3574 Antarctic Cir #2107 · Naples, FL 34112

$270,000

2 bd · 2.0 ba · 1,246 sqft · Condo public records · 192 Days on market

Built 1986 $558/mo HOA · 17% of rent

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.1/30.0
• ARV discount +7.5/15.0
• 1% rule +7.0/10.0
• DSCR +6.0/10.0
• Schools +5.0/10.0
• Livability +4.0/5.0
• Condition / age +2.5/5.0
• Rent growth +2.1/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

With full price offer, there will be a $10,000 Seller Concession at closing. Exceptional affordable condo in Naples, Florida. This stunning residence offers the perfect combination of convenient location, luxurious amenities, and an enviable coastal lifestyle. Close proximity to the beach and downtown Naples with world-class shopping, dining, and recreational opportunities, this condo presents an incredible opportunity for an unforgettable living experience. This condo provides quick and easy access to the beautiful beaches of Naples. Situated just moments away from Fifth Avenue, you'll find yourself immersed in the vibrant pulse of downtown Naples. Indulge in the finest dining experiences, explore boutique shops, art galleries, and enjoy live entertainment in this bustling and charming area. Winterpark has a wealth of amenities and recreational activities including Pickleball and Tennis. Whether it's a refreshing dip in the sparkling swimming pool, a workout session in the fitness center, or a friendly game on the tennis courts, this community offers endless opportunities for relaxation and enjoyment.

Key facts

• Renovated kitchen
• Modern backsplash
• New light fixtures

Tags

• RENOVATED KITCHEN
• STAINLESS STEEL APPLIANCES
• ELECTRIC COOKTOP
• MODERN BACKSPLASH
• REMODELED BATHROOMS
• NEW LIGHT FIXTURES

Property features AI

Finance

• Financial info: Pets allowed conditionally (call), maximum 1 pet up to 25 lbs
• HOA & community: Homeowners association with quarterly fee; Association fee covers management, cable TV, insurance, irrigation water, legal/accounting, grounds maintenance, pest control, recreation facilities, reserve fund, road maintenance, sewer, trash and water; Community amenities include clubhouse, fitness center, pool, spa/hot tub, tennis and pickleball courts, bocce and shuffleboard courts, trails, sidewalks, storage and on-site management; Community is non-gated with street lights; Community contains 320 units

Exterior

• Parking: Assigned parking; Guest parking available; One or two spaces assigned
• Security: Smoke detector(s)
• Utilities: Public water; Public sewer; Cable available; Underground utilities; Reclaimed water irrigation
• Home design: 2-story building; Entry level: 1; Faces east; West exposure on lot; Resale property
• Construction: Block, concrete and stucco construction; Shingle roof
• Exterior features: Patio; Lanai; Screened porch; Outdoor grill; Storage; Patio/porch areas; Community pool

Interior

• Kitchen: Dishwasher; Range; Microwave; Refrigerator; Freezer
• Bedrooms: Includes screened porch and great room as room types
• Flooring: Carpet; Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Ceiling fan(s)
• Interior features: Breakfast bar; Built-in features; Eat-in kitchen; Combined living and dining area; Shower-only bath with separate shower; Cable TV available; Walk-in closet(s); Window treatments; Partially furnished
• Laundry & utility: Washer; Dryer; Laundry located inside

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $270k.

Deal economics

• At list price, monthly cash flow is $-141 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $245k (9.2% below list).
• Meets the 1% rule at list price ($3k rent vs $270k).
• Recommended offer: $238k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 80/100 on livability (#126 in FL, #1,903 nationally) — a professional / high-income tenant draw. Strengths: crime A+, amenities A+, employment A+; Watch: commute D+, cost of living F.
• Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Shadowlawn Elementary School (math 44% / reading 40%, grade F, #1,403 of 2,144 statewide, top 67%, 457 students, 72% FRL); East Naples Middle School (math 56% / reading 44%, grade C, #254 of 571 statewide, top 45%, 854 students, 63% FRL); Naples High School (math 47% / reading 52%, grade D, #179 of 667 statewide, top 29%, 1,719 students, 39% FRL) — zoned schools at 58% FRL track the district average.
• Market conditions: Rents soft (-1.7%/yr); 776 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
• At $3,234/mo this rent would consume 56% of the median local household income ($70k/yr) (locally 980% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 192 days — a 12% lower offer ($238k) is reasonable based on typical stale-listing flexibility.
• 9 sale attempts since 14y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $237,600 (12.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 192 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
8. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.20% ✓
• Cap rate: 7.56%
• Cash-on-cash: 4.53%
• DSCR: 1.20
• GRM: 7.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -24.9%
• Equity multiple: 0.18×
• Total profit: $-61,674
• Equity at exit: $40,258

10-year hold

• IRR: -44.2%
• Equity multiple: -0.32×
• Total profit: $-99,655
• Equity at exit: $23,345

Cash invested: $75,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34112

• Rents YoY: -1.7%
• Active inventory: 776
• Price-to-rent: 7.0×

Monthly cashflow live

• Estimated rent: $3,234 high
• Mortgage (P&I): −$1,416
• Tax from tax record: −$183 /mo · $2,199/yr
• Insurance: −$112
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$558
• Vacancy / Maint / Mgmt: −$679
• Net cashflow: $-141

Break-even live

Break-even rent $3,413

Max offer price $245,025

Occupancy floor 99%

Sensitivity live

Price	-10% $11	-5% $-65	+0% $-141	+5% $-218	+10% $-294
Rent	-10% $-397	-5% $-269	+0% $-141	+5% $-14	+10% $114
Rate	-1.0pp $-5	-0.5pp $-73	base $-141	+0.5pp $-211	+1.0pp $-283

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $67,500
• Closing costs: $8,100
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3563 Antarctic Cir #2102 Naples, FL	2.0	2.0	1200	$3,800	$3.17	25d	1	0.03mi
3676 Arctic Cir #112 Naples, FL	2.0	2.0	1246	$2,700	$2.17	23d	1	0.05mi
3618 Arctic Cir #3618 Naples, FL	2.0	2.0	1200	$3,450	$2.88	25d	1	0.05mi
3400 Frosty Way #5 Naples, FL	2.0	2.0	1284	$3,500	$2.73	15d	1	0.07mi
3510 Antarctic Cir Unit 1 Naples, FL	2.0	2.0	1200	$2,350	$1.96	25d	1	0.08mi
3504 Antarctic Cir Naples, FL	2.0	2.0	1246	$3,000	$2.41	25d	1	0.09mi
3608 Arctic Cir #514 Naples, FL	2.0	2.0	1250	$4,200	$3.36	25d	1	0.09mi
83 Glades Blvd #3 Naples, FL	2.0	2.0	1204	$5,200	$4.32	15d	1	0.14mi
96 Glades Blvd Unit 513 Naples, FL	2.0	2.0	1370	$4,500	$3.28	15d	1	0.24mi
364 Tern Dr #4 Naples, FL	2.0	2.0	1264	$1,800	$1.42	15d	1	0.27mi
348 Tern Dr #2 Naples, FL	2.0	2.0	1270	$1,800	$1.42	15d	1	0.31mi
348 Tern Dr Unit 4 Naples, FL	2.0	2.0	1270	$5,000	$3.94	25d	1	0.31mi
2155 Great Blue Dr Naples, FL	1.0–3.0	1.0–2.0	895	$1,910	$2.13	15d	43	0.31mi
4069 Northlight Dr #1805 Naples, FL	2.0	2.0	1234	$3,000	$2.43	23d	1	0.34mi
1111 Central Dr Unit 417A Naples, FL	2.0	2.0	1265	$6,500	$5.14	25d	1	0.42mi
306 Palm Dr #2 Naples, FL	2.0	2.0	1270	$5,200	$4.09	25d	1	0.43mi
4010 Ice Castle Way #7 Naples, FL	2.0	2.0	1314	$3,200	$2.44	25d	1	0.43mi
1059 San Remo Ave Naples, FL	2.0	1.0	845	$1,795	$2.12	25d	1	0.44mi
4021 Ice Castle Way #4 Naples, FL	2.0	2.0	1246	$2,600	$2.09	15d	1	0.48mi
2347 Bayside St Apt B Naples, FL	2.0	1.0	864	$1,595	$1.85	15d	1	0.49mi
265 Palm Dr Unit 265-2 Naples, FL	2.0	2.0	1215	$1,499	$1.23	15d	1	0.50mi
256 Palm Dr #6 Naples, FL	2.0	2.0	1010	$4,500	$4.46	15d	1	0.52mi
4040 Ice Castle Way Unit 2 Naples, FL	2.0	2.0	1246	$2,800	$2.25	25d	1	0.52mi
4060 Ice Castle Way #10 Naples, FL	2.0	2.0	1246	$3,600	$2.89	15d	1	0.54mi
2750 Manorca Ave Unit A Naples, FL	2.0	1.0	840	$2,800	$3.33	15d	1	0.55mi
240 Palm Dr Unit 48-1 Naples, FL	2.0	2.0	1100	$1,800	$1.64	25d	1	0.55mi
239 Palm Dr #2 Naples, FL	2.0	2.0	1215	$4,000	$3.29	15d	1	0.57mi
232 Palm Dr Unit 47-5 Naples, FL	2.0	2.0	1010	$2,500	$2.48	25d	1	0.57mi
146 Lollypop Ln #851 Naples, FL	2.0	2.0	1335	$3,750	$2.81	25d	1	0.58mi
229 Palm Dr Unit 229-2 Naples, FL	2.0	2.0	1215	$4,400	$3.62	15d	1	0.59mi
216 Palm Dr #5 Naples, FL	2.0	2.0	1010	$4,500	$4.46	15d	1	0.61mi
195 Peppermint Ln #2 Naples, FL	2.0	2.0	1198	$2,600	$2.17	15d	1	0.63mi
195 Peppermint Ln Unit 881 Naples, FL	2.0	2.0	1335	$5,000	$3.75	15d	1	0.63mi
202 Peppermint Ln #2 Naples, FL	2.0	2.0	1335	$5,000	$3.75	15d	1	0.63mi
195 Peppermint Ln Unit 4 Naples, FL	2.0	2.0	1335	$2,500	$1.87	25d	1	0.63mi
195 Peppermint Ln Unit 884 Naples, FL	2.0	2.0	1335	$3,800	$2.85	15d	1	0.63mi
200 Palm Dr #7 Naples, FL	2.0	2.0	1010	$1,600	$1.58	15d	1	0.64mi
209 Palm Dr #1 Naples, FL	2.0	2.0	1215	$5,000	$4.12	15d	1	0.65mi
190 Palm Dr Unit 3085 Naples, FL	2.0	2.0	1251	$1,850	$1.48	15d	1	0.70mi
4180 Looking Glass Ln Unit 4104 Naples, FL	2.0	2.0	1246	$4,000	$3.21	15d	1	0.70mi

HOA detail condo

• Monthly dues: $558 · $6,696/yr
• Likely covers: poolgym
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 47 events

1. 2026-06-21
   days on market $270,000 Active 192 DOM
2. 2026-06-18
   days on market $270,000 Active 189 DOM
3. 2026-06-17
   days on market $270,000 Active 188 DOM
4. 2026-06-16
   days on market $270,000 Active 187 DOM
5. 2026-06-15
   days on market $270,000 Active 186 DOM
6. 2026-06-10
   days on market $270,000 Active 181 DOM
7. 2026-06-09
   days on market $270,000 Active 180 DOM
8. 2026-06-08
   days on market $270,000 Active 179 DOM
9. 2026-06-07
   days on market $270,000 Active 178 DOM
10. 2026-06-03
    days on market $270,000 Active 174 DOM
11. 2026-06-02
    days on market $270,000 Active 173 DOM
12. 2026-06-01
    days on market $270,000 Active 172 DOM
13. 2026-05-31
    days on market $270,000 Active 171 DOM
14. 2026-05-30
    days on market $270,000 Active 170 DOM
15. 2025-12-11
    listed $270,000 Active
16. 2024-06-18
    historical $2,295
17. 2024-06-05
    listed $2,295
18. 2024-06-05
    historical $2,295
19. 2024-02-12
    soldstatus $260,000
20. 2024-02-09
    soldstatus $260,000 Closed 1119-char remark

    Show marketing remark (1119 chars)

    With full price offer, there will be a $10,000 Seller Concession at closing. Exceptional affordable condo in Naples, Florida. This stunning residence offers the perfect combination of convenient location, luxurious amenities, and an enviable coastal lifestyle. Close proximity to the beach and downtown Naples with world-class shopping, dining, and recreational opportunities, this condo presents an incredible opportunity for an unforgettable living experience. This condo provides quick and easy access to the beautiful beaches of Naples. Situated just moments away from Fifth Avenue, you'll find yourself immersed in the vibrant pulse of downtown Naples. Indulge in the finest dining experiences, explore boutique shops, art galleries, and enjoy live entertainment in this bustling and charming area. Winterpark has a wealth of amenities and recreational activities including Pickleball and Tennis. Whether it's a refreshing dip in the sparkling swimming pool, a workout session in the fitness center, or a friendly game on the tennis courts, this community offers endless opportunities for relaxation and enjoyment.

21. 2024-02-01
    listed $2,295
22. 2024-01-24
    status Pending 1119-char remark

    Show marketing remark (1119 chars)

    With full price offer, there will be a $10,000 Seller Concession at closing. Exceptional affordable condo in Naples, Florida. This stunning residence offers the perfect combination of convenient location, luxurious amenities, and an enviable coastal lifestyle. Close proximity to the beach and downtown Naples with world-class shopping, dining, and recreational opportunities, this condo presents an incredible opportunity for an unforgettable living experience. This condo provides quick and easy access to the beautiful beaches of Naples. Situated just moments away from Fifth Avenue, you'll find yourself immersed in the vibrant pulse of downtown Naples. Indulge in the finest dining experiences, explore boutique shops, art galleries, and enjoy live entertainment in this bustling and charming area. Winterpark has a wealth of amenities and recreational activities including Pickleball and Tennis. Whether it's a refreshing dip in the sparkling swimming pool, a workout session in the fitness center, or a friendly game on the tennis courts, this community offers endless opportunities for relaxation and enjoyment.

23. 2024-01-18
    price $275,000 1119-char remark

    Show marketing remark (1119 chars)

    With full price offer, there will be a $10,000 Seller Concession at closing. Exceptional affordable condo in Naples, Florida. This stunning residence offers the perfect combination of convenient location, luxurious amenities, and an enviable coastal lifestyle. Close proximity to the beach and downtown Naples with world-class shopping, dining, and recreational opportunities, this condo presents an incredible opportunity for an unforgettable living experience. This condo provides quick and easy access to the beautiful beaches of Naples. Situated just moments away from Fifth Avenue, you'll find yourself immersed in the vibrant pulse of downtown Naples. Indulge in the finest dining experiences, explore boutique shops, art galleries, and enjoy live entertainment in this bustling and charming area. Winterpark has a wealth of amenities and recreational activities including Pickleball and Tennis. Whether it's a refreshing dip in the sparkling swimming pool, a workout session in the fitness center, or a friendly game on the tennis courts, this community offers endless opportunities for relaxation and enjoyment.

24. 2024-01-05
    price $249,000 1119-char remark

    Show marketing remark (1119 chars)

    With full price offer, there will be a $10,000 Seller Concession at closing. Exceptional affordable condo in Naples, Florida. This stunning residence offers the perfect combination of convenient location, luxurious amenities, and an enviable coastal lifestyle. Close proximity to the beach and downtown Naples with world-class shopping, dining, and recreational opportunities, this condo presents an incredible opportunity for an unforgettable living experience. This condo provides quick and easy access to the beautiful beaches of Naples. Situated just moments away from Fifth Avenue, you'll find yourself immersed in the vibrant pulse of downtown Naples. Indulge in the finest dining experiences, explore boutique shops, art galleries, and enjoy live entertainment in this bustling and charming area. Winterpark has a wealth of amenities and recreational activities including Pickleball and Tennis. Whether it's a refreshing dip in the sparkling swimming pool, a workout session in the fitness center, or a friendly game on the tennis courts, this community offers endless opportunities for relaxation and enjoyment.

25. 2023-08-25
    price $284,000 1119-char remark

    Show marketing remark (1119 chars)

    With full price offer, there will be a $10,000 Seller Concession at closing. Exceptional affordable condo in Naples, Florida. This stunning residence offers the perfect combination of convenient location, luxurious amenities, and an enviable coastal lifestyle. Close proximity to the beach and downtown Naples with world-class shopping, dining, and recreational opportunities, this condo presents an incredible opportunity for an unforgettable living experience. This condo provides quick and easy access to the beautiful beaches of Naples. Situated just moments away from Fifth Avenue, you'll find yourself immersed in the vibrant pulse of downtown Naples. Indulge in the finest dining experiences, explore boutique shops, art galleries, and enjoy live entertainment in this bustling and charming area. Winterpark has a wealth of amenities and recreational activities including Pickleball and Tennis. Whether it's a refreshing dip in the sparkling swimming pool, a workout session in the fitness center, or a friendly game on the tennis courts, this community offers endless opportunities for relaxation and enjoyment.

26. 2023-08-02
    price $289,000 1119-char remark

    Show marketing remark (1119 chars)

    With full price offer, there will be a $10,000 Seller Concession at closing. Exceptional affordable condo in Naples, Florida. This stunning residence offers the perfect combination of convenient location, luxurious amenities, and an enviable coastal lifestyle. Close proximity to the beach and downtown Naples with world-class shopping, dining, and recreational opportunities, this condo presents an incredible opportunity for an unforgettable living experience. This condo provides quick and easy access to the beautiful beaches of Naples. Situated just moments away from Fifth Avenue, you'll find yourself immersed in the vibrant pulse of downtown Naples. Indulge in the finest dining experiences, explore boutique shops, art galleries, and enjoy live entertainment in this bustling and charming area. Winterpark has a wealth of amenities and recreational activities including Pickleball and Tennis. Whether it's a refreshing dip in the sparkling swimming pool, a workout session in the fitness center, or a friendly game on the tennis courts, this community offers endless opportunities for relaxation and enjoyment.

27. 2023-07-02
    price $299,900 1119-char remark

    Show marketing remark (1119 chars)

    With full price offer, there will be a $10,000 Seller Concession at closing. Exceptional affordable condo in Naples, Florida. This stunning residence offers the perfect combination of convenient location, luxurious amenities, and an enviable coastal lifestyle. Close proximity to the beach and downtown Naples with world-class shopping, dining, and recreational opportunities, this condo presents an incredible opportunity for an unforgettable living experience. This condo provides quick and easy access to the beautiful beaches of Naples. Situated just moments away from Fifth Avenue, you'll find yourself immersed in the vibrant pulse of downtown Naples. Indulge in the finest dining experiences, explore boutique shops, art galleries, and enjoy live entertainment in this bustling and charming area. Winterpark has a wealth of amenities and recreational activities including Pickleball and Tennis. Whether it's a refreshing dip in the sparkling swimming pool, a workout session in the fitness center, or a friendly game on the tennis courts, this community offers endless opportunities for relaxation and enjoyment.

28. 2023-05-17
    listed $315,000 Active 1119-char remark

    Show marketing remark (1119 chars)

    With full price offer, there will be a $10,000 Seller Concession at closing. Exceptional affordable condo in Naples, Florida. This stunning residence offers the perfect combination of convenient location, luxurious amenities, and an enviable coastal lifestyle. Close proximity to the beach and downtown Naples with world-class shopping, dining, and recreational opportunities, this condo presents an incredible opportunity for an unforgettable living experience. This condo provides quick and easy access to the beautiful beaches of Naples. Situated just moments away from Fifth Avenue, you'll find yourself immersed in the vibrant pulse of downtown Naples. Indulge in the finest dining experiences, explore boutique shops, art galleries, and enjoy live entertainment in this bustling and charming area. Winterpark has a wealth of amenities and recreational activities including Pickleball and Tennis. Whether it's a refreshing dip in the sparkling swimming pool, a workout session in the fitness center, or a friendly game on the tennis courts, this community offers endless opportunities for relaxation and enjoyment.

29. 2021-07-22
    soldstatus $185,000
30. 2021-07-15
    soldstatus $185,000 Sold 247-char remark

    Show marketing remark (247 chars)

    First floor condo. Close to beaches, restaurants, shops, 5th Avenue and so much more. This 2 bedroom condo has all new paint, split bedrooms, master has walk-in closet. Large community pool. Many pickle ball courts to play on. Seasonal activities.

31. 2021-05-30
    status Pending With Contingencies 247-char remark

    Show marketing remark (247 chars)

    First floor condo. Close to beaches, restaurants, shops, 5th Avenue and so much more. This 2 bedroom condo has all new paint, split bedrooms, master has walk-in closet. Large community pool. Many pickle ball courts to play on. Seasonal activities.

32. 2021-05-17
    price $192,000 247-char remark

    Show marketing remark (247 chars)

    First floor condo. Close to beaches, restaurants, shops, 5th Avenue and so much more. This 2 bedroom condo has all new paint, split bedrooms, master has walk-in closet. Large community pool. Many pickle ball courts to play on. Seasonal activities.

33. 2021-05-17
    status Active 247-char remark

    Show marketing remark (247 chars)

    First floor condo. Close to beaches, restaurants, shops, 5th Avenue and so much more. This 2 bedroom condo has all new paint, split bedrooms, master has walk-in closet. Large community pool. Many pickle ball courts to play on. Seasonal activities.

34. 2021-04-23
    status Pending 247-char remark

    Show marketing remark (247 chars)

    First floor condo. Close to beaches, restaurants, shops, 5th Avenue and so much more. This 2 bedroom condo has all new paint, split bedrooms, master has walk-in closet. Large community pool. Many pickle ball courts to play on. Seasonal activities.

35. 2021-03-29
    status Active 247-char remark

    Show marketing remark (247 chars)

    First floor condo. Close to beaches, restaurants, shops, 5th Avenue and so much more. This 2 bedroom condo has all new paint, split bedrooms, master has walk-in closet. Large community pool. Many pickle ball courts to play on. Seasonal activities.

36. 2021-03-24
    status Pending 247-char remark

    Show marketing remark (247 chars)

    First floor condo. Close to beaches, restaurants, shops, 5th Avenue and so much more. This 2 bedroom condo has all new paint, split bedrooms, master has walk-in closet. Large community pool. Many pickle ball courts to play on. Seasonal activities.

37. 2021-03-05
    status Active 247-char remark

    Show marketing remark (247 chars)

    First floor condo. Close to beaches, restaurants, shops, 5th Avenue and so much more. This 2 bedroom condo has all new paint, split bedrooms, master has walk-in closet. Large community pool. Many pickle ball courts to play on. Seasonal activities.

38. 2021-02-28
    status Pending 247-char remark

    Show marketing remark (247 chars)

    First floor condo. Close to beaches, restaurants, shops, 5th Avenue and so much more. This 2 bedroom condo has all new paint, split bedrooms, master has walk-in closet. Large community pool. Many pickle ball courts to play on. Seasonal activities.

39. 2021-02-24
    listed $189,000 Active 247-char remark

    Show marketing remark (247 chars)

    First floor condo. Close to beaches, restaurants, shops, 5th Avenue and so much more. This 2 bedroom condo has all new paint, split bedrooms, master has walk-in closet. Large community pool. Many pickle ball courts to play on. Seasonal activities.

40. 2013-08-19
    soldstatus $80,000
41. 2013-08-15
    soldstatus $80,000
42. 2013-08-15
    price $91,000
43. 2012-07-27
    listed $80,000
44. 2005-10-20
    soldstatus $235,000
45. 2003-09-22
    soldstatus $84,000
46. 2000-06-01
    soldstatus $65,000
47. 1994-05-04
    soldstatus $56,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,199 · $183/mo
• Projected year-2 tax: $2,241 · $187/mo
• Expected delta: +$42/yr (+$4/mo · 1.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 8/10 Severe FEMA zone AE · 97% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 29 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $38,807
• − Mortgage interest: −$15,124
• − Property taxes: −$2,199
• − Insurance: −$6,469
• − Repairs & maintenance: −$3,105
• − Management: −$3,105
• − HOA: −$6,696
• − Depreciation: −$7,855
• Taxable loss: −$5,744
• Est. tax savings @ 24.0%: +$1,379
• After-tax cash flow: $-318/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Collier
• NCES district ID: 1200330
• Math proficiency: 60% ▼ -4.00%
• Reading proficiency: 56% ▼ -2.00%
• Median HH income: $58,275
• Composite: 50.23/100
• National rank: #1892
• State rank: #16 of 73 in FL

Livability — Naples

• Score: 80/100
• State rank: #126
• US rank: #1903

Category grades

Amenities A+ Commute D+ Cost of living F Crime A+ Employment A+ Housing C+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Collier County · 396,295 people
• City population: 344,941
• Metro: Naples-Marco Island, FL
• Population (ZIP): 27,193
• Household income: $69,842
• Rent vs Own: 23.8% rent · 76.2% own
• Severe rent burden: 980.0

Population outlook (Collier County) Hauer SSP2

• Today (2025): 420,858 people
• By 2030: 450,054 · +6.9%
• By 2040: 502,232 · +19.3%
• By 2050: 544,932 · +29.5%
• By 2075: 627,203 · +49.0%
• By 2100: 659,015 · +56.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (74%)
• Race & ethnicity: White 74% Hispanic / Latino 18% Two or more races 9% Black 6% Native American 2% Asian 1%
• Hispanic origin (detail): Mexican 7% Puerto Rican 2% Cuban 4% Dominican 1%
• Common ancestry: Hispanic 4% Romanian 3% Portuguese 2%
• Foreign-born: 19% · Canada, Jamaica
• Languages at home: 75% English-only · Spanish 17% French/Haitian/Cajun 4% German/W. Germanic 1%

Political lean MEDSL · Collier

• 2024 margin: Solid R (+33.1) · D 33.1% · R 66.2%
• 2008→2024 swing: -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
• All cycles: 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -235.10%
• Current HPI: 256.9182
• Rent YoY: ▼ -1.69%
• Metro: Naples-Marco Island, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+377.9% since first listed

33 events — show timeline

• 2025-12-11 Listed $270,000 FORTMLS
• 2024-06-18 Rental Removed $2,295 NAPLESMLS
• 2024-06-05 Listed for Rent $2,295 NAPLESMLS
• 2024-06-05 Rental Removed $2,295 FORTMLS
• 2024-02-12 Sold (Public Records) $260,000 Public Records
• 2024-02-09 Sold (MLS) $260,000 FORTMLS
• 2024-02-01 Listed for Rent $2,295 FORTMLS
• 2024-01-24 Pending — FORTMLS
• 2024-01-18 Price Changed $275,000 FORTMLS
• 2024-01-05 Price Changed $249,000 FORTMLS
• 2023-08-25 Price Changed $284,000 FORTMLS
• 2023-08-02 Price Changed $289,000 FORTMLS
• 2023-07-02 Price Changed $299,900 FORTMLS
• 2023-05-17 Listed $315,000 FORTMLS
• 2021-07-22 Sold (Public Records) $185,000 Public Records
• 2021-07-15 Sold (MLS) $185,000 NAPLESMLS
• 2021-05-30 Pending — NAPLESMLS
• 2021-05-17 Price Changed $192,000 NAPLESMLS
• 2021-05-17 Relisted — NAPLESMLS
• 2021-04-23 Pending — NAPLESMLS
• 2021-03-29 Relisted — NAPLESMLS
• 2021-03-24 Pending — NAPLESMLS
• 2021-03-05 Relisted — NAPLESMLS
• 2021-02-28 Pending — NAPLESMLS
• 2021-02-24 Listed $189,000 NAPLESMLS
• 2013-08-19 Sold (Public Records) $80,000 Public Records
• 2013-08-15 Price Changed $91,000 NAPLESMLS
• 2013-08-15 Sold (MLS) $80,000 NAPLESMLS
• 2012-07-27 Listed $80,000 NAPLESMLS
• 2005-10-20 Sold (Public Records) $235,000 Public Records
• 2003-09-22 Sold (Public Records) $84,000 Public Records
• 2000-06-01 Sold (Public Records) $65,000 Public Records
• 1994-05-04 Sold (Public Records) $56,500 Public Records

Property tax history

+8.8%/yr

Latest (2025): $2,199 · +1.3% YoY. Source: county tax records.