1320 Summer Hollow Rd · Greensboro, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 35.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +28.5/30.0
- DSCR +10.0/10.0
- 1% rule +6.9/10.0
- ARV discount +5.6/15.0
- Livability +3.2/5.0
- Schools +2.7/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$335,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Beautiful Kenwood model Del Webb Villa ideally positioned on a private homesite with serene, wooded views and no homes directly behind—offering both privacy and tranquility. This thoughtfully designed home features a spacious kitchen with rich dark wood cabinetry, sleek black granite countertops, reverse osmosis system, and a generous pantry—perfect for both everyday living and entertaining. The primary suite is a peaceful retreat, overlooking the expansive backyard, and includes a large walk-in shower, double vanity, and a closet designed for effortless organization. The garage is equally impressive with floor-to-ceiling Storage Solutions and a durable epoxy floor finish, providing both function and style. Enjoy a relaxed, low-maintenance lifestyle with access to Del Webb’s exceptional amenities and vibrant community.
Key facts
- Spacious kitchen
- Large pantry
- 1,742 sq ft lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath single-family listed at $335k.
Deal economics
- At list price, monthly cash flow is $1k ($13k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($4k rent vs $335k).
- Recommended offer: $315k (6.0% below list) — sets the bar for market timing.
- Cap rate 10.2% vs local median 0.9% in Greensboro — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 64/100 on livability (#272 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B+; Watch: amenities F, commute F, employment F.
- Greene County (rural): math 27% / reading 37% proficiency, ranked #82 of 174 in GA (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Anita White Carson Middle School (math 8% / reading 15%, grade F, #424 of 470 statewide, top 90%, 524 students, 97% FRL); Greene County High School (math 2% / reading 8%, grade F, #394 of 424 statewide, top 97%, 420 students, 97% FRL) — zoned schools average 97% FRL vs 64% district-wide (33 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 8% at this address vs 32% district-wide (-24 pts) — the specific schools serving this property underperform the Greene County average; the district grade overstates school quality for this exact location.
- Market conditions: 501 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 295 units permitted in Greene County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Greene County population projected at +5% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $94k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- It's been on market 65 days — a 6% lower offer ($315k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $222k; list at $335k implies a 51% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 35% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 65 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.19% ✓
- Cap rate
- 10.21%
- Cash-on-cash
- 13.99%
- DSCR
- 1.62
- GRM
- 7.0
CMA / ARV
- ARV (median comp)
- $321,467
- List price
- $335,000
- Delta
- 4.21%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1111 Summer Station St | 0.05mi | 2/2.0 | 1,282 (0%) | 0mo | $305,000 | $238 | 98 |
| 1270 Summer Hollow Rd | 0.08mi | 2/2.0 | 1,282 (0%) | 7mo | $314,650 | $245 | 90 |
| 1031 Flat Rock St | 0.07mi | 2/2.0 | 1,325 (+3%) | 2mo | $335,000 | $253 | 90 |
| 1041 Flat Rock St | 0.07mi | 2/2.0 | 1,342 (+5%) | 2mo | $326,500 | $243 | 88 |
| 1041 Summer Station St | 0.10mi | 2/2.0 | 1,309 (+2%) | 8mo | $322,500 | $246 | 85 |
| 1090 Summer Station St | 0.05mi | 2/2.0 | 1,344 (+5%) | 9mo | $314,900 | $234 | 82 |
| 1211 Summer Hollow Rd | 0.11mi | 2/2.0 | 1,342 (+5%) | 15mo | $310,000 | $231 | 75 |
| 1001 Summer Station St | 0.13mi | 2/2.0 | 1,397 (+9%) | 12mo | $315,000 | $225 | 69 |
| 1200 Flat Rock St | 0.18mi | 2/2.0 | 1,382 (+8%) | 14mo | $310,000 | $224 | 67 |
| 1201 Summer Hollow Rd | 0.12mi | 2/2.0 | 1,438 (+12%) | 9mo | $296,000 | $206 | 67 |
| 1150 Summer Hollow Rd | 0.17mi | 2/2.0 | 1,473 (+15%) | 16mo | $317,500 | $216 | 54 |
| 1031 Eight Knot Ct | 0.59mi | 2/2.0 | 1,422 (+11%) | 14mo | $390,000 | $274 | 43 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 4.2%
- Equity multiple
- 1.16×
- Total profit
- $15,258
- Equity at exit
- $49,950
- IRR
- 13.7%
- Equity multiple
- 2.09×
- Total profit
- $102,576
- Equity at exit
- $28,965
Cash invested: $93,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30642
- Active inventory
- 501
- Price-to-rent
- 7.0×
Monthly cashflow live
- Estimated rent
- $4,000 medium interval (Pro) →
- Mortgage (P&I)
- −$1,757
- Tax from tax record
- −$170 /mo · $2,044/yr
- Insurance
- −$140
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$840
- Net cashflow
- $1,093
Break-even live
Sensitivity live
| Price | -10% $1,283 | -5% $1,188 | +0% $1,093 | +5% $999 | +10% $904 |
|---|---|---|---|---|---|
| Rent | -10% $777 | -5% $935 | +0% $1,093 | +5% $1,251 | +10% $1,409 |
| Rate | -1.0pp $1,262 | -0.5pp $1,179 | base $1,093 | +0.5pp $1,007 | +1.0pp $918 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $83,750
- Closing costs
- $10,050
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1021 Leeward Run Trl Greensboro, GA | 2.0 | 2.0 | 1868 | $4,000 | $2.14 | 15d | 1 | 0.81mi |
Listing history 22 events
-
2026-06-03status $335,000 Under Contract 65 DOM
-
2026-06-02days on market $335,000 Active 65 DOM
-
2026-06-01days on market $335,000 Active 64 DOM
-
2026-05-31days on market $335,000 Active 63 DOM
-
2026-05-30days on market $335,000 Active 62 DOM
-
2026-03-29$335,000 Active 848-char remark
Show marketing remark (830 chars)
Beautiful Kenwood model Del Webb Villa ideally positioned on a private homesite with serene, wooded views and no homes directly behind-offering both privacy and tranquility. This thoughtfully designed home features a spacious kitchen with rich dark wood cabinetry, sleek black granite countertops, reverse osmosis system, and a generous pantry-perfect for both everyday living and entertaining. The primary suite is a peaceful retreat, overlooking the expansive backyard, and includes a large walk-in shower, double vanity, and a closet designed for effortless organization. The garage is equally impressive with floor-to-ceiling Storage Solutions and a durable epoxy floor finish, providing both function and style. Enjoy a relaxed, low-maintenance lifestyle with access to Del Webb's exceptional amenities and vibrant community.
-
2026-03-29$335,000 New 830-char remark
Show marketing remark (830 chars)
Beautiful Kenwood model Del Webb Villa ideally positioned on a private homesite with serene, wooded views and no homes directly behind-offering both privacy and tranquility. This thoughtfully designed home features a spacious kitchen with rich dark wood cabinetry, sleek black granite countertops, reverse osmosis system, and a generous pantry-perfect for both everyday living and entertaining. The primary suite is a peaceful retreat, overlooking the expansive backyard, and includes a large walk-in shower, double vanity, and a closet designed for effortless organization. The garage is equally impressive with floor-to-ceiling Storage Solutions and a durable epoxy floor finish, providing both function and style. Enjoy a relaxed, low-maintenance lifestyle with access to Del Webb's exceptional amenities and vibrant community.
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2020-06-29soldstatus $222,000
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2020-06-16soldstatus $220,000
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2020-06-16soldstatus $220,000
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2020-05-17$224,000
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2020-03-06$224,000
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2016-06-06soldstatus $219,000
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2016-06-01soldstatus $219,000
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2016-06-01soldstatus $219,000
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2016-04-24$229,000
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2016-03-07$229,000
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2015-07-15soldstatus $214,000
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2015-07-06soldstatus $214,000
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2015-07-05soldstatus $214,000
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2015-05-22$214,000
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2015-04-26$214,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $2,044 · $170/mo
- Projected year-2 tax
- $3,082 · $257/mo
- Expected delta
- +$1,038/yr (+$87/mo · 50.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥107°F today · 18 d/yr by 30 yrs out
- Wind 6/10 Major 35% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $48,000
- − Mortgage interest
- −$18,765
- − Property taxes
- −$2,044
- − Insurance
- −$1,675
- − Repairs & maintenance
- −$3,840
- − Management
- −$3,840
- − Depreciation
- −$9,745
- Taxable income
- $8,091
- Est. tax owed @ 24.0%
- −$1,942
- After-tax cash flow
- $11,178/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Greene County
- NCES district ID
- 1302490
- Math proficiency
- 27% ▼ -8.00%
- Reading proficiency
- 37% ▼ -5.00%
- Median HH income
- $42,172
- Composite
- 27.08/100
- National rank
- #7046
- State rank
- #82 of 174 in GA
Livability — Greensboro
- Score
- 64/100
- State rank
- #272
- US rank
- #14726
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 14,884
Population outlook (Greene County) Hauer SSP2
- Today (2025)
- 17,835 people
- By 2030
- 18,182 · +1.9%
- By 2040
- 18,509 · +3.8%
- By 2050
- 18,794 · +5.4%
- By 2075
- 19,704 · +10.5%
- By 2100
- 20,584 · +15.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (64%)
- Race & ethnicity
- White 64% Black 26% Hispanic / Latino 7% Two or more races 4%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 1%
- Common ancestry
- Italian 2% Serbian 2% Slovak 2%
- Foreign-born
- 3% · Canada
- Languages at home
- 95% English-only · Spanish 3% Other Indo-European 1%
Political lean MEDSL · Greene
- 2024 margin
- Strong R (+28.9) · D 35.3% · R 64.2%
- 2008→2024 swing
- -13.9pp toward R · 2008: -15.1pp · 2024: -28.9pp
- All cycles
- 2024: R+28.9 2020: R+26.5 2016: R+26.0 2012: R+22.5 2008: R+15.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -114.13%
- Current HPI
- 186.3442
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
|
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
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| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
+56.5% since first listed17 events — show timeline
- 2026-03-29 Listed $335,000 LCBR
- 2026-03-29 Listed $335,000 GAMLS
- 2020-06-29 Sold (Public Records) $222,000 Public Records
- 2020-06-16 Sold (MLS) $220,000 LCBR
- 2020-06-16 Sold (MLS) $220,000 Hive MLS
- 2020-05-17 Listed $224,000 LCBR
- 2020-03-06 Listed $224,000 Hive MLS
- 2016-06-06 Sold (Public Records) $219,000 Public Records
- 2016-06-01 Sold (MLS) $219,000 GAMLS
- 2016-06-01 Sold (MLS) $219,000 LCBR
- 2016-04-24 Listed $229,000 LCBR
- 2016-03-07 Listed $229,000 GAMLS
- 2015-07-15 Sold (Public Records) $214,000 Public Records
- 2015-07-06 Sold (MLS) $214,000 GAMLS
- 2015-07-05 Sold (MLS) $214,000 LCBR
- 2015-05-22 Listed $214,000 LCBR
- 2015-04-26 Listed $214,000 GAMLS
Property tax history
+4.4%/yrLatest (2025): $2,044 · -1.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…