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68 Blueberry Dr
C Composite 59.44
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.3/30.0
  • ARV discount +15.0/15.0
  • Appreciation +6.9/10.0
  • DSCR +5.1/10.0
  • Schools +5.0/10.0
  • 1% rule +3.7/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0

$159,000

68 Blueberry Dr · Wolcott, VT 05680
2 bd · 2.0 ba · 1,064 sqft · Manufactured public records · 24 Days on market
Built 2000 1.10 ac lot Est $222k · 28% under ↓ 14% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Refreshed with new floors in the living room and painted interior, this stunning lot offers a blend of nature and opportunity on a cozy 1.1 acres. Surrounded by open lawns and a mix of hardwood and softwood trees, this property is ideal for your dream home. The 2-BR, 2-BA manufactured in 2000 provides a comfortable and relaxing living space in this peaceful setting. The lot includes its own septic system and a shared drilled well, ensuring convenience and functionality. Don’t miss this chance to own a piece of Vermont!

Key facts

  • New floors
  • Cozy 1.1 acres
  • Painted interior

Tags

NEW FLOORSPAINTED INTERIORCOZY 1.1 ACRESBEAUTIFUL LANDSCAPEOPEN LAWNSHARDWOOD AND SOFTWOOD TREES

Property features AI

Exterior

  • Parking: Common/shared driveway
  • Utilities: Drilled well (private, shared); Septic system; 100 Amp electric service with circuit breakers; Satellite internet available
  • Home design: Manufactured/Mobile home; Existing construction; Metal roof; Built in 2000
  • Construction: Other construction materials
  • Exterior features: Country setting; Wooded; Rural lot

Interior

  • Bathrooms: Two full bathrooms
  • Heating & cooling: Oil heating; Hot air heating
  • Interior features: Five total rooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $159k.

Deal economics

  • At list price, monthly cash flow is $88 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $138k (13.1% below list).
  • Recommended offer: $138k (13.1% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Zoned schools: Wolcott Elementary School (math 34% / reading 44%, grade F, #96 of 192 statewide, top 57%, 121 students, 21% FRL).
  • Market conditions: 21 active listings in the ZIP; 133 units permitted in Lamoille County in 2024 (15 in 5+ unit buildings).

Forward outlook

  • In year one you build about $7k of equity ($1k loan paydown + $6k appreciation (3.7% local appreciation)).
  • Lamoille County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (3.7% appreciation + 3.0% rent growth), your $45k cash investment doubles in ~5 years — after that, you're playing with house money.
  • By year 5, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 24 days — a 2% lower offer ($157k) is reasonable based on typical stale-listing flexibility.
Recommended offer $138,233 (13.1% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  3. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  4. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.87%
Cap rate
6.96%
Cash-on-cash
2.38%
DSCR
1.11
GRM
9.6

CMA / ARV

ARV (on-the-fly)
$222,376
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
172 Belanger Ln 0.42mi 3/2.0 (+1) 952 (-10%) 13mo $199,000 $209 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.71% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
11.6%
Equity multiple
1.69×
Total profit
$30,769
Equity at exit
$77,908
10-year hold
IRR
13.3%
Equity multiple
3.12×
Total profit
$94,386
Equity at exit
$125,311

Cash invested: $44,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
41 Moderately Tenant-Leaning
State Vermont
41 Moderately Tenant-Leaning · D+15
County
— inherits STATE
City
— inherits STATE
Just-cause in Burlington (2022); strong habitability.

ZIP-level market 05680

Home prices YoY
1.5%
Active inventory
21
Price-to-rent
9.6×

Monthly cashflow live

Estimated rent
$1,382 medium interval (Pro) →
Mortgage (P&I)
$834
Tax from tax record
$104 /mo · $1,244/yr
Insurance
$66
HOA
$0
Vacancy / Maint / Mgmt
$290
Net cashflow
$88

Break-even live

Break-even rent $1,271
Max offer price $159,000
Occupancy floor 89%

Sensitivity live

Price -10% $178 -5% $133 +0% $88 +5% $43 +10% $-2
Rent -10% $-21 -5% $34 +0% $88 +5% $143 +10% $197
Rate -1.0pp $168 -0.5pp $129 base $88 +0.5pp $47 +1.0pp $5

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$39,750
Closing costs
$4,770
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 22 events

  1. 2026-06-21
    days on market $159,000 Active 24 DOM
  2. 2026-06-21
    days on market $159,000 Active 23 DOM
  3. 2026-06-18
    days on market $159,000 Active 21 DOM
  4. 2026-06-17
    days on market $159,000 Active 20 DOM
  5. 2026-06-16
    days on market $159,000 Active 19 DOM
  6. 2026-06-15
    days on market $159,000 Active 18 DOM
  7. 2026-06-15
    days on market $159,000 Active 17 DOM
  8. 2026-06-13
    days on market $159,000 Active 16 DOM
  9. 2026-06-12
    pricestatusdays on market $159,000 Active 15 DOM
  10. 2026-06-09
    days on market $189,000 Active with Contract 12 DOM
  11. 2026-06-08
    days on market $189,000 Active with Contract 11 DOM
  12. 2026-06-08
    days on market $189,000 Active with Contract 10 DOM
  13. 2026-06-05
    days on market $189,000 Active with Contract 8 DOM
  14. 2026-06-03
    days on market $189,000 Active with Contract 6 DOM
  15. 2026-06-02
    days on market $189,000 Active with Contract 5 DOM
  16. 2026-06-02
    status $189,000 Active with Contract 4 DOM
  17. 2026-06-01
    days on market $189,000 Active 4 DOM
  18. 2026-05-31
    days on market $189,000 Active 3 DOM
  19. 2026-05-28
    listed $189,000 Active
  20. 2026-01-13
    price $189,000
  21. 2025-09-25
    price $210,000
  22. 2025-09-10
    price $220,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast VT · Partial reset (capped growth)

Current annual tax
$1,244 · $104/mo
Projected year-2 tax
$2,133 · $178/mo
Expected delta
+$888/yr (+$74/mo · 71.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 1/10 Low 7 d/yr ≥88°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 3% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$16,588
− Mortgage interest
−$8,906
− Property taxes
−$1,244
− Insurance
−$795
− Repairs & maintenance
−$1,327
− Management
−$1,327
− Depreciation
−$4,625
Taxable loss
−$1,637
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$393
After-tax cash flow
$1,452/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

No district data.

Livability — Wolcott

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Population (ZIP)
2,052

Population outlook (Lamoille County) Hauer SSP2

Today (2025)
26,543 people
By 2030
27,035 · +1.9%
By 2040
27,643 · +4.1%
By 2050
27,674 · +4.3%
By 2075
27,012 · +1.8%
By 2100
24,175 · -8.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (96%)
Race & ethnicity
White 96% Black 2% Two or more races 2%
Common ancestry
Lithuanian 9% Slovak 4% Italian 3%
Foreign-born
1% · Canada
Languages at home
96% English-only · French/Haitian/Cajun 1% Spanish 1% Other Indo-European 1%

Political lean MEDSL · Lamoille

2024 margin
Solid D (+35.8) · D 66.3% · R 30.5% · Other 3.1%
2008→2024 swing
-6.8pp toward R · 2008: 42.6pp · 2024: 35.8pp
All cycles
2024: D+35.8 2020: D+40.8 2016: D+31.5 2012: D+42.1 2008: D+42.6

Not yet ingested

Civics

Market trends

HPI YoY
▲ 3.71%
Current HPI
244.5629
Rent YoY
Metro
State GDP YoY
F500 in state
0

Price history

-14.1% since first listed
4 events — show timeline
  • 2026-05-28 Listed $189,000 PrimeMLS
  • 2026-01-13 Price Changed $189,000 PrimeMLS
  • 2025-09-25 Price Changed $210,000 PrimeMLS
  • 2025-09-10 Price Changed $220,000 PrimeMLS

Property tax history

-3.3%/yr

Latest (2024): $1,244 · -6.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…