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1107 Idlebrook Dr
B+ Composite 76.68
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +10.0/10.0
  • 1% rule +9.9/10.0
  • Livability +3.6/5.0
  • Schools +3.1/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$89,000

1107 Idlebrook Dr · Moss Bluff, LA 70611
3 bd · 2.0 ba · 1,360 sqft · Manufactured · 2 Days on market
Built 2004 2,231 sqft lot Est $122k · 27% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Located in the heart of Moss Bluff ! This 3-bedroom, 2-bathroom residence is perfect for first-time homebuyers looking for comfort, convenience, and an open floor plan. Has a spacious living area that seamlessly flows into the dining and kitchen spaces. Step outside to a large back yard, with a covered patio. Storage sheds are not included, but can be purchased.

Key facts

  • Open floor plan
  • Spacious living area
  • Covered patio

Tags

LARGE BACK YARDCOVERED PATIOSPACIOUS LIVING AREAOPEN FLOOR PLAN

Property features AI

Finance

  • Other: Located in Pine Forest Estate Pt B subdivision
  • HOA & community: No common interest

Exterior

  • Utilities: Public water; Aerobic septic; Electricity available; Cable available; Sewer available; Water available
  • Home design: Manufactured house on land; One story; Raised foundation
  • Construction: Manufactured construction
  • Exterior features: Rear covered porch; Front porch; Deck; Back yard; Front yard; Rectangular lot; Paved road frontage on a city street

Interior

  • Kitchen: Microwave; Oven; Range; Refrigerator
  • Bedrooms: 3 bedrooms on the main level
  • Bathrooms: 2 full bathrooms (2 on the main level)
  • Heating & cooling: Central heating; Central air; Ceiling fans
  • Interior features: Ceiling fans; Double vanity
  • Laundry & utility: Laundry located inside

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $89k.

Deal economics

  • At list price, monthly cash flow is $60 ($724/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $89k).
  • Cap rate 12.9% vs local median 3.5% in Moss Bluff — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#39 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment A; Watch: amenities F, commute F.
  • Calcasieu Parish (other): math 30% / reading 44% proficiency, ranked #29 of 98 in LA (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Moss Bluff Elementary School (math 48% / reading 53%, grade D+, #123 of 646 statewide, top 19%, 973 students, 47% FRL); Moss Bluff Middle School (math 28% / reading 47%, grade F, #75 of 218 statewide, top 35%, 883 students, 41% FRL); Sam Houston High School (math 46% / reading 54%, grade D+, #36 of 265 statewide, top 13%, 1,216 students, 36% FRL).
  • Market conditions: 322 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 1,298 units permitted in Calcasieu Parish in 2024 (526 in 5+ unit buildings).
  • This rent is only 16% of the median local income ($102k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $615 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Calcasieu County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • Only 2 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $89,000

Questions for the listing agent

  1. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.49%
Cap rate
12.86%
Cash-on-cash
23.45%
DSCR
2.04
GRM
5.6

CMA / ARV

ARV (on-the-fly)
$122,400
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
536 Park Rd 0.69mi 3/2.0 1,222 (-10%) 22mo $110,000 $90 33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-11.4%
Equity multiple
0.59×
Total profit
$-10,327
Equity at exit
$13,270
10-year hold
IRR
-1.8%
Equity multiple
0.88×
Total profit
$-3,024
Equity at exit
$7,695

Cash invested: $24,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70611

Active inventory
322
Price-to-rent
5.6×

Monthly cashflow live

Estimated rent
$1,330 medium interval (Pro) →
Mortgage (P&I)
$467
Tax from tax record
$60 /mo · $716/yr
Insurance
$37
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$0
Vacancy / Maint / Mgmt
$279
Net cashflow
$60

Break-even live

Break-even rent $1,253
Max offer price $89,000
Occupancy floor 90%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$22,250
Closing costs
$2,670
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1492 Becky St Lake Charles, LA 3.0 2.0 1600 $1,850 $1.16 43d 1 1.20mi
194 Victoria Dr Unit 2A Lake Charles, LA 2.0 1.0 968 $825 $0.85 43d 1 1.29mi

Listing history 3 events

  1. 2026-06-19
    days on market $89,000 Active 2 DOM
  2. 2026-06-17
    remarks 364-char remark
  3. 2026-06-17
    listed $89,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$716 · $60/mo
Projected year-2 tax
$716 · $60/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone AE · 99% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥110°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,956
− Mortgage interest
−$4,985
− Property taxes
−$716
− Insurance
−$5,564
− Repairs & maintenance
−$1,276
− Management
−$1,276
− Depreciation
−$2,589
Taxable loss
−$452
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$108
After-tax cash flow
$833/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Calcasieu Parish
NCES district ID
2200330
Math proficiency
30% ▼ -39.00%
Reading proficiency
44% ▼ -33.00%
Median HH income
$44,700
Composite
31.45/100
National rank
#5979
State rank
#29 of 98 in LA

Livability — Moss Bluff

Score
72/100
State rank
#39
US rank
#6117

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment A Housing A+ Health & safety A User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Moss Bluff, LA
County
Calcasieu Parish · 170,889 people
Metro
Lake Charles, LA
Population (ZIP)
22,124
Household income
$101,844
Rent vs Own
13.9% rent · 86.1% own
Severe rent burden
183.0

Population outlook (Calcasieu County) Hauer SSP2

Today (2025)
212,179 people
By 2030
218,199 · +2.8%
By 2040
228,486 · +7.7%
By 2050
236,208 · +11.3%
By 2075
251,696 · +18.6%
By 2100
247,848 · +16.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Black 11% Two or more races 3% Hispanic / Latino 2%
Common ancestry
Lithuanian 10% Slovak 2% Italian 1%
Foreign-born
1% · Canada
Languages at home
97% English-only · French/Haitian/Cajun 1% Spanish 1%

Political lean MEDSL · Calcasieu

2024 margin
Solid R (+39.6) · D 29.5% · R 69.0% · Other 1.5%
2008→2024 swing
-15.0pp toward R · 2008: -24.6pp · 2024: -39.6pp
All cycles
2024: R+39.6 2020: R+35.2 2016: R+33.3 2012: R+28.7 2008: R+24.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -84.82%
Current HPI
115.0052
Rent YoY
Metro
Lake Charles, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+2.9% since first listed
2 events — show timeline
  • 2026-06-17 Listed $89,000 SWLAR
  • 2016-08-23 Sold (Public Records) $86,500 Public Records

Property tax history

+7.9%/yr

Latest (2025): $716 · +1.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…