207 S Hall St St · Donaldson, AR
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $1,499 – $2,785
Heat risk 6/10 · Moderate
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 18.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Appreciation +5.0/10.0
- Schools +3.9/10.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$52,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Calling all DIY enthusiasts and savvy investors! We've got a diamond in the rough waiting for your magic touch. This cozy two-bedroom, one-bathroom house is begging for a little TLC and a whole lot of imagination. Picture this: you walk in and see the beginnings of a beautiful renovation. Some materials are already there, just waiting for you to roll up your sleeves and get to work. It's like a half-finished puzzle, and you get to be the one to complete the picture. How's that for a fun project? With 1,008 square feet of potential, this home is your blank canvas. Want to knock down a wall? Go for it! Dreaming of a farmhouse sink? Why not? The possibilities are as endless as your Pinterest boards. One thing you won't have to worry about is the roof. This place is sporting a sturdy metal topper, so you can focus on making the inside as fabulous as you've always dreamed. Located in a quiet neighborhood, this home is just a short drive from Ouachita High School. Perfect for families or investors looking to tap into the rental market. So, whether you're looking for a project to sink your teeth into or a smart investment opportunity, this fixer-upper might just be your ticket!
Key facts
- Quiet neighborhood
- 0.26 acre lot
- Built 1930
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.5-bath single-family listed at $52k.
Deal economics
- At list price, monthly cash flow is $406 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($927 rent vs $52k).
- Recommended offer: $46k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 63/100 on livability (#191 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, crime A; Watch: employment D+, schools D, amenities F.
- Ouachita School District (rural): math 47% / reading 44% proficiency, ranked #33 of 238 in AR (top 14%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 10 active listings in the ZIP; 4 units permitted in Hot Spring County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $2k of equity ($360 loan paydown + $2k appreciation (3.0% local appreciation)).
- Hot Spring County population projected to shrink 3% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (3.0% appreciation + 3.0% rent growth), your $15k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 237 days — a 12% lower offer ($46k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1930 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 237 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.78% ✓
- Cap rate
- 15.66%
- Cash-on-cash
- 33.45%
- DSCR
- 2.49
- GRM
- 4.7
CMA / ARV
- ARV (median comp)
- $69,402
- List price
- $52,000
- Delta
- -25.07%
- Verdict
- UNDERPRICED
- Comps
- 3 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 209 S Hall St | 0.02mi | 2/1.0 | 1,092 (+8%) | 6mo | $64,000 | $59 | 78 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 39.2%
- Equity multiple
- 3.21×
- Total profit
- $32,108
- Equity at exit
- $23,381
- IRR
- 39.1%
- Equity multiple
- 6.36×
- Total profit
- $78,074
- Equity at exit
- $36,034
Cash invested: $14,560 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 71941
- Active inventory
- 10
- Price-to-rent
- 4.7×
Monthly cashflow live
- Estimated rent
- $927 medium interval (Pro) →
- Mortgage (P&I)
- −$273
- Tax from tax record
- −$32 /mo · $389/yr
- Insurance
- −$22
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$195
- Net cashflow
- $406
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $13,000
- Closing costs
- $1,560
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 33 events
-
2026-06-19days on market $52,000 Active 237 DOM
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2026-06-18days on market $52,000 Active 236 DOM
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2026-06-17days on market $52,000 Active 235 DOM
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2026-06-16days on market $52,000 Active 234 DOM
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2026-06-15days on market $52,000 Active 233 DOM
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2026-06-14days on market $52,000 Active 231 DOM
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2026-06-12days on market $52,000 Active 230 DOM
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2026-06-09days on market $52,000 Active 227 DOM
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2026-06-08days on market $52,000 Active 226 DOM
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2026-06-07days on market $52,000 Active 225 DOM
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2026-06-05days on market $52,000 Active 223 DOM
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2026-06-04days on market $52,000 Active 221 DOM
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2026-06-02days on market $52,000 Active 220 DOM
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2026-06-01days on market $52,000 Active 219 DOM
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2026-05-31days on market $52,000 Active 218 DOM
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2026-05-31days on market $52,000 Active 217 DOM
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2026-04-02status Active 1189-char remark
Show marketing remark (1189 chars)
Calling all DIY enthusiasts and savvy investors! We've got a diamond in the rough waiting for your magic touch. This cozy two-bedroom, one-bathroom house is begging for a little TLC and a whole lot of imagination. Picture this: you walk in and see the beginnings of a beautiful renovation. Some materials are already there, just waiting for you to roll up your sleeves and get to work. It's like a half-finished puzzle, and you get to be the one to complete the picture. How's that for a fun project? With 1,008 square feet of potential, this home is your blank canvas. Want to knock down a wall? Go for it! Dreaming of a farmhouse sink? Why not? The possibilities are as endless as your Pinterest boards. One thing you won't have to worry about is the roof. This place is sporting a sturdy metal topper, so you can focus on making the inside as fabulous as you've always dreamed. Located in a quiet neighborhood, this home is just a short drive from Ouachita High School. Perfect for families or investors looking to tap into the rental market. So, whether you're looking for a project to sink your teeth into or a smart investment opportunity, this fixer-upper might just be your ticket!
-
2026-04-01historical 1189-char remark
Show marketing remark (1189 chars)
Calling all DIY enthusiasts and savvy investors! We've got a diamond in the rough waiting for your magic touch. This cozy two-bedroom, one-bathroom house is begging for a little TLC and a whole lot of imagination. Picture this: you walk in and see the beginnings of a beautiful renovation. Some materials are already there, just waiting for you to roll up your sleeves and get to work. It's like a half-finished puzzle, and you get to be the one to complete the picture. How's that for a fun project? With 1,008 square feet of potential, this home is your blank canvas. Want to knock down a wall? Go for it! Dreaming of a farmhouse sink? Why not? The possibilities are as endless as your Pinterest boards. One thing you won't have to worry about is the roof. This place is sporting a sturdy metal topper, so you can focus on making the inside as fabulous as you've always dreamed. Located in a quiet neighborhood, this home is just a short drive from Ouachita High School. Perfect for families or investors looking to tap into the rental market. So, whether you're looking for a project to sink your teeth into or a smart investment opportunity, this fixer-upper might just be your ticket!
-
2025-10-23$52,000 New Listing 1189-char remark
Show marketing remark (1189 chars)
Calling all DIY enthusiasts and savvy investors! We've got a diamond in the rough waiting for your magic touch. This cozy two-bedroom, one-bathroom house is begging for a little TLC and a whole lot of imagination. Picture this: you walk in and see the beginnings of a beautiful renovation. Some materials are already there, just waiting for you to roll up your sleeves and get to work. It's like a half-finished puzzle, and you get to be the one to complete the picture. How's that for a fun project? With 1,008 square feet of potential, this home is your blank canvas. Want to knock down a wall? Go for it! Dreaming of a farmhouse sink? Why not? The possibilities are as endless as your Pinterest boards. One thing you won't have to worry about is the roof. This place is sporting a sturdy metal topper, so you can focus on making the inside as fabulous as you've always dreamed. Located in a quiet neighborhood, this home is just a short drive from Ouachita High School. Perfect for families or investors looking to tap into the rental market. So, whether you're looking for a project to sink your teeth into or a smart investment opportunity, this fixer-upper might just be your ticket!
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2025-08-02historical
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2025-03-03status Back on Market
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2025-03-03status Back on Market
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2025-03-02historical
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2025-03-02historical
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2024-10-21price $52,000
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2024-09-01$55,000 New Listing
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2023-12-01historical
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2023-06-30$57,900 New Listing
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2023-06-09historical
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2023-02-22price $57,000
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2023-01-09$59,900 New Listing
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2021-09-08soldstatus $50,000
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2020-02-11soldstatus $6,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AR · Resets to sale price
- Current annual tax
- $389 · $32/mo
- Projected year-2 tax
- $389 · $32/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 6/10 Major 7 d/yr ≥110°F today · 20 d/yr by 30 yrs out
- Wind 4/10 Moderate 18% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $11,129
- − Mortgage interest
- −$2,913
- − Property taxes
- −$389
- − Insurance
- −$260
- − Repairs & maintenance
- −$890
- − Management
- −$890
- − Depreciation
- −$1,513
- Taxable income
- $4,274
- Est. tax owed @ 24.0%
- −$1,026
- After-tax cash flow
- $3,845/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Ouachita School District
- NCES district ID
- 0510980
- Math proficiency
- 47% ▼ -6.00%
- Reading proficiency
- 44% ▼ -5.00%
- Median HH income
- $44,889
- Composite
- 38.59/100
- National rank
- #4163
- State rank
- #33 of 238 in AR
Livability — Donaldson
- Score
- 63/100
- State rank
- #191
- US rank
- #15236
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Donaldson, AR
- Population (ZIP)
- 2,240
Population outlook (Hot Spring County) Hauer SSP2
- Today (2025)
- 34,464 people
- By 2030
- 34,659 · +0.6%
- By 2040
- 34,486 · +0.1%
- By 2050
- 33,419 · -3.0%
- By 2075
- 28,702 · -16.7%
- By 2100
- 21,415 · -37.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (97%)
- Race & ethnicity
- White 97% Two or more races 3% Hispanic / Latino 2%
- Common ancestry
- Slovak 1% Italian 1% Lithuanian 1%
- Foreign-born
- 0%
Political lean MEDSL · Hot Spring
- 2024 margin
- Solid R (+52.2) · D 22.9% · R 75.1% · Other 1.9%
- 2008→2024 swing
- -27.7pp toward R · 2008: -24.4pp · 2024: -52.2pp
- All cycles
- 2024: R+52.2 2020: R+48.7 2016: R+42.5 2012: R+29.0 2008: R+24.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- —
- Current HPI
- —
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
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| Food / Agriculture | 1 | $53B |
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| Retail / Energy | 1 | $22B |
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| Transportation / Logistics | 1 | $12B |
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| Energy | 1 | $4B |
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Price history
+700.0% since first listed17 events — show timeline
- 2026-04-02 Relisted — CARMLS
- 2026-04-01 Listing Removed — CARMLS
- 2025-10-23 Listed $52,000 CARMLS
- 2025-08-02 Listing Removed — CARMLS
- 2025-03-03 Relisted — CARMLS
- 2025-03-03 Relisted — CARMLS
- 2025-03-02 Listing Removed — CARMLS
- 2025-03-02 Listing Removed — CARMLS
- 2024-10-21 Price Changed $52,000 CARMLS
- 2024-09-01 Listed $55,000 CARMLS
- 2023-12-01 Listing Removed — CARMLS
- 2023-06-30 Listed $57,900 CARMLS
- 2023-06-09 Listing Removed — CARMLS
- 2023-02-22 Price Changed $57,000 CARMLS
- 2023-01-09 Listed $59,900 CARMLS
- 2021-09-08 Sold (Public Records) $50,000 Public Records
- 2020-02-11 Sold (Public Records) $6,500 Public Records
Property tax history
+1.0%/yrLatest (2025): $389 · +9.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…