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60 Villanova Ct
C- Composite 50.13
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.4/30.0
  • ARV discount +15.0/15.0
  • DSCR +4.7/10.0
  • 1% rule +4.4/10.0
  • Rent growth +3.4/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0
  • Appreciation +0.0/10.0

$248,900

60 Villanova Ct · Sicklerville, NJ 08081
3 bd · 1.5 ba · 1,300 sqft · SingleFamily public records · 49 Days on market
Built 1973 1,999 sqft lot Est $320k · 22% under $125/mo HOA · 5% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

3 bedroom, 1 1/2 bath Townhome in Victoria Manor. In need of cosmetic reapirs. New carpet and fresh paint could do the trick. Property being sold AS-IS. Ideal for investors or first time home buyer. Property is subject to foreclosure.

Key facts

  • Fenced yard
  • Washer and dryer
  • Sliders to patio

Tags

NEW BACKSPLASHFENCED YARDSLIDERS TO PATIOWASHER AND DRYER

Property features AI

Finance

  • Other: Property manager present
  • HOA & community: HOA fee of $125 monthly; HOA covers common area maintenance

Exterior

  • Parking: Assigned parking space in a parking lot (1 assigned space)
  • Utilities: Public water; Public sewer; Natural gas available; Electric service available; Cable TV available; Phone service available; Natural gas hot water
  • Home design: Interior townhouse/rowhouse; Fee simple ownership; Property in good condition
  • Construction: Frame construction; Slab foundation; Above-grade and below-grade structures noted; Built year source: Assessor
  • Exterior features: Not in a federal flood zone; Lot dimensions approximately 20 x 100

Interior

  • Kitchen: Kitchen (appliances not specified)
  • Bedrooms: Three bedrooms on the upper level
  • Bathrooms: One full bathroom on the upper level; One half bathroom on the main level
  • Heating & cooling: Forced air heating; Central air conditioning
  • Interior features: Living room; Dining room
  • Laundry & utility: Main-floor laundry with washer and dryer in unit

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $249k.

Deal economics

  • At list price, monthly cash flow is $94 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $235k (5.6% below list).
  • Recommended offer: $235k (5.6% below list) — sets the bar for 1% rule.
  • Cap rate 6.7% vs local median 4.7% in Sicklerville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Winslow Township School District (suburban): math 11% / reading 36% proficiency, ranked #387 of 472 in NJ (top 82%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Winslow Township Elementary School One (math 2% / reading 17%, grade F, #1,235 of 1,303 statewide, top 96%, 356 students, 59% FRL); Winslow Township Middle School (math 14% / reading 42%, grade F, #335 of 431 statewide, top 79%, 764 students, 46% FRL); Winslow Township High School (math 10% / reading 36%, grade F, #337 of 399 statewide, top 85%, 1,273 students, 42% FRL).
  • Market conditions: Rents rising (+3.4%/yr); 335 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 1,018 units permitted in Camden County in 2024 (509 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Camden County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 49 days — a 3% lower offer ($241k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 21y ago; this cycle's ask is 4% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
  • Current owner paid $90k; list at $249k implies a 177% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 65% chance of damaging wind over 30y; extreme-heat days projected 7→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $234,865 (5.6% below list)

Questions for the listing agent

  1. It's been on market 49 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.94%
Cap rate
6.74%
Cash-on-cash
1.61%
DSCR
1.07
GRM
8.8

CMA / ARV

ARV (on-the-fly)
$319,800
Comps found
5
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
48 Memphis Ct 0.22mi 3/1.5 1,370 (+5%) 6mo $225,000 $164 76
42 Penfield Ln 0.59mi 3/1.0 1,279 (-2%) 17mo $315,000 $246 54
55 Victoria Manor Ct 0.16mi 3/1.0 1,120 (-14%) 21mo $207,000 $185 50
15 Eastmont Ln 0.32mi 4/2.0 (+1) 1,177 (-10%) 21mo $345,000 $293 45
2 Eden Ct 0.43mi 4/2.0 (+1) 1,463 (+12%) 13mo $372,000 $254 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.41% rent growth · sell at horizon

5-year hold
IRR
-13.2%
Equity multiple
0.52×
Total profit
$-33,329
Equity at exit
$37,112
10-year hold
IRR
-3.6%
Equity multiple
0.76×
Total profit
$-17,063
Equity at exit
$21,520

Cash invested: $69,692 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
21 Tenant-Leaning
State New Jersey
21 Tenant-Leaning · D+6
County
— inherits STATE
City
— inherits STATE
Anti-eviction Act requires just-cause statewide; rent control in 100+ municipalities; one of the most tenant-friendly states.

ZIP-level market 08081

Rents YoY
3.4%
Active inventory
335
Price-to-rent
8.8×

Monthly cashflow live

Estimated rent
$2,349 high interval (Pro) →
Mortgage (P&I)
$1,305
Tax from tax record
$228 /mo · $2,733/yr
Insurance
$104
HOA
$125
Vacancy / Maint / Mgmt
$493
Net cashflow
$94

Break-even live

Break-even rent $2,230
Max offer price $248,900
Occupancy floor 91%

Sensitivity live

Price -10% $235 -5% $164 +0% $94 +5% $23 +10% $-47
Rent -10% $-92 -5% $1 +0% $94 +5% $186 +10% $279
Rate -1.0pp $219 -0.5pp $157 base $94 +0.5pp $29 +1.0pp $-36

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,225
Closing costs
$7,467
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 11 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
8 Vernon Ct Sicklerville, NJ 3.0 1.5 1300 $1,900 $1.46 5d 1 0.07mi
27 Villanova Ct Sicklerville, NJ 3.0 1.5 1280 $2,300 $1.80 4d 1 0.08mi
4 Milstone Ct Sicklerville, NJ 3.0 1.5 1462 $2,400 $1.64 3d 1 0.13mi
28 Melwood Ct Sicklerville, NJ 3.0 1.5 1370 $2,500 $1.82 16d 1 0.19mi
28 Magnolia Ct Sicklerville, NJ 3.0 1.5 1450 $2,000 $1.38 45d 1 0.21mi
25 Memphis Ct Sicklerville, NJ 3.0 1.5 1450 $2,000 $1.38 20d 1 0.23mi
46 Magnolia Ct Sicklerville, NJ 2.0 1.5 1370 $2,200 $1.61 4d 1 0.25mi
9 Marcia Ct Unit 9 Sicklerville, NJ 3.0 1.5 1462 $2,000 $1.37 0d 1 0.31mi
16 High Meadows Dr Sicklerville, NJ 3.0 1.5 1353 $2,600 $1.92 45d 1 0.47mi
110 High Meadows Dr Sicklerville, NJ 3.0 1.5 1408 $2,400 $1.70 45d 1 0.62mi
3 Lawrence Ct Sicklerville, NJ 2.0 1.0 968 $1,850 $1.91 0d 1 0.89mi

HOA detail

Monthly dues
$125 · $1,500/yr

Listing history 16 events

  1. 2026-06-21
    days on market $248,900 Active 49 DOM
  2. 2026-06-18
    days on market $248,900 Active 46 DOM
  3. 2026-06-17
    days on market $248,900 Active 45 DOM
  4. 2026-06-16
    days on market $248,900 Active 44 DOM
  5. 2026-06-16
    pricestatus $248,900 Active 43 DOM
  6. 2026-05-01
    status Pending
  7. 2026-03-19
    status Active
  8. 2026-03-18
    listed $240,000 Active
  9. 2026-03-18
    historical
  10. 2023-07-24
    historical $2,000
  11. 2023-07-16
    listed $2,000
  12. 2005-11-02
    soldstatus $90,000
  13. 2005-09-07
    soldstatus $90,000 234-char remark
    Show marketing remark (234 chars)

    3 bedroom, 1 1/2 bath Townhome in Victoria Manor. In need of cosmetic reapirs. New carpet and fresh paint could do the trick. Property being sold AS-IS. Ideal for investors or first time home buyer. Property is subject to foreclosure.

  14. 2005-08-02
    listed $90,000 234-char remark
    Show marketing remark (234 chars)

    3 bedroom, 1 1/2 bath Townhome in Victoria Manor. In need of cosmetic reapirs. New carpet and fresh paint could do the trick. Property being sold AS-IS. Ideal for investors or first time home buyer. Property is subject to foreclosure.

  15. 1998-07-15
    soldstatus $65,000
  16. 1996-07-05
    soldstatus $63,200

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NJ · Partial reset (capped growth)

Current annual tax
$2,733 · $228/mo
Projected year-2 tax
$4,465 · $372/mo
Expected delta
+$1,732/yr (+$144/mo · 63.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥104°F today · 14 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 65% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,184
− Mortgage interest
−$13,942
− Property taxes
−$2,733
− Insurance
−$1,244
− Repairs & maintenance
−$2,255
− Management
−$2,255
− HOA
−$1,500
− Depreciation
−$7,241
Taxable loss
−$2,986
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$717
After-tax cash flow
$1,841/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Winslow Township School District
NCES district ID
3418060
Math proficiency
11% ▼ -17.00%
Reading proficiency
36% ▼ -5.00%
Median HH income
$70,254
Composite
22.65/100
National rank
#8057
State rank
#387 of 472 in NJ

Livability — Sicklerville

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Sicklerville, NJ
County
Camden County · 407,624 people
City population
50,264
Metro
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
Population (ZIP)
50,264
Household income
$105,800
Rent vs Own
15.1% rent · 84.9% own
Severe rent burden
979.0

Population outlook (Camden County) Hauer SSP2

Today (2025)
507,964 people
By 2030
502,182 · -1.1%
By 2040
485,602 · -4.4%
By 2050
465,630 · -8.3%
By 2075
419,986 · -17.3%
By 2100
369,492 · -27.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
White 47% Black 34% Two or more races 9% Hispanic / Latino 9% Asian 4%
Hispanic origin (detail)
Puerto Rican 5%
Common ancestry
Romanian 6% Slovak 2% Iranian 1%
Foreign-born
8% · Canada, China, South Korea
Languages at home
90% English-only · Spanish 4% Other Indo-European 1% Tagalog/Filipino 1%

Political lean MEDSL · Camden

2024 margin
Strong D (+27.4) · D 63.0% · R 35.5% · Other 1.5%
2008→2024 swing
-8.8pp toward R · 2008: 36.2pp · 2024: 27.4pp
All cycles
2024: D+27.4 2020: D+33.5 2016: D+32.4 2012: D+36.6 2008: D+36.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -176.48%
Current HPI
303.1017
Rent YoY
▲ 3.41%
Metro
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
State GDP YoY
▲ 2.05%
F500 in state
34

Industry mix (Fortune 500 HQ in NJ)

Industry F500 HQs Revenue

Price history

+279.7% since first listed
11 events — show timeline
  • 2026-05-01 Pending BRIGHT MLS
  • 2026-03-19 Relisted BRIGHT MLS
  • 2026-03-18 Listing Removed BRIGHT MLS
  • 2026-03-18 Listed $240,000 BRIGHT MLS
  • 2023-07-24 Rental Removed $2,000 BRIGHTMLS
  • 2023-07-16 Listed for Rent $2,000 BRIGHTMLS
  • 2005-11-02 Sold (Public Records) $90,000 Public Records
  • 2005-09-07 Sold (MLS) $90,000 BRIGHT MLS
  • 2005-08-02 Listed $90,000 BRIGHT MLS
  • 1998-07-15 Sold (Public Records) $65,000 Public Records
  • 1996-07-05 Sold (Public Records) $63,200 Public Records

Property tax history

-0.4%/yr

Latest (2025): $2,733 · +1.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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