734 Dell Dale St · Channelview, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 10/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +24.9/30.0
- ARV discount +15.0/15.0
- DSCR +8.1/10.0
- 1% rule +7.7/10.0
- Rent growth +5.0/5.0
- Livability +3.3/5.0
- Schools +2.5/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$150,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Beautiful 3 bedroom house with hardwood floors throughout. Home has a front room that is perfect for an office or 2nd living room. Updates include roof and fully upgraded electrical panel. All appliances included. This is a must see!
Key facts
- Flexible space
- Second living area
- Home office
Tags
Property features AI
Finance
- Other: Seller disclosure available
Exterior
- Parking: Attached garage (1 car)
- Utilities: Public water; Public sewer
- Home design: Residential property; Single entry level layout; Built in 1958
- Construction: Brick and wood siding exterior; Composition roof; Slab foundation
- Exterior features: Subdivision lot
Interior
- Kitchen: Kitchen (9 x 9)
- Bedrooms: Primary bedroom on the second floor (13 x 13); Bedroom on the second floor (9 x 13); Bedroom on the second floor (11 x 13)
- Bathrooms: 1 full bathroom; 1 half bathroom
- Heating & cooling: Central heating (gas); Central electric air conditioning
- Interior features: Family room on the first floor; Breakfast nook on the first floor; Kitchen on the first floor
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath single-family listed at $150k.
Deal economics
- At list price, monthly cash flow is $322 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $150k).
- Cap rate 8.9% vs local median 4.7% in Channelview — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 66/100 on livability (#598 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime F, amenities F, commute F.
- Channelview ISD (suburban): math 27% / reading 30% proficiency, ranked #640 of 826 in TX (top 78%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Channelview H S (math 24% / reading 35%, grade F, #1,112 of 1,632 statewide, top 70%, 2,893 students, 87% FRL) — zoned schools average 87% FRL vs 70% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+16.9%/yr); 100 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals leasing fast (median 4d on market — plan ~1-2 weeks tenant-placement turnaround); 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).
- This rent runs 37% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 8.0% rent growth), your $42k cash investment doubles in ~8 years — after that, you're playing with house money.
Negotiation context
- Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts since 11y ago; this cycle's ask has dropped $80k (35%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: property tax is 2.7% of price; built in 1958 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.27% ✓
- Cap rate
- 8.87%
- Cash-on-cash
- 9.20%
- DSCR
- 1.41
- GRM
- 6.6
CMA / ARV
- ARV (on-the-fly)
- $225,063
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 734 Dell Dale St | 0.00mi | 3/1.5 | 1,471 (0%) | 0mo | $150,000 | $102 | 100 |
| 811 Shadowglen St | 0.19mi | 3/1.0 | 1,306 (-11%) | 0mo | $150,000 | $115 | 70 |
| 826 Ivyhollow Dr | 0.27mi | 3/2.0 | 1,593 (+8%) | 3mo | $175,000 | $110 | 69 |
| 15418 Lost Lariat Ct | 0.40mi | 3/2.0 | 1,545 (+5%) | 3mo | $254,900 | $165 | 69 |
| 1118 Chestnut Bough St | 0.63mi | 3/2.0 | 1,499 (+2%) | 1mo | $225,000 | $150 | 65 |
| 730 Doncrest St | 0.55mi | 4/2.0 (+1) | 1,503 (+2%) | 4mo | $230,000 | $153 | 60 |
| 15435 Sicomoro Viejo St | 0.68mi | 3/2.0 | 1,522 (+4%) | 6mo | $252,500 | $166 | 56 |
| 15145 Sheffield Ter | 0.59mi | 3/2.0 | 1,606 (+9%) | 2mo | $229,950 | $143 | 54 |
| 15462 Bosque Viejo Trl | 0.73mi | 3/2.0 | 1,549 (+5%) | 3mo | $250,000 | $161 | 53 |
| 1054 Somercotes Ln | 0.73mi | 3/2.5 | 1,410 (-4%) | 3mo | $229,950 | $163 | 52 |
| 714 Horncastle St | 0.56mi | 3/1.0 | 1,284 (-13%) | 6mo | $164,999 | $129 | 46 |
| 15422 Sicomoro Viejo St | 0.64mi | 3/2.0 | 1,684 (+14%) | 2mo | $265,000 | $157 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- 3.7%
- Equity multiple
- 1.15×
- Total profit
- $6,396
- Equity at exit
- $22,365
- IRR
- 17.9%
- Equity multiple
- 2.86×
- Total profit
- $78,290
- Equity at exit
- $12,969
Cash invested: $42,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77530
- Rents YoY
- 16.9%
- Active inventory
- 100
- Price-to-rent
- 6.6×
Monthly cashflow live
- Estimated rent
- $1,905 high interval (Pro) →
- Mortgage (P&I)
- −$787
- Tax from tax record
- −$334 /mo · $4,004/yr
- Insurance
- −$62
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$400
- Net cashflow
- $322
Break-even live
Sensitivity live
| Price | -10% $407 | -5% $365 | +0% $322 | +5% $280 | +10% $237 |
|---|---|---|---|---|---|
| Rent | -10% $172 | -5% $247 | +0% $322 | +5% $397 | +10% $473 |
| Rate | -1.0pp $398 | -0.5pp $360 | base $322 | +0.5pp $283 | +1.0pp $244 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $37,500
- Closing costs
- $4,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 15255 Ferness Ln Channelview, TX | 4.0 | 2.0 | 1326 | $1,668 | $1.26 | 3d | 10 | 0.50mi |
| 947 Leadenhall Cir Channelview, TX | 3.0 | 2.5 | 1620 | $1,806 | $1.11 | 0d | 1 | 0.54mi |
| 810 Townley St Channelview, TX | 3.0 | 3.5 | 1713 | $1,925 | $1.12 | 44d | 1 | 0.88mi |
| 1379 Dell Dale St Channelview, TX | 4.0 | 2.0 | 1444 | $1,893 | $1.31 | 6d | 1 | 0.98mi |
| 1335 Willersley Ln Channelview, TX | 3.0 | 2.0 | 1669 | $1,775 | $1.06 | 4d | 1 | 0.99mi |
| 1391 Tenderden Dr Channelview, TX | 3.0 | 2.0 | 1464 | $1,699 | $1.16 | 0d | 1 | 1.32mi |
Listing history 9 events
-
2026-05-20price $150,000
-
2026-05-16$230,000 Active
-
2016-01-06soldstatus
-
2015-12-31soldstatus Sold 233-char remark
Show marketing remark (233 chars)
Beautiful 3 bedroom house with hardwood floors throughout. Home has a front room that is perfect for an office or 2nd living room. Updates include roof and fully upgraded electrical panel. All appliances included. This is a must see!
-
2015-11-30status Pending, Continue to Show 233-char remark
Show marketing remark (233 chars)
Beautiful 3 bedroom house with hardwood floors throughout. Home has a front room that is perfect for an office or 2nd living room. Updates include roof and fully upgraded electrical panel. All appliances included. This is a must see!
-
2015-09-27status Pending 233-char remark
Show marketing remark (233 chars)
Beautiful 3 bedroom house with hardwood floors throughout. Home has a front room that is perfect for an office or 2nd living room. Updates include roof and fully upgraded electrical panel. All appliances included. This is a must see!
-
2015-09-14status Option Pending 233-char remark
Show marketing remark (233 chars)
Beautiful 3 bedroom house with hardwood floors throughout. Home has a front room that is perfect for an office or 2nd living room. Updates include roof and fully upgraded electrical panel. All appliances included. This is a must see!
-
2015-08-27$92,000 Active 233-char remark
Show marketing remark (233 chars)
Beautiful 3 bedroom house with hardwood floors throughout. Home has a front room that is perfect for an office or 2nd living room. Updates include roof and fully upgraded electrical panel. All appliances included. This is a must see!
-
1988-01-02soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $4,004 · $334/mo
- Projected year-2 tax
- $4,004 · $334/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 10/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,860
- − Mortgage interest
- −$8,402
- − Property taxes
- −$4,004
- − Insurance
- −$750
- − Repairs & maintenance
- −$1,829
- − Management
- −$1,829
- − Depreciation
- −$4,364
- Taxable income
- $1,682
- Est. tax owed @ 24.0%
- −$404
- After-tax cash flow
- $3,462/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Channelview ISD
- NCES district ID
- 4813590
- Math proficiency
- 27% ▼ -22.00%
- Reading proficiency
- 30% ▼ -8.00%
- Median HH income
- $52,320
- Composite
- 25.18/100
- National rank
- #7513
- State rank
- #640 of 826 in TX
Livability — Channelview
- Score
- 66/100
- State rank
- #598
- US rank
- #11392
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Channelview, TX
- County
- Harris County · 4,702,590 people
- City population
- 31,527
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 31,527
- Household income
- $62,195
- Rent vs Own
- Severe rent burden
- 966.0
Population outlook (Harris County) Hauer SSP2
- Today (2025)
- 5,571,493 people
- By 2030
- 6,089,821 · +9.3%
- By 2040
- 7,142,806 · +28.2%
- By 2050
- 8,185,864 · +46.9%
- By 2075
- 10,574,329 · +89.8%
- By 2100
- 12,109,958 · +117.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (71%)
- Race & ethnicity
- Hispanic / Latino 71% Two or more races 31% White 16% Black 9% Asian 4% Native American 1%
- Hispanic origin (detail)
- Mexican 61%
- Common ancestry
- Slovak 1% Lithuanian 1%
- Foreign-born
- 33% · Canada, Vietnam, Jamaica
- Languages at home
- 37% English-only · Spanish 60% Other Asian/Pacific 1% Vietnamese 1%
Political lean MEDSL · Harris
- 2024 margin
- Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
- 2008→2024 swing
- +3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
- All cycles
- 2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -172.05%
- Current HPI
- 292.1862
- Rent YoY
- ▲ 16.85%
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
+63.0% since first listed9 events — show timeline
- 2026-05-20 Price Changed $150,000 HARMLS
- 2026-05-16 Listed $230,000 HARMLS
- 2016-01-06 Sold (Public Records) — Public Records
- 2015-12-31 Sold (MLS) — HARMLS
- 2015-11-30 Pending — HARMLS
- 2015-09-27 Pending — HARMLS
- 2015-09-14 Pending — HARMLS
- 2015-08-27 Listed $92,000 HARMLS
- 1988-01-02 Sold (Public Records) — Public Records
Property tax history
+5.8%/yrLatest (2025): $4,004 · +1.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…