206 W Main St · Middletown, NY
Flood risk 9/10 · Severe
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $473 – $860
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 4/10 · Minor
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 9.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +9.1/30.0
- Rent growth +4.6/5.0
- Schools +4.2/10.0
- Livability +4.1/5.0
- 1% rule +3.0/10.0
- DSCR +2.5/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$325,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to 206 West Main Street, a charming and well-located home in the heart of Middletown, NY—offering the perfect blend of character, space, and opportunity. Featuring 4 generously sized bedrooms and 1 full bathroom, this home showcases beautiful hardwood floors and an abundance of natural sunlight throughout, creating a warm and inviting atmosphere. Built with solid craftsmanship, this home has great bones, providing a strong foundation for its next owner. With a little TLC, it has the potential to truly shine—making it an excellent opportunity for both homeowners and investors looking to add value. The home offers excellent functionality with both a full basement and attic, providing ample storage space and flexibility for future use. Outside, you’ll find a large driveway that extends behind the home, offering plenty of parking, along with a detached one-car garage for added convenience. Ideally situated, this property places you within walking distance to a vibrant mix of locally owned small businesses, charming mom-and-pop shops, and a variety of restaurants, along with nearby playgrounds and dog parks—perfect for enjoying everything the community has to offer. Located within the Middletown School District and just minutes from Garnet Health Medical Center and Crystal Run Healthcare, this home also offers exceptional access to top-tier local amenities. Commuters will appreciate the close proximity to the Shortline Bus Station, as well as easy access to major highways including I-84 and I-86—just about one hour from NYC. Nearby attractions include Resorts World Casino, The Kartrite Indoor Water Park, Monster Golf Course, LEGOLAND, and Woodbury Common Premium Outlets. Touro College and Orange County Community College are also just minutes away. Adding even more value is the benefit of low taxes, enhancing affordability while maximizing long-term potential. With its prime location, strong structure, and endless possibilities, this is a rare opportunity to create your ideal home in a highly desirable and commuter-friendly area.
Key facts
- 7,500 sq ft lot
- Garage
- Built 1900
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/1.0-bath single-family listed at $325k.
Deal economics
- At list price, monthly cash flow is $-303 ($-4k/yr) — negative.
- To cash-flow at today's rent, offer at most $271k (16.5% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $260k (20.1% below list).
- Recommended offer: $260k (20.1% below list) — sets the bar for 1% rule.
- Cap rate 5.4% vs local median 3.3% in Middletown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 82/100 on livability (#79 in NY, #1,219 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, housing A+, health & safety A+; Watch: commute C-.
- Middletown City School District (suburban): math 41% / reading 55% proficiency, ranked #411 of 590 in NY (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Maple Hill Elementary School (math 32% / reading 38%, grade F, #1,569 of 2,108 statewide, top 75%, 1,012 students, 80% FRL); Monhagen Middle School (math 16% / reading 39%, grade F, #576 of 729 statewide, top 79%, 817 students, 75% FRL); Middletown High School (math 90% / reading 92%, grade A+, #203 of 1,100 statewide, top 20%, 2,523 students, 71% FRL).
- Market conditions: Rents rising fast (+8.2%/yr); 279 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,746 units permitted in Orange County in 2024 (1,265 in 5+ unit buildings).
- This rent runs 36% of the median local income ($87k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 29 days — a 2% lower offer ($320k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 24y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $145k; list at $325k implies a 124% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: flood insurance adds $56/mo; built in 1900 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe flood risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.80% ✗
- Cap rate
- 5.38%
- Cash-on-cash
- -3.27%
- DSCR
- 0.85
- GRM
- 10.4
CMA / ARV
- ARV (median comp)
- $405,212
- List price
- $325,000
- Delta
- -19.79%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 14 Knox Ave | 0.19mi | 3/1.5 (-1) | 1,344 (+8%) | 4mo | $365,000 | $272 | 68 |
| 72 Hanford St | 0.31mi | 3/1.5 (-1) | 1,251 (+0%) | 15mo | $274,000 | $219 | 66 |
| 240 W Main St | 0.16mi | 3/2.0 (-1) | 1,170 (-6%) | 15mo | $380,000 | $325 | 60 |
| 20 Columbia Ave | 0.55mi | 3/1.0 (-1) | 1,232 (-1%) | 10mo | $290,000 | $235 | 59 |
| 37 Hanford St | 0.42mi | 3/1.0 (-1) | 1,144 (-8%) | 4mo | $285,000 | $249 | 58 |
| 22 Bonnell St | 0.27mi | 4/3.0 | 1,374 (+10%) | 6mo | $318,000 | $231 | 58 |
| 242 1/2 W Main St | 0.18mi | 3/1.5 (-1) | 1,080 (-14%) | 8mo | $265,000 | $245 | 56 |
| 53 Richmond Pl | 0.65mi | 3/1.0 (-1) | 1,144 (-8%) | 6mo | $345,000 | $302 | 46 |
| 15 Independence Ave | 0.64mi | 3/1.5 (-1) | 1,320 (+6%) | 10mo | $310,000 | $235 | 45 |
| 74 Wawayanda Ave | 0.57mi | 4/2.0 | 1,395 (+12%) | 11mo | $350,000 | $251 | 40 |
| 23 Grandview Ave | 0.67mi | 3/2.0 (-1) | 1,368 (+10%) | 14mo | $262,000 | $192 | 32 |
| 21 Wilkin Ave | 0.63mi | 3/2.0 (-1) | 1,406 (+13%) | 10mo | $400,000 | $284 | 32 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- -17.3%
- Equity multiple
- 0.36×
- Total profit
- $-58,153
- Equity at exit
- $48,459
- IRR
- -1.7%
- Equity multiple
- 0.86×
- Total profit
- $-12,596
- Equity at exit
- $28,100
Cash invested: $91,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 10940
- Home prices YoY
- -18.7%
- Rents YoY
- 8.2%
- Active inventory
- 279
- Price-to-rent
- 10.4×
Monthly cashflow live
- Estimated rent
- $2,598 high interval (Pro) →
- Mortgage (P&I)
- −$1,704
- Tax from tax record
- −$461 /mo · $5,528/yr
- Insurance
- −$135
- Flood insurance flood zone
- −$56 /mo · $666/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$546
- Net cashflow
- $-303
Break-even live
Sensitivity live
| Price | -10% $-119 | -5% $-211 | +0% $-303 | +5% $-395 | +10% $-487 |
|---|---|---|---|---|---|
| Rent | -10% $-509 | -5% $-406 | +0% $-303 | +5% $-201 | +10% $-98 |
| Rate | -1.0pp $-140 | -0.5pp $-221 | base $-303 | +0.5pp $-388 | +1.0pp $-473 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $81,250
- Closing costs
- $9,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 16 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 128 W Main St Unit 2 Middletown, NY | 3.0 | 2.0 | 880 | $2,500 | $2.84 | 45d | 1 | 0.42mi |
| 126 W Main St Middletown, NY | 3.0 | 1.0 | 900 | $2,200 | $2.44 | 23d | 1 | 0.43mi |
| 126 W Main St Unit 2 Middletown, NY | 3.0 | 1.0 | 700 | $2,200 | $3.14 | 45d | 1 | 0.43mi |
| 39 Crescent Pl Middletown, NY | 3.0 | 1.0 | 1278 | $2,500 | $1.96 | 25d | 1 | 0.45mi |
| 118 W Main St Unit 1 Middletown, NY | 3.0 | 1.0 | 1158 | $2,350 | $2.03 | 23d | 1 | 0.46mi |
| 26 Mill St Unit 2 Middletown, NY | 3.0 | 2.0 | 1300 | $2,600 | $2.00 | 45d | 1 | 0.50mi |
| 26 Mill St Middletown, NY | 3.0 | 2.0 | 1300 | $2,600 | $2.00 | 25d | 1 | 0.50mi |
| 151 Tall Oaks Dr Middletown, NY | 1.0–3.0 | 1.0 | 920 | $1,607 | $1.75 | 15d | 1 | 0.57mi |
| 23 Wawayanda Ave Middletown, NY | 3.0 | 2.0 | 1072 | $2,150 | $2.01 | 45d | 1 | 0.61mi |
| 225 Monhagen Ave Middletown, NY | 3.0 | 1.0 | 1466 | $2,700 | $1.84 | 15d | 1 | 0.71mi |
| 2 E Main St #5 Middletown, NY | 3.0 | 1.0 | 1200 | $1,850 | $1.54 | 15d | 1 | 0.75mi |
| 184 Highland Ave Middletown, NY | 4.0 | 2.0 | 1486 | $3,500 | $2.36 | 25d | 1 | 1.19mi |
| 56 Wisner Ave Middletown, NY | 3.0 | 1.0 | 1144 | $2,500 | $2.19 | 25d | 1 | 1.31mi |
| 63 Broad St Middletown, NY | 3.0 | 1.0 | 1088 | $2,700 | $2.48 | 25d | 1 | 1.39mi |
| 1 Dewitt St Middletown, NY | 3.0 | 1.0 | 1127 | $2,100 | $1.86 | 45d | 1 | 1.39mi |
| 132 Prospect Ave Middletown, NY | 3.0 | 1.0 | 1240 | $2,300 | $1.85 | 45d | 1 | 1.41mi |
Listing history 14 events
-
2026-05-15status Pending 2102-char remark
Show marketing remark (2102 chars)
Welcome to 206 West Main Street, a charming and well-located home in the heart of Middletown, NY—offering the perfect blend of character, space, and opportunity. Featuring 4 generously sized bedrooms and 1 full bathroom, this home showcases beautiful hardwood floors and an abundance of natural sunlight throughout, creating a warm and inviting atmosphere. Built with solid craftsmanship, this home has great bones, providing a strong foundation for its next owner. With a little TLC, it has the potential to truly shine—making it an excellent opportunity for both homeowners and investors looking to add value. The home offers excellent functionality with both a full basement and attic, providing ample storage space and flexibility for future use. Outside, you’ll find a large driveway that extends behind the home, offering plenty of parking, along with a detached one-car garage for added convenience. Ideally situated, this property places you within walking distance to a vibrant mix of locally owned small businesses, charming mom-and-pop shops, and a variety of restaurants, along with nearby playgrounds and dog parks—perfect for enjoying everything the community has to offer. Located within the Middletown School District and just minutes from Garnet Health Medical Center and Crystal Run Healthcare, this home also offers exceptional access to top-tier local amenities. Commuters will appreciate the close proximity to the Shortline Bus Station, as well as easy access to major highways including I-84 and I-86—just about one hour from NYC. Nearby attractions include Resorts World Casino, The Kartrite Indoor Water Park, Monster Golf Course, LEGOLAND, and Woodbury Common Premium Outlets. Touro College and Orange County Community College are also just minutes away. Adding even more value is the benefit of low taxes, enhancing affordability while maximizing long-term potential. With its prime location, strong structure, and endless possibilities, this is a rare opportunity to create your ideal home in a highly desirable and commuter-friendly area.
-
2026-04-17$325,000 Active 2102-char remark
Show marketing remark (2102 chars)
Welcome to 206 West Main Street, a charming and well-located home in the heart of Middletown, NY—offering the perfect blend of character, space, and opportunity. Featuring 4 generously sized bedrooms and 1 full bathroom, this home showcases beautiful hardwood floors and an abundance of natural sunlight throughout, creating a warm and inviting atmosphere. Built with solid craftsmanship, this home has great bones, providing a strong foundation for its next owner. With a little TLC, it has the potential to truly shine—making it an excellent opportunity for both homeowners and investors looking to add value. The home offers excellent functionality with both a full basement and attic, providing ample storage space and flexibility for future use. Outside, you’ll find a large driveway that extends behind the home, offering plenty of parking, along with a detached one-car garage for added convenience. Ideally situated, this property places you within walking distance to a vibrant mix of locally owned small businesses, charming mom-and-pop shops, and a variety of restaurants, along with nearby playgrounds and dog parks—perfect for enjoying everything the community has to offer. Located within the Middletown School District and just minutes from Garnet Health Medical Center and Crystal Run Healthcare, this home also offers exceptional access to top-tier local amenities. Commuters will appreciate the close proximity to the Shortline Bus Station, as well as easy access to major highways including I-84 and I-86—just about one hour from NYC. Nearby attractions include Resorts World Casino, The Kartrite Indoor Water Park, Monster Golf Course, LEGOLAND, and Woodbury Common Premium Outlets. Touro College and Orange County Community College are also just minutes away. Adding even more value is the benefit of low taxes, enhancing affordability while maximizing long-term potential. With its prime location, strong structure, and endless possibilities, this is a rare opportunity to create your ideal home in a highly desirable and commuter-friendly area.
-
2026-04-09historical $325,000 2102-char remark
Show marketing remark (2102 chars)
Welcome to 206 West Main Street, a charming and well-located home in the heart of Middletown, NY—offering the perfect blend of character, space, and opportunity. Featuring 4 generously sized bedrooms and 1 full bathroom, this home showcases beautiful hardwood floors and an abundance of natural sunlight throughout, creating a warm and inviting atmosphere. Built with solid craftsmanship, this home has great bones, providing a strong foundation for its next owner. With a little TLC, it has the potential to truly shine—making it an excellent opportunity for both homeowners and investors looking to add value. The home offers excellent functionality with both a full basement and attic, providing ample storage space and flexibility for future use. Outside, you’ll find a large driveway that extends behind the home, offering plenty of parking, along with a detached one-car garage for added convenience. Ideally situated, this property places you within walking distance to a vibrant mix of locally owned small businesses, charming mom-and-pop shops, and a variety of restaurants, along with nearby playgrounds and dog parks—perfect for enjoying everything the community has to offer. Located within the Middletown School District and just minutes from Garnet Health Medical Center and Crystal Run Healthcare, this home also offers exceptional access to top-tier local amenities. Commuters will appreciate the close proximity to the Shortline Bus Station, as well as easy access to major highways including I-84 and I-86—just about one hour from NYC. Nearby attractions include Resorts World Casino, The Kartrite Indoor Water Park, Monster Golf Course, LEGOLAND, and Woodbury Common Premium Outlets. Touro College and Orange County Community College are also just minutes away. Adding even more value is the benefit of low taxes, enhancing affordability while maximizing long-term potential. With its prime location, strong structure, and endless possibilities, this is a rare opportunity to create your ideal home in a highly desirable and commuter-friendly area.
-
2009-12-11soldstatus $145,000 481-char remark
Show marketing remark (481 chars)
Clean and Ready. Near Maple Hill Park & School. 4 floor Potential w Walk Up Sunny Attic & Walk Out basement both w Natural Light. New Deck & Large Private level Back Yard. New Furnace, Hot water heater and Plumbing. Stone Entrance & Hardwood Floors thruout. New Large Kitchen. Newer Windows. Close to shops, transportation, new hospital and down town. Great condition. Enjoy the extra wide front porch, full length windows and sun lit home. 9 foot ceiling.
-
2009-12-11soldstatus $145,000
Show marketing remark (481 chars)
Clean and Ready. Near Maple Hill Park & School. 4 floor Potential w Walk Up Sunny Attic & Walk Out basement both w Natural Light. New Deck & Large Private level Back Yard. New Furnace, Hot water heater and Plumbing. Stone Entrance & Hardwood Floors thruout. New Large Kitchen. Newer Windows. Close to shops, transportation, new hospital and down town. Great condition. Enjoy the extra wide front porch, full length windows and sun lit home. 9 foot ceiling.
-
2009-11-10historical 481-char remark
Show marketing remark (481 chars)
Clean and Ready. Near Maple Hill Park & School. 4 floor Potential w Walk Up Sunny Attic & Walk Out basement both w Natural Light. New Deck & Large Private level Back Yard. New Furnace, Hot water heater and Plumbing. Stone Entrance & Hardwood Floors thruout. New Large Kitchen. Newer Windows. Close to shops, transportation, new hospital and down town. Great condition. Enjoy the extra wide front porch, full length windows and sun lit home. 9 foot ceiling.
-
2009-11-10price $159,000 481-char remark
Show marketing remark (481 chars)
Clean and Ready. Near Maple Hill Park & School. 4 floor Potential w Walk Up Sunny Attic & Walk Out basement both w Natural Light. New Deck & Large Private level Back Yard. New Furnace, Hot water heater and Plumbing. Stone Entrance & Hardwood Floors thruout. New Large Kitchen. Newer Windows. Close to shops, transportation, new hospital and down town. Great condition. Enjoy the extra wide front porch, full length windows and sun lit home. 9 foot ceiling.
-
2009-09-21$145,000 481-char remark
Show marketing remark (481 chars)
Clean and Ready. Near Maple Hill Park & School. 4 floor Potential w Walk Up Sunny Attic & Walk Out basement both w Natural Light. New Deck & Large Private level Back Yard. New Furnace, Hot water heater and Plumbing. Stone Entrance & Hardwood Floors thruout. New Large Kitchen. Newer Windows. Close to shops, transportation, new hospital and down town. Great condition. Enjoy the extra wide front porch, full length windows and sun lit home. 9 foot ceiling.
-
2004-03-19soldstatus $143,000
-
2002-07-19soldstatus $36,500
-
2002-06-27soldstatus $40,000
-
2002-06-04historical
-
2002-06-04price $45,000
-
2002-05-09$40,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NY · Partial reset (capped growth)
- Current annual tax
- $5,528 · $461/mo
- Projected year-2 tax
- $5,528 · $461/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 9/10 Extreme FEMA zone X (shaded) · 99% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 4/10 Moderate 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
- Wind 4/10 Moderate 9% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $31,178
- − Mortgage interest
- −$18,205
- − Property taxes
- −$5,528
- − Insurance
- −$2,292
- − Repairs & maintenance
- −$2,494
- − Management
- −$2,494
- − Depreciation
- −$9,455
- Taxable loss
- −$9,290
- Est. tax savings @ 24.0%
- +$2,230
- After-tax cash flow
- $-1,412/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Middletown City School District
- NCES district ID
- 3619320
- Math proficiency
- 41% ▼ -2.00%
- Reading proficiency
- 55% ▲ 19.00%
- Median HH income
- $54,612
- Composite
- 41.52/100
- National rank
- #3453
- State rank
- #411 of 590 in NY
Livability — Middletown
- Score
- 82/100
- State rank
- #79
- US rank
- #1219
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Middletown, NY
- County
- Orange County · 267,004 people
- City population
- 68,033
- Metro
- Poughkeepsie-Newburgh-Middletown, NY
- Population (ZIP)
- 53,611
- Household income
- $87,080
- Rent vs Own
- Severe rent burden
- 1846.0
Population outlook (Orange County) Hauer SSP2
- Today (2025)
- 379,830 people
- By 2030
- 378,955 · -0.2%
- By 2040
- 375,444 · -1.2%
- By 2050
- 369,311 · -2.8%
- By 2075
- 354,233 · -6.7%
- By 2100
- 318,150 · -16.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.70)
- Race & ethnicity
- White 39% Hispanic / Latino 32% Black 20% Two or more races 13% Asian 4% Native American 3%
- Hispanic origin (detail)
- Mexican 9% Puerto Rican 13% Dominican 3%
- Common ancestry
- Romanian 3% Italian 1% Iranian 1%
- Foreign-born
- 18% · Canada, China, Jamaica
- Languages at home
- 72% English-only · Spanish 21% Other Indo-European 2% Chinese 1%
Political lean MEDSL · Orange
- 2024 margin
- Lean R (+8.4) · D 45.8% · R 54.2%
- 2008→2024 swing
- -12.5pp toward R · 2008: 4.1pp · 2024: -8.4pp
- All cycles
- 2024: R+8.4 2020: R+0.2 2016: R+6.5 2012: D+5.2 2008: D+4.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -71.68%
- Current HPI
- 311.5969
- Rent YoY
- ▲ 8.23%
- Metro
- Poughkeepsie-Newburgh-Middletown, NY
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
||
| Consumer Goods | 9 | $162B |
|
||
| Insurance | 4 | $225B |
|
||
| Telecommunications | 2 | $144B |
|
||
| Pharmaceuticals | 2 | $112B |
|
||
| Media / Entertainment | 2 | $69B |
|
||
Price history
+712.5% since first listed14 events — show timeline
- 2026-05-15 Pending — OneKey® MLS as Distributed by MLS Grid
- 2026-04-17 Listed $325,000 OneKey® MLS as Distributed by MLS Grid
- 2026-04-09 Coming Soon $325,000 OneKey® MLS as Distributed by MLS Grid
- 2009-12-11 Sold (Public Records) $145,000 Public Records
- 2009-12-11 Sold (MLS) $145,000 HGMLS
- 2009-11-10 Price Changed $159,000 HGMLS
- 2009-11-10 Delisted — HGMLS
- 2009-09-21 Listed $145,000 HGMLS
- 2004-03-19 Sold (Public Records) $143,000 Public Records
- 2002-07-19 Sold (Public Records) $36,500 Public Records
- 2002-06-27 Sold (MLS) $40,000 HGMLS
- 2002-06-04 Price Changed $45,000 HGMLS
- 2002-06-04 Delisted — HGMLS
- 2002-05-09 Listed $40,000 HGMLS
Property tax history
+0.9%/yrLatest (2025): $5,528 · -1.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…