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6315 Candlecrest Ct
D- Composite 36.2
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.3/30.0
  • 1% rule +4.4/10.0
  • DSCR +4.0/10.0
  • Livability +4.0/5.0
  • ARV discount +2.9/15.0
  • Rent growth +2.7/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0
  • Appreciation +0.0/10.0

$170,000

6315 Candlecrest Ct · San Antonio, TX 78244
3 bd · 2.0 ba · 1,253 sqft · SingleFamily public records · 88 Days on market
Built 1987 5,009 sqft lot Est $154k · 10% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Nestled in a quiet & well established neighborhood, this well-kept & recently made over home is completely move in ready. The high ceilings & large kitchen skylight give this lovely home an open and airy feel with tons of natural light. With a stove & water heater replaced in 2016, fresh paint in/out & vinyl flooring throughout; this home has everything you have been looking for. Relax in the perfectly sized back yard backing up to a serene greenbelt; only 5 minutes from shopping, restaurants & IH-10!

Key facts

  • Back yard
  • Serene greenbelt
  • High ceilings

Tags

HIGH CEILINGSLARGE KITCHEN SKYLIGHTBACK YARDSERENE GREENBELT

Property features AI

Finance

  • Financial info: Down payment assistance resources available (DPR eligible)
  • HOA & community: Located in the Candlewood Park subdivision

Exterior

  • Parking: Attached 1-car garage
  • Utilities: Water system; Sewer system
  • Home design: Pre-owned single-family home; Slab foundation; Composition roof
  • Construction: Approximately 39 years old
  • Exterior features: Brick and siding exterior

Interior

  • Kitchen: Eat-in kitchen (13 x 12); Gas cooking; Stove/Range; Microwave; Disposal
  • Bedrooms: Primary bedroom with walk-in closet, ceiling fan and full bath (17 x 12); Bedroom 2 (10 x 12); Bedroom 3 (11 x 12)
  • Flooring: Vinyl flooring
  • Bathrooms: Two full bathrooms; Primary bathroom with tub/shower combination and single vanity (8 x 6)
  • Heating & cooling: Central heating (natural gas); Central air conditioning
  • Interior features: Ceiling fans; High ceilings; Open floor plan; Cable TV available; Some window coverings remain; Eat-in kitchen; Utility room inside; 1 living area; Walk-in closets; Laundry room
  • Laundry & utility: Washer connection; Dryer connection; Laundry room; Utility room inside

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $170k.

Deal economics

  • At list price, monthly cash flow is $1 ($13/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $159k (6.3% below list).
  • Recommended offer: $159k (6.3% below list) — sets the bar for 1% rule.
  • Cap rate 6.3% vs local median 3.8% in San Antonio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
  • Judson ISD (suburban): math 21% / reading 33% proficiency, ranked #660 of 826 in TX (top 80%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Candlewood El (math 12% / reading 22%, grade F, #3,836 of 4,322 statewide, top 91%, 519 students, 90% FRL); Karen Wagner H S (math 12% / reading 29%, grade F, #1,389 of 1,632 statewide, top 86%, 2,366 students, 80% FRL) — zoned schools average 85% FRL vs 57% district-wide (28 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents flat; 187 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 88 days — a 6% lower offer ($160k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 10y ago; this cycle's ask has dropped $10k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $159,247 (6.3% below list)

Questions for the listing agent

  1. It's been on market 88 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.94%
Cap rate
6.30%
Cash-on-cash
0.03%
DSCR
1.00
GRM
8.9

CMA / ARV

ARV (on-the-fly)
$154,119
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3717 Candleknoll Cir 0.16mi 3/2.0 1,265 (+1%) 2mo $188,000 $149 89
6002 Glacier Sun 0.13mi 3/2.0 1,344 (+7%) 1mo $165,000 $123 81
5842 Sun Farm 0.64mi 3/2.0 1,256 (+0%) 3mo $210,000 $167 68
4106 Alaskian Sunrise 0.36mi 3/1.0 1,153 (-8%) 2mo $110,000 $95 64
3519 Candlehead Ln 0.62mi 4/2.0 (+1) 1,224 (-2%) 2mo $195,000 $159 60
3601 Candlefire Cir 0.34mi 4/2.0 (+1) 1,116 (-11%) 1mo $100,000 $90 60
4134 Hunters Sun 0.46mi 3/2.0 1,131 (-10%) 2mo $119,000 $105 60
4034 Indian Sunrise 0.31mi 3/1.0 1,091 (-13%) 1mo $120,000 $110 59
4131 Sunrise Pass 0.63mi 3/2.0 1,176 (-6%) 3mo $169,000 $144 58
4727 Gavlick Farm 0.71mi 3/2.0 1,189 (-5%) 2mo $119,950 $101 57
6508 Buffalo Rnch 0.67mi 3/2.0 1,360 (+8%) 1mo $140,000 $103 54
4007 Desert Cir 0.70mi 3/2.0 1,135 (-9%) 1mo $179,000 $158 51

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.75% rent growth · sell at horizon

5-year hold
IRR
-19.0%
Equity multiple
0.35×
Total profit
$-30,932
Equity at exit
$25,348
10-year hold
IRR
-17.3%
Equity multiple
0.15×
Total profit
$-40,376
Equity at exit
$14,698

Cash invested: $47,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78244

Home prices YoY
-4.4%
Rents YoY
0.8%
Active inventory
187
Price-to-rent
8.9×

Monthly cashflow live

Estimated rent
$1,592 high interval (Pro) →
Mortgage (P&I)
$891
Tax from tax record
$295 /mo · $3,536/yr
Insurance
$71
HOA
$0
Vacancy / Maint / Mgmt
$334
Net cashflow
$1

Break-even live

Break-even rent $1,591
Max offer price $170,000
Occupancy floor 95%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,500
Closing costs
$5,100
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4001 Colonial Sun Dr San Antonio, TX 3.0 2.0 1344 $1,400 $1.04 43d 1 0.13mi
3327 Candlemoon Dr San Antonio, TX 3.0 2.0 1344 $1,550 $1.15 43d 1 0.16mi
4014 Sunrise Creek Dr San Antonio, TX 3.0 2.0 1100 $1,600 $1.45 43d 1 0.18mi
6254 Eddie Way San Antonio, TX 3.0 2.5 1225 $1,375 $1.12 43d 1 0.21mi
3713 Candlebluff Dr San Antonio, TX 3.0 2.5 1501 $2,100 $1.40 14d 1 0.25mi
6230 Eddie Way San Antonio, TX 3.0 2.5 1225 $1,350 $1.10 23d 1 0.26mi
6222 Eddie Way San Antonio, TX 3.0 2.5 1225 $1,350 $1.10 23d 1 0.28mi
6222 Eddie Way Unit 2 San Antonio, TX 3.0 2.5 1225 $1,350 $1.10 3d 1 0.28mi
3603 Aranda Flds Converse, TX 3.0 2.0 1346 $1,650 $1.23 43d 1 0.29mi
6214 Eddie Way Unit 2 San Antonio, TX 3.0 2.5 1225 $1,600 $1.31 21d 1 0.30mi
6214 Eddie Way San Antonio, TX 3.0 2.5 1225 $1,600 $1.31 20d 1 0.30mi
4111 Sunrise Terrace Dr San Antonio, TX 4.0 2.0 1220 $1,700 $1.39 2d 1 0.31mi
4111 Sunrise Terrace Dr San Antonio, TX 4.0 2.0 1220 $1,800 $1.48 43d 1 0.31mi
3710 Candleglenn San Antonio, TX 3.0 2.5 1582 $1,650 $1.04 3d 1 0.31mi
6210 Eddie Way Unit 1 San Antonio, TX 3.0 2.5 1225 $1,350 $1.10 3d 1 0.31mi
6210 Eddie Way Unit 1 San Antonio, TX 3.0 2.5 1225 $1,350 $1.10 43d 1 0.31mi
6206 Eddie Way Unit 2 San Antonio, TX 3.0 2.5 1225 $1,350 $1.10 23d 1 0.32mi
6206 Eddie Way Unit 2 San Antonio, TX 3.0 2.5 1225 $1,350 $1.10 2d 1 0.32mi
3511 Dunlap Flds Converse, TX 3.0 2.0 1317 $1,650 $1.25 10d 1 0.33mi
3633 Candlebrook Ln San Antonio, TX 3.0 2.0 1621 $1,495 $0.92 23d 1 0.34mi
4047 Indian Sunrise San Antonio, TX 3.0 1.0 1089 $1,150 $1.06 43d 1 0.36mi
3422 Dunlap Flds Converse, TX 3.0 2.0 1450 $1,540 $1.06 20d 1 0.36mi
4122 Alaskian Sunrise San Antonio, TX 3.0 2.0 1454 $1,495 $1.03 43d 1 0.37mi
4002 Fire Sun San Antonio, TX 3.0 2.0 1004 $1,800 $1.79 23d 1 0.39mi
6402 Candleview Ct San Antonio, TX 3.0 2.0 1319 $1,499 $1.14 4d 1 0.40mi
5840 Glacier Sun Dr San Antonio, TX 3.0 2.0 1344 $1,749 $1.30 2d 1 0.41mi
2726 Candleridge Dr San Antonio, TX 3.0 2.0 1430 $1,349 $0.94 23d 1 0.43mi
6231 Post Ml San Antonio, TX 3.0 2.0 1447 $1,495 $1.03 23d 1 0.46mi
6231 Post Ml San Antonio, TX 3.0 2.0 1447 $1,495 $1.03 20d 1 0.46mi
4078 Enchanted Sun San Antonio, TX 3.0 1.0 1056 $1,250 $1.18 23d 1 0.47mi
4074 Gallery Sun Dr San Antonio, TX 2.0 1.0 969 $1,295 $1.34 43d 1 0.52mi
4123 Frontier Sun San Antonio, TX 3.0 2.0 1086 $1,350 $1.24 43d 1 0.53mi
6734 Summer Fest Dr San Antonio, TX 3.0 2.5 1225 $1,550 $1.27 1d 8 0.53mi
6734 Summer Fest Dr Unit 130 San Antonio, TX 3.0 2.5 1225 $1,600 $1.31 23d 1 0.54mi
6734 Summer Fest Dr Unit 114 San Antonio, TX 3.0 2.5 1225 $1,400 $1.14 14d 1 0.54mi
6734 Summer Fest Dr Unit 150 San Antonio, TX 3.0 2.5 1225 $1,575 $1.29 14d 1 0.54mi
6734 Summer Fest Dr Unit 108 San Antonio, TX 3.0 2.5 1225 $1,450 $1.18 44d 1 0.54mi
6734 Summer Fest Dr Unit 148 San Antonio, TX 3.0 2.5 1225 $1,500 $1.22 14d 1 0.54mi
3643 Cameron Spgs San Antonio, TX 3.0 1.5 1501 $1,180 $0.79 2d 1 0.54mi
5954 Summer Fest Dr San Antonio, TX 2.0 1.0 919 $1,300 $1.41 43d 1 0.54mi

Listing history 12 events

  1. 2026-04-24
    status Pending
  2. 2026-04-11
    historical Active Option
  3. 2026-03-29
    status Back on Market
  4. 2026-03-23
    historical Active Option
  5. 2026-03-08
    price $170,000
  6. 2026-01-25
    listed $180,000 New
  7. 2016-05-18
    soldstatus
  8. 2016-05-13
    soldstatus Sold 533-char remark
    Show marketing remark (533 chars)

    Nestled in a quiet & well established neighborhood, this well-kept & recently made over home is completely move in ready. The high ceilings & large kitchen skylight give this lovely home an open and airy feel with tons of natural light. With a stove & water heater replaced in 2016, fresh paint in/out & vinyl flooring throughout; this home has everything you have been looking for. Relax in the perfectly sized back yard backing up to a serene greenbelt; only 5 minutes from shopping, restaurants & IH-10!

  9. 2016-03-07
    status Pending 533-char remark
    Show marketing remark (533 chars)

    Nestled in a quiet & well established neighborhood, this well-kept & recently made over home is completely move in ready. The high ceilings & large kitchen skylight give this lovely home an open and airy feel with tons of natural light. With a stove & water heater replaced in 2016, fresh paint in/out & vinyl flooring throughout; this home has everything you have been looking for. Relax in the perfectly sized back yard backing up to a serene greenbelt; only 5 minutes from shopping, restaurants & IH-10!

  10. 2016-02-22
    historical Active Option 533-char remark
    Show marketing remark (533 chars)

    Nestled in a quiet & well established neighborhood, this well-kept & recently made over home is completely move in ready. The high ceilings & large kitchen skylight give this lovely home an open and airy feel with tons of natural light. With a stove & water heater replaced in 2016, fresh paint in/out & vinyl flooring throughout; this home has everything you have been looking for. Relax in the perfectly sized back yard backing up to a serene greenbelt; only 5 minutes from shopping, restaurants & IH-10!

  11. 2016-02-20
    listed $105,000 New 533-char remark
    Show marketing remark (533 chars)

    Nestled in a quiet & well established neighborhood, this well-kept & recently made over home is completely move in ready. The high ceilings & large kitchen skylight give this lovely home an open and airy feel with tons of natural light. With a stove & water heater replaced in 2016, fresh paint in/out & vinyl flooring throughout; this home has everything you have been looking for. Relax in the perfectly sized back yard backing up to a serene greenbelt; only 5 minutes from shopping, restaurants & IH-10!

  12. 2003-04-15
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$3,536 · $295/mo
Projected year-2 tax
$3,536 · $295/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,110
− Mortgage interest
−$9,523
− Property taxes
−$3,536
− Insurance
−$850
− Repairs & maintenance
−$1,529
− Management
−$1,529
− Depreciation
−$4,945
Taxable loss
−$2,802
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$672
After-tax cash flow
$685/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Judson ISD
NCES district ID
4824990
Math proficiency
21% ▼ -21.00%
Reading proficiency
33% ▼ -7.00%
Median HH income
$57,542
Composite
24.39/100
National rank
#7689
State rank
#660 of 826 in TX

Livability — San Antonio

Score
80/100
State rank
#31
US rank
#1616

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Bexar County · 1,990,555 people
City population
1,806,925
Metro
San Antonio-New Braunfels, TX
Population (ZIP)
38,092
Household income
$71,128
Rent vs Own
26.5% rent · 73.5% own
Severe rent burden
677.0

Population outlook (Bexar County) Hauer SSP2

Today (2025)
2,336,851 people
By 2030
2,560,728 · +9.6%
By 2040
3,020,569 · +29.3%
By 2050
3,493,522 · +49.5%
By 2075
4,668,459 · +99.8%
By 2100
5,533,242 · +136.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.68)
Race & ethnicity
Hispanic / Latino 46% Black 27% Two or more races 24% White 20% Asian 2%
Hispanic origin (detail)
Mexican 38% Puerto Rican 2% Cuban 2%
Common ancestry
Slovak 2% Lithuanian 1% Italian 1%
Foreign-born
14% · Canada, Vietnam
Languages at home
68% English-only · Spanish 28% Vietnamese 1% Tagalog/Filipino 1%

Political lean MEDSL · Bexar

2024 margin
Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
2008→2024 swing
+4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
All cycles
2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -11.42%
Current HPI
249.3834
Rent YoY
▲ 0.75%
Metro
San Antonio-New Braunfels, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+61.9% since first listed
12 events — show timeline
  • 2026-04-24 Pending LERA
  • 2026-04-11 Contingent LERA
  • 2026-03-29 Relisted LERA
  • 2026-03-23 Contingent LERA
  • 2026-03-08 Price Changed $170,000 LERA
  • 2026-01-25 Listed $180,000 LERA
  • 2016-05-18 Sold (Public Records) Public Records
  • 2016-05-13 Sold (MLS) LERA
  • 2016-03-07 Pending LERA
  • 2016-02-22 Contingent LERA
  • 2016-02-20 Listed $105,000 LERA
  • 2003-04-15 Sold (Public Records) Public Records

Property tax history

+13.8%/yr

Latest (2025): $3,536 · +2.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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