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9790 66th St N #144
B Composite 72.83
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +10.9/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +4.3/10.0
  • Livability +3.9/5.0
  • Condition / age +2.5/5.0
  • Rent growth +1.2/5.0
  • Appreciation +0.0/10.0

$102,900

9790 66th St N #144 · Pinellas Park, FL 33782
2 bd · 2.0 ba · 936 sqft · Manufactured public records · 101 Days on market
Built 1974 Est $111k · 8% under $352/mo HOA · 19% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

A RARE FIND and GREAT VALUE on the water! 2/2 in this most desirable 5 Star rated community! Come visit this peaceful, waterfront home in this friendly neighborhood here at the Clearwater Cascades community. When you own here, you’ll enjoy an active, relaxed lifestyle, chock-full of all the activities and amenities you would ever want in a 55+, private community! You'll also own your very own deeded land share on nearly a quarter acre in one of the most secluded areas of the community. You'll feel the peacefulness of your own private and quiet spot, yet be at ease knowing how very convenient the location is to all restaurants, entertainment, shopping and health services. This charming, fully furnished waterfront home with large 2 bed/2 baths can easily become your new sanctuary on the bayou. Come see this spacious 930 sq/ft home in this ideal location that you'll be happy to call your new permanent retirement home or even your cozy Florida winter retreat! The kitchen area features breakfast bar, pantry closets, beautiful wood cabinetry and plenty of counter space. The kitchen is open to the dining/living room area. The whole home is finished with solid/waterproof coretec and parquet flooring. The furnished master bedroom has ceiling fan and master bath with walk-in shower. The second bedroom is bright and sunny with a guest bathroom and is awaiting visiting family and friends! The home includes a lifetime double roof over, new siding and enclosed lanai overlooking the bayou and morning birds, fish and turtles!

Key facts

  • Spacious workshop
  • Private yard
  • New electric

Tags

UPDATED CENTRAL AIR/HEAT UNITNEW ELECTRICPRIVATE YARDSPACIOUS WORKSHOPSTEPS AWAY FROM SHOPPINGSTEPS AWAY FROM BEACHES

Property features AI

Finance

  • Other: Partially furnished
  • Financial info: Total annual fees $4,224; Lease restrictions apply
  • HOA & community: HOA required (John/Scott); Monthly association fee of $352; Association fee includes cable TV, internet, pool, common area taxes, management, private road maintenance, recreational facilities, security, sewer, trash, water, and escrow reserves; Association approval required; Senior community; Pets allowed (cats and dogs), maximum pet weight 20 lbs

Exterior

  • Parking: Covered parking; Carport with 2 spaces; Golf cart parking
  • Security: Community includes security (covered by association)
  • Utilities: Public water; Public sewer; Electricity connected; Cable connected; Sewer connected
  • Home design: Residential single-wide mobile home; One story; Faces northeast; Crawlspace foundation
  • Construction: Vinyl siding; Roof over
  • Exterior features: Awning(s); Exterior lighting; Storage; Heated inground pool and heated inground spa

Interior

  • Kitchen: Dishwasher; Microwave; Range; Range hood; Refrigerator; Electric water heater
  • Bedrooms: 2 bedrooms
  • Flooring: Laminate flooring
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Ceiling fans; Eat-in kitchen; Split bedroom floorplan; Window treatments (blinds)
  • Laundry & utility: Washer hookup; Electric dryer hookup; Washer; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $103k.

Deal economics

  • At list price, monthly cash flow is $502 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $103k).
  • Recommended offer: $94k (9.0% below list) — sets the bar for market timing.
  • Cap rate 12.2% vs local median 4.0% in Pinellas Park — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#170 in FL, #2,546 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, schools D-, amenities F.
  • Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents falling (-5.3%/yr); 200 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($66k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $711 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $29k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 101 days — a 9% lower offer ($94k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 9y ago; this cycle's ask has dropped $10k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $64k; list at $103k implies a 61% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $93,639 (9.0% below list)

Questions for the listing agent

  1. It's been on market 101 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.83%
Cap rate
12.15%
Cash-on-cash
20.93%
DSCR
1.93
GRM
4.5

CMA / ARV

ARV (on-the-fly)
$111,384
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9790 66th St N #105 0.00mi 2/2.0 856 (-8%) 3mo $102,000 $119 83
9790 66th St N #103 0.00mi 2/2.0 1,057 (+13%) 3mo $116,500 $110 76

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
9.2%
Equity multiple
1.35×
Total profit
$9,996
Equity at exit
$15,343
10-year hold
IRR
15.1%
Equity multiple
2.02×
Total profit
$29,341
Equity at exit
$8,897

Cash invested: $28,812 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33782

Rents YoY
-5.3%
Active inventory
200
Price-to-rent
4.5×

Monthly cashflow live

Estimated rent
$1,888 high interval (Pro) →
Mortgage (P&I)
$540
Tax from tax record
$54 /mo · $654/yr
Insurance
$43
HOA
$352
Vacancy / Maint / Mgmt
$396
Net cashflow
$502

Break-even live

Break-even rent $1,252
Max offer price $102,900
Occupancy floor 68%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$25,725
Closing costs
$3,087
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 16 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6960 Versailles Unit 6960 Pinellas Park, FL 2.0 2.0 1109 $1,695 $1.53 3d 1 0.82mi
8303 Bardmoor Blvd #105 Seminole, FL 2.0 1.0 880 $1,800 $2.05 24d 1 0.90mi
8303 Bardmoor Blvd Seminole, FL 2.0 1.0 880 $1,850 $2.10 11d 1 0.90mi
8096 Rose Ter Seminole, FL 3.0 2.0 980 $2,000 $2.04 17d 1 0.98mi
9563 Lynn Ln Seminole, FL 2.0 1.0 960 $1,495 $1.56 16d 1 0.99mi
9435 Lynn Ln Unit B Seminole, FL 2.0 1.0 960 $1,495 $1.56 24d 1 1.00mi
6132 100th Cir N Pinellas Park, FL 3.0 1.0 901 $1,995 $2.21 24d 1 1.03mi
8304 Bardmoor Blvd #104 Seminole, FL 1.0 1.0 700 $1,599 $2.28 4d 1 1.04mi
8372 Candlewood Rd Seminole, FL 1.0 1.0 850 $1,650 $1.94 24d 1 1.20mi
8574 94th Ave Seminole, FL 3.0 1.0 840 $2,000 $2.38 7d 1 1.35mi
8574 94th Ave Seminole, FL 3.0 1.0 840 $2,000 $2.38 4d 1 1.35mi
5865 92nd Ave N Pinellas Park, FL 3.0 2.0 1062 $2,400 $2.26 17d 1 1.39mi
2103 Cordova Grn Unit 2103 Seminole, FL 1.0 1.0 775 $1,500 $1.94 24d 1 1.41mi
6740 121st Ave #6 Largo, FL 2.0 2.5 1118 $1,735 $1.55 24d 1 1.42mi
9992 86th St Seminole, FL 2.0 2.0 945 $1,900 $2.01 3d 1 1.45mi
8703 Bardmoor Blvd #201 Seminole, FL 2.0 2.0 1075 $3,000 $2.79 24d 1 1.46mi

HOA detail

Monthly dues
$352 · $4,224/yr
Likely covers
water

Listing history 36 events

  1. 2026-06-18
    days on market $102,900 Active 101 DOM
  2. 2026-06-17
    days on market $102,900 Active 100 DOM
  3. 2026-06-16
    days on market $102,900 Active 99 DOM
  4. 2026-06-15
    days on market $102,900 Active 98 DOM
  5. 2026-06-13
    days on market $102,900 Active 96 DOM
  6. 2026-06-09
    days on market $102,900 Active 92 DOM
  7. 2026-06-08
    days on market $102,900 Active 91 DOM
  8. 2026-06-07
    days on market $102,900 Active 90 DOM
  9. 2026-06-04
    days on market $102,900 Active 87 DOM
  10. 2026-06-03
    days on market $102,900 Active 86 DOM
  11. 2026-06-01
    days on market $102,900 Active 84 DOM
  12. 2026-05-31
    days on market $102,900 Active 83 DOM
  13. 2026-04-24
    price $102,900
  14. 2026-03-10
    listed $112,900 Active
  15. 2020-07-31
    soldstatus $64,000 Sold 1541-char remark
    Show marketing remark (1541 chars)

    A RARE FIND and GREAT VALUE on the water! 2/2 in this most desirable 5 Star rated community! Come visit this peaceful, waterfront home in this friendly neighborhood here at the Clearwater Cascades community. When you own here, you’ll enjoy an active, relaxed lifestyle, chock-full of all the activities and amenities you would ever want in a 55+, private community! You'll also own your very own deeded land share on nearly a quarter acre in one of the most secluded areas of the community. You'll feel the peacefulness of your own private and quiet spot, yet be at ease knowing how very convenient the location is to all restaurants, entertainment, shopping and health services. This charming, fully furnished waterfront home with large 2 bed/2 baths can easily become your new sanctuary on the bayou. Come see this spacious 930 sq/ft home in this ideal location that you'll be happy to call your new permanent retirement home or even your cozy Florida winter retreat! The kitchen area features breakfast bar, pantry closets, beautiful wood cabinetry and plenty of counter space. The kitchen is open to the dining/living room area. The whole home is finished with solid/waterproof coretec and parquet flooring. The furnished master bedroom has ceiling fan and master bath with walk-in shower. The second bedroom is bright and sunny with a guest bathroom and is awaiting visiting family and friends! The home includes a lifetime double roof over, new siding and enclosed lanai overlooking the bayou and morning birds, fish and turtles!

  16. 2020-07-17
    status Pending 1541-char remark
    Show marketing remark (1541 chars)

    A RARE FIND and GREAT VALUE on the water! 2/2 in this most desirable 5 Star rated community! Come visit this peaceful, waterfront home in this friendly neighborhood here at the Clearwater Cascades community. When you own here, you’ll enjoy an active, relaxed lifestyle, chock-full of all the activities and amenities you would ever want in a 55+, private community! You'll also own your very own deeded land share on nearly a quarter acre in one of the most secluded areas of the community. You'll feel the peacefulness of your own private and quiet spot, yet be at ease knowing how very convenient the location is to all restaurants, entertainment, shopping and health services. This charming, fully furnished waterfront home with large 2 bed/2 baths can easily become your new sanctuary on the bayou. Come see this spacious 930 sq/ft home in this ideal location that you'll be happy to call your new permanent retirement home or even your cozy Florida winter retreat! The kitchen area features breakfast bar, pantry closets, beautiful wood cabinetry and plenty of counter space. The kitchen is open to the dining/living room area. The whole home is finished with solid/waterproof coretec and parquet flooring. The furnished master bedroom has ceiling fan and master bath with walk-in shower. The second bedroom is bright and sunny with a guest bathroom and is awaiting visiting family and friends! The home includes a lifetime double roof over, new siding and enclosed lanai overlooking the bayou and morning birds, fish and turtles!

  17. 2020-06-27
    price $68,700 1541-char remark
    Show marketing remark (1541 chars)

    A RARE FIND and GREAT VALUE on the water! 2/2 in this most desirable 5 Star rated community! Come visit this peaceful, waterfront home in this friendly neighborhood here at the Clearwater Cascades community. When you own here, you’ll enjoy an active, relaxed lifestyle, chock-full of all the activities and amenities you would ever want in a 55+, private community! You'll also own your very own deeded land share on nearly a quarter acre in one of the most secluded areas of the community. You'll feel the peacefulness of your own private and quiet spot, yet be at ease knowing how very convenient the location is to all restaurants, entertainment, shopping and health services. This charming, fully furnished waterfront home with large 2 bed/2 baths can easily become your new sanctuary on the bayou. Come see this spacious 930 sq/ft home in this ideal location that you'll be happy to call your new permanent retirement home or even your cozy Florida winter retreat! The kitchen area features breakfast bar, pantry closets, beautiful wood cabinetry and plenty of counter space. The kitchen is open to the dining/living room area. The whole home is finished with solid/waterproof coretec and parquet flooring. The furnished master bedroom has ceiling fan and master bath with walk-in shower. The second bedroom is bright and sunny with a guest bathroom and is awaiting visiting family and friends! The home includes a lifetime double roof over, new siding and enclosed lanai overlooking the bayou and morning birds, fish and turtles!

  18. 2020-05-28
    price $69,200 1541-char remark
    Show marketing remark (1541 chars)

    A RARE FIND and GREAT VALUE on the water! 2/2 in this most desirable 5 Star rated community! Come visit this peaceful, waterfront home in this friendly neighborhood here at the Clearwater Cascades community. When you own here, you’ll enjoy an active, relaxed lifestyle, chock-full of all the activities and amenities you would ever want in a 55+, private community! You'll also own your very own deeded land share on nearly a quarter acre in one of the most secluded areas of the community. You'll feel the peacefulness of your own private and quiet spot, yet be at ease knowing how very convenient the location is to all restaurants, entertainment, shopping and health services. This charming, fully furnished waterfront home with large 2 bed/2 baths can easily become your new sanctuary on the bayou. Come see this spacious 930 sq/ft home in this ideal location that you'll be happy to call your new permanent retirement home or even your cozy Florida winter retreat! The kitchen area features breakfast bar, pantry closets, beautiful wood cabinetry and plenty of counter space. The kitchen is open to the dining/living room area. The whole home is finished with solid/waterproof coretec and parquet flooring. The furnished master bedroom has ceiling fan and master bath with walk-in shower. The second bedroom is bright and sunny with a guest bathroom and is awaiting visiting family and friends! The home includes a lifetime double roof over, new siding and enclosed lanai overlooking the bayou and morning birds, fish and turtles!

  19. 2020-05-26
    status Active 1541-char remark
    Show marketing remark (1541 chars)

    A RARE FIND and GREAT VALUE on the water! 2/2 in this most desirable 5 Star rated community! Come visit this peaceful, waterfront home in this friendly neighborhood here at the Clearwater Cascades community. When you own here, you’ll enjoy an active, relaxed lifestyle, chock-full of all the activities and amenities you would ever want in a 55+, private community! You'll also own your very own deeded land share on nearly a quarter acre in one of the most secluded areas of the community. You'll feel the peacefulness of your own private and quiet spot, yet be at ease knowing how very convenient the location is to all restaurants, entertainment, shopping and health services. This charming, fully furnished waterfront home with large 2 bed/2 baths can easily become your new sanctuary on the bayou. Come see this spacious 930 sq/ft home in this ideal location that you'll be happy to call your new permanent retirement home or even your cozy Florida winter retreat! The kitchen area features breakfast bar, pantry closets, beautiful wood cabinetry and plenty of counter space. The kitchen is open to the dining/living room area. The whole home is finished with solid/waterproof coretec and parquet flooring. The furnished master bedroom has ceiling fan and master bath with walk-in shower. The second bedroom is bright and sunny with a guest bathroom and is awaiting visiting family and friends! The home includes a lifetime double roof over, new siding and enclosed lanai overlooking the bayou and morning birds, fish and turtles!

  20. 2020-05-21
    status Pending 1541-char remark
    Show marketing remark (1541 chars)

    A RARE FIND and GREAT VALUE on the water! 2/2 in this most desirable 5 Star rated community! Come visit this peaceful, waterfront home in this friendly neighborhood here at the Clearwater Cascades community. When you own here, you’ll enjoy an active, relaxed lifestyle, chock-full of all the activities and amenities you would ever want in a 55+, private community! You'll also own your very own deeded land share on nearly a quarter acre in one of the most secluded areas of the community. You'll feel the peacefulness of your own private and quiet spot, yet be at ease knowing how very convenient the location is to all restaurants, entertainment, shopping and health services. This charming, fully furnished waterfront home with large 2 bed/2 baths can easily become your new sanctuary on the bayou. Come see this spacious 930 sq/ft home in this ideal location that you'll be happy to call your new permanent retirement home or even your cozy Florida winter retreat! The kitchen area features breakfast bar, pantry closets, beautiful wood cabinetry and plenty of counter space. The kitchen is open to the dining/living room area. The whole home is finished with solid/waterproof coretec and parquet flooring. The furnished master bedroom has ceiling fan and master bath with walk-in shower. The second bedroom is bright and sunny with a guest bathroom and is awaiting visiting family and friends! The home includes a lifetime double roof over, new siding and enclosed lanai overlooking the bayou and morning birds, fish and turtles!

  21. 2020-04-04
    price $69,700 1541-char remark
    Show marketing remark (1541 chars)

    A RARE FIND and GREAT VALUE on the water! 2/2 in this most desirable 5 Star rated community! Come visit this peaceful, waterfront home in this friendly neighborhood here at the Clearwater Cascades community. When you own here, you’ll enjoy an active, relaxed lifestyle, chock-full of all the activities and amenities you would ever want in a 55+, private community! You'll also own your very own deeded land share on nearly a quarter acre in one of the most secluded areas of the community. You'll feel the peacefulness of your own private and quiet spot, yet be at ease knowing how very convenient the location is to all restaurants, entertainment, shopping and health services. This charming, fully furnished waterfront home with large 2 bed/2 baths can easily become your new sanctuary on the bayou. Come see this spacious 930 sq/ft home in this ideal location that you'll be happy to call your new permanent retirement home or even your cozy Florida winter retreat! The kitchen area features breakfast bar, pantry closets, beautiful wood cabinetry and plenty of counter space. The kitchen is open to the dining/living room area. The whole home is finished with solid/waterproof coretec and parquet flooring. The furnished master bedroom has ceiling fan and master bath with walk-in shower. The second bedroom is bright and sunny with a guest bathroom and is awaiting visiting family and friends! The home includes a lifetime double roof over, new siding and enclosed lanai overlooking the bayou and morning birds, fish and turtles!

  22. 2020-03-18
    price $72,000 1541-char remark
    Show marketing remark (1541 chars)

    A RARE FIND and GREAT VALUE on the water! 2/2 in this most desirable 5 Star rated community! Come visit this peaceful, waterfront home in this friendly neighborhood here at the Clearwater Cascades community. When you own here, you’ll enjoy an active, relaxed lifestyle, chock-full of all the activities and amenities you would ever want in a 55+, private community! You'll also own your very own deeded land share on nearly a quarter acre in one of the most secluded areas of the community. You'll feel the peacefulness of your own private and quiet spot, yet be at ease knowing how very convenient the location is to all restaurants, entertainment, shopping and health services. This charming, fully furnished waterfront home with large 2 bed/2 baths can easily become your new sanctuary on the bayou. Come see this spacious 930 sq/ft home in this ideal location that you'll be happy to call your new permanent retirement home or even your cozy Florida winter retreat! The kitchen area features breakfast bar, pantry closets, beautiful wood cabinetry and plenty of counter space. The kitchen is open to the dining/living room area. The whole home is finished with solid/waterproof coretec and parquet flooring. The furnished master bedroom has ceiling fan and master bath with walk-in shower. The second bedroom is bright and sunny with a guest bathroom and is awaiting visiting family and friends! The home includes a lifetime double roof over, new siding and enclosed lanai overlooking the bayou and morning birds, fish and turtles!

  23. 2020-03-13
    price $72,500 1541-char remark
    Show marketing remark (1541 chars)

    A RARE FIND and GREAT VALUE on the water! 2/2 in this most desirable 5 Star rated community! Come visit this peaceful, waterfront home in this friendly neighborhood here at the Clearwater Cascades community. When you own here, you’ll enjoy an active, relaxed lifestyle, chock-full of all the activities and amenities you would ever want in a 55+, private community! You'll also own your very own deeded land share on nearly a quarter acre in one of the most secluded areas of the community. You'll feel the peacefulness of your own private and quiet spot, yet be at ease knowing how very convenient the location is to all restaurants, entertainment, shopping and health services. This charming, fully furnished waterfront home with large 2 bed/2 baths can easily become your new sanctuary on the bayou. Come see this spacious 930 sq/ft home in this ideal location that you'll be happy to call your new permanent retirement home or even your cozy Florida winter retreat! The kitchen area features breakfast bar, pantry closets, beautiful wood cabinetry and plenty of counter space. The kitchen is open to the dining/living room area. The whole home is finished with solid/waterproof coretec and parquet flooring. The furnished master bedroom has ceiling fan and master bath with walk-in shower. The second bedroom is bright and sunny with a guest bathroom and is awaiting visiting family and friends! The home includes a lifetime double roof over, new siding and enclosed lanai overlooking the bayou and morning birds, fish and turtles!

  24. 2020-03-04
    price $73,000 1541-char remark
    Show marketing remark (1541 chars)

    A RARE FIND and GREAT VALUE on the water! 2/2 in this most desirable 5 Star rated community! Come visit this peaceful, waterfront home in this friendly neighborhood here at the Clearwater Cascades community. When you own here, you’ll enjoy an active, relaxed lifestyle, chock-full of all the activities and amenities you would ever want in a 55+, private community! You'll also own your very own deeded land share on nearly a quarter acre in one of the most secluded areas of the community. You'll feel the peacefulness of your own private and quiet spot, yet be at ease knowing how very convenient the location is to all restaurants, entertainment, shopping and health services. This charming, fully furnished waterfront home with large 2 bed/2 baths can easily become your new sanctuary on the bayou. Come see this spacious 930 sq/ft home in this ideal location that you'll be happy to call your new permanent retirement home or even your cozy Florida winter retreat! The kitchen area features breakfast bar, pantry closets, beautiful wood cabinetry and plenty of counter space. The kitchen is open to the dining/living room area. The whole home is finished with solid/waterproof coretec and parquet flooring. The furnished master bedroom has ceiling fan and master bath with walk-in shower. The second bedroom is bright and sunny with a guest bathroom and is awaiting visiting family and friends! The home includes a lifetime double roof over, new siding and enclosed lanai overlooking the bayou and morning birds, fish and turtles!

  25. 2020-03-03
    status Active 1541-char remark
    Show marketing remark (1541 chars)

    A RARE FIND and GREAT VALUE on the water! 2/2 in this most desirable 5 Star rated community! Come visit this peaceful, waterfront home in this friendly neighborhood here at the Clearwater Cascades community. When you own here, you’ll enjoy an active, relaxed lifestyle, chock-full of all the activities and amenities you would ever want in a 55+, private community! You'll also own your very own deeded land share on nearly a quarter acre in one of the most secluded areas of the community. You'll feel the peacefulness of your own private and quiet spot, yet be at ease knowing how very convenient the location is to all restaurants, entertainment, shopping and health services. This charming, fully furnished waterfront home with large 2 bed/2 baths can easily become your new sanctuary on the bayou. Come see this spacious 930 sq/ft home in this ideal location that you'll be happy to call your new permanent retirement home or even your cozy Florida winter retreat! The kitchen area features breakfast bar, pantry closets, beautiful wood cabinetry and plenty of counter space. The kitchen is open to the dining/living room area. The whole home is finished with solid/waterproof coretec and parquet flooring. The furnished master bedroom has ceiling fan and master bath with walk-in shower. The second bedroom is bright and sunny with a guest bathroom and is awaiting visiting family and friends! The home includes a lifetime double roof over, new siding and enclosed lanai overlooking the bayou and morning birds, fish and turtles!

  26. 2020-02-19
    status Pending 1541-char remark
    Show marketing remark (1541 chars)

    A RARE FIND and GREAT VALUE on the water! 2/2 in this most desirable 5 Star rated community! Come visit this peaceful, waterfront home in this friendly neighborhood here at the Clearwater Cascades community. When you own here, you’ll enjoy an active, relaxed lifestyle, chock-full of all the activities and amenities you would ever want in a 55+, private community! You'll also own your very own deeded land share on nearly a quarter acre in one of the most secluded areas of the community. You'll feel the peacefulness of your own private and quiet spot, yet be at ease knowing how very convenient the location is to all restaurants, entertainment, shopping and health services. This charming, fully furnished waterfront home with large 2 bed/2 baths can easily become your new sanctuary on the bayou. Come see this spacious 930 sq/ft home in this ideal location that you'll be happy to call your new permanent retirement home or even your cozy Florida winter retreat! The kitchen area features breakfast bar, pantry closets, beautiful wood cabinetry and plenty of counter space. The kitchen is open to the dining/living room area. The whole home is finished with solid/waterproof coretec and parquet flooring. The furnished master bedroom has ceiling fan and master bath with walk-in shower. The second bedroom is bright and sunny with a guest bathroom and is awaiting visiting family and friends! The home includes a lifetime double roof over, new siding and enclosed lanai overlooking the bayou and morning birds, fish and turtles!

  27. 2020-02-13
    price $73,500 1541-char remark
    Show marketing remark (1541 chars)

    A RARE FIND and GREAT VALUE on the water! 2/2 in this most desirable 5 Star rated community! Come visit this peaceful, waterfront home in this friendly neighborhood here at the Clearwater Cascades community. When you own here, you’ll enjoy an active, relaxed lifestyle, chock-full of all the activities and amenities you would ever want in a 55+, private community! You'll also own your very own deeded land share on nearly a quarter acre in one of the most secluded areas of the community. You'll feel the peacefulness of your own private and quiet spot, yet be at ease knowing how very convenient the location is to all restaurants, entertainment, shopping and health services. This charming, fully furnished waterfront home with large 2 bed/2 baths can easily become your new sanctuary on the bayou. Come see this spacious 930 sq/ft home in this ideal location that you'll be happy to call your new permanent retirement home or even your cozy Florida winter retreat! The kitchen area features breakfast bar, pantry closets, beautiful wood cabinetry and plenty of counter space. The kitchen is open to the dining/living room area. The whole home is finished with solid/waterproof coretec and parquet flooring. The furnished master bedroom has ceiling fan and master bath with walk-in shower. The second bedroom is bright and sunny with a guest bathroom and is awaiting visiting family and friends! The home includes a lifetime double roof over, new siding and enclosed lanai overlooking the bayou and morning birds, fish and turtles!

  28. 2020-01-30
    listed $75,000 Active 1541-char remark
    Show marketing remark (1541 chars)

    A RARE FIND and GREAT VALUE on the water! 2/2 in this most desirable 5 Star rated community! Come visit this peaceful, waterfront home in this friendly neighborhood here at the Clearwater Cascades community. When you own here, you’ll enjoy an active, relaxed lifestyle, chock-full of all the activities and amenities you would ever want in a 55+, private community! You'll also own your very own deeded land share on nearly a quarter acre in one of the most secluded areas of the community. You'll feel the peacefulness of your own private and quiet spot, yet be at ease knowing how very convenient the location is to all restaurants, entertainment, shopping and health services. This charming, fully furnished waterfront home with large 2 bed/2 baths can easily become your new sanctuary on the bayou. Come see this spacious 930 sq/ft home in this ideal location that you'll be happy to call your new permanent retirement home or even your cozy Florida winter retreat! The kitchen area features breakfast bar, pantry closets, beautiful wood cabinetry and plenty of counter space. The kitchen is open to the dining/living room area. The whole home is finished with solid/waterproof coretec and parquet flooring. The furnished master bedroom has ceiling fan and master bath with walk-in shower. The second bedroom is bright and sunny with a guest bathroom and is awaiting visiting family and friends! The home includes a lifetime double roof over, new siding and enclosed lanai overlooking the bayou and morning birds, fish and turtles!

  29. 2018-02-08
    soldstatus $58,000 Sold 506-char remark
    Show marketing remark (506 chars)

    * * * * WATERFRONT CANAL HOME! * * * * Come join the fun in the HIGHLY sought after and very active 55 + community of Clearwater Cascade!! The community is resident owned and this home COMES WITH A LAND SHARE. This over sized single wide has a split plan with two large bedrooms and 2 bathrooms. This home comes totally FURNISHED and has a LIFETIME DOUBLE ROOF OVER! The Florida Room has slider windows that overlook the CANAL behind it, perfect for outdoor living and entertaining! Call me today!

  30. 2018-01-15
    status Pending 506-char remark
    Show marketing remark (506 chars)

    * * * * WATERFRONT CANAL HOME! * * * * Come join the fun in the HIGHLY sought after and very active 55 + community of Clearwater Cascade!! The community is resident owned and this home COMES WITH A LAND SHARE. This over sized single wide has a split plan with two large bedrooms and 2 bathrooms. This home comes totally FURNISHED and has a LIFETIME DOUBLE ROOF OVER! The Florida Room has slider windows that overlook the CANAL behind it, perfect for outdoor living and entertaining! Call me today!

  31. 2017-09-05
    status Active 506-char remark
    Show marketing remark (506 chars)

    * * * * WATERFRONT CANAL HOME! * * * * Come join the fun in the HIGHLY sought after and very active 55 + community of Clearwater Cascade!! The community is resident owned and this home COMES WITH A LAND SHARE. This over sized single wide has a split plan with two large bedrooms and 2 bathrooms. This home comes totally FURNISHED and has a LIFETIME DOUBLE ROOF OVER! The Florida Room has slider windows that overlook the CANAL behind it, perfect for outdoor living and entertaining! Call me today!

  32. 2017-08-27
    historical 506-char remark
    Show marketing remark (506 chars)

    * * * * WATERFRONT CANAL HOME! * * * * Come join the fun in the HIGHLY sought after and very active 55 + community of Clearwater Cascade!! The community is resident owned and this home COMES WITH A LAND SHARE. This over sized single wide has a split plan with two large bedrooms and 2 bathrooms. This home comes totally FURNISHED and has a LIFETIME DOUBLE ROOF OVER! The Florida Room has slider windows that overlook the CANAL behind it, perfect for outdoor living and entertaining! Call me today!

  33. 2017-06-05
    status Active 506-char remark
    Show marketing remark (506 chars)

    * * * * WATERFRONT CANAL HOME! * * * * Come join the fun in the HIGHLY sought after and very active 55 + community of Clearwater Cascade!! The community is resident owned and this home COMES WITH A LAND SHARE. This over sized single wide has a split plan with two large bedrooms and 2 bathrooms. This home comes totally FURNISHED and has a LIFETIME DOUBLE ROOF OVER! The Florida Room has slider windows that overlook the CANAL behind it, perfect for outdoor living and entertaining! Call me today!

  34. 2017-05-27
    historical 506-char remark
    Show marketing remark (506 chars)

    * * * * WATERFRONT CANAL HOME! * * * * Come join the fun in the HIGHLY sought after and very active 55 + community of Clearwater Cascade!! The community is resident owned and this home COMES WITH A LAND SHARE. This over sized single wide has a split plan with two large bedrooms and 2 bathrooms. This home comes totally FURNISHED and has a LIFETIME DOUBLE ROOF OVER! The Florida Room has slider windows that overlook the CANAL behind it, perfect for outdoor living and entertaining! Call me today!

  35. 2017-03-25
    price $61,000 506-char remark
    Show marketing remark (506 chars)

    * * * * WATERFRONT CANAL HOME! * * * * Come join the fun in the HIGHLY sought after and very active 55 + community of Clearwater Cascade!! The community is resident owned and this home COMES WITH A LAND SHARE. This over sized single wide has a split plan with two large bedrooms and 2 bathrooms. This home comes totally FURNISHED and has a LIFETIME DOUBLE ROOF OVER! The Florida Room has slider windows that overlook the CANAL behind it, perfect for outdoor living and entertaining! Call me today!

  36. 2017-02-28
    listed $65,000 Active 506-char remark
    Show marketing remark (506 chars)

    * * * * WATERFRONT CANAL HOME! * * * * Come join the fun in the HIGHLY sought after and very active 55 + community of Clearwater Cascade!! The community is resident owned and this home COMES WITH A LAND SHARE. This over sized single wide has a split plan with two large bedrooms and 2 bathrooms. This home comes totally FURNISHED and has a LIFETIME DOUBLE ROOF OVER! The Florida Room has slider windows that overlook the CANAL behind it, perfect for outdoor living and entertaining! Call me today!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$654 · $54/mo
Projected year-2 tax
$854 · $71/mo
Expected delta
+$200/yr (+$17/mo · 30.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 13% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 27 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,655
− Mortgage interest
−$5,764
− Property taxes
−$654
− Insurance
−$514
− Repairs & maintenance
−$1,812
− Management
−$1,812
− HOA
−$4,224
− Depreciation
−$2,993
Taxable income
$4,880
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,171
After-tax cash flow
$4,858/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Pinellas
NCES district ID
1201560
Math proficiency
51% ▼ -5.00%
Reading proficiency
51% ▼ -3.00%
Median HH income
$46,270
Composite
43.27/100
National rank
#3046
State rank
#31 of 73 in FL

Livability — Pinellas Park

Score
78/100
State rank
#170
US rank
#2546

Category grades

Amenities F Commute A+ Cost of living A+ Crime C+ Employment D+ Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Pinellas Park, FL
County
Pinellas County · 939,478 people
City population
50,533
Metro
Tampa-St. Petersburg-Clearwater, FL
Population (ZIP)
22,461
Household income
$66,461
Rent vs Own
25.6% rent · 74.4% own
Severe rent burden
486.0

Population outlook (Pinellas County) Hauer SSP2

Today (2025)
1,027,532 people
By 2030
1,063,586 · +3.5%
By 2040
1,125,020 · +9.5%
By 2050
1,168,637 · +13.7%
By 2075
1,265,188 · +23.1%
By 2100
1,260,357 · +22.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (68%)
Race & ethnicity
White 68% Hispanic / Latino 12% Asian 12% Two or more races 8% Black 5%
Hispanic origin (detail)
Mexican 3% Puerto Rican 2% Cuban 2%
Common ancestry
Lithuanian 3% Italian 3% Romanian 2%
Foreign-born
17% · Canada, Vietnam, China
Languages at home
78% English-only · Spanish 9% Vietnamese 7% Other Indo-European 2%

Political lean MEDSL · Pinellas

2024 margin
Lean R (+5.2) · D 46.9% · R 52.1%
2008→2024 swing
-13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
All cycles
2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -250.17%
Current HPI
314.1689
Rent YoY
▼ -5.28%
Metro
Tampa-St. Petersburg-Clearwater, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+58.3% since first listed
24 events — show timeline
  • 2026-04-24 Price Changed $102,900 Stellar MLS as Distributed by MLS Grid
  • 2026-03-10 Listed $112,900 Stellar MLS as Distributed by MLS Grid
  • 2020-07-31 Sold (MLS) $64,000 Stellar MLS as Distributed by MLS Grid
  • 2020-07-17 Pending Stellar MLS as Distributed by MLS Grid
  • 2020-06-27 Price Changed $68,700 Stellar MLS as Distributed by MLS Grid
  • 2020-05-28 Price Changed $69,200 Stellar MLS as Distributed by MLS Grid
  • 2020-05-26 Relisted Stellar MLS as Distributed by MLS Grid
  • 2020-05-21 Pending Stellar MLS as Distributed by MLS Grid
  • 2020-04-04 Price Changed $69,700 Stellar MLS as Distributed by MLS Grid
  • 2020-03-18 Price Changed $72,000 Stellar MLS as Distributed by MLS Grid
  • 2020-03-13 Price Changed $72,500 Stellar MLS as Distributed by MLS Grid
  • 2020-03-04 Price Changed $73,000 Stellar MLS as Distributed by MLS Grid
  • 2020-03-03 Relisted Stellar MLS as Distributed by MLS Grid
  • 2020-02-19 Pending Stellar MLS as Distributed by MLS Grid
  • 2020-02-13 Price Changed $73,500 Stellar MLS as Distributed by MLS Grid
  • 2020-01-30 Listed $75,000 Stellar MLS as Distributed by MLS Grid
  • 2018-02-08 Sold (MLS) $58,000 Stellar MLS as Distributed by MLS Grid
  • 2018-01-15 Pending Stellar MLS as Distributed by MLS Grid
  • 2017-09-05 Relisted Stellar MLS as Distributed by MLS Grid
  • 2017-08-27 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2017-06-05 Relisted Stellar MLS as Distributed by MLS Grid
  • 2017-05-27 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2017-03-25 Price Changed $61,000 Stellar MLS as Distributed by MLS Grid
  • 2017-02-28 Listed $65,000 Stellar MLS as Distributed by MLS Grid

Property tax history

-1.8%/yr

Latest (2025): $654 · -2.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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