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734 Dell Dale St
B- Composite 69.02
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.9/30.0
  • ARV discount +15.0/15.0
  • DSCR +8.1/10.0
  • 1% rule +7.7/10.0
  • Rent growth +5.0/5.0
  • Livability +3.3/5.0
  • Schools +2.5/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$150,000

734 Dell Dale St · Channelview, TX 77530
3 bd · 1.5 ba · 1,471 sqft · SingleFamily public records · 5 Days on market
Built 1958 6,969 sqft lot Est $225k · 33% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Beautiful 3 bedroom house with hardwood floors throughout. Home has a front room that is perfect for an office or 2nd living room. Updates include roof and fully upgraded electrical panel. All appliances included. This is a must see!

Key facts

  • Flexible space
  • Second living area
  • Home office

Tags

HOME OFFICESECOND LIVING AREAFLEXIBLE SPACEADDITIONAL ENTERTAINING SPACE

Property features AI

Finance

  • Other: Seller disclosure available

Exterior

  • Parking: Attached garage (1 car)
  • Utilities: Public water; Public sewer
  • Home design: Residential property; Single entry level layout; Built in 1958
  • Construction: Brick and wood siding exterior; Composition roof; Slab foundation
  • Exterior features: Subdivision lot

Interior

  • Kitchen: Kitchen (9 x 9)
  • Bedrooms: Primary bedroom on the second floor (13 x 13); Bedroom on the second floor (9 x 13); Bedroom on the second floor (11 x 13)
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Central heating (gas); Central electric air conditioning
  • Interior features: Family room on the first floor; Breakfast nook on the first floor; Kitchen on the first floor

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $150k.

Deal economics

  • At list price, monthly cash flow is $322 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $150k).
  • Cap rate 8.9% vs local median 4.7% in Channelview — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#598 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime F, amenities F, commute F.
  • Channelview ISD (suburban): math 27% / reading 30% proficiency, ranked #640 of 826 in TX (top 78%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Channelview H S (math 24% / reading 35%, grade F, #1,112 of 1,632 statewide, top 70%, 2,893 students, 87% FRL) — zoned schools average 87% FRL vs 70% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+16.9%/yr); 100 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals leasing fast (median 4d on market — plan ~1-2 weeks tenant-placement turnaround); 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 8.0% rent growth), your $42k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 11y ago; this cycle's ask has dropped $80k (35%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: property tax is 2.7% of price; built in 1958 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $150,000

Questions for the listing agent

  1. Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.27%
Cap rate
8.87%
Cash-on-cash
9.20%
DSCR
1.41
GRM
6.6

CMA / ARV

ARV (on-the-fly)
$225,063
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
734 Dell Dale St 0.00mi 3/1.5 1,471 (0%) 0mo $150,000 $102 100
811 Shadowglen St 0.19mi 3/1.0 1,306 (-11%) 0mo $150,000 $115 70
826 Ivyhollow Dr 0.27mi 3/2.0 1,593 (+8%) 3mo $175,000 $110 69
15418 Lost Lariat Ct 0.40mi 3/2.0 1,545 (+5%) 3mo $254,900 $165 69
1118 Chestnut Bough St 0.63mi 3/2.0 1,499 (+2%) 1mo $225,000 $150 65
730 Doncrest St 0.55mi 4/2.0 (+1) 1,503 (+2%) 4mo $230,000 $153 60
15435 Sicomoro Viejo St 0.68mi 3/2.0 1,522 (+4%) 6mo $252,500 $166 56
15145 Sheffield Ter 0.59mi 3/2.0 1,606 (+9%) 2mo $229,950 $143 54
15462 Bosque Viejo Trl 0.73mi 3/2.0 1,549 (+5%) 3mo $250,000 $161 53
1054 Somercotes Ln 0.73mi 3/2.5 1,410 (-4%) 3mo $229,950 $163 52
714 Horncastle St 0.56mi 3/1.0 1,284 (-13%) 6mo $164,999 $129 46
15422 Sicomoro Viejo St 0.64mi 3/2.0 1,684 (+14%) 2mo $265,000 $157 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
3.7%
Equity multiple
1.15×
Total profit
$6,396
Equity at exit
$22,365
10-year hold
IRR
17.9%
Equity multiple
2.86×
Total profit
$78,290
Equity at exit
$12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77530

Rents YoY
16.9%
Active inventory
100
Price-to-rent
6.6×

Monthly cashflow live

Estimated rent
$1,905 high interval (Pro) →
Mortgage (P&I)
$787
Tax from tax record
$334 /mo · $4,004/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$400
Net cashflow
$322

Break-even live

Break-even rent $1,497
Max offer price $150,000
Occupancy floor 78%

Sensitivity live

Price -10% $407 -5% $365 +0% $322 +5% $280 +10% $237
Rent -10% $172 -5% $247 +0% $322 +5% $397 +10% $473
Rate -1.0pp $398 -0.5pp $360 base $322 +0.5pp $283 +1.0pp $244

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,500
Closing costs
$4,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
15255 Ferness Ln Channelview, TX 4.0 2.0 1326 $1,668 $1.26 3d 10 0.50mi
947 Leadenhall Cir Channelview, TX 3.0 2.5 1620 $1,806 $1.11 0d 1 0.54mi
810 Townley St Channelview, TX 3.0 3.5 1713 $1,925 $1.12 44d 1 0.88mi
1379 Dell Dale St Channelview, TX 4.0 2.0 1444 $1,893 $1.31 6d 1 0.98mi
1335 Willersley Ln Channelview, TX 3.0 2.0 1669 $1,775 $1.06 4d 1 0.99mi
1391 Tenderden Dr Channelview, TX 3.0 2.0 1464 $1,699 $1.16 0d 1 1.32mi

Listing history 9 events

  1. 2026-05-20
    price $150,000
  2. 2026-05-16
    listed $230,000 Active
  3. 2016-01-06
    soldstatus
  4. 2015-12-31
    soldstatus Sold 233-char remark
    Show marketing remark (233 chars)

    Beautiful 3 bedroom house with hardwood floors throughout. Home has a front room that is perfect for an office or 2nd living room. Updates include roof and fully upgraded electrical panel. All appliances included. This is a must see!

  5. 2015-11-30
    status Pending, Continue to Show 233-char remark
    Show marketing remark (233 chars)

    Beautiful 3 bedroom house with hardwood floors throughout. Home has a front room that is perfect for an office or 2nd living room. Updates include roof and fully upgraded electrical panel. All appliances included. This is a must see!

  6. 2015-09-27
    status Pending 233-char remark
    Show marketing remark (233 chars)

    Beautiful 3 bedroom house with hardwood floors throughout. Home has a front room that is perfect for an office or 2nd living room. Updates include roof and fully upgraded electrical panel. All appliances included. This is a must see!

  7. 2015-09-14
    status Option Pending 233-char remark
    Show marketing remark (233 chars)

    Beautiful 3 bedroom house with hardwood floors throughout. Home has a front room that is perfect for an office or 2nd living room. Updates include roof and fully upgraded electrical panel. All appliances included. This is a must see!

  8. 2015-08-27
    listed $92,000 Active 233-char remark
    Show marketing remark (233 chars)

    Beautiful 3 bedroom house with hardwood floors throughout. Home has a front room that is perfect for an office or 2nd living room. Updates include roof and fully upgraded electrical panel. All appliances included. This is a must see!

  9. 1988-01-02
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,004 · $334/mo
Projected year-2 tax
$4,004 · $334/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,860
− Mortgage interest
−$8,402
− Property taxes
−$4,004
− Insurance
−$750
− Repairs & maintenance
−$1,829
− Management
−$1,829
− Depreciation
−$4,364
Taxable income
$1,682
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$404
After-tax cash flow
$3,462/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Channelview ISD
NCES district ID
4813590
Math proficiency
27% ▼ -22.00%
Reading proficiency
30% ▼ -8.00%
Median HH income
$52,320
Composite
25.18/100
National rank
#7513
State rank
#640 of 826 in TX

Livability — Channelview

Score
66/100
State rank
#598
US rank
#11392

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Channelview, TX
County
Harris County · 4,702,590 people
City population
31,527
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
31,527
Household income
$62,195
Rent vs Own
30.2% rent · 69.8% own
Severe rent burden
966.0

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (71%)
Race & ethnicity
Hispanic / Latino 71% Two or more races 31% White 16% Black 9% Asian 4% Native American 1%
Hispanic origin (detail)
Mexican 61%
Common ancestry
Slovak 1% Lithuanian 1%
Foreign-born
33% · Canada, Vietnam, Jamaica
Languages at home
37% English-only · Spanish 60% Other Asian/Pacific 1% Vietnamese 1%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -172.05%
Current HPI
292.1862
Rent YoY
▲ 16.85%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+63.0% since first listed
9 events — show timeline
  • 2026-05-20 Price Changed $150,000 HARMLS
  • 2026-05-16 Listed $230,000 HARMLS
  • 2016-01-06 Sold (Public Records) Public Records
  • 2015-12-31 Sold (MLS) HARMLS
  • 2015-11-30 Pending HARMLS
  • 2015-09-27 Pending HARMLS
  • 2015-09-14 Pending HARMLS
  • 2015-08-27 Listed $92,000 HARMLS
  • 1988-01-02 Sold (Public Records) Public Records

Property tax history

+5.8%/yr

Latest (2025): $4,004 · +1.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…