintained home with great curb appeal and modern finishes throughout. Open floor plan with spacious living area, high ceilings, and abundant natural light. Kitchen features a large island, ample cabinetry, and stainless appliances. Generous primary suite with dual sinks and walk-in shower. Updated flooring throughout. Low-maintenance exterior with private setting. Turnkey and ready to go.

Key facts

  • Open floor plan
  • Ample cabinetry
  • Stainless appliances

Tags

OPEN FLOOR PLANLARGE ISLANDAMPLE CABINETRYSTAINLESS APPLIANCESPRIVATE SETTINGTURNKEY

Property features AI

Finance

  • Other: Lot size classification: 0–1 unit per acre; Elevation units reported in feet; Living area reported as estimated; Parcel number 14603110
  • Financial info: Land lease in park: $2,670 per month
  • HOA & community: Senior community; Manager approval required

Exterior

  • Parking: Located in Skandia park
  • Utilities: Public sewer; District/public water
  • Home design: Single-story mobile home (Model GLE); Mobile home remains on site; Mobile dimensions approximately 30 by 56 feet; Facing/directions: North on Bolsa Chica past Heil, right into park
  • Construction: Builder-provided year built source
  • Exterior features: Community pool; Suburban neighborhood

Interior

  • Bathrooms: 2 full bathrooms
  • Interior features: One-level home; Single entry on the main level
  • Laundry & utility: Laundry inside

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $259k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $2k ($19k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $259k).
  • Recommended offer: $243k (6.0% below list) — sets the bar for market timing.
  • Cap rate 13.8% vs local median 1.6% in Huntington Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#306 in CA) — a middle-class / working-renter tenant base. Strengths: employment A+, commute A-, schools B+; Watch: amenities C-, cost of living F, health & safety F.
  • Ocean View (suburban): math 57% / reading 63% proficiency, ranked #207 of 1,400 in CA (top 15%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising (+2.2%/yr); 83 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals leasing fast (median 3d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 6,974 units permitted in Orange County in 2024 (3,839 in 5+ unit buildings).
  • This rent runs 39% of the median local income ($123k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Orange County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 2.2% rent growth), your $73k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 76 days — a 6% lower offer ($243k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 7y ago; this cycle's ask has dropped $14k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $243,460 (6.0% below list)

Questions for the listing agent

  1. It's been on market 76 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.55%
Cap rate
13.80%
Cash-on-cash
26.81%
DSCR
2.19
GRM
5.4

CMA / ARV

ARV (on-the-fly)
$236,880
Comps found
9
Show comp detail 9 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
16444 Bolsa Chica St #20 0.00mi 3/2.0 1,680 (0%) 20mo $259,000 $154 84
16444 Bolsa Chica St #14 0.00mi 2/2.0 (-1) 1,620 (-4%) 12mo $265,000 $164 79
16444 Bolsa Chica St #95 0.00mi 3/2.0 1,600 (-5%) 19mo $109,900 $69 76
16444 Bolsa Chica St #84 0.00mi 3/2.0 1,600 (-5%) 20mo $129,000 $81 75
16444 Bolsa Chica St #71 0.00mi 3/2.0 1,541 (-8%) 18mo $198,000 $128 72
16444 Bolsa Chica St #72 0.00mi 3/2.0 1,850 (+10%) 17mo $259,999 $141 69
16444 Bolsa Chica St #157 0.00mi 2/2.0 (-1) 1,800 (+7%) 17mo $125,000 $69 69
4382 Lahaina Dr 0.64mi 3/2.0 1,785 (+6%) 5mo $875,000 $490 56
16444 Bolsa Chica #42 0.52mi 3/2.0 1,440 (-14%) 13mo $325,000 $226 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.17% rent growth · sell at horizon

5-year hold
IRR
19.8%
Equity multiple
1.80×
Total profit
$57,812
Equity at exit
$38,618
10-year hold
IRR
27.5%
Equity multiple
3.34×
Total profit
$169,441
Equity at exit
$22,394

Cash invested: $72,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92649

Rents YoY
2.2%
Active inventory
83
Price-to-rent
5.4×

Monthly cashflow live

Estimated rent
$4,025 high interval (Pro) →
Mortgage (P&I)
$1,358
Tax from tax record
$93 /mo · $1,120/yr
Insurance
$108
HOA
$0
Vacancy / Maint / Mgmt
$845
Net cashflow
$1,620

Break-even live

Break-even rent $1,974
Max offer price $259,000
Occupancy floor 55%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$64,750
Closing costs
$7,770
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 30 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
16592 Jib Cir Unit B Huntington Beach, CA 3.0 2.5 1500 $4,300 $2.87 1d 1 0.21mi
5141 Cheryl Dr Huntington Beach, CA 3.0 1.5 1120 $4,200 $3.75 16d 1 0.33mi
16795 Roosevelt Ln Unit C Huntington Beach, CA 3.0 2.0 1600 $3,900 $2.44 1d 1 0.33mi
4862 Kona Dr Unit C Huntington Beach, CA 3.0 2.5 1200 $2,895 $2.41 15d 1 0.38mi
4862 Kona Dr Unit C Huntington Beach, CA 3.0 2.5 1200 $2,895 $2.41 1d 1 0.38mi
4862 Kona Dr Unit C Huntington Beach, CA 3.0 2.5 1200 $2,895 $2.41 13d 1 0.38mi
4881 Kona Dr Unit A Huntington Beach, CA 3.0 2.5 1300 $3,295 $2.53 10d 1 0.40mi
16082 Schryer Ln Huntington Beach, CA 3.0 2.0 1214 $8,000 $6.59 2d 1 0.44mi
16842 Hoskins Ln Unit A Huntington Beach, CA 3.0 2.0 1072 $3,195 $2.98 2d 1 0.45mi
5082 Edinger Ave Huntington Beach, CA 3.0 2.0 1278 $4,500 $3.52 1d 1 0.45mi
16907 Airport Cir Unit CI103 Huntington Beach, CA 4.0 3.0 1937 $4,700 $2.43 16d 1 0.45mi
4562 Heil Ave Unit 1 Huntington Beach, CA 3.0 2.0 1250 $3,750 $3.00 3d 1 0.52mi
16682 Dolores Ln Huntington Beach, CA 2.0 2.5 1700 $3,600 $2.12 10d 1 0.55mi
16941 Hoskins Ln Apt 1 Huntington Beach, CA 2.0 2.0 1255 $3,000 $2.39 21d 1 0.56mi
5192 Robinwood Dr Huntington Beach, CA 3.0 2.0 1232 $5,000 $4.06 1d 1 0.62mi
5681 Mangrum Dr Huntington Beach, CA 3.0 2.0 1132 $4,995 $4.41 1d 1 0.72mi
16700 Saybrook Ln Huntington Beach, CA 1.0–2.0 1.0–2.0 1082 $3,670 $3.39 1d 10 0.75mi
5952 Par Cir Huntington Beach, CA 3.0 2.0 1437 $5,400 $3.76 13d 1 0.90mi
5641 Tilburg Dr Huntington Beach, CA 3.0 2.0 1188 $4,495 $3.78 1d 1 1.03mi
6002 Welde Cir Huntington Beach, CA 3.0 2.0 1284 $3,650 $2.84 10d 1 1.13mi
6200 Edinger Ave Huntington Beach, CA 1.0–3.0 1.0–2.0 851 $3,462 $4.07 1d 4 1.20mi
4021 Aladdin Dr Huntington Beach, CA 3.0 2.5 1496 $7,400 $4.95 1d 1 1.26mi
6281 Reubens Dr Huntington Beach, CA 4.0 2.0 1820 $4,895 $2.69 10d 1 1.26mi
6281 Reubens Dr Huntington Beach, CA 4.0 2.0 1820 $4,895 $2.69 1d 1 1.26mi
5832 Nordina Dr Huntington Beach, CA 3.0 2.0 1171 $4,399 $3.76 1d 1 1.26mi
6042 Stone Cir Huntington Beach, CA 4.0 2.0 1434 $4,995 $3.48 1d 1 1.28mi
5902 Nordina Dr Huntington Beach, CA 4.0 2.5 1840 $5,000 $2.72 10d 1 1.31mi
3832 Montego Dr Huntington Beach, CA 3.0 2.5 1826 $5,900 $3.23 16d 1 1.33mi
3726 Montego Dr Huntington Beach, CA 4.0 3.0 2057 $6,000 $2.92 7d 1 1.42mi
6401 Warner Ave Huntington Beach, CA 2.0–3.0 1.0–2.5 1145 $4,196 $3.66 1d 16 1.45mi

Listing history 18 events

  1. 2026-06-18
    days on market $259,000 Active 76 DOM
  2. 2026-06-17
    days on market $259,000 Active 75 DOM
  3. 2026-06-16
    days on market $259,000 Active 74 DOM
  4. 2026-06-15
    days on market $259,000 Active 73 DOM
  5. 2026-06-13
    days on market $259,000 Active 71 DOM
  6. 2026-06-13
    days on market $259,000 Active 70 DOM
  7. 2026-06-10
    days on market $259,000 Active 68 DOM
  8. 2026-06-09
    days on market $259,000 Active 67 DOM
  9. 2026-06-08
    days on market $259,000 Active 66 DOM
  10. 2026-06-07
    days on market $259,000 Active 65 DOM
  11. 2026-06-04
    days on market $259,000 Active 62 DOM
  12. 2026-06-03
    days on market $259,000 Active 61 DOM
  13. 2026-06-02
    days on market $259,000 Active 60 DOM
  14. 2026-06-01
    days on market $259,000 Active 59 DOM
  15. 2026-05-31
    days on market $259,000 Active 58 DOM
  16. 2026-04-03
    listed $273,500 Active
  17. 2019-11-30
    historical
  18. 2019-05-13
    listed $287,995 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$1,120 · $93/mo
Projected year-2 tax
$1,968 · $164/mo
Expected delta
+$848/yr (+$71/mo · 75.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥85°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$48,300
− Mortgage interest
−$14,508
− Property taxes
−$1,120
− Insurance
−$1,295
− Repairs & maintenance
−$3,864
− Management
−$3,864
− Depreciation
−$7,535
Taxable income
$16,114
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,867
After-tax cash flow
$15,576/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This beautifully maintained home with modern finishes and low-maintenance exterior is ready to go and can be enhanced with minor cosmetic updates to boost its resale and rental value.

Value-add opportunities

  • Both Painting exterior — Enhances curb appeal and value
  • Both Landscaping improvements — Enhances curb appeal and value
  • Both Replace light fixtures — Modernizes and improves energy efficiency

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior — Enhances curb appeal and value
  • Both Landscaping improvements — Enhances curb appeal and value
  • Both Replace light fixtures — Modernizes and improves energy efficiency

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Ocean View
NCES district ID
0628140
Math proficiency
57% ▬ 0.00%
Reading proficiency
63% ▼ -1.00%
Median HH income
$77,469
Composite
55.3/100
National rank
#2725
State rank
#207 of 1400 in CA

Livability — Huntington Beach

Score
67/100
State rank
#306
US rank
#10298

Category grades

Amenities C- Commute A- Cost of living F Crime B- Employment A+ Housing C Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Huntington Beach, CA
County
Orange County · 3,096,323 people
City population
194,835
Metro
Los Angeles-Long Beach-Anaheim, CA
Population (ZIP)
35,346
Household income
$123,257
Rent vs Own
40.7% rent · 59.3% own
Severe rent burden
1504.0

Population outlook (Orange County) Hauer SSP2

Today (2025)
3,477,456 people
By 2030
3,613,117 · +3.9%
By 2040
3,835,945 · +10.3%
By 2050
3,968,736 · +14.1%
By 2075
4,097,053 · +17.8%
By 2100
3,903,633 · +12.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (64%)
Race & ethnicity
White 64% Hispanic / Latino 16% Two or more races 14% Asian 10%
Hispanic origin (detail)
Mexican 11%
Common ancestry
Lithuanian 3% Italian 2% Romanian 2%
Foreign-born
14% · Canada, Vietnam, China
Languages at home
81% English-only · Spanish 6% Other Asian/Pacific 3% Vietnamese 2%

Political lean MEDSL · Orange

2024 margin
Toss-up / Even · D 49.7% · R 47.1% · Other 3.2%
2008→2024 swing
+5.2pp toward D · 2008: -2.6pp · 2024: 2.6pp
All cycles
2024: D+2.6 2020: D+9.0 2016: D+7.7 2012: R+8.3 2008: R+2.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1153.55%
Current HPI
330.6956
Rent YoY
▲ 2.17%
Metro
Los Angeles-Long Beach-Anaheim, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

-5.0% since first listed
3 events — show timeline
  • 2026-04-03 Listed $273,500 CRMLS
  • 2019-11-30 Listing Removed CRMLS
  • 2019-05-13 Listed $287,995 CRMLS

Property tax history

-0.3%/yr

Latest (2025): $1,120 · -0.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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