CashFlowRE
Sign in Sign up
7574 Pennhill Dr
C Composite 59.81
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.2/30.0
  • ARV discount +15.0/15.0
  • DSCR +6.8/10.0
  • 1% rule +5.2/10.0
  • Livability +3.7/5.0
  • Rent growth +3.0/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0
  • Appreciation +0.0/10.0

$242,000

7574 Pennhill Dr · Baton Rouge, LA 70817
3 bd · 2.0 ba · 1,783 sqft · SingleFamily public records · 23 Days on market
Built 1978 4,791 sqft lot Est $407k · 40% under $24/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Updated 3BR/2BA home for sale in Baton Rouge located in desirable Briar Place Subdivision! This move-in ready home offers NO carpet, a durable metal roof, and a functional floor plan designed for comfortable living. Step inside to a spacious living room featuring vaulted ceilings, a stunning stone fireplace, and custom built-ins that create a warm and inviting focal point. The kitchen is perfect for everyday living and entertaining, complete with granite countertops, double ovens, abundant cabinet space, and a spacious eat-in dining area. The private primary suite and additional bedrooms are all generously sized with large closets, offering plenty of room for family, guests, or a home office setup. One of the standout features is the oversized air-conditioned storage room located just off the garage--ideal for a workshop, hobby room, home gym, or extra storage. Step outside to enjoy the private fenced backyard and spacious deck, creating the perfect setting for outdoor entertaining, weekend BBQs, or relaxing evenings at home. Located in Flood Zone X and did NOT flood in 2016, this Baton Rouge home combines peace of mind with convenience, just minutes from shopping, dining, schools, and everyday amenities. If you're searching for an updated Baton Rouge home with no carpet, granite countertops, a metal roof, and outdoor living space, this Briar Place beauty is one you do not want to miss. Schedule your private showing today!

Key facts

  • Metal roof
  • No carpet
  • Custom built-ins

Tags

NO CARPETMETAL ROOFSTONE FIREPLACECUSTOM BUILT-INSGRANITE COUNTERTOPSDOUBLE OVENS

Property features AI

Finance

  • Other: Located in the Briar Place subdivision
  • HOA & community: Homeowners association with an annual fee of $290 (about $24.17/month)

Exterior

  • Parking: Garage with garage door opener
  • Security: Smoke detectors
  • Utilities: Public water; Public sewer
  • Home design: Single-family detached residence; Residential property
  • Construction: Vinyl siding; Frame construction; Slab foundation; Built in 2026
  • Exterior features: Outdoor lighting; Wood fencing; Deck

Interior

  • Kitchen: Electric cooktop; Dishwasher; Garbage disposal
  • Flooring: Tile; Ceramic tile; Laminate
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air; Ceiling fans
  • Interior features: Vaulted ceilings; Built-in features; Fireplace (1)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $242k.

Deal economics

  • At list price, monthly cash flow is $351 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $242k).
  • Recommended offer: $238k (1.5% below list) — sets the bar for market timing.
  • Cap rate 8.0% vs local median 4.2% in Baton Rouge — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#24 in LA, #4,535 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, health & safety A+; Watch: amenities D, crime F, employment D-.
  • East Baton Rouge Parish (urban): math 22% / reading 34% proficiency, ranked #47 of 98 in LA (top 48%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 77% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Woodlawn Elementary (math 37% / reading 56%, grade D-, #159 of 646 statewide, top 25%, 718 students, 65% FRL); Woodlawn Middle School (math 20% / reading 39%, grade F, #116 of 218 statewide, top 53%, 887 students, 69% FRL); Woodlawn High School (math 25% / reading 30%, grade F, #133 of 265 statewide, top 51%, 1,527 students, 62% FRL).
  • Market conditions: Rents rising (+2.0%/yr); 361 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,252 units permitted in East Baton Rouge Parish in 2024 (440 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • East Baton Rouge County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 23 days — a 2% lower offer ($238k) is reasonable based on typical stale-listing flexibility.
  • 22 sale attempts since 25y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $238,370 (1.5% below list)

Questions for the listing agent

  1. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.02%
Cap rate
8.03%
Cash-on-cash
6.21%
DSCR
1.28
GRM
8.2

CMA / ARV

ARV (on-the-fly)
$406,524
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
14072 Pinehurst Ave 0.14mi 3/2.0 1,736 (-3%) 8mo $245,000 $141 83
13968 Pinehurst Ave 0.09mi 3/2.0 1,893 (+6%) 6mo $194,000 $102 81
14301 Spalding Way 0.33mi 3/2.0 1,836 (+3%) 1mo $436,017 $237 79
7529 Mcmahon Dr 0.16mi 3/2.5 1,908 (+7%) 2mo $450,000 $236 78
7714 Jeter Dr 0.31mi 3/2.0 1,836 (+3%) 4mo $419,400 $228 78
7702 Jeter Dr 0.31mi 3/2.0 1,862 (+4%) 1mo $475,107 $255 77
7714 Jeter Dr 0.37mi 3/2.0 1,836 (+3%) 4mo $419,400 $228 75
14114 Pinehurst Ave 0.18mi 3/2.0 1,927 (+8%) 5mo $235,000 $122 74
6261 Ridge Way Ave 0.34mi 3/2.0 1,901 (+7%) 0mo $315,000 $166 73
14428 Farris Dr 0.36mi 3/2.0 1,962 (+10%) 2mo $492,085 $251 65
8116 President Dr 0.59mi 3/2.0 1,580 (-11%) 2mo $213,300 $135 52
7331 Board Dr 0.66mi 3/2.0 1,550 (-13%) 4mo $205,000 $132 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.05% rent growth · sell at horizon

5-year hold
IRR
-7.8%
Equity multiple
0.72×
Total profit
$-19,221
Equity at exit
$36,083
10-year hold
IRR
0.6%
Equity multiple
1.04×
Total profit
$2,585
Equity at exit
$20,924

Cash invested: $67,760 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70817

Rents YoY
2.0%
Active inventory
361
Price-to-rent
8.2×

Monthly cashflow live

Estimated rent
$2,469 high interval (Pro) →
Mortgage (P&I)
$1,269
Tax from tax record
$206 /mo · $2,470/yr
Insurance
$101
HOA
$24
Vacancy / Maint / Mgmt
$518
Net cashflow
$351

Break-even live

Break-even rent $2,025
Max offer price $242,000
Occupancy floor 81%

Sensitivity live

Price -10% $488 -5% $419 +0% $351 +5% $282 +10% $214
Rent -10% $156 -5% $253 +0% $351 +5% $448 +10% $546
Rate -1.0pp $473 -0.5pp $412 base $351 +0.5pp $288 +1.0pp $224

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$60,500
Closing costs
$7,260
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7671 Dearborne Dr Baton Rouge, LA 3.0 2.0 1886 $4,000 $2.12 25d 1 0.40mi
7004 Spring Gardens Dr Baton Rouge, LA 3.0 2.0 1630 $2,000 $1.23 46d 1 0.83mi
6212 Stumberg Ln Baton Rouge, LA 3.0 2.0 1424 $1,500 $1.05 46d 1 1.00mi
7441 Quorum Dr Baton Rouge, LA 4.0 2.0 1861 $2,000 $1.07 25d 1 1.03mi
5908 Stumberg Ln #21 Baton Rouge, LA 2.0 2.0 1588 $1,600 $1.01 46d 1 1.05mi
15616 Council Ave Baton Rouge, LA 3.0 2.0 2163 $2,200 $1.02 16d 1 1.21mi
6714 Tiger Pointe Dr Baton Rouge, LA 4.0 2.5 2082 $2,400 $1.15 16d 1 1.42mi
6708 Tiger Pointe Dr Baton Rouge, LA 4.0 2.5 2367 $2,500 $1.06 25d 1 1.43mi

HOA detail

Monthly dues
$24 · $288/yr
Likely covers
gym

Listing history 17 events

  1. 2026-06-22
    days on market $242,000 Active 23 DOM
  2. 2026-06-18
    days on market $242,000 Active 20 DOM
  3. 2026-06-17
    days on market $242,000 Active 19 DOM
  4. 2026-06-16
    days on market $242,000 Active 18 DOM
  5. 2026-06-15
    days on market $242,000 Active 17 DOM
  6. 2026-06-14
    days on market $242,000 Active 15 DOM
  7. 2026-06-10
    days on market $242,000 Active 12 DOM
  8. 2026-06-09
    days on market $242,000 Active 11 DOM
  9. 2026-06-08
    days on market $242,000 Active 10 DOM
  10. 2026-06-07
    days on market $242,000 Active 9 DOM
  11. 2026-06-05
    days on market $242,000 Active 6 DOM
  12. 2026-06-03
    days on market $242,000 Active 5 DOM
  13. 2026-06-02
    days on market $242,000 Active 4 DOM
  14. 2026-06-01
    days on market $242,000 Active 3 DOM
  15. 2026-05-31
    days on market $242,000 Active 2 DOM
  16. 2026-05-31
    remarks 699-char remark
  17. 2026-05-31
    listed $242,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$2,470 · $206/mo
Projected year-2 tax
$2,470 · $206/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$29,628
− Mortgage interest
−$13,556
− Property taxes
−$2,470
− Insurance
−$1,210
− Repairs & maintenance
−$2,370
− Management
−$2,370
− HOA
−$288
− Depreciation
−$7,040
Taxable income
$323
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$78
After-tax cash flow
$4,131/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
East Baton Rouge Parish
NCES district ID
2200540
Math proficiency
22% ▼ -36.00%
Reading proficiency
34% ▼ -31.00%
Median HH income
$46,263
Composite
24.14/100
National rank
#7745
State rank
#47 of 98 in LA

Livability — Baton Rouge

Score
74/100
State rank
#24
US rank
#4535

Category grades

Amenities D Commute A+ Cost of living A+ Crime F Employment D- Housing A Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
East Baton Rouge Parish · 399,686 people
City population
351,868
Metro
Baton Rouge, LA
Population (ZIP)
33,482
Household income
$102,639
Rent vs Own
20.0% rent · 80.0% own
Severe rent burden
755.0

Population outlook (East Baton Rouge County) Hauer SSP2

Today (2025)
464,810 people
By 2030
472,137 · +1.6%
By 2040
480,243 · +3.3%
By 2050
484,422 · +4.2%
By 2075
492,069 · +5.9%
By 2100
476,347 · +2.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (64%)
Race & ethnicity
White 64% Black 21% Two or more races 9% Hispanic / Latino 5% Asian 3%
Common ancestry
Lithuanian 13% Italian 2% Serbian 2%
Foreign-born
6% · Canada, Vietnam, China
Languages at home
91% English-only · Spanish 3% Arabic 1% Vietnamese 1%

Political lean MEDSL · East Baton Rouge

2024 margin
D (+11.1) · D 54.5% · R 43.4% · Other 2.1%
2008→2024 swing
+8.9pp toward D · 2008: 2.2pp · 2024: 11.1pp
All cycles
2024: D+11.1 2020: D+13.1 2016: D+9.2 2012: D+5.2 2008: D+2.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -149.27%
Current HPI
170.6826
Rent YoY
▲ 2.05%
Metro
Baton Rouge, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+105.3% since first listed
33 events — show timeline
  • 2026-05-29 Listed $242,000 AcadianaMLS
  • 2026-05-29 Listed $242,000 GBRMLS
  • 2023-09-25 Sold (Public Records) $225,000 Public Records
  • 2023-09-21 Sold (MLS) GBRMLS
  • 2023-08-26 Delisted GBRMLS
  • 2023-07-28 Price Changed $229,000 GBRMLS
  • 2023-07-24 Price Changed $239,000 GBRMLS
  • 2023-06-27 Listed $229,000 AcadianaMLS
  • 2023-06-27 Listed $245,000 GBRMLS
  • 2014-07-28 Sold (Public Records) $158,000 Public Records
  • 2014-07-25 Sold (MLS) GBRMLS
  • 2014-06-16 Listed $158,000 AcadianaMLS
  • 2014-06-16 Listed $158,000 GBRMLS
  • 2013-08-02 Listed $158,900 AcadianaMLS
  • 2013-08-02 Listed $158,900 GBRMLS
  • 2013-05-01 Listed $156,000 AcadianaMLS
  • 2013-05-01 Listed $156,000 GBRMLS
  • 2013-01-03 Listed $159,000 AcadianaMLS
  • 2013-01-03 Listed $159,000 GBRMLS
  • 2010-03-24 Sold (Public Records) $150,000 Public Records
  • 2010-03-19 Sold (MLS) GBRMLS
  • 2010-01-12 Listed $155,000 GBRMLS
  • 2010-01-12 Listed $155,000 AcadianaMLS
  • 2008-07-30 Listed $158,000 AcadianaMLS
  • 2008-07-30 Listed $158,000 GBRMLS
  • 2003-04-29 Sold (MLS) GBRMLS
  • 2003-01-06 Listed $114,900 GBRMLS
  • 2003-01-06 Listed $114,900 AcadianaMLS
  • 2002-04-30 Listed $117,500 AcadianaMLS
  • 2002-04-30 Listed $117,500 GBRMLS
  • 2002-03-01 Sold (MLS) GBRMLS
  • 2001-12-05 Listed $117,900 AcadianaMLS
  • 2001-12-05 Listed $117,900 GBRMLS

Property tax history

+10.4%/yr

Latest (2025): $2,470 · -0.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…