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8832 4th Ave
C- Composite 51.06
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.8/30.0
  • ARV discount +12.2/15.0
  • 1% rule +5.4/10.0
  • DSCR +4.9/10.0
  • Livability +4.2/5.0
  • Schools +3.9/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.2/5.0
  • Appreciation +0.0/10.0

$139,000

8832 4th Ave · Jacksonville, FL 32208
3 bd · 2.0 ba · 1,176 sqft · SingleFamily public records · 111 Days on market
Built 1973 Est $155k · 10% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Ready to move into cozy home surrounded by beautiful shade trees. This home is actually located on 4 lots. Plenty of room for large garden, play area for the kids or anything you want it to be. Back yard fenced in. Large workshop or garage with extra room located in back of workshop. Includes a riding lawn mower with full price offer, so you can mow that large yard. Located to easy access for shopping and major highways. Kitchen has work island and dinning area. Beautiful Florida room located in the front of home heated and cooled. Very cute home with lots of TLC showing through. You must see this one. Too many features to mention. SQ/FT from tax records does not include Florida Room. Buyer must verify Sq/FT for accuracy.

Key facts

  • Large workshop
  • Convenient location
  • Fenced backyard

Tags

FENCED BACKYARDLARGE WORKSHOPRENTAL INCOME POTENTIALHEATED AND COOLED FLORIDA ROOMCONVENIENT LOCATION

Property features AI

Finance

  • HOA & community: Not a senior community

Exterior

  • Parking: Garage; Off-street parking
  • Utilities: Septic tank; Water connected
  • Home design: Single-family residence; One story
  • Construction: Brick, aluminum siding, and frame construction
  • Exterior features: No private pool

Interior

  • Kitchen: Dishwasher; Electric range; Microwave; Refrigerator
  • Bedrooms: 3 bedrooms
  • Flooring: Carpet; Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Dishwasher; Electric range; Microwave; Refrigerator; Electric water heater
  • Laundry & utility: Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $139k.

Deal economics

  • At list price, monthly cash flow is $-2 ($-20/yr) — negative.
  • To cash-flow at today's rent, offer at most $139k (0.2% below list).
  • Meets the 1% rule at list price ($1k rent vs $139k).
  • Recommended offer: $126k (9.0% below list) — sets the bar for market timing.
  • Cap rate 6.9% vs local median 3.9% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
  • Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Grasp Academy (math 18% / reading 14%, grade F, #2,130 of 2,144 statewide, top 99%, 271 students, 52% FRL); Jean Ribault Middle School (math 28% / reading 24%, grade F, #506 of 571 statewide, top 89%, 679 students, 78% FRL); Jean Ribault High School (math 22% / reading 25%, grade F, #533 of 667 statewide, top 80%, 1,385 students, 71% FRL) — zoned schools average 67% FRL vs 49% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 22% at this address vs 46% district-wide (-24 pts) — the specific schools serving this property underperform the Duval average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents soft (-1.4%/yr); 294 active listings in the ZIP; 38 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $961 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 111 days — a 9% lower offer ($126k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 11y ago; this cycle's ask has dropped $17k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $46k; list at $139k implies a 201% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: property tax is 2.5% of price; flood insurance adds $66/mo.
  • Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $126,490 (9.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 111 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  3. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  5. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.04%
Cap rate
6.85%
Cash-on-cash
2.00%
DSCR
1.09
GRM
8.0

CMA / ARV

ARV (on-the-fly)
$155,232
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9027 5th Ave 0.18mi 3/2.0 1,209 (+3%) 2mo $243,020 $201 85
8951 6th Ave 0.12mi 2/1.0 (-1) 1,122 (-5%) 3mo $108,000 $96 75
9062 2nd Ave 0.25mi 2/2.0 (-1) 1,232 (+5%) 2mo $149,900 $122 74
9124 5th Ave 0.31mi 3/1.0 1,220 (+4%) 2mo $180,000 $148 74
8956 5th Ave 0.12mi 3/1.0 1,284 (+9%) 4mo $80,000 $62 72
9070 3rd Ave 0.25mi 3/2.0 1,300 (+10%) 1mo $170,000 $131 70
9224 10th Ave 0.51mi 4/2.0 (+1) 1,170 (-0%) 0mo $169,000 $144 70
1819 Clyde St 0.45mi 3/1.0 1,204 (+2%) 3mo $137,000 $114 68
8608 2nd Ave 0.29mi 3/2.0 1,045 (-11%) 4mo $155,000 $148 65
9166 3rd Ave 0.37mi 4/2.0 (+1) 1,352 (+15%) 3mo $178,000 $132 50
1436 Forest Hills Rd 0.62mi 3/1.0 1,322 (+12%) 0mo $182,000 $138 46
8233 Delaware Ave 0.74mi 4/2.0 (+1) 1,350 (+15%) 4mo $93,500 $69 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-20.4%
Equity multiple
0.31×
Total profit
$-26,737
Equity at exit
$20,725
10-year hold
IRR
-24.4%
Equity multiple
-0.01×
Total profit
$-39,259
Equity at exit
$12,018

Cash invested: $38,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32208

Home prices YoY
-33.6%
Rents YoY
-1.4%
Active inventory
294
Price-to-rent
8.0×

Monthly cashflow live

Estimated rent
$1,447 high interval (Pro) →
Mortgage (P&I)
$729
Tax from tax record
$291 /mo · $3,498/yr
Insurance
$58
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$304
Net cashflow
$-2

Break-even live

Break-even rent $1,449
Max offer price $138,703
Occupancy floor 95%

Sensitivity live

Price -10% $77 -5% $38 +0% $-2 +5% $-41 +10% $-80
Rent -10% $-116 -5% $-59 +0% $-2 +5% $55 +10% $113
Rate -1.0pp $68 -0.5pp $34 base $-2 +0.5pp $-38 +1.0pp $-74

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$34,750
Closing costs
$4,170
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 38 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
8973 4th Ave Jacksonville, FL 3.0 2.0 1230 $1,438 $1.17 16d 1 0.10mi
9017 6th Ave Jacksonville, FL 2.0 1.0 1038 $1,098 $1.06 25d 1 0.15mi
8918 1st Ave Jacksonville, FL 3.0 2.0 1435 $1,321 $0.92 18d 1 0.15mi
8721 4th Ave Jacksonville, FL 3.0 1.5 1344 $1,399 $1.04 25d 1 0.18mi
9037 6th Ave Jacksonville, FL 3.0 2.0 1156 $1,400 $1.21 25d 1 0.19mi
9050 7th Ave Jacksonville, FL 3.0 1.0 896 $1,485 $1.66 25d 1 0.23mi
8663 5th Ave Jacksonville, FL 2.0 1.0 720 $1,045 $1.45 25d 1 0.24mi
9032 8th Ave Jacksonville, FL 3.0 2.0 1300 $1,500 $1.15 25d 1 0.24mi
9131 4th Ave Jacksonville, FL 3.0 2.0 1209 $1,496 $1.24 23d 1 0.28mi
8642 2nd Ave Jacksonville, FL 3.0 2.0 1074 $1,245 $1.16 3d 1 0.29mi
8910 Adams Ave Jacksonville, FL 4.0 2.0 1250 $1,225 $0.98 4d 1 0.29mi
8617 3rd Ave Jacksonville, FL 3.0 1.0 1048 $1,200 $1.15 12d 1 0.32mi
9124 Adams Ave Jacksonville, FL 3.0 3.0 1207 $1,800 $1.49 25d 1 0.39mi
9279 6th Ave Jacksonville, FL 3.0 2.0 1150 $1,245 $1.08 6d 1 0.43mi
9141 12th Ave Jacksonville, FL 3.0 2.0 1209 $1,598 $1.32 22d 1 0.45mi
9131 Jefferson Ave Jacksonville, FL 3.0 1.0 910 $1,350 $1.48 5d 1 0.47mi
9148 13th Ave Jacksonville, FL 3.0 1.0 1126 $1,136 $1.01 5d 1 0.52mi
9346 10th Ave Jacksonville, FL 3.0 1.0 985 $1,825 $1.85 25d 1 0.59mi
1975 Rugby Rd Jacksonville, FL 2.0 1.0 992 $1,100 $1.11 9d 1 0.63mi
3015 Lansdell Dr Jacksonville, FL 3.0 1.0 1150 $1,350 $1.17 25d 1 0.67mi
3250 Soutel Dr Jacksonville, FL 3.0 2.0 1352 $1,525 $1.13 25d 1 0.76mi
9565 Carbondale Dr W Unit B Jacksonville, FL 3.0 2.0 1400 $2,000 $1.43 25d 1 0.78mi
2389 Hilly Rd Jacksonville, FL 3.0 1.0 908 $1,650 $1.82 25d 1 0.78mi
7927 Reid Ave Jacksonville, FL 3.0 1.0 1055 $1,500 $1.42 25d 1 0.85mi
1021 Lake Forest Blvd Jacksonville, FL 3.0 1.0 1393 $1,290 $0.93 4d 1 0.85mi
3344 Soutel Dr Jacksonville, FL 3.0 1.0 1142 $1,325 $1.16 25d 1 0.90mi
8253 Lexington Dr Jacksonville, FL 3.0 1.0 910 $1,330 $1.46 25d 1 0.93mi
912 Saratoga Blvd Jacksonville, FL 3.0 1.0 930 $1,250 $1.34 25d 1 0.96mi
915 Wayne St Jacksonville, FL 4.0 2.0 1220 $1,313 $1.08 4d 1 0.96mi
2312 Palmdale St Jacksonville, FL 3.0 2.0 972 $1,231 $1.27 25d 1 0.96mi
2534 Aubrey Ave Jacksonville, FL 4.0 2.0 759 $1,250 $1.65 25d 1 0.96mi
1010 Edgewood Ave W Jacksonville, FL 4.0 2.0 1450 $1,250 $0.86 25d 1 1.08mi
1010 Edgewood Ave W Jacksonville, FL 4.0 2.0 1450 $1,250 $0.86 16d 1 1.08mi
2818 Palmdale St Jacksonville, FL 4.0 2.5 1484 $1,900 $1.28 25d 1 1.16mi
1000 Island Point Dr Jacksonville, FL 1.0–3.0 1.0–2.0 949 $1,684 $1.77 4d 9 1.30mi
3848 Soutel Dr Jacksonville, FL 3.0 2.0 1230 $1,541 $1.25 9d 1 1.31mi
5903 Droad St Jacksonville, FL 3.0 1.0 1161 $1,400 $1.21 4d 1 1.40mi
1567 Rutledge Ave Jacksonville, FL 3.0 2.0 1050 $1,113 $1.06 25d 1 1.50mi

Listing history 23 events

  1. 2026-06-10
    days on market $139,000 Active 111 DOM
  2. 2026-06-08
    days on market $139,000 Active 110 DOM
  3. 2026-06-07
    days on market $139,000 Active 109 DOM
  4. 2026-06-03
    days on market $139,000 Active 105 DOM
  5. 2026-06-02
    days on market $139,000 Active 104 DOM
  6. 2026-06-01
    days on market $139,000 Active 103 DOM
  7. 2026-05-31
    days on market $139,000 Active 102 DOM
  8. 2026-05-18
    status Active
  9. 2026-05-13
    historical
  10. 2026-04-09
    price $139,000
  11. 2026-03-03
    price $149,900
  12. 2026-02-13
    listed $155,900 Active
  13. 2016-01-25
    soldstatus $46,200
  14. 2016-01-22
    soldstatus $46,200 Sold 731-char remark
    Show marketing remark (731 chars)

    Ready to move into cozy home surrounded by beautiful shade trees. This home is actually located on 4 lots. Plenty of room for large garden, play area for the kids or anything you want it to be. Back yard fenced in. Large workshop or garage with extra room located in back of workshop. Includes a riding lawn mower with full price offer, so you can mow that large yard. Located to easy access for shopping and major highways. Kitchen has work island and dinning area. Beautiful Florida room located in the front of home heated and cooled. Very cute home with lots of TLC showing through. You must see this one. Too many features to mention. SQ/FT from tax records does not include Florida Room. Buyer must verify Sq/FT for accuracy.

  15. 2016-01-07
    status Pending 731-char remark
    Show marketing remark (731 chars)

    Ready to move into cozy home surrounded by beautiful shade trees. This home is actually located on 4 lots. Plenty of room for large garden, play area for the kids or anything you want it to be. Back yard fenced in. Large workshop or garage with extra room located in back of workshop. Includes a riding lawn mower with full price offer, so you can mow that large yard. Located to easy access for shopping and major highways. Kitchen has work island and dinning area. Beautiful Florida room located in the front of home heated and cooled. Very cute home with lots of TLC showing through. You must see this one. Too many features to mention. SQ/FT from tax records does not include Florida Room. Buyer must verify Sq/FT for accuracy.

  16. 2015-12-23
    status Active 731-char remark
    Show marketing remark (731 chars)

    Ready to move into cozy home surrounded by beautiful shade trees. This home is actually located on 4 lots. Plenty of room for large garden, play area for the kids or anything you want it to be. Back yard fenced in. Large workshop or garage with extra room located in back of workshop. Includes a riding lawn mower with full price offer, so you can mow that large yard. Located to easy access for shopping and major highways. Kitchen has work island and dinning area. Beautiful Florida room located in the front of home heated and cooled. Very cute home with lots of TLC showing through. You must see this one. Too many features to mention. SQ/FT from tax records does not include Florida Room. Buyer must verify Sq/FT for accuracy.

  17. 2015-10-16
    status Pending 731-char remark
    Show marketing remark (731 chars)

    Ready to move into cozy home surrounded by beautiful shade trees. This home is actually located on 4 lots. Plenty of room for large garden, play area for the kids or anything you want it to be. Back yard fenced in. Large workshop or garage with extra room located in back of workshop. Includes a riding lawn mower with full price offer, so you can mow that large yard. Located to easy access for shopping and major highways. Kitchen has work island and dinning area. Beautiful Florida room located in the front of home heated and cooled. Very cute home with lots of TLC showing through. You must see this one. Too many features to mention. SQ/FT from tax records does not include Florida Room. Buyer must verify Sq/FT for accuracy.

  18. 2015-09-17
    status Active 731-char remark
    Show marketing remark (731 chars)

    Ready to move into cozy home surrounded by beautiful shade trees. This home is actually located on 4 lots. Plenty of room for large garden, play area for the kids or anything you want it to be. Back yard fenced in. Large workshop or garage with extra room located in back of workshop. Includes a riding lawn mower with full price offer, so you can mow that large yard. Located to easy access for shopping and major highways. Kitchen has work island and dinning area. Beautiful Florida room located in the front of home heated and cooled. Very cute home with lots of TLC showing through. You must see this one. Too many features to mention. SQ/FT from tax records does not include Florida Room. Buyer must verify Sq/FT for accuracy.

  19. 2015-09-11
    historical 731-char remark
    Show marketing remark (731 chars)

    Ready to move into cozy home surrounded by beautiful shade trees. This home is actually located on 4 lots. Plenty of room for large garden, play area for the kids or anything you want it to be. Back yard fenced in. Large workshop or garage with extra room located in back of workshop. Includes a riding lawn mower with full price offer, so you can mow that large yard. Located to easy access for shopping and major highways. Kitchen has work island and dinning area. Beautiful Florida room located in the front of home heated and cooled. Very cute home with lots of TLC showing through. You must see this one. Too many features to mention. SQ/FT from tax records does not include Florida Room. Buyer must verify Sq/FT for accuracy.

  20. 2015-04-26
    listed $74,900 Active 731-char remark
    Show marketing remark (731 chars)

    Ready to move into cozy home surrounded by beautiful shade trees. This home is actually located on 4 lots. Plenty of room for large garden, play area for the kids or anything you want it to be. Back yard fenced in. Large workshop or garage with extra room located in back of workshop. Includes a riding lawn mower with full price offer, so you can mow that large yard. Located to easy access for shopping and major highways. Kitchen has work island and dinning area. Beautiful Florida room located in the front of home heated and cooled. Very cute home with lots of TLC showing through. You must see this one. Too many features to mention. SQ/FT from tax records does not include Florida Room. Buyer must verify Sq/FT for accuracy.

  21. 2015-04-26
    price $69,900 731-char remark
    Show marketing remark (731 chars)

    Ready to move into cozy home surrounded by beautiful shade trees. This home is actually located on 4 lots. Plenty of room for large garden, play area for the kids or anything you want it to be. Back yard fenced in. Large workshop or garage with extra room located in back of workshop. Includes a riding lawn mower with full price offer, so you can mow that large yard. Located to easy access for shopping and major highways. Kitchen has work island and dinning area. Beautiful Florida room located in the front of home heated and cooled. Very cute home with lots of TLC showing through. You must see this one. Too many features to mention. SQ/FT from tax records does not include Florida Room. Buyer must verify Sq/FT for accuracy.

  22. 2015-04-26
    price $59,900 731-char remark
    Show marketing remark (731 chars)

    Ready to move into cozy home surrounded by beautiful shade trees. This home is actually located on 4 lots. Plenty of room for large garden, play area for the kids or anything you want it to be. Back yard fenced in. Large workshop or garage with extra room located in back of workshop. Includes a riding lawn mower with full price offer, so you can mow that large yard. Located to easy access for shopping and major highways. Kitchen has work island and dinning area. Beautiful Florida room located in the front of home heated and cooled. Very cute home with lots of TLC showing through. You must see this one. Too many features to mention. SQ/FT from tax records does not include Florida Room. Buyer must verify Sq/FT for accuracy.

  23. 2015-04-26
    price $67,900 731-char remark
    Show marketing remark (731 chars)

    Ready to move into cozy home surrounded by beautiful shade trees. This home is actually located on 4 lots. Plenty of room for large garden, play area for the kids or anything you want it to be. Back yard fenced in. Large workshop or garage with extra room located in back of workshop. Includes a riding lawn mower with full price offer, so you can mow that large yard. Located to easy access for shopping and major highways. Kitchen has work island and dinning area. Beautiful Florida room located in the front of home heated and cooled. Very cute home with lots of TLC showing through. You must see this one. Too many features to mention. SQ/FT from tax records does not include Florida Room. Buyer must verify Sq/FT for accuracy.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$3,498 · $291/mo
Projected year-2 tax
$3,498 · $291/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone X (shaded) · 99% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$17,364
− Mortgage interest
−$7,786
− Property taxes
−$3,498
− Insurance
−$1,492
− Repairs & maintenance
−$1,389
− Management
−$1,389
− Depreciation
−$4,044
Taxable loss
−$2,235
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$536
After-tax cash flow
$516/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Duval
NCES district ID
1200480
Math proficiency
46% ▼ -11.00%
Reading proficiency
45% ▼ -4.00%
Median HH income
$48,987
Composite
38.97/100
National rank
#4076
State rank
#48 of 73 in FL

Livability — Jacksonville

Score
83/100
State rank
#50
US rank
#911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Jacksonville, FL
County
Duval County · 1,015,274 people
City population
979,034
Metro
Jacksonville, FL
Population (ZIP)
32,699
Household income
$41,324
Rent vs Own
43.2% rent · 56.8% own
Severe rent burden
1765.0

Population outlook (Duval County) Hauer SSP2

Today (2025)
1,013,010 people
By 2030
1,059,228 · +4.6%
By 2040
1,141,439 · +12.7%
By 2050
1,205,258 · +19.0%
By 2075
1,324,282 · +30.7%
By 2100
1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (77%)
Race & ethnicity
Black 77% White 16% Two or more races 4% Hispanic / Latino 3%
Common ancestry
Italian 1%
Foreign-born
2% · Canada
Languages at home
97% English-only · Spanish 2%

Political lean MEDSL · Duval

2024 margin
Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
2008→2024 swing
+0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
All cycles
2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -110.56%
Current HPI
217.9706
Rent YoY
▼ -1.36%
Metro
Jacksonville, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+98.9% since first listed
16 events — show timeline
  • 2026-05-18 Relisted realMLS
  • 2026-05-13 Listing Removed realMLS
  • 2026-04-09 Price Changed $139,000 realMLS
  • 2026-03-03 Price Changed $149,900 realMLS
  • 2026-02-13 Listed $155,900 realMLS
  • 2016-01-25 Sold (Public Records) $46,200 Public Records
  • 2016-01-22 Sold (MLS) $46,200 realMLS
  • 2016-01-07 Pending realMLS
  • 2015-12-23 Relisted realMLS
  • 2015-10-16 Pending realMLS
  • 2015-09-17 Relisted realMLS
  • 2015-09-11 Listing Removed realMLS
  • 2015-04-26 Listed $74,900 realMLS
  • 2015-04-26 Price Changed $67,900 realMLS
  • 2015-04-26 Price Changed $59,900 realMLS
  • 2015-04-26 Price Changed $69,900 realMLS

Property tax history

+7.4%/yr

Latest (2025): $3,498 · +14.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…