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207 S Hall St St
A- Composite 82.01
Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +5.0/10.0
  • Schools +3.9/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$52,000

207 S Hall St St · Donaldson, AR 71941
2 bd · 1.5 ba · 1,008 sqft · SingleFamily public records · 237 Days on market
Built 1930 0.26 ac lot $52/sqft · 25% below area Est $69k · 25% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Calling all DIY enthusiasts and savvy investors! We've got a diamond in the rough waiting for your magic touch. This cozy two-bedroom, one-bathroom house is begging for a little TLC and a whole lot of imagination. Picture this: you walk in and see the beginnings of a beautiful renovation. Some materials are already there, just waiting for you to roll up your sleeves and get to work. It's like a half-finished puzzle, and you get to be the one to complete the picture. How's that for a fun project? With 1,008 square feet of potential, this home is your blank canvas. Want to knock down a wall? Go for it! Dreaming of a farmhouse sink? Why not? The possibilities are as endless as your Pinterest boards. One thing you won't have to worry about is the roof. This place is sporting a sturdy metal topper, so you can focus on making the inside as fabulous as you've always dreamed. Located in a quiet neighborhood, this home is just a short drive from Ouachita High School. Perfect for families or investors looking to tap into the rental market. So, whether you're looking for a project to sink your teeth into or a smart investment opportunity, this fixer-upper might just be your ticket!

Key facts

  • Quiet neighborhood
  • 0.26 acre lot
  • Built 1930

Tags

QUIET NEIGHBORHOOD

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.5-bath single-family listed at $52k.

Deal economics

  • At list price, monthly cash flow is $406 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($927 rent vs $52k).
  • Recommended offer: $46k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 63/100 on livability (#191 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, crime A; Watch: employment D+, schools D, amenities F.
  • Ouachita School District (rural): math 47% / reading 44% proficiency, ranked #33 of 238 in AR (top 14%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 10 active listings in the ZIP; 4 units permitted in Hot Spring County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $2k of equity ($360 loan paydown + $2k appreciation (3.0% local appreciation)).
  • Hot Spring County population projected to shrink 3% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (3.0% appreciation + 3.0% rent growth), your $15k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 237 days — a 12% lower offer ($46k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1930 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $45,760 (12.0% below list)

Questions for the listing agent

  1. It's been on market 237 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.78%
Cap rate
15.66%
Cash-on-cash
33.45%
DSCR
2.49
GRM
4.7

CMA / ARV

ARV (median comp)
$69,402
List price
$52,000
Delta
-25.07%
Verdict
UNDERPRICED
Comps
3 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
209 S Hall St 0.02mi 2/1.0 1,092 (+8%) 6mo $64,000 $59 78

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
39.2%
Equity multiple
3.21×
Total profit
$32,108
Equity at exit
$23,381
10-year hold
IRR
39.1%
Equity multiple
6.36×
Total profit
$78,074
Equity at exit
$36,034

Cash invested: $14,560 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 71941

Active inventory
10
Price-to-rent
4.7×

Monthly cashflow live

Estimated rent
$927 medium interval (Pro) →
Mortgage (P&I)
$273
Tax from tax record
$32 /mo · $389/yr
Insurance
$22
HOA
$0
Vacancy / Maint / Mgmt
$195
Net cashflow
$406

Break-even live

Break-even rent $414
Max offer price $52,000
Occupancy floor 51%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$13,000
Closing costs
$1,560
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 33 events

  1. 2026-06-19
    days on market $52,000 Active 237 DOM
  2. 2026-06-18
    days on market $52,000 Active 236 DOM
  3. 2026-06-17
    days on market $52,000 Active 235 DOM
  4. 2026-06-16
    days on market $52,000 Active 234 DOM
  5. 2026-06-15
    days on market $52,000 Active 233 DOM
  6. 2026-06-14
    days on market $52,000 Active 231 DOM
  7. 2026-06-12
    days on market $52,000 Active 230 DOM
  8. 2026-06-09
    days on market $52,000 Active 227 DOM
  9. 2026-06-08
    days on market $52,000 Active 226 DOM
  10. 2026-06-07
    days on market $52,000 Active 225 DOM
  11. 2026-06-05
    days on market $52,000 Active 223 DOM
  12. 2026-06-04
    days on market $52,000 Active 221 DOM
  13. 2026-06-02
    days on market $52,000 Active 220 DOM
  14. 2026-06-01
    days on market $52,000 Active 219 DOM
  15. 2026-05-31
    days on market $52,000 Active 218 DOM
  16. 2026-05-31
    days on market $52,000 Active 217 DOM
  17. 2026-04-02
    status Active 1189-char remark
    Show marketing remark (1189 chars)

    Calling all DIY enthusiasts and savvy investors! We've got a diamond in the rough waiting for your magic touch. This cozy two-bedroom, one-bathroom house is begging for a little TLC and a whole lot of imagination. Picture this: you walk in and see the beginnings of a beautiful renovation. Some materials are already there, just waiting for you to roll up your sleeves and get to work. It's like a half-finished puzzle, and you get to be the one to complete the picture. How's that for a fun project? With 1,008 square feet of potential, this home is your blank canvas. Want to knock down a wall? Go for it! Dreaming of a farmhouse sink? Why not? The possibilities are as endless as your Pinterest boards. One thing you won't have to worry about is the roof. This place is sporting a sturdy metal topper, so you can focus on making the inside as fabulous as you've always dreamed. Located in a quiet neighborhood, this home is just a short drive from Ouachita High School. Perfect for families or investors looking to tap into the rental market. So, whether you're looking for a project to sink your teeth into or a smart investment opportunity, this fixer-upper might just be your ticket!

  18. 2026-04-01
    historical 1189-char remark
    Show marketing remark (1189 chars)

    Calling all DIY enthusiasts and savvy investors! We've got a diamond in the rough waiting for your magic touch. This cozy two-bedroom, one-bathroom house is begging for a little TLC and a whole lot of imagination. Picture this: you walk in and see the beginnings of a beautiful renovation. Some materials are already there, just waiting for you to roll up your sleeves and get to work. It's like a half-finished puzzle, and you get to be the one to complete the picture. How's that for a fun project? With 1,008 square feet of potential, this home is your blank canvas. Want to knock down a wall? Go for it! Dreaming of a farmhouse sink? Why not? The possibilities are as endless as your Pinterest boards. One thing you won't have to worry about is the roof. This place is sporting a sturdy metal topper, so you can focus on making the inside as fabulous as you've always dreamed. Located in a quiet neighborhood, this home is just a short drive from Ouachita High School. Perfect for families or investors looking to tap into the rental market. So, whether you're looking for a project to sink your teeth into or a smart investment opportunity, this fixer-upper might just be your ticket!

  19. 2025-10-23
    listed $52,000 New Listing 1189-char remark
    Show marketing remark (1189 chars)

    Calling all DIY enthusiasts and savvy investors! We've got a diamond in the rough waiting for your magic touch. This cozy two-bedroom, one-bathroom house is begging for a little TLC and a whole lot of imagination. Picture this: you walk in and see the beginnings of a beautiful renovation. Some materials are already there, just waiting for you to roll up your sleeves and get to work. It's like a half-finished puzzle, and you get to be the one to complete the picture. How's that for a fun project? With 1,008 square feet of potential, this home is your blank canvas. Want to knock down a wall? Go for it! Dreaming of a farmhouse sink? Why not? The possibilities are as endless as your Pinterest boards. One thing you won't have to worry about is the roof. This place is sporting a sturdy metal topper, so you can focus on making the inside as fabulous as you've always dreamed. Located in a quiet neighborhood, this home is just a short drive from Ouachita High School. Perfect for families or investors looking to tap into the rental market. So, whether you're looking for a project to sink your teeth into or a smart investment opportunity, this fixer-upper might just be your ticket!

  20. 2025-08-02
    historical
  21. 2025-03-03
    status Back on Market
  22. 2025-03-03
    status Back on Market
  23. 2025-03-02
    historical
  24. 2025-03-02
    historical
  25. 2024-10-21
    price $52,000
  26. 2024-09-01
    listed $55,000 New Listing
  27. 2023-12-01
    historical
  28. 2023-06-30
    listed $57,900 New Listing
  29. 2023-06-09
    historical
  30. 2023-02-22
    price $57,000
  31. 2023-01-09
    listed $59,900 New Listing
  32. 2021-09-08
    soldstatus $50,000
  33. 2020-02-11
    soldstatus $6,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$389 · $32/mo
Projected year-2 tax
$389 · $32/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 6/10 Major 7 d/yr ≥110°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 18% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$11,129
− Mortgage interest
−$2,913
− Property taxes
−$389
− Insurance
−$260
− Repairs & maintenance
−$890
− Management
−$890
− Depreciation
−$1,513
Taxable income
$4,274
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,026
After-tax cash flow
$3,845/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Ouachita School District
NCES district ID
0510980
Math proficiency
47% ▼ -6.00%
Reading proficiency
44% ▼ -5.00%
Median HH income
$44,889
Composite
38.59/100
National rank
#4163
State rank
#33 of 238 in AR

Livability — Donaldson

Score
63/100
State rank
#191
US rank
#15236

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment D+ Housing F Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Donaldson, AR
Population (ZIP)
2,240

Population outlook (Hot Spring County) Hauer SSP2

Today (2025)
34,464 people
By 2030
34,659 · +0.6%
By 2040
34,486 · +0.1%
By 2050
33,419 · -3.0%
By 2075
28,702 · -16.7%
By 2100
21,415 · -37.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (97%)
Race & ethnicity
White 97% Two or more races 3% Hispanic / Latino 2%
Common ancestry
Slovak 1% Italian 1% Lithuanian 1%
Foreign-born
0%

Political lean MEDSL · Hot Spring

2024 margin
Solid R (+52.2) · D 22.9% · R 75.1% · Other 1.9%
2008→2024 swing
-27.7pp toward R · 2008: -24.4pp · 2024: -52.2pp
All cycles
2024: R+52.2 2020: R+48.7 2016: R+42.5 2012: R+29.0 2008: R+24.4

Not yet ingested

Civics

Market trends

HPI YoY
Current HPI
Rent YoY
Metro
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+700.0% since first listed
17 events — show timeline
  • 2026-04-02 Relisted CARMLS
  • 2026-04-01 Listing Removed CARMLS
  • 2025-10-23 Listed $52,000 CARMLS
  • 2025-08-02 Listing Removed CARMLS
  • 2025-03-03 Relisted CARMLS
  • 2025-03-03 Relisted CARMLS
  • 2025-03-02 Listing Removed CARMLS
  • 2025-03-02 Listing Removed CARMLS
  • 2024-10-21 Price Changed $52,000 CARMLS
  • 2024-09-01 Listed $55,000 CARMLS
  • 2023-12-01 Listing Removed CARMLS
  • 2023-06-30 Listed $57,900 CARMLS
  • 2023-06-09 Listing Removed CARMLS
  • 2023-02-22 Price Changed $57,000 CARMLS
  • 2023-01-09 Listed $59,900 CARMLS
  • 2021-09-08 Sold (Public Records) $50,000 Public Records
  • 2020-02-11 Sold (Public Records) $6,500 Public Records

Property tax history

+1.0%/yr

Latest (2025): $389 · +9.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…