Duplex
4401 31st St · Lubbock, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 5/10 · Moderate
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Livability +4.0/5.0
- Rent growth +3.9/5.0
- Schools +3.1/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$140,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed
Listing remarks MLS
Turnkey duplex opportunity in a prime West Lubbock location! 4401 31st Street features two 2-bedroom, 1-bath units—an ideal setup for investors seeking steady rental demand or buyers looking to house hack and build equity. Each unit offers a functional layout with comfortable living space, well-sized bedrooms, and practical kitchen and dining areas. The 2/1 floor plan consistently attracts long-term tenants, roommates, and small families, making it one of the most dependable rental configurations in the Lubbock market. Conveniently located near Texas Tech University, the Medical District, Loop 289, and major shopping and dining, this property sits in a strong rental corridor with consistent tenant demand. Whether you lease both sides for cash flow or live in one unit while renting the other to offset your mortgage, this duplex provides flexibility and long-term upside. Multi-family properties in established West Lubbock neighborhoods are always in demand—especially well-located 2/1 + 2/1 duplexes positioned for both income and appreciation.
Key facts
- Well-sized bedrooms
- 8,831 sq ft lot
- 2 parking spots
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2 × 2-bed/1.0-bath units multifamily listed at $140k.
Deal economics
- At list price, monthly cash flow is $810 ($10k/yr) — positive. Per door: $405/mo.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $140k).
- Recommended offer: $127k (9.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 80/100 on livability (#37 in TX, #1,749 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment C-, schools D+, crime F.
- Lubbock ISD (urban): math 36% / reading 39% proficiency, ranked #481 of 826 in TX (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 60% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+5.4%/yr); 110 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 2,219 units permitted in Lubbock County in 2024 (252 in 5+ unit buildings).
- At $2,334/mo this rent would consume 63% of the median local household income ($45k/yr) (locally 1068% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $968 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Lubbock County population projected at +39% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 5.4% rent growth), your $39k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 108 days — a 9% lower offer ($127k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 5y ago; this cycle's ask has dropped $30k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 108 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
- What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
- Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.67% ✓
- Cap rate
- 13.24%
- Cash-on-cash
- 24.81%
- DSCR
- 2.10
- GRM
- 5.0
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 5.4% rent growth · sell at horizon
- IRR
- 21.0%
- Equity multiple
- 1.89×
- Total profit
- $34,774
- Equity at exit
- $20,874
- IRR
- 30.8%
- Equity multiple
- 4.11×
- Total profit
- $121,925
- Equity at exit
- $12,105
Cash invested: $39,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 79410
- Home prices YoY
- -20.8%
- Rents YoY
- 5.4%
- Active inventory
- 110
- Price-to-rent
- 10.0×
Monthly cashflow live
- Estimated rent
- $2,334 high interval (Pro) →
- Mortgage (P&I)
- −$734
- Tax from tax record
- −$241 /mo · $2,892/yr
- Insurance
- −$58
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$490
- Net cashflow
- $810
Break-even live
2-unit breakdown (identical units grouped — click to expand)
| Units | Beds | Baths | Est. rent |
|---|---|---|---|
| 2× units | 2 | 1 | $2,334 |
| #1 | 2 | 1 | $1,167 |
| #2 | 2 | 1 | $1,167 |
| Total (2 units) | $2,334 | ||
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $35,000
- Closing costs
- $4,200
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4428 33rd St Lubbock, TX | 3.0 | 1.5 | 1685 | $1,375 | $0.82 | 43d | 1 | 0.21mi |
| 4430 33rd St Lubbock, TX | 3.0 | 2.0 | 1402 | $1,100 | $0.78 | 43d | 1 | 0.22mi |
| 4606 35th St Lubbock, TX | 4.0 | 2.0 | 1684 | $1,800 | $1.07 | 43d | 1 | 0.37mi |
| 4702 31st St Lubbock, TX | 3.0 | 2.0 | 1600 | $1,450 | $0.91 | 43d | 1 | 0.39mi |
| 3812 36th St Unit A Lubbock, TX | 3.0 | 2.0 | 1458 | $1,500 | $1.03 | 21d | 1 | 0.50mi |
| 3807 26th St Lubbock, TX | 3.0 | 2.0 | 1410 | $1,500 | $1.06 | 13d | 1 | 0.54mi |
| 3813 25th St Lubbock, TX | 4.0 | 2.0 | 1467 | $1,400 | $0.95 | 13d | 1 | 0.56mi |
| 4801 36th St Lubbock, TX | 3.0 | 2.0 | 1424 | $1,275 | $0.90 | 21d | 1 | 0.61mi |
| 2409 Utica Ave Lubbock, TX | 3.0 | 1.5 | 1693 | $1,400 | $0.83 | 21d | 1 | 0.62mi |
| 4315 41st St Lubbock, TX | 3.0 | 2.0 | 1558 | $1,450 | $0.93 | 21d | 1 | 0.64mi |
| 3712 37th St Lubbock, TX | 4.0 | 2.0 | 1672 | $2,100 | $1.26 | 43d | 1 | 0.64mi |
| 4211 41st St Lubbock, TX | 4.0 | 2.0 | 1960 | $1,599 | $0.82 | 43d | 1 | 0.66mi |
| 4310 42nd St Lubbock, TX | 3.0 | 2.0 | 1754 | $1,700 | $0.97 | 43d | 1 | 0.67mi |
| 5003 35th St Lubbock, TX | 3.0 | 2.0 | 1501 | $1,550 | $1.03 | 13d | 1 | 0.82mi |
| 3604 24th St Lubbock, TX | 4.0 | 3.0 | 2038 | $2,300 | $1.13 | 21d | 1 | 0.84mi |
| 4619 43rd St Lubbock, TX | 3.0 | 1.0 | 1404 | $1,500 | $1.07 | 43d | 1 | 0.85mi |
| 4109 18th St Lubbock, TX | 4.0 | 2.0 | 1516 | $1,799 | $1.19 | 43d | 1 | 0.93mi |
| 4803 43rd St Lubbock, TX | 3.0 | 2.0 | 1412 | $1,200 | $0.85 | 21d | 1 | 0.93mi |
| 3408 38th St Lubbock, TX | 3.0 | 2.0 | 1927 | $1,895 | $0.98 | 43d | 1 | 1.03mi |
| 4819 44th St Lubbock, TX | 3.0 | 2.0 | 1412 | $1,300 | $0.92 | 43d | 1 | 1.04mi |
| 3404 25th St #3 Lubbock, TX | 4.0 | 4.5 | 2234 | $2,400 | $1.07 | 21d | 1 | 1.04mi |
| 3612 44th St Lubbock, TX | 3.0 | 2.0 | 1675 | $1,850 | $1.10 | 43d | 1 | 1.04mi |
| 3319 26th St Lubbock, TX | 3.0 | 2.0 | 1520 | $1,500 | $0.99 | 43d | 1 | 1.05mi |
| 3708 46th St Lubbock, TX | 3.0 | 2.0 | 2378 | $1,750 | $0.74 | 13d | 1 | 1.08mi |
| 4602 50th St Lubbock, TX | 1.0–3.0 | 1.0–2.5 | 1080 | $1,368 | $1.27 | 13d | 9 | 1.12mi |
| 3712 47th St Lubbock, TX | 3.0 | 2.0 | 1767 | $1,400 | $0.79 | 21d | 1 | 1.12mi |
| 3302 28th St Lubbock, TX | 3.0 | 2.5 | 1660 | $1,725 | $1.04 | 21d | 1 | 1.13mi |
| 3404 42nd St Lubbock, TX | 3.0 | 2.0 | 1475 | $1,500 | $1.02 | 43d | 1 | 1.18mi |
| 4803 15th St Lubbock, TX | 4.0 | 2.0 | 2369 | $2,500 | $1.06 | 43d | 1 | 1.25mi |
| 4814 16th St Lubbock, TX | 3.0 | 2.0 | 1636 | $1,795 | $1.10 | 13d | 1 | 1.26mi |
| 3115 32nd St Lubbock, TX | 4.0 | 2.5 | 2300 | $2,200 | $0.96 | 21d | 1 | 1.27mi |
| 4903 17th St Lubbock, TX | 3.0 | 2.0 | 1907 | $1,900 | $1.00 | 13d | 1 | 1.28mi |
| 5220 41st St Lubbock, TX | 3.0 | 2.0 | 1536 | $1,400 | $0.91 | 21d | 1 | 1.28mi |
| 5017 46th St Lubbock, TX | 3.0 | 2.0 | 1753 | $1,600 | $0.91 | 43d | 1 | 1.29mi |
| 3119 26th St Lubbock, TX | 3.0 | 3.0 | 1888 | $1,400 | $0.74 | 21d | 1 | 1.29mi |
| 5318 39th St Lubbock, TX | 3.0 | 2.0 | 1736 | $1,375 | $0.79 | 13d | 1 | 1.29mi |
| 4314 52nd St Unit A Lubbock, TX | 3.0 | 2.0 | 1863 | $1,400 | $0.75 | 21d | 1 | 1.29mi |
| 4210 52nd St Lubbock, TX | 3.0 | 2.0 | 1715 | $1,575 | $0.92 | 13d | 1 | 1.31mi |
| 3417 47th St Lubbock, TX | 3.0 | 2.0 | 1450 | $1,550 | $1.07 | 43d | 1 | 1.34mi |
| 3114 40th St Lubbock, TX | 3.0 | 2.0 | 1488 | $1,375 | $0.92 | 43d | 1 | 1.38mi |
Listing history 27 events
-
2026-06-18days on market $140,000 Active 108 DOM
-
2026-06-17days on market $140,000 Active 107 DOM
-
2026-06-16days on market $140,000 Active 106 DOM
-
2026-06-15days on market $140,000 Active 105 DOM
-
2026-06-14days on market $140,000 Active 103 DOM
-
2026-06-13days on market $140,000 Active 102 DOM
-
2026-06-10days on market $140,000 Active 100 DOM
-
2026-06-09days on market $140,000 Active 99 DOM
-
2026-06-08days on market $140,000 Active 98 DOM
-
2026-06-07days on market $140,000 Active 97 DOM
-
2026-06-05days on market $140,000 Active 94 DOM
-
2026-06-03days on market $140,000 Active 93 DOM
-
2026-06-02days on market $140,000 Active 92 DOM
-
2026-06-01pricestatus $140,000 Active 91 DOM
-
2026-05-19status Pending 1068-char remark
Show marketing remark (1068 chars)
Turnkey duplex opportunity in a prime West Lubbock location! 4401 31st Street features two 2-bedroom, 1-bath units—an ideal setup for investors seeking steady rental demand or buyers looking to house hack and build equity. Each unit offers a functional layout with comfortable living space, well-sized bedrooms, and practical kitchen and dining areas. The 2/1 floor plan consistently attracts long-term tenants, roommates, and small families, making it one of the most dependable rental configurations in the Lubbock market. Conveniently located near Texas Tech University, the Medical District, Loop 289, and major shopping and dining, this property sits in a strong rental corridor with consistent tenant demand. Whether you lease both sides for cash flow or live in one unit while renting the other to offset your mortgage, this duplex provides flexibility and long-term upside. Multi-family properties in established West Lubbock neighborhoods are always in demand—especially well-located 2/1 + 2/1 duplexes positioned for both income and appreciation.
-
2026-04-23price $145,000 1068-char remark
Show marketing remark (1068 chars)
Turnkey duplex opportunity in a prime West Lubbock location! 4401 31st Street features two 2-bedroom, 1-bath units—an ideal setup for investors seeking steady rental demand or buyers looking to house hack and build equity. Each unit offers a functional layout with comfortable living space, well-sized bedrooms, and practical kitchen and dining areas. The 2/1 floor plan consistently attracts long-term tenants, roommates, and small families, making it one of the most dependable rental configurations in the Lubbock market. Conveniently located near Texas Tech University, the Medical District, Loop 289, and major shopping and dining, this property sits in a strong rental corridor with consistent tenant demand. Whether you lease both sides for cash flow or live in one unit while renting the other to offset your mortgage, this duplex provides flexibility and long-term upside. Multi-family properties in established West Lubbock neighborhoods are always in demand—especially well-located 2/1 + 2/1 duplexes positioned for both income and appreciation.
-
2026-04-13price $150,000 1068-char remark
Show marketing remark (1068 chars)
Turnkey duplex opportunity in a prime West Lubbock location! 4401 31st Street features two 2-bedroom, 1-bath units—an ideal setup for investors seeking steady rental demand or buyers looking to house hack and build equity. Each unit offers a functional layout with comfortable living space, well-sized bedrooms, and practical kitchen and dining areas. The 2/1 floor plan consistently attracts long-term tenants, roommates, and small families, making it one of the most dependable rental configurations in the Lubbock market. Conveniently located near Texas Tech University, the Medical District, Loop 289, and major shopping and dining, this property sits in a strong rental corridor with consistent tenant demand. Whether you lease both sides for cash flow or live in one unit while renting the other to offset your mortgage, this duplex provides flexibility and long-term upside. Multi-family properties in established West Lubbock neighborhoods are always in demand—especially well-located 2/1 + 2/1 duplexes positioned for both income and appreciation.
-
2026-03-24price $155,000 1068-char remark
Show marketing remark (1068 chars)
Turnkey duplex opportunity in a prime West Lubbock location! 4401 31st Street features two 2-bedroom, 1-bath units—an ideal setup for investors seeking steady rental demand or buyers looking to house hack and build equity. Each unit offers a functional layout with comfortable living space, well-sized bedrooms, and practical kitchen and dining areas. The 2/1 floor plan consistently attracts long-term tenants, roommates, and small families, making it one of the most dependable rental configurations in the Lubbock market. Conveniently located near Texas Tech University, the Medical District, Loop 289, and major shopping and dining, this property sits in a strong rental corridor with consistent tenant demand. Whether you lease both sides for cash flow or live in one unit while renting the other to offset your mortgage, this duplex provides flexibility and long-term upside. Multi-family properties in established West Lubbock neighborhoods are always in demand—especially well-located 2/1 + 2/1 duplexes positioned for both income and appreciation.
-
2026-03-17price $160,000 1068-char remark
Show marketing remark (1068 chars)
Turnkey duplex opportunity in a prime West Lubbock location! 4401 31st Street features two 2-bedroom, 1-bath units—an ideal setup for investors seeking steady rental demand or buyers looking to house hack and build equity. Each unit offers a functional layout with comfortable living space, well-sized bedrooms, and practical kitchen and dining areas. The 2/1 floor plan consistently attracts long-term tenants, roommates, and small families, making it one of the most dependable rental configurations in the Lubbock market. Conveniently located near Texas Tech University, the Medical District, Loop 289, and major shopping and dining, this property sits in a strong rental corridor with consistent tenant demand. Whether you lease both sides for cash flow or live in one unit while renting the other to offset your mortgage, this duplex provides flexibility and long-term upside. Multi-family properties in established West Lubbock neighborhoods are always in demand—especially well-located 2/1 + 2/1 duplexes positioned for both income and appreciation.
-
2026-03-04price $165,000 1068-char remark
Show marketing remark (1068 chars)
Turnkey duplex opportunity in a prime West Lubbock location! 4401 31st Street features two 2-bedroom, 1-bath units—an ideal setup for investors seeking steady rental demand or buyers looking to house hack and build equity. Each unit offers a functional layout with comfortable living space, well-sized bedrooms, and practical kitchen and dining areas. The 2/1 floor plan consistently attracts long-term tenants, roommates, and small families, making it one of the most dependable rental configurations in the Lubbock market. Conveniently located near Texas Tech University, the Medical District, Loop 289, and major shopping and dining, this property sits in a strong rental corridor with consistent tenant demand. Whether you lease both sides for cash flow or live in one unit while renting the other to offset your mortgage, this duplex provides flexibility and long-term upside. Multi-family properties in established West Lubbock neighborhoods are always in demand—especially well-located 2/1 + 2/1 duplexes positioned for both income and appreciation.
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2026-02-17$170,000 Active 1068-char remark
Show marketing remark (1068 chars)
Turnkey duplex opportunity in a prime West Lubbock location! 4401 31st Street features two 2-bedroom, 1-bath units—an ideal setup for investors seeking steady rental demand or buyers looking to house hack and build equity. Each unit offers a functional layout with comfortable living space, well-sized bedrooms, and practical kitchen and dining areas. The 2/1 floor plan consistently attracts long-term tenants, roommates, and small families, making it one of the most dependable rental configurations in the Lubbock market. Conveniently located near Texas Tech University, the Medical District, Loop 289, and major shopping and dining, this property sits in a strong rental corridor with consistent tenant demand. Whether you lease both sides for cash flow or live in one unit while renting the other to offset your mortgage, this duplex provides flexibility and long-term upside. Multi-family properties in established West Lubbock neighborhoods are always in demand—especially well-located 2/1 + 2/1 duplexes positioned for both income and appreciation.
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2023-06-13historical
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2021-04-14soldstatus
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2021-04-13soldstatus 279-char remark
Show marketing remark (279 chars)
Great turn-key investment property! New vinyl plank floors, updated kitchen and bathroom, new roof within the last two years. This duplex has also been under professional property management the last three years. Prime location for Texas Tech students and medical professionals.
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2021-03-24$165,000 279-char remark
Show marketing remark (279 chars)
Great turn-key investment property! New vinyl plank floors, updated kitchen and bathroom, new roof within the last two years. This duplex has also been under professional property management the last three years. Prime location for Texas Tech students and medical professionals.
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2001-03-30soldstatus
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1999-05-17soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $2,892 · $241/mo
- Projected year-2 tax
- $2,892 · $241/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥99°F today · 21 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $28,008
- − Mortgage interest
- −$7,842
- − Property taxes
- −$2,892
- − Insurance
- −$700
- − Repairs & maintenance
- −$2,241
- − Management
- −$2,241
- − Depreciation
- −$4,073
- Taxable income
- $8,020
- Est. tax owed @ 24.0%
- −$1,925
- After-tax cash flow
- $7,800/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lubbock ISD
- NCES district ID
- 4828500
- Math proficiency
- 36% ▼ -8.00%
- Reading proficiency
- 39% ▼ -1.00%
- Median HH income
- $39,820
- Composite
- 31.44/100
- National rank
- #5984
- State rank
- #481 of 826 in TX
Livability — Lubbock
- Score
- 80/100
- State rank
- #37
- US rank
- #1749
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Lubbock, TX
- County
- Lubbock County · 293,542 people
- City population
- 283,030
- Metro
- Lubbock, TX
- Population (ZIP)
- 10,137
- Household income
- $44,537
- Rent vs Own
- Severe rent burden
- 1068.0
Population outlook (Lubbock County) Hauer SSP2
- Today (2025)
- 345,960 people
- By 2030
- 371,449 · +7.4%
- By 2040
- 424,539 · +22.7%
- By 2050
- 481,150 · +39.1%
- By 2075
- 633,467 · +83.1%
- By 2100
- 746,853 · +115.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- White 55% Hispanic / Latino 33% Two or more races 15% Black 5% Asian 4%
- Hispanic origin (detail)
- Mexican 29%
- Common ancestry
- Slovak 3% Lithuanian 2% Italian 2%
- Foreign-born
- 6% · China, Canada, Vietnam
- Languages at home
- 80% English-only · Spanish 15% Chinese 2% Vietnamese 1%
Political lean MEDSL · Lubbock
- 2024 margin
- Solid R (+39.5) · D 29.7% · R 69.2% · Other 1.0%
- 2008→2024 swing
- -2.8pp toward R · 2008: -36.7pp · 2024: -39.5pp
- All cycles
- 2024: R+39.5 2020: R+32.2 2016: R+38.4 2012: R+40.9 2008: R+36.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -71.78%
- Current HPI
- 272.7482
- Rent YoY
- ▲ 5.40%
- Metro
- Lubbock, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-12.1% since first listed13 events — show timeline
- 2026-05-19 Pending — LARMLS
- 2026-04-23 Price Changed $145,000 LARMLS
- 2026-04-13 Price Changed $150,000 LARMLS
- 2026-03-24 Price Changed $155,000 LARMLS
- 2026-03-17 Price Changed $160,000 LARMLS
- 2026-03-04 Price Changed $165,000 LARMLS
- 2026-02-17 Listed $170,000 LARMLS
- 2023-06-13 Rental Removed — RENT.
- 2021-04-14 Sold (Public Records) — Public Records
- 2021-04-13 Sold (MLS) — LARMLS
- 2021-03-24 Listed $165,000 LARMLS
- 2001-03-30 Sold (Public Records) — Public Records
- 1999-05-17 Sold (Public Records) — Public Records
Property tax history
+4.6%/yrLatest (2025): $2,892 · -2.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…