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1320 Summer Hollow Rd
C+ Composite 61.94
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.5/30.0
  • DSCR +10.0/10.0
  • 1% rule +6.9/10.0
  • ARV discount +5.6/15.0
  • Livability +3.2/5.0
  • Schools +2.7/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$335,000

1320 Summer Hollow Rd · Greensboro, GA 30642
2 bd · 2.0 ba · 1,282 sqft · SingleFamily public records · 65 Days on market
Built 2012 1,742 sqft lot $261/sqft · at area comps Est $321k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Beautiful Kenwood model Del Webb Villa ideally positioned on a private homesite with serene, wooded views and no homes directly behind—offering both privacy and tranquility. This thoughtfully designed home features a spacious kitchen with rich dark wood cabinetry, sleek black granite countertops, reverse osmosis system, and a generous pantry—perfect for both everyday living and entertaining. The primary suite is a peaceful retreat, overlooking the expansive backyard, and includes a large walk-in shower, double vanity, and a closet designed for effortless organization. The garage is equally impressive with floor-to-ceiling Storage Solutions and a durable epoxy floor finish, providing both function and style. Enjoy a relaxed, low-maintenance lifestyle with access to Del Webb’s exceptional amenities and vibrant community.

Key facts

  • Spacious kitchen
  • Large pantry
  • 1,742 sq ft lot

Tags

SPACIOUS KITCHENRICH DARK WOOD CABINETRYBLACK GRANITE COUNTERTOPSREVERSE OSMOSIS SYSTEMLARGE PANTRYEXPANSIVE WOODED BACKYARD

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $335k.

Deal economics

  • At list price, monthly cash flow is $1k ($13k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $335k).
  • Recommended offer: $315k (6.0% below list) — sets the bar for market timing.
  • Cap rate 10.2% vs local median 0.9% in Greensboro — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#272 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B+; Watch: amenities F, commute F, employment F.
  • Greene County (rural): math 27% / reading 37% proficiency, ranked #82 of 174 in GA (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Anita White Carson Middle School (math 8% / reading 15%, grade F, #424 of 470 statewide, top 90%, 524 students, 97% FRL); Greene County High School (math 2% / reading 8%, grade F, #394 of 424 statewide, top 97%, 420 students, 97% FRL) — zoned schools average 97% FRL vs 64% district-wide (33 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 8% at this address vs 32% district-wide (-24 pts) — the specific schools serving this property underperform the Greene County average; the district grade overstates school quality for this exact location.
  • Market conditions: 501 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 295 units permitted in Greene County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Greene County population projected at +5% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $94k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 65 days — a 6% lower offer ($315k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $222k; list at $335k implies a 51% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 35% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $314,900 (6.0% below list)

Questions for the listing agent

  1. It's been on market 65 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.19%
Cap rate
10.21%
Cash-on-cash
13.99%
DSCR
1.62
GRM
7.0

CMA / ARV

ARV (median comp)
$321,467
List price
$335,000
Delta
4.21%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1111 Summer Station St 0.05mi 2/2.0 1,282 (0%) 0mo $305,000 $238 98
1270 Summer Hollow Rd 0.08mi 2/2.0 1,282 (0%) 7mo $314,650 $245 90
1031 Flat Rock St 0.07mi 2/2.0 1,325 (+3%) 2mo $335,000 $253 90
1041 Flat Rock St 0.07mi 2/2.0 1,342 (+5%) 2mo $326,500 $243 88
1041 Summer Station St 0.10mi 2/2.0 1,309 (+2%) 8mo $322,500 $246 85
1090 Summer Station St 0.05mi 2/2.0 1,344 (+5%) 9mo $314,900 $234 82
1211 Summer Hollow Rd 0.11mi 2/2.0 1,342 (+5%) 15mo $310,000 $231 75
1001 Summer Station St 0.13mi 2/2.0 1,397 (+9%) 12mo $315,000 $225 69
1200 Flat Rock St 0.18mi 2/2.0 1,382 (+8%) 14mo $310,000 $224 67
1201 Summer Hollow Rd 0.12mi 2/2.0 1,438 (+12%) 9mo $296,000 $206 67
1150 Summer Hollow Rd 0.17mi 2/2.0 1,473 (+15%) 16mo $317,500 $216 54
1031 Eight Knot Ct 0.59mi 2/2.0 1,422 (+11%) 14mo $390,000 $274 43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
4.2%
Equity multiple
1.16×
Total profit
$15,258
Equity at exit
$49,950
10-year hold
IRR
13.7%
Equity multiple
2.09×
Total profit
$102,576
Equity at exit
$28,965

Cash invested: $93,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30642

Active inventory
501
Price-to-rent
7.0×

Monthly cashflow live

Estimated rent
$4,000 medium interval (Pro) →
Mortgage (P&I)
$1,757
Tax from tax record
$170 /mo · $2,044/yr
Insurance
$140
HOA
$0
Vacancy / Maint / Mgmt
$840
Net cashflow
$1,093

Break-even live

Break-even rent $2,616
Max offer price $335,000
Occupancy floor 68%

Sensitivity live

Price -10% $1,283 -5% $1,188 +0% $1,093 +5% $999 +10% $904
Rent -10% $777 -5% $935 +0% $1,093 +5% $1,251 +10% $1,409
Rate -1.0pp $1,262 -0.5pp $1,179 base $1,093 +0.5pp $1,007 +1.0pp $918

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$83,750
Closing costs
$10,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1021 Leeward Run Trl Greensboro, GA 2.0 2.0 1868 $4,000 $2.14 15d 1 0.81mi

Listing history 22 events

  1. 2026-06-03
    status $335,000 Under Contract 65 DOM
  2. 2026-06-02
    days on market $335,000 Active 65 DOM
  3. 2026-06-01
    days on market $335,000 Active 64 DOM
  4. 2026-05-31
    days on market $335,000 Active 63 DOM
  5. 2026-05-30
    days on market $335,000 Active 62 DOM
  6. 2026-03-29
    listed $335,000 Active 848-char remark
    Show marketing remark (830 chars)

    Beautiful Kenwood model Del Webb Villa ideally positioned on a private homesite with serene, wooded views and no homes directly behind-offering both privacy and tranquility. This thoughtfully designed home features a spacious kitchen with rich dark wood cabinetry, sleek black granite countertops, reverse osmosis system, and a generous pantry-perfect for both everyday living and entertaining. The primary suite is a peaceful retreat, overlooking the expansive backyard, and includes a large walk-in shower, double vanity, and a closet designed for effortless organization. The garage is equally impressive with floor-to-ceiling Storage Solutions and a durable epoxy floor finish, providing both function and style. Enjoy a relaxed, low-maintenance lifestyle with access to Del Webb's exceptional amenities and vibrant community.

  7. 2026-03-29
    listed $335,000 New 830-char remark
    Show marketing remark (830 chars)

    Beautiful Kenwood model Del Webb Villa ideally positioned on a private homesite with serene, wooded views and no homes directly behind-offering both privacy and tranquility. This thoughtfully designed home features a spacious kitchen with rich dark wood cabinetry, sleek black granite countertops, reverse osmosis system, and a generous pantry-perfect for both everyday living and entertaining. The primary suite is a peaceful retreat, overlooking the expansive backyard, and includes a large walk-in shower, double vanity, and a closet designed for effortless organization. The garage is equally impressive with floor-to-ceiling Storage Solutions and a durable epoxy floor finish, providing both function and style. Enjoy a relaxed, low-maintenance lifestyle with access to Del Webb's exceptional amenities and vibrant community.

  8. 2020-06-29
    soldstatus $222,000
  9. 2020-06-16
    soldstatus $220,000
  10. 2020-06-16
    soldstatus $220,000
  11. 2020-05-17
    listed $224,000
  12. 2020-03-06
    listed $224,000
  13. 2016-06-06
    soldstatus $219,000
  14. 2016-06-01
    soldstatus $219,000
  15. 2016-06-01
    soldstatus $219,000
  16. 2016-04-24
    listed $229,000
  17. 2016-03-07
    listed $229,000
  18. 2015-07-15
    soldstatus $214,000
  19. 2015-07-06
    soldstatus $214,000
  20. 2015-07-05
    soldstatus $214,000
  21. 2015-05-22
    listed $214,000
  22. 2015-04-26
    listed $214,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$2,044 · $170/mo
Projected year-2 tax
$3,082 · $257/mo
Expected delta
+$1,038/yr (+$87/mo · 50.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥107°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 35% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$48,000
− Mortgage interest
−$18,765
− Property taxes
−$2,044
− Insurance
−$1,675
− Repairs & maintenance
−$3,840
− Management
−$3,840
− Depreciation
−$9,745
Taxable income
$8,091
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,942
After-tax cash flow
$11,178/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Greene County
NCES district ID
1302490
Math proficiency
27% ▼ -8.00%
Reading proficiency
37% ▼ -5.00%
Median HH income
$42,172
Composite
27.08/100
National rank
#7046
State rank
#82 of 174 in GA

Livability — Greensboro

Score
64/100
State rank
#272
US rank
#14726

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
14,884

Population outlook (Greene County) Hauer SSP2

Today (2025)
17,835 people
By 2030
18,182 · +1.9%
By 2040
18,509 · +3.8%
By 2050
18,794 · +5.4%
By 2075
19,704 · +10.5%
By 2100
20,584 · +15.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (64%)
Race & ethnicity
White 64% Black 26% Hispanic / Latino 7% Two or more races 4%
Hispanic origin (detail)
Mexican 2% Puerto Rican 1%
Common ancestry
Italian 2% Serbian 2% Slovak 2%
Foreign-born
3% · Canada
Languages at home
95% English-only · Spanish 3% Other Indo-European 1%

Political lean MEDSL · Greene

2024 margin
Strong R (+28.9) · D 35.3% · R 64.2%
2008→2024 swing
-13.9pp toward R · 2008: -15.1pp · 2024: -28.9pp
All cycles
2024: R+28.9 2020: R+26.5 2016: R+26.0 2012: R+22.5 2008: R+15.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -114.13%
Current HPI
186.3442
Rent YoY
Metro
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+56.5% since first listed
17 events — show timeline
  • 2026-03-29 Listed $335,000 LCBR
  • 2026-03-29 Listed $335,000 GAMLS
  • 2020-06-29 Sold (Public Records) $222,000 Public Records
  • 2020-06-16 Sold (MLS) $220,000 LCBR
  • 2020-06-16 Sold (MLS) $220,000 Hive MLS
  • 2020-05-17 Listed $224,000 LCBR
  • 2020-03-06 Listed $224,000 Hive MLS
  • 2016-06-06 Sold (Public Records) $219,000 Public Records
  • 2016-06-01 Sold (MLS) $219,000 GAMLS
  • 2016-06-01 Sold (MLS) $219,000 LCBR
  • 2016-04-24 Listed $229,000 LCBR
  • 2016-03-07 Listed $229,000 GAMLS
  • 2015-07-15 Sold (Public Records) $214,000 Public Records
  • 2015-07-06 Sold (MLS) $214,000 GAMLS
  • 2015-07-05 Sold (MLS) $214,000 LCBR
  • 2015-05-22 Listed $214,000 LCBR
  • 2015-04-26 Listed $214,000 GAMLS

Property tax history

+4.4%/yr

Latest (2025): $2,044 · -1.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…