6944 Bloxham Ave · Jacksonville, FL 32208

$5,000

3 bd · 1.0 ba · 1,260 sqft · SingleFamily public records · 3 Days on market

Built 1942

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +10.5/30.0
• ARV discount +7.5/15.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• 1% rule +3.1/10.0
• DSCR +3.0/10.0
• Condition / age +2.5/5.0
• Rent growth +2.2/5.0
• Appreciation +0.0/10.0

Listing remarks

Foreclosure Auction Ends June 25, 2026 at 11:00 AM EST. Discover this inviting 3-bedroom, 1-bathroom single-family home, offering a great opportunity in the desirable Jacksonville area. The list price is the opening bid for the online auction. Sold As-is. Explore more details and submit your bid through Federa.

Key facts

• Garage
• Built 1942
• Listed 2 days

Property features AI

Finance

• Other: Directions: From I-295 take Pritchard Rd east, turn right on Old Kings Rd, then left on Bloxham Ave to 6944

Exterior

• Parking: Garage with 1 parking space
• Home design: Residential property; 1 story
• Exterior features: Zoned RLD60

Interior

• Bathrooms: One full bathroom
• Interior features: Single-story living

🔨 Auction listing. The $5,000 list price is a nominal opening bid, not a real ask — every metric below is computed on the estimated value $177,660 (ARV from comps), not the list price.

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $5k.

Deal economics

• At list price, monthly cash flow is $-90 ($-1k/yr) — negative.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $5k).
• Cap rate 5.7% vs local median 3.9% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents soft (-1.4%/yr); 293 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
• This rent runs 42% of the median local income ($41k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• Only 3 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

• Watch-outs: property tax is 53.3% of price; built in 1942 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $5,000

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Built in 1942 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.81% ✗
• Cap rate: 5.69%
• Cash-on-cash: -2.16%
• DSCR: 0.90
• GRM: 10.3

CMA / ARV

• ARV (on-the-fly): $177,660
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
558 E 60th St	0.10mi	3/2.0	1,306 (+4%)	2mo	$210,000	$161	84
628 E 59th St	0.21mi	3/1.0	1,213 (-4%)	1mo	$97,000	$80	83
7115 Nelms St	0.32mi	3/1.0	1,130 (-10%)	4mo	$95,000	$84	65
222 Trout River Dr	0.56mi	2/1.0 (-1)	1,248 (-1%)	5mo	$127,500	$102	64
732 57th Street Ct	0.33mi	3/1.0	1,089 (-14%)	3mo	$153,900	$141	59
264 E 45th St	0.66mi	3/1.0	1,328 (+5%)	2mo	$105,000	$79	58
110 Tallulah Ave	0.47mi	3/1.0	1,102 (-12%)	2mo	$181,000	$164	55
6711 Drayton St	0.48mi	3/1.0	1,088 (-14%)	3mo	$138,000	$127	52
280 Mulberry St	0.68mi	2/1.0 (-1)	1,193 (-5%)	4mo	$184,000	$154	51
118 E 45th St	0.71mi	3/1.0	1,132 (-10%)	3mo	$161,000	$142	48
140 E 45th St	0.70mi	3/2.0	1,166 (-8%)	4mo	$194,000	$166	47
182 W 61st St	0.59mi	2/3.0 (-1)	1,161 (-8%)	3mo	$125,770	$108	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -23.3%
• Equity multiple: 0.22×
• Total profit: $-38,701
• Equity at exit: $26,490

10-year hold

• IRR: -28.8%
• Equity multiple: -0.15×
• Total profit: $-57,284
• Equity at exit: $15,361

Cash invested: $49,745 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32208

• Home prices YoY: -33.6%
• Rents YoY: -1.4%
• Active inventory: 293
• Price-to-rent: 0.3×

Monthly cashflow live

• Estimated rent: $1,441 high
• Mortgage (P&I): −$932
• Tax est. 1.5%: −$222 /mo · $2,665/yr
• Insurance: −$74
• HOA: −$0
• Vacancy / Maint / Mgmt: −$303
• Net cashflow: $-90

Break-even live

Break-even rent $1,554

Max offer price $164,681

Occupancy floor —

Sensitivity live

Price	-10% $33	-5% $-28	+0% $-90	+5% $-151	+10% $-212
Rent	-10% $-204	-5% $-147	+0% $-90	+5% $-33	+10% $24
Rate	-1.0pp $0	-0.5pp $-45	base $-90	+0.5pp $-136	+1.0pp $-183

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $44,415
• Closing costs: $5,330
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
524 E 60th St Jacksonville, FL	3.0	1.0	1212	$1,195	$0.99	8d	1	0.04mi
525 E 60th St Jacksonville, FL	3.0	2.0	1120	$1,471	$1.31	25d	1	0.05mi
516 E 58th St Jacksonville, FL	4.0	2.0	1232	$1,725	$1.40	8d	1	0.15mi
549 E 55th St Jacksonville, FL	3.0	2.0	1230	$1,488	$1.21	11d	1	0.26mi
555 E 55th St Jacksonville, FL	3.0	2.0	1230	$1,488	$1.21	11d	1	0.26mi
567 E 55th St Jacksonville, FL	3.0	2.0	1230	$1,488	$1.21	15d	1	0.26mi
7525 Oakwood St Jacksonville, FL	3.0	1.0	945	$1,375	$1.46	15d	1	0.29mi
6945 Nelms St Jacksonville, FL	4.0	2.0	1128	$1,550	$1.37	4d	1	0.29mi
7545 Wilder Ave Jacksonville, FL	3.0	1.0	1300	$1,150	$0.88	4d	1	0.30mi
8027 Floyd St Jacksonville, FL	2.0	1.5	935	$1,300	$1.39	4d	1	0.32mi
814 E 60th St Jacksonville, FL	2.0	1.0	981	$1,199	$1.22	3d	1	0.33mi
41 Tallulah Ave Jacksonville, FL	3.0	1.0	1092	$1,390	$1.27	4d	1	0.37mi
841 E 60th St Jacksonville, FL	3.0	1.0	954	$1,225	$1.28	25d	1	0.38mi
33 W 55th St Jacksonville, FL	4.0	2.0	1387	$1,321	$0.95	4d	1	0.46mi
7115 Lucky Dr W Jacksonville, FL	3.0	1.0	1158	$1,500	$1.30	25d	1	0.47mi
209 Woodrow St Jacksonville, FL	3.0	1.0	1282	$1,325	$1.03	25d	1	0.53mi
217 E 48th St Jacksonville, FL	3.0	1.0	979	$1,096	$1.12	11d	1	0.53mi
6418 Sapphire Dr Jacksonville, FL	3.0	1.5	1296	$1,350	$1.04	25d	1	0.62mi
349 E 45th St Jacksonville, FL	2.0	1.0	954	$1,175	$1.23	8d	1	0.65mi
345 E 44th St Jacksonville, FL	3.0	1.0	1145	$1,150	$1.00	25d	1	0.70mi
205 E 44th St Jacksonville, FL	3.0	1.0	955	$1,075	$1.13	22d	1	0.73mi
343 W 60th St Jacksonville, FL	3.0	1.0	1238	$1,299	$1.05	22d	1	0.77mi
356 Duray Ct Jacksonville, FL	3.0	2.0	1070	$1,425	$1.33	15d	1	0.84mi
319 W 49th St Jacksonville, FL	2.0	1.0	977	$1,200	$1.23	25d	1	0.86mi
346 W 68th St Jacksonville, FL	3.0	1.0	1114	$1,385	$1.24	5d	1	0.87mi
385 Duray Ct Jacksonville, FL	3.0	1.0	932	$1,250	$1.34	21d	1	0.88mi
425 W 47th St Jacksonville, FL	3.0	1.5	1083	$1,193	$1.10	8d	1	0.94mi
141 W 43rd St Jacksonville, FL	3.0	2.0	1022	$1,231	$1.20	4d	1	0.94mi
472 W 65th St Jacksonville, FL	3.0	1.0	1312	$1,295	$0.99	22d	1	0.95mi
5035 N Main St Jacksonville, FL	3.0	1.0–2.0	816	$1,459	$1.79	25d	69	0.97mi
562 W 49th St Jacksonville, FL	3.0	1.0	1091	$1,195	$1.10	25d	1	1.04mi
7511 N Shore Dr Jacksonville, FL	2.0	1.0	1014	$1,350	$1.33	5d	1	1.05mi
646 Escambia St Jacksonville, FL	3.0	2.0	1200	$1,395	$1.16	22d	1	1.17mi
5616 Calvin Ave Jacksonville, FL	3.0	1.0	1008	$1,195	$1.19	8d	1	1.17mi
331 W 40th St Jacksonville, FL	4.0	2.0	1536	$1,375	$0.90	5d	1	1.18mi
664 Escambia St Jacksonville, FL	3.0	2.0	1352	$1,500	$1.11	18d	1	1.19mi
5514 Long St Jacksonville, FL	2.0	1.0	941	$1,250	$1.33	3d	1	1.23mi
511 Ivy St Jacksonville, FL	2.0	1.0	900	$995	$1.11	25d	1	1.29mi
643 Linwood Ave Jacksonville, FL	3.0	2.0	1232	$1,325	$1.08	4d	1	1.37mi
451 Long Branch Blvd Unit 451 Jacksonville, FL	2.0	1.0	1000	$1,350	$1.35	25d	1	1.39mi

Listing history 3 events

1. 2026-06-21
   days on market $5,000 Active 3 DOM
2. 2026-06-19
   remarks 312-char remark
3. 2026-06-19
   listed $5,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,287
• − Mortgage interest: −$9,952
• − Property taxes: −$2,665
• − Insurance: −$888
• − Repairs & maintenance: −$1,383
• − Management: −$1,383
• − Depreciation: −$5,168
• Taxable loss: −$4,152
• Est. tax savings @ 24.0%: +$996
• After-tax cash flow: $-80/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 32,699
• Household income: $41,324
• Rent vs Own: 43.2% rent · 56.8% own
• Severe rent burden: 1765.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (77%)
• Race & ethnicity: Black 77% White 16% Two or more races 4% Hispanic / Latino 3%
• Common ancestry: Italian 1%
• Foreign-born: 2% · Canada
• Languages at home: 97% English-only · Spanish 2%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -110.56%
• Current HPI: 217.9706
• Rent YoY: ▼ -1.36%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-85.3% since first listed

3 events — show timeline

• 2026-06-18 Listed $5,000 NFMLS
• 1998-08-21 Sold (Public Records) $55,000 Public Records
• 1983-12-01 Sold (Public Records) $34,000 Public Records

Property tax history

+2.3%/yr

Latest (2025): $796 · +29.3% YoY. Source: county tax records.