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C- Composite 52.23
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.7/30.0
  • 1% rule +10.0/10.0
  • ARV discount +7.5/15.0
  • DSCR +5.2/10.0
  • Schools +4.2/10.0
  • Livability +4.0/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.1/5.0
  • Appreciation +0.0/10.0

$259,000

20301 W Country Club Dr #1826 · Aventura, FL 33180
2 bd · 2.0 ba · 1,313 sqft · Condo public records · 103 Days on market
Built 1975 $1073/mo HOA · 27% of rent ↓ 15% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

SELLER FINANCING AVAILABLE. AFTER REMODELED VALUE OF $400,000. High-floor 2/2 (1,313 SF) with an extra large balcony that offers stunning east views over Turnberry golf course to the ocean—sunrises included. Full renovation opportunity: bring your designer and create instant upside. Sold in AS IS condition. Coronado Condominium offers pool, gym, guard gate/security, clubhouse, hot tub, sauna & library. 40-year safety recertification completed. Prime Aventura location near Aventura Mall, parks, dining, golf & minutes to the beach. One assigned parking space in the garage plus plenty of additional parking spaces available at owners disposal. $140 special assessment per month

Key facts

  • Guard gate
  • Clubhouse
  • Pool

Tags

EXTRA LARGE BALCONYFULL RENOVATION OPPORTUNITYPOOLGYMGUARD GATECLUBHOUSE

Property features AI

Finance

  • Other: Association-managed amenities and services included in HOA fee
  • Financial info: Pets: conditional or not allowed; restrictions or possible restrictions
  • HOA & community: Monthly association fee (includes management, amenities, common areas, hot water, insurance, laundry, grounds and structure maintenance, pool(s), sauna, spa/hot tub, elevator(s), roof, sewer, security, trash, water, and reserve fund); Association amenities: Clubhouse, fitness center, laundry, library, pool, sauna, spa/hot tub, elevators

Exterior

  • Parking: Covered detached garage (1 space)
  • Security: Intercom; Lobby secured; Security guard
  • Utilities: Cable available
  • Home design: Condominium/high-rise (28 stories); Entry on level 18; Resale property; Fixer condition
  • Construction: Block construction
  • Exterior features: Balcony; Screened balcony; Association pool; Has view; East-facing

Interior

  • Kitchen: Dishwasher; Electric range; Refrigerator
  • Bedrooms: Bedroom on main level
  • Flooring: Carpet; Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning (electric)
  • Interior features: Unfurnished; Elevator; First-floor entry; Living/dining room; Tub with shower; Walk-in closet(s)
  • Laundry & utility: Common area laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath condo listed at $259k.

Deal economics

  • At list price, monthly cash flow is $-264 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $212k (18.0% below list).
  • Meets the 1% rule at list price ($4k rent vs $259k).
  • Recommended offer: $212k (18.0% below list) — sets the bar for cash-flow.
  • Cap rate 7.0% vs local median 2.6% in Aventura — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#127 in FL, #1,834 nationally) — a professional / high-income tenant draw. Strengths: schools A+, health & safety A+, amenities A; Watch: crime D+, cost of living F.
  • Miami-Dade (suburban): math 45% / reading 54% proficiency, ranked #40 of 73 in FL (top 55%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents soft (-1.5%/yr); 985 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 10,051 units permitted in Miami-Dade County in 2024 (7,758 in 5+ unit buildings).
  • At $3,911/mo this rent would consume 52% of the median local household income ($91k/yr) (locally 1838% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Miami-Dade County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 103 days — a 9% lower offer ($236k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo; HOA is 27% of rent.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $212,385 (18.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 103 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
  3. Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  5. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  6. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  7. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  8. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  9. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  10. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  11. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  12. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  13. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.51%
Cap rate
7.05%
Cash-on-cash
2.69%
DSCR
1.12
GRM
5.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-30.3%
Equity multiple
0.05×
Total profit
$-69,217
Equity at exit
$38,618
10-year hold
IRR
-82.0%
Equity multiple
-0.68×
Total profit
$-122,065
Equity at exit
$22,394

Cash invested: $72,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33180

Rents YoY
-1.5%
Active inventory
985
Price-to-rent
5.5×

Monthly cashflow live

Estimated rent
$3,911 high interval (Pro) →
Mortgage (P&I)
$1,358
Tax from tax record
$388 /mo · $4,655/yr
Insurance
$108
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$1,073
Vacancy / Maint / Mgmt
$821
Net cashflow
$-264

Break-even live

Break-even rent $4,245
Max offer price $212,385
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$64,750
Closing costs
$7,770
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 23 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
223 SW 10th St Hallandale Beach, FL 3.0 3.0 1289 $3,900 $3.03 24d 1 1.11mi
215 SE 5th St Hallandale Beach, FL 2.0–3.0 2.0 1133 $2,700 $2.38 24d 5 1.22mi
707 SW 3rd Ave Hallandale Beach, FL 3.0 2.0 1369 $5,500 $4.02 5d 1 1.24mi
211 SE 4th St #3 Hallandale Beach, FL 3.0 2.5 1290 $3,950 $3.06 24d 1 1.29mi
301 SW 5th St Hallandale Beach, FL 2.0 2.0 1792 $4,000 $2.23 21d 1 1.37mi
1180 E Hallandale Beach Blvd Unit 1241877P Hallandale Beach, FL 1.0–2.0 1.0–2.0 844 $5,453 $6.46 4d 2 1.40mi
90 SW 3rd St Unit 2400 Hallandale Beach, FL 2.0 2.0 1079 $3,700 $3.43 24d 1 1.41mi
2069 S Ocean Dr Unit TH12 Hallandale Beach, FL 3.0 3.0 1500 $4,800 $3.20 11d 1 1.42mi
2069 S Ocean Dr Unit TH12 Hallandale Beach, FL 3.0 3.0 1500 $4,800 $3.20 24d 1 1.42mi
2069 S Ocean Dr Unit TH16 Hallandale Beach, FL 3.0 3.0 1614 $4,500 $2.79 24d 1 1.42mi
2069 S Ocean Dr Unit TH16 Hallandale Beach, FL 3.0 3.0 1614 $4,500 $2.79 3d 1 1.42mi
2017 S Ocean Dr #1107 Hallandale Beach, FL 2.0 2.0 1270 $3,900 $3.07 14d 1 1.42mi
3180 S Ocean Dr #1709 Hallandale Beach, FL 2.0 2.0 1105 $4,000 $3.62 8d 1 1.43mi
3180 S Ocean Dr Hallandale Beach, FL 2.0–3.0 2.0 1263 $3,750 $2.97 21d 2 1.43mi
3180 S Ocean Dr Hallandale Beach, FL 2.0–3.0 2.0 1285 $3,650 $2.84 24d 3 1.43mi
201 Golden Isles Dr #302 Hallandale Beach, FL 2.0 2.0 1150 $3,975 $3.46 24d 1 1.45mi
3140 S Ocean Dr Hallandale Beach, FL 2.0 2.0 1100 $4,250 $3.86 2d 2 1.46mi
644 SW 7th Ct Hallandale Beach, FL 3.0 2.0 1492 $3,800 $2.55 3d 1 1.46mi
2080 S Ocean Dr Hallandale Beach, FL 2.0–3.0 2.0–2.5 1270 $3,800 $2.99 3d 11 1.49mi
2080 S Ocean Dr Hallandale Beach, FL 2.0–3.0 2.0–2.5 1270 $3,900 $3.07 24d 7 1.49mi
2080 S Ocean Dr #3 Hallandale Beach, FL 2.0 2.0 1260 $5,000 $3.97 24d 1 1.49mi
2080 S Ocean Dr #8 Hallandale Beach, FL 2.0 2.0 1100 $4,000 $3.64 24d 1 1.49mi
2080 S Ocean Dr #6 Hallandale Beach, FL 2.0 2.0 1165 $4,500 $3.86 24d 1 1.49mi

HOA detail condo

Monthly dues
$1,073 · $12,876/yr
Likely covers
poolgymsecurityparking
⚠ Special-assessment mentions

…One assigned parking space in the garage plus plenty of additional parking spaces available at owners disposal. $140 special assessment per month

Listing history 9 events

  1. 2026-06-04
    days on market $259,000 Active 103 DOM
  2. 2026-06-03
    days on market $259,000 Active 102 DOM
  3. 2026-06-02
    days on market $259,000 Active 101 DOM
  4. 2026-06-01
    days on market $259,000 Active 100 DOM
  5. 2026-05-31
    days on market $259,000 Active 99 DOM
  6. 2026-05-06
    price $259,000
  7. 2026-04-08
    price $279,000
  8. 2026-02-21
    listed $299,000 Active
  9. 2005-07-05
    soldstatus $305,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$4,655 · $388/mo
Projected year-2 tax
$4,655 · $388/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone AE · 77% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥103°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$46,932
− Mortgage interest
−$14,508
− Property taxes
−$4,655
− Insurance
−$6,414
− Repairs & maintenance
−$3,755
− Management
−$3,755
− HOA
−$12,876
− Depreciation
−$7,535
Taxable loss
−$6,564
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,575
After-tax cash flow
$-1,591/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Miami-Dade
NCES district ID
1200390
Math proficiency
45% ▼ -16.00%
Reading proficiency
54% ▼ -5.00%
Median HH income
$43,928
Composite
41.76/100
National rank
#3397
State rank
#40 of 73 in FL

Livability — Aventura

Score
80/100
State rank
#127
US rank
#1834

Category grades

Amenities A Commute A Cost of living F Crime D+ Employment B+ Housing B+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Aventura, FL
County
Miami-Dade County · 2,697,751 people
City population
34,147
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
34,147
Household income
$91,055
Rent vs Own
38.7% rent · 61.3% own
Severe rent burden
1838.0

Population outlook (Miami-Dade County) Hauer SSP2

Today (2025)
3,126,439 people
By 2030
3,325,765 · +6.4%
By 2040
3,697,561 · +18.3%
By 2050
4,012,134 · +28.3%
By 2075
4,605,612 · +47.3%
By 2100
4,866,598 · +55.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.59)
Race & ethnicity
White 46% Hispanic / Latino 45% Two or more races 28% Black 2% Asian 2%
Hispanic origin (detail)
Mexican 2% Puerto Rican 2% Cuban 7% Dominican 1% Salvadoran 6%
Common ancestry
Scotch-Irish 5% Romanian 5% Italian 3%
Foreign-born
52% · Canada, Jamaica, Dominican Republic
Languages at home
30% English-only · Spanish 49% Other Indo-European 6% Russian/Polish/Slavic 4%

Political lean MEDSL · Miami-Dade

2024 margin
R (+11.4) · D 43.9% · R 55.4%
2008→2024 swing
-27.6pp toward R · 2008: 16.1pp · 2024: -11.4pp
All cycles
2024: R+11.4 2020: D+7.3 2016: D+29.6 2012: D+23.7 2008: D+16.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -343.81%
Current HPI
234.7715
Rent YoY
▼ -1.51%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-15.1% since first listed
4 events — show timeline
  • 2026-05-06 Price Changed $259,000 MARMLS
  • 2026-04-08 Price Changed $279,000 MARMLS
  • 2026-02-21 Listed $299,000 MARMLS
  • 2005-07-05 Sold (Public Records) $305,000 Public Records

Property tax history

+4.9%/yr

Latest (2025): $4,655 · +2.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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