605 Duquesne Ave · Canonsburg, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 4/10 · Minor
- Hot days now (above 96°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +5.3/10.0
- Livability +4.2/5.0
- Condition / age +2.5/5.0
- Rent growth +1.9/5.0
- Appreciation +0.0/10.0
$69,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Looking for an investment property to fix up and flip, or utilize as your home or a rental unit, 605 Duquesne Ave. is the perfect place. Sitting in the heart of Canonsburg, this home has the potential to be restored to be a lovely place for someone to call their own. It offers a living room with fireplace, dining room, and sizeable kitchen on the main living level. It also has a good sized mud room that could be turned into a first floor laundry area. Upstairs, it has three bedrooms and a full bathroom that has had some updating done to it. Outside you will find a newer four car detached garage that sits in the rear of the home and can be accessed from the alley. To the right of this home,
Key facts
- Extra lot
- Good sized mud room
- Sizeable kitchen
Tags
Property features AI
Exterior
- Parking: Detached garage; Total parking for 4 vehicles
- Utilities: Public water; Public sewer
- Home design: 2-story home; Resale property; Asphalt roof; Vinyl siding
- Construction: Vinyl siding construction; Asphalt roof
- Exterior features: Lot dimensions approximately 30 x 100 (two parcels reported)
Interior
- Kitchen: Kitchen (Main) 18 x 8
- Bedrooms: Bedroom (Upper) 11 x 7; Bedroom (Upper) 11 x 11; Bedroom (Upper) 12 x 10
- Flooring: Carpet; Vinyl
- Bathrooms: 1 full bathroom
- Heating & cooling: Forced air heating (gas); Central air conditioning
- Interior features: Unfinished walk-out basement; Log-burning fireplace; Carpet and vinyl flooring
- Laundry & utility: Laundry (Lower)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath single-family listed at $70k.
Deal economics
- At list price, monthly cash flow is $963 ($12k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $70k).
- Cap rate 22.8% vs local median 4.7% in Canonsburg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 83/100 on livability (#127 in PA, #997 nationally) — a professional / high-income tenant draw. Strengths: crime A+, cost of living A+, housing A+; Watch: health & safety D+, amenities F.
- Canon-Mcmillan SD (suburban): math 49% / reading 72% proficiency, ranked #66 of 539 in PA (top 12%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 19% free/reduced lunch — higher-income household profile.
- Market conditions: Rents soft (-2.3%/yr); 195 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 489 units permitted in Washington County in 2024 (30 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $483 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Washington County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 0.0% rent growth), your $20k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
- Current owner paid $18k; list at $70k implies a 288% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: property tax is 2.5% of price; built in 1907 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- Built in 1907 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.73% ✓
- Cap rate
- 22.83%
- Cash-on-cash
- 59.05%
- DSCR
- 3.63
- GRM
- 3.1
CMA / ARV
- ARV (on-the-fly)
- $188,790
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 613 Duquesne Ave | 0.03mi | 2/2.0 (-1) | 1,424 (+9%) | 1mo | $39,900 | $28 | 76 |
| 543 Euclid Ave | 0.06mi | 2/1.0 (-1) | 1,176 (-10%) | 2mo | $170,000 | $145 | 72 |
| 634 Euclid Ave | 0.09mi | 3/2.0 | 1,450 (+11%) | 9mo | $167,000 | $115 | 67 |
| 619 Moore Ave | 0.34mi | 3/2.0 | 1,238 (-5%) | 8mo | $275,000 | $222 | 67 |
| 105 Columbia Dr | 0.54mi | 3/2.0 | 1,223 (-6%) | 1mo | $320,000 | $262 | 62 |
| 632 Giffin Ave | 0.17mi | 2/2.0 (-1) | 1,120 (-14%) | 1mo | $74,000 | $66 | 61 |
| 545 Julia Dr | 0.59mi | 3/2.0 | 1,324 (+2%) | 9mo | $260,000 | $196 | 60 |
| 106 Demar Blvd | 0.67mi | 3/2.0 | 1,310 (+1%) | 7mo | $315,000 | $240 | 60 |
| 524 Tannehill St | 0.43mi | 3/1.0 | 1,167 (-10%) | 2mo | $87,500 | $75 | 59 |
| 523 Franklin Ave | 0.14mi | 2/1.0 (-1) | 1,152 (-12%) | 10mo | $53,500 | $46 | 59 |
| 1116 Martin Dr | 0.56mi | 3/1.0 | 1,134 (-13%) | 4mo | $320,000 | $282 | 47 |
| 146 E College St | 0.69mi | 2/1.0 (-1) | 1,120 (-14%) | 9mo | $77,500 | $69 | 30 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- 54.1%
- Equity multiple
- 3.27×
- Total profit
- $44,497
- Equity at exit
- $10,422
- IRR
- 58.1%
- Equity multiple
- 5.93×
- Total profit
- $96,422
- Equity at exit
- $6,044
Cash invested: $19,572 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 15317
- Home prices YoY
- -30.2%
- Rents YoY
- -2.3%
- Active inventory
- 195
- Price-to-rent
- 3.1×
Monthly cashflow live
- Estimated rent
- $1,905 high interval (Pro) →
- Mortgage (P&I)
- −$367
- Tax from tax record
- −$146 /mo · $1,754/yr
- Insurance
- −$29
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$400
- Net cashflow
- $963
Break-even live
Sensitivity live
| Price | -10% $1,003 | -5% $983 | +0% $963 | +5% $943 | +10% $924 |
|---|---|---|---|---|---|
| Rent | -10% $813 | -5% $888 | +0% $963 | +5% $1,038 | +10% $1,114 |
| Rate | -1.0pp $998 | -0.5pp $981 | base $963 | +0.5pp $945 | +1.0pp $927 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $17,475
- Closing costs
- $2,097
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 7 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 126 Smith St Canonsburg, PA | 3.0 | 1.5 | 1134 | $1,350 | $1.19 | 2d | 1 | 0.74mi |
| 108 Loubell Dr Unit 108 Canonsburg, PA | 3.0 | 2.5 | 1760 | $2,295 | $1.30 | 17d | 1 | 0.81mi |
| 412 Olive Ln Canonsburg, PA | 3.0 | 2.5 | 1424 | $2,450 | $1.72 | 44d | 1 | 1.02mi |
| 318 W College St Apt 2 Canonsburg, PA | 2.0 | 1.0 | 1000 | $900 | $0.90 | 44d | 1 | 1.27mi |
| 317 Maple Ridge Dr Canonsburg, PA | 3.0 | 2.5 | 1800 | $2,350 | $1.31 | 24d | 1 | 1.35mi |
| 422 Eagle Pointe Dr Canonsburg, PA | 2.0 | 2.0 | 1325 | $1,970 | $1.49 | 2d | 2 | 1.40mi |
| 236 Grace Ave Canonsburg, PA | 3.0 | 2.0 | 1656 | $1,800 | $1.09 | 2d | 1 | 1.41mi |
Listing history 5 events
-
2026-06-13statusdays on market $69,900 Pending 6 DOM
-
2026-06-09days on market $69,900 Active 5 DOM
-
2026-06-08days on market $69,900 Active 4 DOM
-
2026-06-07remarks 699-char remark
-
2026-06-07$69,900 Active 3 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $1,754 · $146/mo
- Projected year-2 tax
- $1,754 · $146/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥96°F today · 19 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,860
- − Mortgage interest
- −$3,915
- − Property taxes
- −$1,754
- − Insurance
- −$350
- − Repairs & maintenance
- −$1,829
- − Management
- −$1,829
- − Depreciation
- −$2,033
- Taxable income
- $11,150
- Est. tax owed @ 24.0%
- −$2,676
- After-tax cash flow
- $8,881/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Canon-Mcmillan SD
- NCES district ID
- 4204890
- Math proficiency
- 49% ▼ -14.00%
- Reading proficiency
- 72% ▼ -8.00%
- Median HH income
- $62,946
- Composite
- 52.63/100
- National rank
- #1557
- State rank
- #66 of 539 in PA
Livability — Canonsburg
- Score
- 83/100
- State rank
- #127
- US rank
- #997
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Canonsburg, PA
- County
- Washington County · 106,469 people
- City population
- 43,871
- Metro
- Pittsburgh, PA
- Population (ZIP)
- 43,871
- Household income
- $108,044
- Rent vs Own
- Severe rent burden
- 478.0
Population outlook (Washington County) Hauer SSP2
- Today (2025)
- 208,060 people
- By 2030
- 207,168 · -0.4%
- By 2040
- 202,738 · -2.6%
- By 2050
- 195,269 · -6.1%
- By 2075
- 175,588 · -15.6%
- By 2100
- 145,827 · -29.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (90%)
- Race & ethnicity
- White 90% Asian 3% Two or more races 3% Black 3% Hispanic / Latino 2%
- Common ancestry
- Romanian 9% Slovak 3% Serbian 2%
- Foreign-born
- 4% · Canada, India
- Languages at home
- 95% English-only · Other Indo-European 2% Spanish 1% German/W. Germanic 1%
Political lean MEDSL · Washington
- 2024 margin
- Strong R (+25.5) · D 36.9% · R 62.4%
- 2008→2024 swing
- -20.8pp toward R · 2008: -4.7pp · 2024: -25.5pp
- All cycles
- 2024: R+25.5 2020: R+22.8 2016: R+25.3 2012: R+13.3 2008: R+4.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -110.61%
- Current HPI
- 256.016
- Rent YoY
- ▼ -2.29%
- Metro
- Pittsburgh, PA
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
||
| Insurance | 2 | $27B |
|
||
| Telecommunications / Media | 1 | $124B |
|
||
| Industrial Distribution | 1 | $22B |
|
||
| Financial Services | 1 | $20B |
|
||
| Chemicals / Materials | 1 | $18B |
|
||
Price history
+288.3% since first listed2 events — show timeline
- 2026-06-04 Listed $69,900 West Penn MLS
- 1994-06-17 Sold (Public Records) $18,000 Public Records
Property tax history
+5.8%/yrLatest (2026): $1,754 · +4.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…