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1344 W Desert Hills Dr
D- Composite 38.59
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +9.7/30.0
  • ARV discount +7.5/15.0
  • Appreciation +5.1/10.0
  • Schools +3.3/10.0
  • Livability +3.1/5.0
  • DSCR +2.7/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.2/10.0

$185,000

1344 W Desert Hills Dr · Green Valley, AZ 85622
1 bd · 1.0 ba · 587 sqft · Condo public records · 23 Days on market
Built 1985

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming Townhome in Desert Casitas. Back looks out to the golf course and offers privacy for Morning Coffee or an evening glass of wine.. Freshly painted and new carpet in the LV RM. Great for winter visitors, good rental history. This is a must see for your clients looking for affordable living in a great community.

Key facts

  • Built 1985
  • Listed 23 days

Tags

OVERSIZED COVERED PATIO

Property features AI

Exterior

  • Home design: Built in 1985
  • Construction: Living area approximately 578
  • Exterior features: Located in the Desert Casitas subdivision

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath condo listed at $185k.

Deal economics

  • At list price, monthly cash flow is $-122 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $171k (7.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $133k (27.9% below list).
  • Recommended offer: $133k (27.9% below list) — sets the bar for 1% rule.
  • Cap rate 5.5% vs local median 4.5% in Green Valley — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 61/100 on livability (#165 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools C-, amenities F, commute F.
  • Continental Elementary District (4416) (rural): math 35% / reading 42% proficiency, ranked #72 of 249 in AZ (top 29%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; only 19% free/reduced lunch — higher-income household profile.
  • Market conditions: 112 active listings in the ZIP; 5,268 units permitted in Pima County in 2024 (996 in 5+ unit buildings).

Forward outlook

  • In year one you build about $2k of equity ($1k loan paydown + $304 appreciation (0.2% local appreciation)).
  • Pima County population projected at +8% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 23 days — a 2% lower offer ($182k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $133,348 (27.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
0.72%
Cap rate
5.50%
Cash-on-cash
-2.82%
DSCR
0.87
GRM
11.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

0.16% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-4.8%
Equity multiple
0.77×
Total profit
$-11,786
Equity at exit
$55,245
10-year hold
IRR
1.0%
Equity multiple
1.11×
Total profit
$5,464
Equity at exit
$67,638

Cash invested: $51,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85622

Home prices YoY
0.1%
Active inventory
112
Price-to-rent
11.6×

Monthly cashflow live

Estimated rent
$1,333 medium interval (Pro) →
Mortgage (P&I)
$970
Tax from tax record
$84 /mo · $1,010/yr
Insurance
$77
HOA est. from 1 same-building comp
$44
Vacancy / Maint / Mgmt
$280
Net cashflow
$-122

Break-even live

Break-even rent $1,488
Max offer price $163,460
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$46,250
Closing costs
$5,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail condo

Monthly dues
$0 · $0/yr
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 24 events

  1. 2026-06-18
    days on market $185,000 Active 23 DOM
  2. 2026-06-17
    days on market $185,000 Active 22 DOM
  3. 2026-06-16
    days on market $185,000 Active 21 DOM
  4. 2026-06-15
    days on market $185,000 Active 20 DOM
  5. 2026-06-13
    days on market $185,000 Active 18 DOM
  6. 2026-06-10
    days on market $185,000 Active 15 DOM
  7. 2026-06-09
    days on market $185,000 Active 14 DOM
  8. 2026-06-08
    days on market $185,000 Active 13 DOM
  9. 2026-06-07
    days on market $185,000 Active 12 DOM
  10. 2026-06-03
    days on market $185,000 Active 8 DOM
  11. 2026-06-02
    days on market $185,000 Active 7 DOM
  12. 2026-06-01
    days on market $185,000 Active 6 DOM
  13. 2026-05-31
    days on market $185,000 Active 5 DOM
  14. 2026-05-26
    listed $185,000 Active
  15. 2024-08-01
    soldstatus $175,000 Closed 321-char remark
    Show marketing remark (321 chars)

    Charming Townhome in Desert Casitas. Back looks out to the golf course and offers privacy for Morning Coffee or an evening glass of wine.. Freshly painted and new carpet in the LV RM. Great for winter visitors, good rental history. This is a must see for your clients looking for affordable living in a great community.

  16. 2024-08-01
    soldstatus $175,000
    Show marketing remark (321 chars)

    Charming Townhome in Desert Casitas. Back looks out to the golf course and offers privacy for Morning Coffee or an evening glass of wine.. Freshly painted and new carpet in the LV RM. Great for winter visitors, good rental history. This is a must see for your clients looking for affordable living in a great community.

  17. 2024-07-26
    status Pending 321-char remark
    Show marketing remark (321 chars)

    Charming Townhome in Desert Casitas. Back looks out to the golf course and offers privacy for Morning Coffee or an evening glass of wine.. Freshly painted and new carpet in the LV RM. Great for winter visitors, good rental history. This is a must see for your clients looking for affordable living in a great community.

  18. 2024-07-15
    historical Active Contingent 321-char remark
    Show marketing remark (321 chars)

    Charming Townhome in Desert Casitas. Back looks out to the golf course and offers privacy for Morning Coffee or an evening glass of wine.. Freshly painted and new carpet in the LV RM. Great for winter visitors, good rental history. This is a must see for your clients looking for affordable living in a great community.

  19. 2024-06-19
    listed $185,000 Active 321-char remark
    Show marketing remark (321 chars)

    Charming Townhome in Desert Casitas. Back looks out to the golf course and offers privacy for Morning Coffee or an evening glass of wine.. Freshly painted and new carpet in the LV RM. Great for winter visitors, good rental history. This is a must see for your clients looking for affordable living in a great community.

  20. 2021-05-12
    soldstatus $130,000 Closed 540-char remark
    Show marketing remark (540 chars)

    Beautiful Casita with golf course and mountain view. This townhome has 1 bedroom, 1 bathroom, laundry room, and backyard with covered patio and great views. Tile flooring throughout. Located in the desirable Desert Casitas subdivision close to I-19, shopping, restaurants, schools and much more! Part of Green Valley Recreation where there is always something to do. GV Rec membership provides 14 centers with pools, spas, exercise equipment, sport courts (tennis-pickleball-raquetball-basketball-shuffleboard), movies, lectures & more.

  21. 2021-03-23
    historical Active Contingent 540-char remark
    Show marketing remark (540 chars)

    Beautiful Casita with golf course and mountain view. This townhome has 1 bedroom, 1 bathroom, laundry room, and backyard with covered patio and great views. Tile flooring throughout. Located in the desirable Desert Casitas subdivision close to I-19, shopping, restaurants, schools and much more! Part of Green Valley Recreation where there is always something to do. GV Rec membership provides 14 centers with pools, spas, exercise equipment, sport courts (tennis-pickleball-raquetball-basketball-shuffleboard), movies, lectures & more.

  22. 2021-03-16
    listed $120,000 Active 540-char remark
    Show marketing remark (540 chars)

    Beautiful Casita with golf course and mountain view. This townhome has 1 bedroom, 1 bathroom, laundry room, and backyard with covered patio and great views. Tile flooring throughout. Located in the desirable Desert Casitas subdivision close to I-19, shopping, restaurants, schools and much more! Part of Green Valley Recreation where there is always something to do. GV Rec membership provides 14 centers with pools, spas, exercise equipment, sport courts (tennis-pickleball-raquetball-basketball-shuffleboard), movies, lectures & more.

  23. 2001-05-01
    soldstatus $62,000
  24. 1994-04-28
    soldstatus $66,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

Current annual tax
$1,010 · $84/mo
Projected year-2 tax
$1,221 · $102/mo
Expected delta
+$211/yr (+$18/mo · 20.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥104°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,002
− Mortgage interest
−$10,363
− Property taxes
−$1,010
− Insurance
−$925
− Repairs & maintenance
−$1,280
− Management
−$1,280
− HOA
−$528
− Depreciation
−$5,382
Taxable loss
−$4,766
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,144
After-tax cash flow
$-319/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Continental Elementary District (4416)
NCES district ID
0402250
Math proficiency
35% ▼ -11.00%
Reading proficiency
42% ▬ 0.00%
Median HH income
$48,475
Composite
33.08/100
National rank
#5565
State rank
#72 of 249 in AZ

Livability — Green Valley

Score
61/100
State rank
#165
US rank
#18276

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment C Housing A+ Health & safety F User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Green Valley, AZ
City population
25,381
Population (ZIP)
6,345

Population outlook (Pima County) Hauer SSP2

Today (2025)
1,066,056 people
By 2030
1,086,684 · +1.9%
By 2040
1,117,160 · +4.8%
By 2050
1,149,778 · +7.9%
By 2075
1,271,480 · +19.3%
By 2100
1,321,160 · +23.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (93%)
Race & ethnicity
White 93% Hispanic / Latino 6% Two or more races 5%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Lithuanian 5% Romanian 5% Portuguese 4%
Foreign-born
10% · Canada
Languages at home
94% English-only · Spanish 4% German/W. Germanic 1% French/Haitian/Cajun 1%

Political lean MEDSL · Pima

2024 margin
D (+15.2) · D 57.0% · R 41.8% · Other 1.2%
2008→2024 swing
+9.1pp toward D · 2008: 6.1pp · 2024: 15.2pp
All cycles
2024: D+15.2 2020: D+18.7 2016: D+13.5 2012: D+5.8 2008: D+6.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 0.16%
Current HPI
225.8384
Rent YoY
Metro
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

+180.3% since first listed
11 events — show timeline
  • 2026-05-26 Listed $185,000 FSBO.com
  • 2024-08-01 Sold (Public Records) $175,000 Public Records
  • 2024-08-01 Sold (MLS) $175,000 MLSSAZ
  • 2024-07-26 Pending MLSSAZ
  • 2024-07-15 Contingent MLSSAZ
  • 2024-06-19 Listed $185,000 MLSSAZ
  • 2021-05-12 Sold (MLS) $130,000 MLSSAZ
  • 2021-03-23 Contingent MLSSAZ
  • 2021-03-16 Listed $120,000 MLSSAZ
  • 2001-05-01 Sold (Public Records) $62,000 Public Records
  • 1994-04-28 Sold (Public Records) $66,000 Public Records

Property tax history

+1.9%/yr

Latest (2025): $1,010 · +3.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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